The iWant news release about frozen FCP funds
 

iWantEmpire Guarantees Funds Frozen by First Choice | AdultWebmasters.org

What did I miss, that I don't understand the iWant news release about frozen FCP funds?

I've had Payo/FCP since 2008. Never had any money anywhere but my card!

For example, when I had more than $10k on my FCP account my balance status looked like this: $25000 ($10000 on card)
That means $10k are on my card and $15k are in a Choice Bank account. When FCP frozen funds I was only able to withdraw my $10k from card and the other $15k was stuck in their bank account.
I've heard a lot of people not understanding what's the deal with the frozen funds, that's why I don't know if all accounts were like this but that was my case.

From 2008 to last week, I never had the option to leave funds "in the bank". They all went direct to the MasterCard.

So you had more than $10k on debit card ?

Nope. Went to bank same day payouts arrived.

Sometimes multiple withdraws same day or over multiple days, depending on the Bank's ATM limit policies.

Prepaid Debit Cards are not Bank accounts. They are for temporarily holding funds. "Same day" is long enough for me!

Because I like to travel, I have Bank accounts in the US, UK, Germany, Czech Republic and Romania. Withdraw at ATM, and Deposit into Bank account. Bank accounts in UK/EU have IBANs, and transfers from UK to US are 2%.

I've now gone to US ACH for most, and CapitalOne 360 (US) does not charge to receive a wire - for those programs that are not already set to do US ACH.

You must not have lived through ePassport to leave more than a $20 on your card?