Do banks want to lend you money?
 

If not? Please provide further details in the space allotted below:

Banks will only lend money if you can prove that you don't need it.

It seems like when you really need money, banks don't want to lend to you. The real reason of course is that if they don't lend it to you, its because you don't have the collateral and or can't prove that you can pay it back, and / or think your reason is bogus.

If you ever need to borrow, it helps to be prepared.

On the other hand, if you have good credit, collateral, a good business idea and a good plan to pay it back, banks will trip over themselves to lend you the money. You can shop around to various banks and negotiate the best terms for you. Don't forget that lending is their business.

Whatever you do, avoid the companies that offer to lend you money when the banks refuse. There's many that do this, with goofy tag lines like "Get $300k to $3m in only 7 business days". You get your money maybe, but at a huge 33% or more rate of interest.

Happy borrowing!

Banks want their money to make more money for them.

As long as you can reasonably demonstrate that you're not a credit risk, the money they loan you is considered an investment - it's just business.

Is this a serious question?
What's the point of keeping money from people and do nothing with it? If they do not lend the deposits they took from customers then they have negative profit.

Banks don't wanna lend me money because "unicorn farming isn't a viable business strategy." Also, because "sir, please put your pants back on and leave the premises or I'm calling the cops."

They are a bunch of greedy Illuminati New World Order fuckers if you ask me, OP

I slept with the banker who gave me my first personal loan out of college. Probably why I got it with my low income at the time.

Sure banks main goal is to lend noney. Thay get biggest interest doing that

If its for a home, yes they will. We got banks lined up asking us to use them for our mortgage. Regarding loan's for businesses and investments not that easy!

if its to start new jobs then FUCK NO! but if it is speculative/predatory and has nothing to do with creating new jobs but has everything to do with the housing bubble then FUCK YES!