What actually qualifies as adult? As far as processing goes?
 

Does an adult dating site with no nudity qualify as adult or high risk?

If so why?

What is that fine line, where does it start, where does it end?

I am pretty sure that, as far as Visa and MC are concerned, dating is "high risk" whether it's adult or not, you might be able to use paypal and other stuff temporarily but eventually you'll need a high risk setup, which won't be as straightforward as setting up a pure adult site or a pure e-commerce site, you should talk to someone who does processing, reach out to orbitalpay, netbilling, and mobius for a private MID or CCbill or Epoch for ISPS setup, you likely won't be able to use CCbill or Epoch with a non-adult site, but I think both have separate setups for that kind of site. Can't remember what they are called.

You can process with us through CardBilling for 5% - All inclusive. Send me an email if you would like further details. :2 cents:

What about an adult type theme but with absoultely no nudity, would that be considered adult?

What exactly would qualify a site to have the $500 Visa and $500 Mastercard fees?

It 'may' not be considered adult based on the content, but simply due to the fact that all transactions are web based the site will most likely be considered 'high risk'.

I have helped a few people setup processing through 3rd party processors and direct bank merchant accounts. In virtually all cases (especially with merchant accounts), the services were considered high risk simply because the purchases are done 100% online (card not present).

It's not as bad as it used to be, but any purchase with a Visa/Mastercard is basically an unsecured loan that can be called back at anytime (within around 3 months). So it's risky and therefore the $500 fees and practically mandatory.

Crazy idea, but have you checked with Paypal? Not sure if they would allow it but if they do, it would be the best option for you. Not only are they dirt cheap, but using Paypal as a payment processor makes it really easy for "impulse buys".

I emailed Paypal and kept getting scripted replies where it didn't even seem they read my emails even after a little back and forth.. will try to call them..

Anything can be considered adult. This is a constant problem with dating - some people consider it mainstream, some people consider it adult.

I consider dating to be mainstream. Even if it is a complete hook up site, it's dating, not porn.

bait n switch should be high risk too. this girl, and many other girls, on site must be in 30's now. all this is bullshit so what is catch or scam?
https://sincats.com/profile/model/O-2/814/Traci_Simmons

You have 3 kinds of dating websites:
Mainstream / Casual / Adult

No nudity does not mean not High-risk. It also depends on the content, the intention of the people going on the website and the way it is promoted.

Feel free to contact me if you want more info about it

[email protected]

Max

Hi,

Just being online does not make it high risk. We have many, many non high risk merchants that we handle processing for that are exclusively online.

If you need a great place for your clients, both high risk and non, we are happy to help, and have an excellent referral program.

Please email partners(@)NETbilling dot com for more information.

Thank you

Adult dating is typically high risk but it depends on your site. Please contact us and we are happy to help you clarify.

Thank you, Mitch

I am making a list of companies to contact, you are definitely on my short list and will be getting a message from me in the next few days. Thanks