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-   -   If someone gave you $5k tomorrow to invest what would you do with it? (https://gfy.com/showthread.php?t=1213996)

Smack dat 08-27-2016 03:31 PM

If someone gave you $5k tomorrow to invest what would you do with it?
 
Say someone gave you $5000 tomorrow and said you need to invest in something that will increase over the next 5 years.
What would you invest in?

It needs to be something public that virtually anyone can be a part of, not like your own websites or anything.

Are crowdfunding sites worthy? stocks, currency? anything else?

Bear in mind that the person giving you the $5k says you need to make an investment my Tuesday 5pm. Taking into account tomorrow is Sunday, then it's a Bank Holiday in the UK.

NatalieK 08-27-2016 03:42 PM

I was going to suggest CS with his lottery win

https://gfy.com/fucking-around-and-pr...-uk-lotto.html

shame it's under 5k...


jokes aside, as you may know, we invested 15k into a high street studio, spending 2k on a camsite program, a few grand on electrics, 2k on internet, pcs, server and other bits, 2k on furniture, a few on local advertising & a lot on insurance and rent.

Anyway, it didn't work out and we made a loss, it happens...

Gary wants another studio here in Spain but this time not spending so much on the front, I say no, but maybe if we were given 5k, yes, a small lease hold studio as we're now living in an apartment, a studio would be good for indoor work, especially with our other ventures at present :thumbsup

plaster 08-27-2016 03:58 PM

Short the stock market... wait to collect november 9th. Then buy it all up again and site on it.

candyflip 08-27-2016 04:23 PM

My friends and I have a short we'd like to film that is going to cost us $5000 for two days of shooting.

The plan is to parlay that into $250,000 to film a feature we have written, with the same characters.

So I'd do that...

Adraco 08-27-2016 04:29 PM

I would buy stocks in Johnson&Johnson. They have raised dividends 43 years in a row now. Very generous and well run company. Basically a money machine that each year pay out a nice amount in dividends. Once bought, you never sell them. Just sit on them for life and collect.

Brian mike 08-27-2016 04:40 PM

Quote:

Originally Posted by Adraco (Post 21128680)
I would buy stocks in Johnson&Johnson. They have raised dividends 43 years in a row now. Very generous and well run company. Basically a money machine that each year pay out a nice amount in dividends. Once bought, you never sell them. Just sit on them for life and collect.

True Enough ! Just checked the stocks market of johnson for the last 5 years WOW....

:)

pimpmaster9000 08-27-2016 04:54 PM

Buy carolina reaper hot chilly extract in bulk...dilute with cheap bell pepper based filler 5:1 and have somebody with a production license bottle and white label it for you...call it volcano out of the ass or liquid pain...sell online...

NatalieK 08-27-2016 05:03 PM

Quote:

Originally Posted by Adraco (Post 21128680)
I would buy stocks in Johnson&Johnson.

don't they deal in paints & masonry?


If the case, yes, I can believe the stocks are on up, considering the buildings being built, but at some point, those buildings will stop and those shares will crash :2 cents:

Barry-xlovecam 08-27-2016 05:20 PM

https://eresearch.fidelity.com/erese...ndustry=301010

5 years is a very long time
Buy a fund if you want to make a very passive investment and buy a market segment portfolio -- this is widows and orphans type investing.

shimmy2 08-27-2016 07:57 PM

Quote:

Originally Posted by Barry-xlovecam (Post 21128728)
this is widows and orphans type investing.

mooching war widows...

DrJsn 08-27-2016 11:19 PM

You hear stories about people getting into a house for very little down. If you can find a place that you can get into for $5k that might be something worth looking in to.

money biz 08-27-2016 11:21 PM

buy a a site on flippa

adultforum 08-28-2016 12:12 AM

Buy food for poor guys.

Paul Markham 08-28-2016 12:47 AM

Invest it in another holiday.

Relic 08-28-2016 12:59 AM

1337 ltc.

NatalieK 08-28-2016 02:03 AM

Quote:

Originally Posted by Paul Markham (Post 21129175)
Invest it in another holiday.

a holiday shouldn't be an investment, a holiday is fun. An investment is an asset or item that is purchased with the hope that it will generate income or will appreciate in the future :2 cents:

NatalieK 08-28-2016 02:04 AM

Quote:

Originally Posted by adultforum (Post 21129142)
Buy food for poor guys.

You're the bomb :thumbsup

Paul&John 08-28-2016 02:11 AM

Quote:

Originally Posted by Adraco (Post 21128680)
I would buy stocks in Johnson&Johnson. They have raised dividends 43 years in a row now. Very generous and well run company. Basically a money machine that each year pay out a nice amount in dividends. Once bought, you never sell them. Just sit on them for life and collect.

How does that dividend payout works? Here is the dividend history for JNJ: Johnson & Johnson (JNJ) Dividend Date & History - NASDAQ.com
Ex/Eff Date Type Cash Amount Declaration Date Record Date Payment Date
8/19/2016 Cash 0.8 7/18/2016 8/23/2016 9/6/2016
5/20/2016 Cash 0.8 4/28/2016 5/24/2016 6/7/2016
2/19/2016 Cash 0.75 1/4/2016 2/23/2016 3/8/2016
11/20/2015 Cash 0.75 10/22/2015 11/24/2015 12/8/2015

So lets say you buy stocks for 10k$, how much do they pay out?

nico-t 08-28-2016 02:18 AM

Quote:

Originally Posted by GspotProductions (Post 21129259)
a holiday shouldn't be an investment, a holiday is fun. An investment is an asset or item that is purchased with the hope that it will generate income or will appreciate in the future :2 cents:

Jesus christ.

Adraco 08-28-2016 03:14 AM

Quote:

Originally Posted by Paul&John (Post 21129283)
How does that dividend payout works? Here is the dividend history for JNJ: Johnson & Johnson (JNJ) Dividend Date & History - NASDAQ.com
Ex/Eff Date Type Cash Amount Declaration Date Record Date Payment Date
8/19/2016 Cash 0.8 7/18/2016 8/23/2016 9/6/2016
5/20/2016 Cash 0.8 4/28/2016 5/24/2016 6/7/2016
2/19/2016 Cash 0.75 1/4/2016 2/23/2016 3/8/2016
11/20/2015 Cash 0.75 10/22/2015 11/24/2015 12/8/2015

So lets say you buy stocks for 10k$, how much do they pay out?

Dividends are paid to share holders as your part of the ongoing profit in the company.

Let's take Johnson&Johnson (JNJ) as example.
At closing of the Nasdaq stock exchange Friday August 26th, a JNJ share cost $119.04
That is the price you pay for 1 share.
Depending on your bank or broker, there will also be a small commission.
In general and for big stock exchanges like the Nasdaq that commission is fairly small, but for the sake of the argument and to not forget about it, let's say in this example that the commission is 1%.
It will generally, in real life, be less but 1% is easy to calculate.

So, say you have your $10 000 USD to invest.
$10 000 / $119.04 = 84.005
(since you can't buy 0.005 parts of a share, you can buy 84 shares)
84 x 119.04 = $9999.36
But since we need to pay 1% commission, 1% of $10 000 is $100
you will effectively have money to buy 83 shares of JNJ.
For that you will have paid:
83 shares x $119.04 = $9880.32
plus 1% commission = $9880,32 x 0.01 = $98.81
Total cost: $9880.32 + $98.81 = $9979.13
Total cost per share: $9979.13 / 83 = $120.23

Ok, so far so good.
Since JNJ is a long term company, they also want long term owners.
So to promote long term ownership, they pay out dividends, profit share, four times per year, at the beginning of each quarter of the year, see in the column "payment date" and you see for 2015:
12/8/2015 (December 8th), paid $0.75 per share
9/8/2015 (September 8th), paid $0.75 per share
6/9/2015 (June 9th), paid $0.75 per share
3/10/2015 (March 10th), paid $0.70 per share

Total paid in 2015
$0.70+$0.75+$0.75+$0.75 = $2.95

Take the total amount of dividends and divide it over the purchase price per share
$2.95 / $120.23 = 0.02453631
Which comes out as 2.45% yearly interest rate.

Now, this is not exaclty true, since dividends are paid out quarterly.
And with those dividends, you can, if you want, buy more share and continue to earn dividends.
In this example our first dividend (March 2015) was for $0.70 times the number of shares we own, 83 = 83 x $0.70 = $58.10
After the second dividend payment, 83 x $0.75 = $62.25
we then have $120.35 in cash dividends paid out, and that is enough to purchase one more share and have a total of 84 for next dividend payment in September.

Also note, that since JNJ has raised their dividends 43 years in a row,
next year, you will still have purchased your shares at the above price of $120.23 but will receive
4 x $0.80 = $3.20
$3.20 / $120.23 = 0.02661565
Which comes out as 2.66% interest rate, since the dividend went up and you did not have any added or running costs of ownership.

Now, there are some more advanced ways of calculating dividends and there is a tax factor to be taken into account too. But in this example, let's leave those out. The above is "fairly accurate" in proving the point and explaining.

The key point is that you make the purchase of the shares once.
Then there is no payment needed to continue to own them for the rest of your life and as long as the company is healthy and turns a profit, you will get your share of dividends paid out.

If you do not need the money when the dividend is being paid out, then re-invest it by buying more shares and you will get a higher dividend amount next time. Basically, getting paid just for owning a small part of the company!

Now, remember,
Nothing in this world ever worth having, never comes easy!
There is always a risk in the stock market. It could, potentially, crash and the company could go bankrupt. Then your shares, your initial investment will lose its value or even become absolutely worthless!

With a stable and well run company like JNJ that risk is farily small and acceptable,
but still has to be taken into account!

Look Chang 08-28-2016 03:25 AM

I would buy gold :smokin

NatalieK 08-28-2016 05:24 AM

Quote:

Originally Posted by nico-t (Post 21129298)
Jesus christ.

blasphemy

Grisey 08-28-2016 05:55 AM

Quote:

Originally Posted by Adraco (Post 21129334)
Dividends are paid to share holders as your part of the ongoing profit in the company.

Let's take Johnson&Johnson (JNJ) as example.
At closing of the Nasdaq stock exchange Friday August 26th, a JNJ share cost $119.04
That is the price you pay for 1 share.
Depending on your bank or broker, there will also be a small commission.
In general and for big stock exchanges like the Nasdaq that commission is fairly small, but for the sake of the argument and to not forget about it, let's say in this example that the commission is 1%.
It will generally, in real life, be less but 1% is easy to calculate.

So, say you have your $10 000 USD to invest.
$10 000 / $119.04 = 84.005
(since you can't buy 0.005 parts of a share, you can buy 84 shares)
84 x 119.04 = $9999.36
But since we need to pay 1% commission, 1% of $10 000 is $100
you will effectively have money to buy 83 shares of JNJ.
For that you will have paid:
83 shares x $119.04 = $9880.32
plus 1% commission = $9880,32 x 0.01 = $98.81
Total cost: $9880.32 + $98.81 = $9979.13
Total cost per share: $9979.13 / 83 = $120.23

Ok, so far so good.
Since JNJ is a long term company, they also want long term owners.
So to promote long term ownership, they pay out dividends, profit share, four times per year, at the beginning of each quarter of the year, see in the column "payment date" and you see for 2015:
12/8/2015 (December 8th), paid $0.75 per share
9/8/2015 (September 8th), paid $0.75 per share
6/9/2015 (June 9th), paid $0.75 per share
3/10/2015 (March 10th), paid $0.70 per share

Total paid in 2015
$0.70+$0.75+$0.75+$0.75 = $2.95

Take the total amount of dividends and divide it over the purchase price per share
$2.95 / $120.23 = 0.02453631
Which comes out as 2.45% yearly interest rate.

Now, this is not exaclty true, since dividends are paid out quarterly.
And with those dividends, you can, if you want, buy more share and continue to earn dividends.
In this example our first dividend (March 2015) was for $0.70 times the number of shares we own, 83 = 83 x $0.70 = $58.10
After the second dividend payment, 83 x $0.75 = $62.25
we then have $120.35 in cash dividends paid out, and that is enough to purchase one more share and have a total of 84 for next dividend payment in September.

Also note, that since JNJ has raised their dividends 43 years in a row,
next year, you will still have purchased your shares at the above price of $120.23 but will receive
4 x $0.80 = $3.20
$3.20 / $120.23 = 0.02661565
Which comes out as 2.66% interest rate, since the dividend went up and you did not have any added or running costs of ownership.

Now, there are some more advanced ways of calculating dividends and there is a tax factor to be taken into account too. But in this example, let's leave those out. The above is "fairly accurate" in proving the point and explaining.

The key point is that you make the purchase of the shares once.
Then there is no payment needed to continue to own them for the rest of your life and as long as the company is healthy and turns a profit, you will get your share of dividends paid out.

If you do not need the money when the dividend is being paid out, then re-invest it by buying more shares and you will get a higher dividend amount next time. Basically, getting paid just for owning a small part of the company!

Now, remember,
Nothing in this world ever worth having, never comes easy!
There is always a risk in the stock market. It could, potentially, crash and the company could go bankrupt. Then your shares, your initial investment will lose its value or even become absolutely worthless!

With a stable and well run company like JNJ that risk is farily small and acceptable,
but still has to be taken into account!

How long have you been buying shares of JNJ ? I hope you don't mind me asking

Adraco 08-28-2016 06:04 AM

Quote:

Originally Posted by Grisey (Post 21129436)
How long have you been buying shares of JNJ ? I hope you don't mind me asking

For the last 17 years. So far it has, indeed, served me well.
But it is also important to know that you should not put all your eggs in one basket. A wise investor will spread his risk among a few companies at least. There are many that are stable earners and "reliable" with paying their dividends.

Adzvertise 08-28-2016 06:28 AM

Quote:

Originally Posted by Smack dat (Post 21128521)
Say someone gave you $5000 tomorrow and said you need to invest in something that will increase over the next 5 years.
What would you invest in?

It needs to be something public that virtually anyone can be a part of, not like your own websites or anything.

Are crowdfunding sites worthy? stocks, currency? anything else?

Bear in mind that the person giving you the $5k says you need to make an investment my Tuesday 5pm. Taking into account tomorrow is Sunday, then it's a Bank Holiday in the UK.

Online gambling/sports trading on certain sports. It`s what I do. :)

woj 08-28-2016 06:32 AM

StoneMor Partners L.P. (STON) Dividend Date & History - NASDAQ.com

10+% dividends and have been raising dividends for the past decade too... it's smaller less known company than JNJ, so risk is clearly larger, but you get 10+% return vs 2%...

and they are in the industry that will ALWAYS be in demand + with the aging demographics will only be more and more in demand over the next few decades...

Grapesoda 08-28-2016 06:34 AM

save it :2 cents:

Grisey 08-28-2016 06:37 AM

Quote:

Originally Posted by Adzvertise (Post 21129463)
Online gambling/sports trading on certain sports. It`s what I do. :)

Matched betting ?

Grisey 08-28-2016 06:38 AM

Quote:

Originally Posted by Adraco (Post 21129454)
For the last 17 years. So far it has, indeed, served me well.
But it is also important to know that you should not put all your eggs in one basket. A wise investor will spread his risk among a few companies at least. There are many that are stable earners and "reliable" with paying their dividends.

what where the shares at when you first started ?

Adzvertise 08-28-2016 06:53 AM

Quote:

Originally Posted by Grisey (Post 21129478)
Matched betting ?

I think you`re referring to utilizing sign-up bonuses offered by bookmakers using backing/laying yes? This is one technique that works very well but as a general rule, this is best served on the initial sign-up offers. What I do is backing & laying (trading) and also straight gambling on a couple of markets (football and horse racing in the main).

Mediamix 08-28-2016 07:51 AM

Quote:

Originally Posted by Adzvertise (Post 21129463)
Online gambling/sports trading on certain sports. It`s what I do. :)

And people do business with you?

celandina 08-28-2016 07:52 AM

Quote:

Originally Posted by candyflip (Post 21128674)
My friends and I have a short we'd like to film that is going to cost us $5000 for two days of shooting.

The plan is to parlay that into $250,000 to film a feature we have written, with the same characters.

So I'd do that...

Question 1) What's the plan to make this short pay you 250 K ?

Question 2) How do you make money from 250 K movie ?

FYI: I am old eneough to remember the Easy Rider,Sex,Lies and Videotape, El Mariachi, Train Spotting and Blair Witch Project... So do not quote any of these.

CurrentlySober 08-28-2016 08:45 AM

I'd just steal it.

More fool the idiot that is stupid enough to hand me 5K. They deserve to get screwed over. :2 cents:

#LifeIsHard #KeepinItREAL #LookAfterNumber1

candyflip 08-28-2016 09:03 AM

Quote:

Originally Posted by celandina (Post 21129577)
Question 1) What's the plan to make this short pay you 250 K ?

Question 2) How do you make money from 250 K movie ?

FYI: I am old eneough to remember the Easy Rider,Sex,Lies and Videotape, El Mariachi, Train Spotting and Blair Witch Project... So do not quote any of these.

We don't expect to make anything from the short. Very few people make significant money, if any, with short films. But we have a financier who's family has a few billion dollars to their name. He's itching to see something before investing, as that's how things worked out for his last few projects...so that's how he operates.

Lots of people making money with micro budget films under $250k thanks to the internet.

beerptrol 08-28-2016 09:05 AM

buy cocaine and turn into crack

Adzvertise 08-28-2016 10:04 AM

Quote:

Originally Posted by Mediamix (Post 21129574)
And people do business with you?

Meaning?

Rochard 08-28-2016 10:18 AM

$5k? I would invest that into hookers and blow.

Sly 08-28-2016 10:21 AM

Vanguard Retirement Funds.

8-10% yearly for the last 8 years for me.

DBS.US 08-28-2016 11:17 AM

Quote:

Originally Posted by Adraco (Post 21129334)
plus 1% commission = $9880,32 x 0.01 = $98.81

Why not something like Etrade $10 a trade?

DBS.US 08-28-2016 11:46 AM

Quote:

Originally Posted by Sly (Post 21129751)
Vanguard Retirement Funds.

8-10% yearly for the last 8 years for me.

What ones do you buy?

CAHEK 08-28-2016 11:59 AM

weapons and booze :2 cents:

Theo 08-28-2016 12:28 PM

Invest it in further educating yourself. It's the best investment you can make. These days all it takes, is will and time. Internet has changed the rules.

Books through amazon and Amazon Kindle, Udemy.com, Lynda.com etc can help you gain all kind of skills and further expand your business reach and opportunities.

Paul&John 08-28-2016 12:30 PM

Quote:

Originally Posted by Adraco (Post 21129334)
Dividends are paid to share holders as your part of the ongoing profit in the company.

Let's take Johnson&Johnson (JNJ) as example.
At closing of the Nasdaq stock exchange Friday August 26th, a JNJ share cost $119.04
That is the price you pay for 1 share.
Depending on your bank or broker, there will also be a small commission.
In general and for big stock exchanges like the Nasdaq that commission is fairly small, but for the sake of the argument and to not forget about it, let's say in this example that the commission is 1%.
It will generally, in real life, be less but 1% is easy to calculate.

So, say you have your $10 000 USD to invest.
$10 000 / $119.04 = 84.005
(since you can't buy 0.005 parts of a share, you can buy 84 shares)
84 x 119.04 = $9999.36
But since we need to pay 1% commission, 1% of $10 000 is $100
you will effectively have money to buy 83 shares of JNJ.
For that you will have paid:
83 shares x $119.04 = $9880.32
plus 1% commission = $9880,32 x 0.01 = $98.81
Total cost: $9880.32 + $98.81 = $9979.13
Total cost per share: $9979.13 / 83 = $120.23

Ok, so far so good.
Since JNJ is a long term company, they also want long term owners.
So to promote long term ownership, they pay out dividends, profit share, four times per year, at the beginning of each quarter of the year, see in the column "payment date" and you see for 2015:
12/8/2015 (December 8th), paid $0.75 per share
9/8/2015 (September 8th), paid $0.75 per share
6/9/2015 (June 9th), paid $0.75 per share
3/10/2015 (March 10th), paid $0.70 per share

Total paid in 2015
$0.70+$0.75+$0.75+$0.75 = $2.95

Take the total amount of dividends and divide it over the purchase price per share
$2.95 / $120.23 = 0.02453631
Which comes out as 2.45% yearly interest rate.

Now, this is not exaclty true, since dividends are paid out quarterly.
And with those dividends, you can, if you want, buy more share and continue to earn dividends.
In this example our first dividend (March 2015) was for $0.70 times the number of shares we own, 83 = 83 x $0.70 = $58.10
After the second dividend payment, 83 x $0.75 = $62.25
we then have $120.35 in cash dividends paid out, and that is enough to purchase one more share and have a total of 84 for next dividend payment in September.

Also note, that since JNJ has raised their dividends 43 years in a row,
next year, you will still have purchased your shares at the above price of $120.23 but will receive
4 x $0.80 = $3.20
$3.20 / $120.23 = 0.02661565
Which comes out as 2.66% interest rate, since the dividend went up and you did not have any added or running costs of ownership.

Now, there are some more advanced ways of calculating dividends and there is a tax factor to be taken into account too. But in this example, let's leave those out. The above is "fairly accurate" in proving the point and explaining.

The key point is that you make the purchase of the shares once.
Then there is no payment needed to continue to own them for the rest of your life and as long as the company is healthy and turns a profit, you will get your share of dividends paid out.

If you do not need the money when the dividend is being paid out, then re-invest it by buying more shares and you will get a higher dividend amount next time. Basically, getting paid just for owning a small part of the company!

Now, remember,
Nothing in this world ever worth having, never comes easy!
There is always a risk in the stock market. It could, potentially, crash and the company could go bankrupt. Then your shares, your initial investment will lose its value or even become absolutely worthless!

With a stable and well run company like JNJ that risk is farily small and acceptable,
but still has to be taken into account!

Wow thanks for the lengthy explanation :)

dig420 08-28-2016 12:34 PM

5k isn't investing money. It's bill paying money. Maybe 50k you could get a start on something.

Smack dat 06-22-2019 03:56 PM

Why did no one say bitcoin?

imabro 06-22-2019 05:11 PM

Fentanyl, hands down.

TrashyContent 06-22-2019 06:23 PM

Interesting...
 
Quote:

Originally Posted by Adzvertise (Post 21129463)
Online gambling/sports trading on certain sports. It`s what I do. :)

What should I do with my domain sportsbookbabes.com ?

Always thought about mixing sports betting with hot girls...

mikeet 06-22-2019 06:39 PM

Quote:

Originally Posted by GspotProductions (Post 21129259)
a holiday shouldn't be an investment, a holiday is fun. An investment is an asset or item that is purchased with the hope that it will generate income or will appreciate in the future :2 cents:

:thumbsup

huey 06-22-2019 07:00 PM

Coke and lobster.

CurrentlySober 06-23-2019 03:29 AM

I'd put into POO ! FIDDY POOS!

Always bet on poo... :2 cents:


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