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mahoney 08-04-2015 04:17 PM

Who Is Your Health Care Provider?
 
Who Is Your Health Care Provider? I used to Have Anthem Blue Shield but the deductible was like $5000 with a $200 a month payment.

Does anyone have any recommendations ? I live in Las Vegas. I was thinking of checking out Nevada Health Link. :helpme

geedub 08-04-2015 05:37 PM

Quote:

Originally Posted by mahoney (Post 20541938)
Who Is Your Health Care Provider? I used to Have Anthem Blue Shield but the deductible was like $5000 with a $200 a month payment.

Does anyone have any recommendations ? I live in Las Vegas. I was thinking of checking out Nevada Health Link. :helpme

That's the kind of insurance you're going to find if you're ~30, healthy, single and have no kids. America, fuck yea. At least it has been my experience.

ClaireMonroe 08-04-2015 05:37 PM

I just pay the penalty and pay cash. Buck Ofama.

Spunky 08-04-2015 05:41 PM

Damn,that is insane.We may not have the best health care,but we aren't getting raped like the Americans...yet

L-Pink 08-04-2015 05:43 PM

I have Blue Cross, pay $775 a month but they don't cover the doctor I have used since 1993. So I pay my long-time doc cash a few times a year and have the other coverage in case I stroke up playing hide the salami.

Sly 08-04-2015 05:46 PM

Quote:

Originally Posted by geedub (Post 20542013)
That's the kind of insurance you're going to find if you're ~30, healthy, single and have no kids. America, fuck yea. At least it has been my experience.

Mine is $250, lower deductible. Depends on your market. Austin has a really good market, from what I'm told.

Humana.

mahoney 08-04-2015 05:47 PM

Quote:

Originally Posted by geedub (Post 20542013)
That's the kind of insurance you're going to find if you're ~30, healthy, single and have no kids. America, fuck yea. At least it has been my experience.

Do they penalize u for being married?

Paul Markham 08-05-2015 03:36 AM

The State. I pay nothing these days. Taking out the profit element allows Governments to provide free health car to pensioners, disabled, unemployed.

suesheboy 08-05-2015 04:00 AM

Humanna about $520 a month $1k deductible and $1.5k max out of pocket a year.

bronco67 08-05-2015 05:15 AM

Cigna has been good for me so far....and they pay 80% for out of network doc visits.

CurrentlySober 08-05-2015 06:22 AM

The NHS & its free...

poncabare 08-05-2015 07:01 AM

Quote:

Originally Posted by CurrentlySober (Post 20542379)
The NHS & its free...


Nothing is ever free, someone is flipping that bill

Barry-xlovecam 08-05-2015 07:15 AM

No one gets free healthcare -- take a look at the taxes you pay. Socialized healthcare is supported by taxation. That is not a bad thing necessarily especially if you don't have a lot of money.

What you do have is a 20%+- VAT tax to pay -- in the USA State Sales Tax is less than 13%, 6% average?

Talk about brainwashing.

Health Insurance is a state regulated service so maybe that link is a good start.

just a punk 08-05-2015 08:24 AM

Quote:

Originally Posted by mahoney (Post 20541938)
Who Is Your Health Care Provider?

The government. I pay 0 rubles a month since my birthday :pimp

crockett 08-05-2015 08:31 AM

Quote:

Originally Posted by ClaireMonroe (Post 20542014)
I just pay the penalty and pay cash. Buck Ofama.

You will be paying a ridiculous amount more if you choose to pay cash.. What you are really saying, is pay the penalty and hope nothing bad happens..

HowlingWulf 08-05-2015 08:49 AM

I have a similar plan to mahoney with Humana One in FL.

sandman! 08-05-2015 09:50 AM

land of lincoln here.

Robbie 08-05-2015 11:17 AM

I think the thread title should have been: "Who is your insurance company?"

The govt. and the media has us all using the wrong verbiage as they con the American people further into confusing "healthcare" with "insurance scam". :(

Your "healthcare provider" is your DOCTOR. Not the faceless corporation making billions of dollars from all us sending them money every month. :(

wehateporn 08-05-2015 11:28 AM

UK NHS, but it would really anger me to have to pay as I don't take pharma drugs or jabs, would always go natural

L-Pink 08-05-2015 11:41 AM

Quote:

Originally Posted by Robbie (Post 20542676)
I think the thread title should have been: "Who is your insurance company?"

The govt. and the media has us all using the wrong verbiage as they con the American people further into confusing "healthcare" with "insurance scam". :(

Your "healthcare provider" is your DOCTOR. Not the faceless corporation making billions of dollars from all us sending them money every month. :(

Some recent insurance company mergers have narrowed consumers choices down to just 3 major companies.


.

Black All Through 08-05-2015 11:45 AM

What on earth is health insurance? ;)

Barry-xlovecam 08-05-2015 11:58 AM

Quote:

Originally Posted by L-Pink (Post 20542687)
Some recent insurance company mergers have narrowed consumers choices down to just 3 major companies.

That may be a good thing -- an opt-in "Americare" patterned after Medicare would not be a monopoly but a viable competitor to private health insurance corporations that are for profit.

Maybe, a government administered non-profit would be a same-services lowered cost option. As a non-profit government corporation it would be exempt from taxation (that is a savings to consumers right there) and its chief administrators would not be getting insurance company CEO and C level salaries of 10's or 100's of millions of dollars a year pre-tax. Prices of medical services could be forced lower by the largest pools of patient belonging to (and paying premiums to) this new non-profit. This is a middle step toward taxpayer funded public healthcare. That has to happen in the next 10 years to control the costs.

Robbie 08-05-2015 12:53 PM

Quote:

Originally Posted by Barry-xlovecam (Post 20542703)
That has to happen in the next 10 years to control the costs.

Or maybe the govt. could do to the medical and pharmaceutical industries what they do to every other industry: Not allow them to price gouge and charge many times more for the exact same medication, treatment, and hospital stays.

Barry-xlovecam 08-05-2015 01:58 PM

State governments control public utility rates charged to the public. My utilities gas/electric have doubled in 20 years -- not so bad ...

Medical inflation is 1000/2065
and the CPI was 1000/1695
Social Security Wage Index 1000/1900
according to this online calculator Tom's Inflation Calculator

So who is fuckin' who here -- not sure ...

ShadowStats (U.S. Price Inflation) 1000/5548

Shadow stats is not right 1000/2500 might be realistic?

Where does the federal government set prices other that what they will pay for what they buy? Most prices (if not all) are not regulated to consumers now.

The FCC just rubber stamps price hikes. There is a federal law that only allows healthcare insurers to add up to 20% to their costs paid in benefits payments for healthcare.

Transportation tariffs were deregulated long ago.

So what is regulated now by the federal government?

Robbie 08-05-2015 05:24 PM

Barry a lot of the overall inflation is caused by fuel prices and...price gouged, jacked up medical costs.

You can't say "Everything else has went up too" if you don't take into account the things that caused that to happen. And one of them is medical costs in the USA.

There is an entire industry of medical tourism because of it. There is just no way that hospitals can justify what they charge.
And as for big pharma...the Feds hold their hands and allow them to continue to charge U.S. citizens more than any place else on Earth.

There's a reason that big hospital corp. and big pharma have tons of lobbyists in Washington D.C.
You wouldn't think that medical companies would need lobbyists. But such is the greed in our govt. these days. :(


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