what is best billing for cascade after ccbil reject billing
 

what is best billing for cascade after ccbil reject billing?

Depending mainly on what traffic you get, where you get the most declines (options, geo's) a solid affiliate software or custom setup should be able to serve billing options based on Geo and other custom attributes.

You can also test offering more options on the join page at once and compare the results.

Of course this can only be tuned with enough traffic / sales / denials to form a pattern. I also wouldn't expect a major spike in sales unless you plan to loosen up the scrub and deal with a major amount of fraud.

A biller that uses a different bank is best. For example, us people in the states who use ccbill go through merrick bank. So to cascade we would want to go through say epoch or verotel.

I, however, would do it a different way. I would reserve my own merchant account using say humboldt bank and then cascade failed to say ccbill who uses merrick. Or cascade to another merchant account using merrick or foreign bank. Trick is to cascade to another bank.

Why would they reject it, for content ?

For an individual customer's payment?
A merchant account with 3ds verification required -- don't get burned.

That really only helps with one time purchases, which for cams, is typically what it is.

Site memberships that rebill all those additional steps to verify transaction are completely useless because customer can easily charge back the rebills.

I'm assuming he is asking for membership sales and the always fun "do not honor" decline on site subscriptions.

Pretty seamless to cascade to Epoch or vice-versa and still credit affiliates

He said billing and not re-billing ... You are assuming re-billing ...

For re-billing that would be true.
We are a PCI-DSS compliant website and we only require 3ds on a customer's first purchase usually.

So which is it ; billing or subscription re-billing OP?

Well since OP is gone for awhile I will just assume :thumbsup

My assumption is he is talking about initial membership sales which will then rebill. And from my experience, initial sales charging back are not the problem on membership sites. It is the rebills that become problematic, but it is the rebills that make the profit.

I also don't rely on fraud prevention from the gateway any more... I scrub everything on the front end using a combination of negative database and maxmind.com. So I can see with relative ease fraud in real time. And I can save myself a boat load of cash by not allowing people to TRY and join because they never make it to the gateway.

It's actually quite an awesome system we have developed the past 6 months. Still getting developed but it is in BETA and live sales are going through it. So for me, the toss up is how many customers will NOT join because all this additional verification stuff. And it is certainly an additional inconvenience for people.

Cams... I have seen 10+ chargebacks from one person who purchases small blocks of tokens all in 1 day. So that is entirely a different strategy to protect yourself and verification is definitely a solution to protect yourself.

Personally I would allow person to purchase tokens twice in one day using regular forms, then on the third purchase require a min. purchase ($200 or something), using 3d method. That's just me though.

The processor or merchant account makes the rules on rebilling and not the issuing bank.

Newegg.com always wants me to 3ds verify when I buy -- I don't have an issue with it. Pretty simple to do. Amazon never asks. I am a long term customer spending thousands with both of them.

Good luck with your anti-fraud efforts ...

What rules and how does that apply to conversation? Point is if he has a site with say 1% chargeback ratio and the model is a recurring model, 3D verification will do nothing for him, only hurt potential sales in MY opinion. I have used the verification on a flight purchase and thought it was a pain in the ass.

The question asked was cascading failed sales by ccbill. That of course has to be the first sale because I don't know of any third party biller that will cascade the rebill attempt. And it really boils down to is it worth it?

Well, if site bills 1K per month then no, imo. If bills 10K per month then yes. (Additional profit - Additional Fees = positive) then worth it.

Edit... and his sig shows content stores and content packages. So rebilling might not even be an issue. I bet he has like a .01% chargeback ratio.

heads up about ccbill...

they accept your card, they sometimes accept the transaction, but you later get an email saying the transaction was declined...this means it is impossible to cascade with them if this happens because it obviously does not lead to a card declined page so there is no way for you to cascade further ect...

in my experience most declines function like this with ccbill...try with a payoneer card they get declined 100%...

trust your life savings and retirements with Zombaio bro

You are right. Keep using 3rd party processors and don't use 3ds :helpme

We likely run in a similar arena. You obviously have been making your cam program successful.

But your comment/recommendation to reserve mid and go with verify visa/mastercard gives nothing to op question or pursuit to add 15% to his bottom line. He wants better put through on his joins and asking who to cascade to.

Mids... all of them, do not really have better put through. the advantage if mid is maybe better fees, and ability to host forms which have a better join ratio then a ccbill form or whatever.

Op is asking who to cascade to to see more joins. That answer is verotel or epoch or simply your own mid using a different bank.

Not sure who else is out there as third party biller and I don't care, haven't used a third party in like 4 years. I do know how to scrape 15% additional from third parties though.

its for pay site www.3dwowmovies.com

You can always send me a message and I will do my best to work something out that works for the best of us!

^ what he said :1orglaugh:1orglaugh

http://s2.quickmeme.com/img/5e/5e447...5285091646.jpg