Your $0.02 Please: Would You Trust a Processing Company Whose Owner
 

? and sales guys also run a fraudulant cross sale program (but on the hush hush of course because, God forbid people found out)?

Just a question because I think there is a FUNDAMENTAL ethics issue at hand (not that many care about ethics these days) and I just see a major problem with said processor mixing their merchants' transactions with their own personal ones to benefit their fraudulent business.

I don't know - mixing their fraudulant transactions with those of their merchants to cover their asses on chargebacks, etc. Doesn't seem kosher, but maybe no one cares.

Any input is valued because I would personally fear putting my valuable user data in their hands and quite frankly, you should be too.

No I would not trust a company who runs a fraudulent cross sale program.

Wondering who this is though.

Honestly there are a lot of good processing companies available these days in adult. I don't know why anyone would choose to use a bad one for any reason, with so many easy to work with quality companies they can choose instead...

Hard to trust and do business with someone that has shady business practices.

Are cross sales actually fraud though? If so the police should step in.

Setting aside this being alleged allegations that does not name anyone, any company , any sites, or any cross sale sites etc. It is rather hard to say yes or no with no details to look at and see if there is anything to even worry about...

That said, why not just pass and setup with any number of other options on the market?
Why post nameless allegations when the solution is so simple.
If you have any issues with someone skip having them deal with your processing.

If you don't know what your options are simple go to PHX and tell people you are looking for processing, then have a seat and watch the lineup of options grow right before your eyes...

Starting a thread like this without naming names can be fun, but it can cut a little deep if found to be baseless, seeing as if this is true it flies against card association rules...
Someone could get a little pissy, if they are not in the wrong and they see this as a possible case of liable etc...

So some Processor may or may not own or own part of some paysite,
that may or may not have cross sales,
who's transactions may or may not be getting filtered into other clients accounts,
or it may or may have its' own account. Or they may or may not have anything to do with it...

You may or may not want to seek other options.

Absolutely not.

On the face of it, some people might think its ok to operate two different business lines where one is shady and the other is clean without issues. All ethics aside, the problem comes up when one of the businesses starts to diminish or fail (likely the shady one), that's when morals and ethics starts to go away on the ethical side in lieu of trying to boost up sales again. That's when clients on both sides of the business lines should start to panic and when their transactions (ethical or shady) start becoming riskier.
WG

Good post WG.

Hey Paul - as I posted on the other message board, in response to your exact same verbiage:

"I agree with you on many points and appreciate your politically correct response.
The reason I posted this was to in fact see if anyone knew of any rules against such practices and if so (or even if not) one should feel "safe" processing there. If I wanted to be "fun" or really start a war I would post the company name AND the concrete facts - but alas, Ill leave that up to the card associations to reprimand them if THEY see fit once I pass over the info to them.

So - THANK YOU for your response - and the response of others. I guess there are rules against it and therefore you answered my question because, in theory, the fact that there are rules against it means it is unethical. And therefore, the company should NOT be trusted."

:thumbsup

You're smart. I respect you.

Why not just ask any one in your contact list within processing? So I assumed you were/are just having fun...

Simple ethics issue at play on their side would be:
1- owning a merchant company and knowingly violating merchant cross sale rules
2- knowingly violation of processing rule dealing with placing sales under someone else's account/MID
to name but 2 ...

After all fraud is fraud so its not really a question..

I had to keep checking the post date and url of the forum. A thread about business ethics on GFY? I applaud you all. :thumbsup

got fleas?

Thanks Paul. Appreciate it.

And, perhaps we can both learn something here as you have a point about utilizing contact lists instead of bringing others into discussions or (in some cases) personal matters.

Again, I appreciate your input.

Personal interest?:error

I have no personal interest in any processing company nor have I brought anyone into this.

My only personal interest in this really would be to know what company you are talking about so I do not setup processing with them or if I have already done so to move away from them. It sounds like they could be a processing risk.

What he said.

As I just told you in the private message you started with me on FB, ZERO. I know you have ZERO interest in processing other than setting up your own personal accounts. It wasn't what I was referring to above. But we have direct dialogue now - so, Ill look forward to you hitting me up again there.

Thanks Paul. Appreciate it.

And, perhaps we can both learn something here as you have a point about utilizing contact lists instead of bringing others into discussions or (in some cases) personal matters.

Again, I appreciate your input.

Do you think 9/11 was funny :321GFY :321GFY :321GFY

Why so serious? Go fuck yourself. :winkwink:

what he said :2 cents:

What he said :2 cents:

There is no way I would do business with them. The sad thing is I have met or spoken with some of the top billing companies/middle men and most are so dirty it scares me. People talking about "friendlies" and gift cards to equal out cb ratios, asking if I need help finding nominees, etc. No thank you...

Howdy WG nice to see you around here. Thanks to you I looked in to adwords back in the day. <3

Apparently the concept of a rhetorical question is lost on many in this thread.

What kind of fucking idiot would do this?

Good point.

IMHO a processor must be above reproach and must have the highest and most transparent standards in the business.

thread is completely worthless without name of company. Everyone clicks on here to find out who it is so spill the beans already.

I have a better question:

You best girlfriends husband is cheating on her with an hooker with AIDS. Do you tell her?

Totally rhetorical ....

what he said


this seems to be the thread to be in, WG, tell me your going to be in Phx next week...we need a bus driver ;)

She specifically asked for my two cents though.

I am glad you were here to give it:2 cents::thumbsup

And your sig says that you sell penis pills ???

And your profile puts you in Delaware the home of the moody shell company ???

So fake pills and fake companies - has anyone got the pot and the kettle gif handy ? :thumbsup

Lol 9 out of 10 billing companies is currently shitting their pants

If you are an ethical business person. This is a trick question?

Are you people blind?

This thread was clearly started to scare whoever she has some sort of problem with. I have no idea which processor she is referring to, but this question is just to get their attention. Maybe they owe her money, and this is a way to get them scared so they pay her, I don't know.

The question is rhetorical, and it would take an idiot to actually have to think about it before coming to a conclusion on whether or not it would be a bad idea to do business with a company like that when they would probably just steal your data/cause risk to your business.

The real question is, if she gets whatever she is trying to get, will she out the shady company? Probably not.

Same here, thought it was a retro thread that had been bumped ironically.

+1 :2 cents::pimp

This is what i thought as well.

Same .....

Absolutely NOT!

Guess she got paid

As expected she won't out the shady processor

top notch stand up industry :1orglaugh

If that's true, I guess she is OK with working with shady processor as long as she gets paid:2 cents:

I appreciate the kind words.

In that case the answer must be: trust them until they miss a payment.

Kristen,

Let me know if you need any help or advice.
Let's chat.

Mitch

so spill the beans....

I have zero clue who you are referring to, and don't even want to know. Whether it's in compliance is one thing, whether it's an ethical move is something else entirely.

Over the years, I saw it all... good, bad, downright fraud. It happens in every industry, and some people profit from it, some don't.

I'm a little puzzled as to how someone could stack cross sales on top of someone else's transactions without anyone catching on, if that's what you're insinuating. I don't recall a single site owner not seeding their own sales and running test joins with real credit cards and Gmail addresses on a regular basis to keep an eye on what their processor was doing - we do that with Apple, and they should be pretty trustworthy.

One of main reasons I left adult processing was because everyone and their dog started a processing company and running clean transactions was not making the kind of money that running less savory setups did.

why get involved with a company/person(s) like that?

we process for the adult industry, no issues and we are honest. If you allow us to help you will make it as smooth as possible, we don't waste your time. if you can help you, we would be more than happy to if not we just let you know.

David,
icard360