To send money to a Debit Card...
 

If you're in the US or UK can you walk in the bank and ask to send money to
a debit visa/master card by it's number worldwide?

90% sure you can not in the UK...

No, and on top of that you would probably get your account closed for even asking... "I want to send money to some anonymous debit card, can I do that?"... good luck with that.. :1orglaugh

Try serve.com by Amex. If you two have the cards it would be easy.

Good luck.

Dude. It's easy everywhere but your country. Thats why i am asking.

Debit cards are tied to a bank account. Wether it's one you pick up from 7-11 or a card from BofA, all debit cards point to some "account" where the money is stored.

What your trying to do is DEBIT or refund the card to put money in that way, the answer is NO. If, however you have a friend with a merchant account they can refund you money back to that card.

An old accountant we had at a small firm I was doing consulting work for was going this to his own cards and went under the radar of the company for months and months. Turned out that he "refunded" himself over $15,000 between debit and credit cards. He's in jail now

I think he means pre-paid debit cards. Like you put the money on the card, kind of like gift cards. But maybe I am wrong.

well, in CIS countries if you know a visa/master card number you want to send money to you go to ANY bank and say I want to top up someones debit card , tell the number, give cash - voila, done.

That's what I'm referring to, the "convenient store" debit cards. They are all associated with some bank account. Money isn't tied to a specific account number on a card, otherwise if you lost it, like a gift card, you are fucked.

Edit: let me rephrase that... The debit card account number is the gateway between the account where the funds are and the debit card itself.

Some non visa/mc cards can limit spending at an account level, like a gift card from Target. In the back end it says "account #12345 has a max limit of $500," however that's not the way Visa/MC debit cards work - they must be tied to a specific cell account. A friend of mine got into the prepaid debit card biz, that's where I learned some of this info from.

They are merely funding the card through a refund method right there. Banks in the US don't so that because they like to charge you fees for shit like wire transfers.

Most of your questions towards the US can simply be answered by "is there money to be made doing this?" If the answer is "no" then no one will do it.