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-   -   would you work 5 months/year just to pay healthcare? (https://gfy.com/showthread.php?t=1192829)

pimpmaster9000 04-14-2016 02:20 PM

would you work 5 months/year just to pay healthcare?
 
Well it appears that most people would:

Forbes: Annual healthcare costs for family of 4 in the USA

if the median salary in the US is at $52K and the cost for a family of 4 is $22K thats like 5 months/year working just for healthcare costs...

breakdown of the bill:
"Of the $22,030 healthcare cost for a family of four, the employer pays about $12,886 in employer subsidy while the employee pays the remaining $9,144, which is a combination of $5,544 in payroll deductions and $3,600 in employee out-of-pocket costs."

now one may argue that the employer pays for a good part, but I counter argue that the employee would get a bigger salary if the employer did not have to pay such a hefty chunk...also the cost is passed on to somebody else this in turn passes on costs to everybody else etc...

MiamiBoyz 04-14-2016 02:22 PM

No I would not. It is simply making those in the medical field rich - FUCK THEM

clickity click 04-14-2016 02:30 PM

I cant a4rd free healthcare :(

Horatio Caine 04-14-2016 02:37 PM

If I got paid $300 a month like those living in Serbia - fuck no.
Obama care or free Public Hospitals is there for you.

http://c8.alamy.com/comp/B46MAM/a-ro...ome-B46MAM.jpg

just a punk 04-14-2016 02:37 PM

Quote:

Originally Posted by crucifissio (Post 20838104)
if the median salary in the US is at $52K and the cost for a family of 4 is $22K thats like 5 months/year working just for healthcare costs...

There would be no billionaires w/o all those poor peasants who are ready to pay $22K for something which is totally free in the 1st world countries :2 cents:

http://varlamov.me/2015/usa_bezdom/11.jpg

Bladewire 04-14-2016 02:46 PM

Your median income numbers are way off it was roughly $65k a year and that was in 2008.
https://www.census.gov/hhes/www/income/data/statistics/4person.html

The republican Forbes hit piece you referenced was published 3 years ago and quoted the poverty level median income, not the actual average national median income for a family of 4 for 2013.

L-Pink 04-14-2016 02:53 PM

Why do slobs from east Europe have such huge US fetishes?

Just can't stop trying to make your bleak lives seem better huh?

Horatio Caine 04-14-2016 02:55 PM

Quote:

Originally Posted by CyberSEO (Post 20838179)
There would be no billionaires w/o all those poor peasants who are ready to pay $22K for something which is totally free in the 1st world countries :2 cents:

Too bad neither you or OP live in one of those countries :1orglaugh:1orglaugh:1orglaugh

http://x.fap.to/images/full/39/136/1361239880.jpg

L-Pink 04-14-2016 02:57 PM

Quote:

Originally Posted by CyberSEO (Post 20838179)
There would be no billionaires w/o all those poor peasants who are ready to pay $22K for something which is totally free in the 1st world countries :2 cents:

Speaking of peasants ..... Here's a Russian collective farm hand if I ever saw one.


http://i.imgur.com/NDaIgdZ.jpg


.

Horatio Caine 04-14-2016 02:58 PM

Quote:

Originally Posted by L-Pink (Post 20838203)
Why do slobs from east Europe have such huge US fetishes?

Just can't stop trying to make your bleak lives seem better huh?

What are you talking about? Opulence, I has it! How many wall-rugs do you have in your house you poor american shit mother fucker idiot?
Look at me, my Olga and my friend Boris!

http://i0.wp.com/weirdrussia.com/wp-...15-aE857fX.jpg

just a punk 04-14-2016 02:59 PM

Quote:

Originally Posted by L-Pink (Post 20838215)
Speaking of peasants ..... Here's a Russian collective farm hand if I ever saw one.

http://i.imgur.com/NDaIgdZ.jpg

https://s-media-cache-ak0.pinimg.com...91bc310a33.jpg

klinton 04-14-2016 03:00 PM

just put him on ignore, he is really obsessed
Quote:

Originally Posted by L-Pink (Post 20838203)
Why do slobs from east Europe have such huge US fetishes?

Just can't stop trying to make your bleak lives seem better huh?


L-Pink 04-14-2016 03:01 PM

Why so happy cyberseo? Move up the list for a Lada?


http://i.imgur.com/NDaIgdZ.jpg


.

klinton 04-14-2016 03:02 PM


Quote:

Originally Posted by Horatio Caine (Post 20838209)
Too bad neither you or OP live in one of those countries :1orglaugh:1orglaugh:1orglaugh

http://x.fap.to/images/full/39/136/1361239880.jpg


just a punk 04-14-2016 03:03 PM

Quote:

Originally Posted by L-Pink (Post 20838233)
Why so happy cyberseo? Move up the list for a Lada?


http://i.imgur.com/NDaIgdZ.jpg

Just looked at your mom and can't hide my excitement :Oh crap

http://x.fap.to/images/full/39/136/1361239880.jpg

L-Pink 04-14-2016 03:07 PM

Quote:

Originally Posted by CyberSEO (Post 20838248)
Just looked at your mom and can't hide my excitement :Oh crap



Dug her grave up with the shovel you inherited from your grandfather huh? Did he die from eating tree bark? Or was he shot for withholding a bag of grain?


Fucking dolt.

xXXtesy10 04-14-2016 03:10 PM

Quote:

Originally Posted by L-Pink (Post 20838215)
Speaking of peasants ..... Here's a Russian collective farm hand if I ever saw one.


http://i.imgur.com/NDaIgdZ.jpg


.

:1orglaugh:1orglaugh:1orglaugh

just a punk 04-14-2016 03:11 PM

Quote:

Originally Posted by L-Pink (Post 20838254)
Fucking dolt.

Don't swear at your mom. She's not that bad, according to the picture ;)

Bladewire 04-14-2016 03:17 PM

Quote:

Originally Posted by L-Pink (Post 20838233)
Why so happy cyberseo? Move up the list for a Lada?


http://i.imgur.com/NDaIgdZ.jpg


.

He's cute, totally my type no joke!

I like our banter with Rooskies on GFY it's like white trash arguing with rednecks about who's more white 👍😂


dyna mo 04-14-2016 03:18 PM

Great, the shellshocked serb and the drunk rooskie are high fiving over USA again.

Horatio Caine 04-14-2016 03:23 PM

[QUOTE=Bladewire;20838275]


http://i.imgur.com/dnEYg9i.gif/QUOTE]

Jesus Christ :Oh crap

CaptainHowdy 04-14-2016 03:30 PM

Quote:

Originally Posted by Horatio Caine (Post 20838218)

:1orglaugh :1orglaugh ...

escorpio 04-14-2016 03:50 PM

Quote:

Originally Posted by dyna mo (Post 20838281)
shellshocked serb

:1orglaugh:1orglaugh:1orglaugh

OneHungLo 04-14-2016 04:07 PM

Would you live in a corrupt 3rd world hell hole full of serbian rapists and crumbling infrastructure for $10 dollar a month subpar healthcare?

No thank you, Mr. Ethnic-cleanser

escorpio 04-14-2016 04:11 PM

Just did the math. I work 12 days a year to pay for my health care.

pimpmaster9000 04-14-2016 04:53 PM

it is the cost of healthcare not the cost of insurance...$22K/year for a family of four...median income USA is $53K I was a bit off:

Typical American family earned $53,657 last year - Sep. 16, 2015

the cost is the cost...$22K and forbes is a legit source...5 months per year for something others get at a much lower cost at equal quality...

its in your face stuff from legit sources...simple math...somebody pays the $22K and one way or another its the taxpayer...every year the US healthcare payer buys his medical establishment a new car...

man imagine the compound interest on $22K/year on a 40 year period that is almost $US 24.400.000

raaape raaaaaape! :1orglaugh:1orglaugh:1orglaugh

L-Pink 04-14-2016 05:06 PM

lol, no it's not. Fucking retard.

pimpmaster9000 04-14-2016 05:14 PM

Quote:

Originally Posted by L-Pink (Post 20838416)
lol, no it's not. Fucking retard.

so you know better than forbes? :1orglaugh:1orglaugh:1orglaugh:1orglaugh

L-Pink 04-14-2016 05:24 PM

Shell shocked dim-wit. Americans do not pay 42% of their gross income on health insurance.

Go suck a dick, coward.

pimpmaster9000 04-14-2016 05:28 PM

Quote:

Originally Posted by L-Pink (Post 20838437)
Shell shocked dim-wit. Americans do not pay 42% of their gross income on health insurance.

Go suck a dick, coward.

forbes: annual healthcare costs for family of four = $22K

you know something forbes does not?

http://b-i.forbesimg.com/danmunro/fi...8/MMI20132.png

now you can either explain how forbes is wrong or you can not :2 cents:

OneHungLo 04-14-2016 05:41 PM

Quote:

Originally Posted by crucifissio (Post 20838446)
forbes: annual healthcare costs for family of four = $22K

you know something forbes does not?

http://b-i.forbesimg.com/danmunro/fi...8/MMI20132.png

now you can either explain how forbes is wrong or you can not :2 cents:

You're obviosly not aware that Forbes pumps out more useless clickbait articles than Yahoo!

OneHungLo 04-14-2016 05:44 PM

Workers now pay an average of $1,318 out of pocket before health insurance coverage begins to cover part of their bills, up from $584 a decade ago, according to a new report out from the Kaiser Family Foundation. That’s after paying an average of $89 each month for health insurance premiums.

Health Insurance: Employee Health Care Costs Are Rising

pimpmaster9000 04-14-2016 06:01 PM

Quote:

Originally Posted by OneHungLo (Post 20838467)
Workers now pay an average of $1,318 out of pocket before health insurance coverage begins to cover part of their bills, up from $584 a decade ago, according to a new report out from the Kaiser Family Foundation. That?s after paying an average of $89 each month for health insurance premiums.

Health Insurance: Employee Health Care Costs Are Rising

Its funny how the kaiser website your article quotes has the figure at $17k per year...click on the link you gave me and then on the link to the kaiser website it supposedly quotes

I bet you thought you had a great counter argument, but you didnt, and now i am calling u out, and you are like noooooooooooo, and I am like biiiooootch wazzzzuuuup??? Problem?

L-Pink 04-14-2016 06:11 PM

Coward Serb idiot alert!!!

pimpmaster9000 04-14-2016 06:15 PM

Quote:

Originally Posted by L-Pink (Post 20838512)
Coward Serb idiot alert!!!

If I was getting fucked out of 24.400.000$ id be a sore butty like you too...

Look I can hook u up with 4$/ month serbian insurance you will recover butty quick?

atom 04-14-2016 06:33 PM

Quote:

Originally Posted by L-Pink (Post 20838512)
Coward Serb idiot alert!!!

:2 cents::2 cents::1orglaugh:1orglaugh:1orglaugh:1orglaugh: :2 cents::2 cents: :1orglaugh:1orglaugh:1orglaugh:1orglaugh:pimp:pimp :pimp:pimp:pimp

Barry-xlovecam 04-14-2016 08:16 PM

2015 Milliman Medical Index - Milliman Insight

PPO is the most expensive form of insurance you can buy.

HMO is maybe 60% of the cost with a high deductible.

Still the cost is a lot but most of it is paid by employers and passed along in the prices of the goods you buy. The alternative would be additional taxation and governmental price control or manipulation.

Healthcare everywhere is just a cluster fuck robbing peter to pay paul -- no one works for free (intentionally, notwithstanding volunteer workers).

Horatio Caine 04-14-2016 09:27 PM

Quote:

Originally Posted by crucifissio (Post 20838428)
so you know better than forbes? :1orglaugh:1orglaugh:1orglaugh:1orglaugh

Holly fuck thats it. After all these years we are doomed. We go and pass the torch to Serbia.. If they don't take it - Russia.
All these years we survived and now we fucking doomed. :1orglaugh:1orglaugh:1orglaugh:1orglaugh

spads 04-15-2016 02:37 AM

I'm not sure about you, but when I get healthcare my primary concern is quality.

https://en.wikipedia.org/wiki/List_o..._of_healthcare


Who gives a fuck how cheap your healthcare is if you're dead.

Strange, I can't seem to find Serbia or Russia anywhere...

pimpmaster9000 04-15-2016 02:45 AM

Quote:

Originally Posted by Barry-xlovecam (Post 20838629)
2015 Milliman Medical Index - Milliman Insight

PPO is the most expensive form of insurance you can buy.

HMO is maybe 60% of the cost with a high deductible.

Still the cost is a lot but most of it is paid by employers and passed along in the prices of the goods you buy. The alternative would be additional taxation and governmental price control or manipulation.

Healthcare everywhere is just a cluster fuck robbing peter to pay paul -- no one works for free (intentionally, notwithstanding volunteer workers).

well according to kaiser family foundation, the first comparison I found on the net the difference is not 60% but more like 6%....

these are the costs for JUST insurance they are not total costs but you are free to post a link of your own if you can find better data:

HMO/year/2008 was 13.122$
PPO/year/2008 was 13.937$

and I was wrong about the 22K figure its actually closer to 25K$/year thats 6 months per year working to pay off the medical mafia in the USA

http://www.milliman.com/uploadedImag...1_web_1000.jpg


Quote:

Originally Posted by spads (Post 20838629)
I'm not sure about you, but when I get healthcare my primary concern is quality.

riiiiiight :1orglaugh:1orglaugh:1orglaugh

american cuckold

spads 04-15-2016 04:38 AM

Quote:

Originally Posted by crucifissio (Post 20838899)
well according to kaiser family foundation, the first comparison I found on the net the difference is not 60% but more like 6%....

these are the costs for JUST insurance they are not total costs but you are free to post a link of your own if you can find better data:

HMO/year/2008 was 13.122$
PPO/year/2008 was 13.937$

and I was wrong about the 22K figure its actually closer to 25K$/year thats 6 months per year working to pay off the medical mafia in the USA

http://www.milliman.com/uploadedImag...1_web_1000.jpg




riiiiiight :1orglaugh:1orglaugh:1orglaugh

american cuckold


Czech Republic actually, but don't let facts get in the way. While we're on the list of best countries for healthcare, I'm not gonna argue that the quality of care in the US is better than here and most of the world for that matter. Either way, Serbia and Russia are not anywhere to be found on that link I posted. That's because all you can do when you get sick in those countries is pray for a quick death :D

Horatio Caine 04-15-2016 05:10 AM

Quote:

Originally Posted by spads (Post 20839025)
That's because all you can do when you get sick in those countries is pray for a quick death :D

You got to be "first" at somffins :1orglaugh:1orglaugh:1orglaugh

World Bank Helps Serbia Improve Health Care System and Strengthen Confidence in the Financial System

klinton 04-15-2016 05:42 AM

it's (basically) the same like in Czech R.
in 90's there were huge differences, not anymore.

for all of you that post in this topic - you like a kids arguing who has bigger cock.
and you cruci... ? what the fuck are you doing here ? are you sane ? maybe you should visit doctor and speak with him about your obsessions ? you are not in mental health, IMO. whining and whining, all the time whining ? what the fuck do you care about people from US ? you want them to prove that they are idiots or something ? usually if someone is really a idiot, he will never admit that (not mean to insult any American here)..so, are you a idiot crucifiss ?
Quote:

Originally Posted by spads (Post 20839025)
Czech Republic actually, but don't let facts get in the way. While we're on the list of best countries for healthcare, I'm not gonna argue that the quality of care in the US is better than here and most of the world for that matter. Either way, Serbia and Russia are not anywhere to be found on that link I posted. That's because all you can do when you get sick in those countries is pray for a quick death :D


Barry-xlovecam 04-15-2016 06:00 AM

Quote:

Originally Posted by spads (Post 20839025)
Czech Republic actually, but don't let facts get in the way. While we're on the list of best countries for healthcare, I'm not gonna argue that the quality of care in the US is better than here and most of the world for that matter. Either way, Serbia and Russia are not anywhere to be found on that link I posted. That's because all you can do when you get sick in those countries is pray for a quick death :D

I priced policies from providers at healthcare.gov
The price for the same person- me, was a high of $1,200 / month and a low of $320 / month. This is not from some internet chart ... Specific to my locale. The difference was PPO v. HMO and the deductibles -- the mandated coverage was the same.

In the USA the healthcare is a capitalist industry performed for a profit.
One of the best investments in REIT (real estate investment trust) shares is medical property leases and leasebacks. Hospital and health insurance stocks are considered ''sure things'' to appreciate and pay dividends.

Bottom line, maybe 30% of healthcare costs are inflated by the for profit healthcare delivery system we have in the USA. That is paid out to Wall Street :2 cents:

HowlingWulf 04-15-2016 07:17 AM

Forbes would make more sense if they compared median health care costs for a family of 4 to the total median income for a family of 4. Numbers are slanted.

poncabare 04-15-2016 07:40 AM

does serbia even have indoor plumbing yet? get a life dummy

just a punk 04-15-2016 07:54 AM

Quote:

Originally Posted by spads (Post 20839025)
That's because all you can do when you get sick in those countries is pray for a quick death :D

Just FYI. A mom of my friend has diagnosed with terminal 4th stage of cancer (she's got metastases everywhere). Course nobody believes in miracle and understands that she won't live forever with that diagnoses (in any country). However, she had a surgery, she's getting chemotherapy courses, receiving all necessary meds + courses of radiation therapy. She's getting that absolutely or free. She hasn't paid a single ruble for that during all 3 years since she's got diagnosed with terminal stage of cancer. She's still very active, spending her time with her great-grandson and working on her land at dacha every summer. Now tell me how much a regular American guy should pay for all that therapy to be able living an active life with a 4th stage cancer? How much should he pay for a serious surgery and 3 years of intensive anti-cancer therapy?

P.S. She lives in a distant region about 1,500 km away from Moscow to the East of Russia.

pimpmaster9000 04-15-2016 08:01 AM

Quote:

Originally Posted by klinton (Post 20839124)
it's (basically) the same like in Czech R.
in 90's there were huge differences, not anymore.

for all of you that post in this topic - you like a kids arguing who has bigger cock.
and you cruci... ? what the fuck are you doing here ? are you sane ? maybe you should visit doctor and speak with him about your obsessions ? you are not in mental health, IMO. whining and whining, all the time whining ? what the fuck do you care about people from US ? you want them to prove that they are idiots or something ? usually if someone is really a idiot, he will never admit that (not mean to insult any American here)..so, are you a idiot crucifiss ?

first of all serbian health care ranks with US:

The Most Efficient Health Care Systems In The World (INFOGRAPHICS)

"among the 48 countries included in the Bloomberg study, the U.S. ranks 46th, outpacing just Serbia and Brazil."

as you know serbia is a 3rd world bombed the fuck out war torn sanctions crippled shit hole :1orglaugh:1orglaugh:1orglaugh

it is very amusing to me to spread awareness about the rape that is US healthcare and I do not want this shit coming to europe, pills costing 1000$ and shit...it is also amusing to see people defend the un-defendable out of patriotism or shame, I know most will never fess up :1orglaugh:1orglaugh:1orglaugh but its amusing as fuck...

USA land of the free, right up there with n.korea :1orglaugh:1orglaugh:1orglaugh

MaDalton 04-15-2016 08:03 AM

Quote:

Originally Posted by spads (Post 20839025)
Czech Republic actually, but don't let facts get in the way. While we're on the list of best countries for healthcare, I'm not gonna argue that the quality of care in the US is better than here and most of the world for that matter. Either way, Serbia and Russia are not anywhere to be found on that link I posted. That's because all you can do when you get sick in those countries is pray for a quick death :D

The problem here in CZ is that doctors and nurses are excellent - but severely underpaid.

so as soon as they speak enough german or english they leave

and some of the public hospitals have equipment like beds, wheelchairs etc that look like straight from communist times.

but half of my friends are doctors and as far as i can see, they are very dedicated to their job - despite of that

pimpmaster9000 04-15-2016 08:07 AM

Quote:

Originally Posted by CyberSEO (Post 20839370)
Now tell me how much a regular American guy should pay for all that therapy to be able living an active life with a 4th stage cancer? How much should he pay for a serious surgery and 3 years of intensive anti-cancer therapy

Below is a list of average costs for transplants and first-year expenses. The actual costs may be higher or lower than the figures listed here:
Bone Marrow (autologous): $360,000
Bone Marrow (allogeneic): $800,000
Cornea: $25,000
Heart: $1 million
Intestine: $1.2 million
Kidney: $260,000
Liver: $575,000
Lung: $550,000
Double Lung: $800,000
Pancreas: $290,000
Heart/Lung: $1.2 million
Kidney/Pancreas: $475,000
Kidney/Heart: $1.3 million
Liver/Kidney: $1 million


raaaaaape! raaaaaaaape! :1orglaugh:1orglaugh:1orglaugh:1orglaugh


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