Collected a crap load of charge backs
 

Oh man. This was a good week!

For the first time in 18 years, I hired an attorney to go after a customer. Within 2 weeks the customer paid 3783.00 back to me. That's the chargebacks PLUS the fees I incurred.

We normally work hard to collect our chargebacks but this guy was a complete jerk. He wasn't going to pay. He also had the potential to chargeback a few thousand more dollars.

I was afraid of my own attorney. For real. He was very aggressive.

It feels really awesome to win this one! Victory! I just can't even believe it. :)

Congratulations. Always good to fight back and even better to win :thumbsup

.

Congratualtions on your win! Who was this super attorney?

Webcam chargeback or something else?

Justice has been served.

congrats man!

nice. law hammer

Phone sex charges.

The attorney was Chris Spadoni out of Bethlehem PA. I hired him because that's where my guy lives.

how much did you pay the attorney?

I'll remember that. "Hire Local". Congrats on the win! :thumbsup

Congrats :)

Dont be shy to pm me your attorney contact info eh eh eh :thumbsup

Congrat

YUP :thumbsup:thumbsup

You have to hire local, because you have to sue them in their district. Easiest way to have a lawsuit dismissed is if someone is suing you outside your court district. You just file a motion for dismissal for them not suing you in your district.

They then have to refile and sue you in your district if they wish to continue. That means more expensive on their part by hiring local lawyer or having theirs travel.

Did not know that either. Thanks for the info. I needed that! Drinks for you!

Most people don't know that, but it's generally useful aginst lawfirms that send out large volumes of lawsuits.

Now on the other hand if you are being sued for something that happened in say district x but you live in district y, they might still be able to sue you in district x. Thats something you'd have to look into.

900.00. He took his part out of the payment the debtor sent to his office.

That is called venue of jurisdiction but if the TOS delegates venue to the seller's home court jurisdiction, then they can and often will, successfully get a default judgment.

A judgment is a useless piece of paper until you collect the money. Notwithstanding that it will shown up on some credit bureau reports in some places.

Good he paid ...

Depends on your TOS though. If you have it in there that all court proceedings would be in your hometown, then I think that would be how you could do it.

I don't have a TOS however, so going local was the only way.

way to go boss! lol drinks on you at next office party! :thumbsup

But ya it's always best to hire an attorney in their town for the reasons stated above and also if he's good the guy will know of him and will know you mean biz :2 cents:

What about internationals? Any thoughts on how to collect from them?

Internationals -- if it is less that $30K write it off after some toothless threats. Proving service on an international defendant to the court of jurisdiction is going to be difficult and or expensive -- even to get a default judgment.

Even if there is a contested case -- you have to get the court in HIS jurisdiction to act on any money judgment your court makes if he does not voluntarily pay (assuming your TOS is binding to YOUR home jurisdiction). Good luck on getting a writ of execution from the foreign court. Possible but your legal fees will be very high.

Maybe $100K min is a more realistic amount.

If the defendant or debtor has assets in your country or property that could be seized and sold in rem to satisfy your local court's judgment ... maybe

I am thinking Hawaii. If many of us go, we'll get a good deal. =)

ok but you are either going to have to give me a raise or take me along as your cabana boy :1orglaugh:thumbsup

Thanks for answering - I am sort of at that point as well. 6k in chargebacks (motherfucking goddamnit!!) and nothing I can do.

Congratz! Amazing what a great attorney or collection agency can accomplish.

It depending which country, for example EU might be easy to do it as all what you need to do is to sell debt to collection agency.

In order to sell to a collection agency or report on credit, don't you have to be 100% positive the person you are reporting on made the charges?

probably didt want to his wife hear about it

over 3grand in phone sex charges, I reckon his neighbourhood knows about him :1orglaugh


Congrats OP :thumbsup

Awesome for you!
Nice work, and smart on hiring a local bulldog attorney. :)

Small change.

Some guys burn this per month.

good on you mate! :thumbsup

It is very hard to collect money internationally when people do not want to pay.
You do not have easy, direct court access nor any effective arbitration when the amount do not exceed the collection expense.

Best policies are in preventing losses. Controlling customer expenditures to reasonable levels with credit cards, whose charges can be reversed pretty much on customer demand, is a good idea. If a customer wants to spend above the limit you set have him ACH or EFT the funds in advance -- that way you cannot get burned.

Every major company I have worked for in the mainstream market established credit limits for customer purchases -- on open accounts. Credit card sales are different but they are not final cash sales -- instantly.

If you want to know how to get your money fast -- file a lawsuit and place a lis pendens on their property's title(s). Until that lawsuit is dismissed; they won't be able to do anything with their property's title like sell the property of borrow money against the property without paying a bonding company to guarantee good title -- this usually gets a debtor's attention -- either way they have to pay :2 cents:

Obviously, you need court access and access to the deeds office as well as a lawyer or have knowledge of how to do this.