Question about processors
 

Hello. I have a somewhat adult site that isn't porn. I was told by paypal that it would be ok to process with them. I have been using an adult processor for the past few months. My question is, if I take the processors pages off my site to use paypal, will they automatically close my account? I plan on switching back & forth month to month from paypal to the adult processor, so I wouldnt want that to happen.

Hi,

I'm not sure about the processor you are using and their policy. You should ask them directly. However, if you want to save money and not have those restrictions, we can help you. You will be able to offer Paypal as well if you with in conjunction.

Please contact our sales department for more information of feel free to post questions here.

Mitch

Hi,

We would certainly like the opportunity to work with you on your more mainstream project and your own merchant account would be perfect for balancing cost and support. Hit me up if you're interested!
:thumbsup

Hi,

Don't do what you are asking. Paypal to adult processor will go like this:

paypal - sales
adult processor - sales + scrub + 15.5% PF + 10% holdback + $1250 Visa/Mastercard /yr
paypal - shut down account, hold all money
adult processor - that's all you got now and all your money is going to someone else.

Hit me up if you want to know what is up.

I understand everything you said except for this part. As far as paypal, I know how they get down. Ive used them in mainstream since 07. Im not worried about the paypal being shutdown, Im just concerned that if I stop processing with the adult processor for lets say a month, that they will close my account. I would ask them directly but dont want to raise any eye brows. Maybe im being paranoid .

you should be paranoid about paypal closing your account. This is your livelihood... take measures into your own hands.

I am billing for certain people... it is called *beaner billing*.

I dont advice you to go with paypal as main primary..

If you are processing mainstream with NETbilling and are in the US, the feed will be about 5%, adult willbe about 8%, including , processing, fraud scrub and customer service.

Not only that but you will get daily payouts.

Mitch

Mitch, I am directly competing with you man. I am not happy with IPSP billing right now and I have 2 of my own merchant accounts. I am going to offer people dirt cheap processing with 2X transactions.

Try to have a chat in private with Beaner. He'll help you out :2 cents:

what is IPSP billing?

Internet payment service provider (epoch, CCbill etc)

are they somehow related to Mitch and NetBilling?

No - NETbilling is not an IPSP. We help merchants obtain and process with their own merchant accounts.

Nothing wrong with a little fair competition in the free market....as long as the market is not cornered by cheesy rats.

Its been high time for some new billing services and better all around rates and transaction counts!

Bravo Beaner for making the splash in to semi familiar territory and innovating a way for adult webmasters, by adult webmasters, and of adult webmasters!

Absolutely good freaking stuff to see and hear about!

Yes have a chat with the Legendary Beaner, he is a reservoir of knowledge and expertise in the adult industry with deeper grasp and understanding than all the middle men combined.

Add in the fact that he is fair, kind hearted, and full of drive and ambition and from where we stand can be trusted to do what he says 100%

We always welcome competition. Welcome aboard.

Hey bud. :thumbsup If you are getting people their own merchant accounts, that's great, however if you are processing other merchants on your own merchant account without submitting a full application on each merchant for the banks knowledge and approval, that is called factoring and will get you in big trouble if it's caught.

Just FYI :2 cents:


Give me a call sometime and lets hang again soon! :)




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Coming back to the original question, the best advice so far was to ask the adult processor directly. We are dealing with third party billers and merchant accounts since 2006

- Most have No number of minimum transactions, but fees can still apply
- All necessary info for this case should be written in your contract and their ToS
- Be aware that you would have to handle two user groups/password lists/login functions, if it's a paysite (you didn't gave info on that or used cms)

My advice, if your system can handle it: DO AN A/B TESTING

Nothing like that. I mentioned *select few*. These select few would be partners of which I own a percent. No different then any other program who adds sites to their program and bills under the affiliate program.

The difference is I am trying to establish the importance of surfer flow from point of hitting *join* to filling in credit card information. Using tools such as 1 click upgrade, repeat purchases, etc. So much money is left on the table because these items are not typically addressed. And then obviously the fact that sending your surfer off site and requiring tons of fields, then the scrub to boot... well they all add up negatively.

With the help of those involved... we are going to scale it up, offer *all* the tools necessary to capitalize on profits. I am going to post the exact stats of what can be accomplished when *billing* is made a priority.

Not using paypal is good advice as well. I have also never heard of any third party biller having a problem switching main processors... it is called cascading. The only biller to *penalize* for switching main billers that I know of is zombaio. I don't even think they do that as they used to offer 5.9% (from recollection) and then would bump that to 10% or so if they found out you put them down in cascade. I think zombaio is over 10% now.

So to answer OP question direct... I don't think it would be an issue at all to switch the billers (except what I said above).

.... back to the OP and responses to his questions.