chargeback after 8 months??
 

Is it possible to issue a chargeback after 8 months?

One of my sponsors today:

Oct 24th, 2017 12:46 AM Initial €62.27
May 12th, 2018 09:33 AM Chargeback €-62.27

Again a sponsor screwing affiliates?

I've gotten one after 6 months before... supposedly the limit is 4.

the cost of doing business

According to this article it't 120 days Chargeback Time Limit - The Chargeback Company

Maybe it's not a credit card subscription. Could be direct debit or smth.

Normally for CC it's 6 months, but since it's in Eur it might have been some direct debit or something?

obviously it's possible...

Yes, obviously, but that is not the point. A guy signs up and decides 8 months later he does not like the product and get his money back... ? I buy a new TV, 8 months later I return it and get a full refund? No way!

which program was it?

There should be limits for a regular credit card purchase but if the program would use Epoch for example there's so many different payment options integrated in it that you need to know which one exactly was used for that particular purchase.

Direct debit or some local payment options can allow that and I've experienced a charge-back of 12 k that went more than 6 m back.

why? should a sponsor be screwed by the thieving fucker?


Blame the right people! The card frauder´s your best choice :disgust

? why ?


There should be a crackdown on credit card fraud :2 cents:



You can "spend as much as you want, but please show credit card details & ID" sounds better...


I suppose once this ID & age verification comes in, there´s going to be less credit card fraud and charge backs, a positive :thumbsup

sadly should and will is not the same and we all know that.

its amazing that Visa has the rule in the agreement that friendly fraud is the responsibility of the card holder.

Meaning their kid uses it without telling them and they are responsible. But thats not how it happens.

Its why a lot of men use the wifes card.

absolutely true, although, i´d suggest, half of the chargebacks are legit from the owner, but possibly stolen cards, especially Russians, to claim the affiliate sale or especially on cams, it´s done with the cam model. 50/50 payments & then 6 months later, the chargeback´s made. The model still gets paid with some companies, not all :2 cents:

Your sponsor could have lied and taken your money saying it was a charge back. Anything is possible these days. No idea who your biller is, if they're with NATS or who your sponsor is so no way to tell.

It's also possible they instituted the chargeback before the 6 month window, assuming it's a hard window (which I doubt because banks will let customers chargeback very easily) and by the time everything was done with the required paperwork, the 6 month window had passed but they had already submitted.

A common trend. :2 cents:

Some consumers are masters at finding any way to get a refund or CB. In fact, some households base their finances on it! If I pay Bill A this month, then let Bill B slide for two months...then I can chargeback Bill C and have enough to pay both bills! Shit like that.

Sad but true. :(

Wouldn't you have taken your money out of your account by now? #run hehe x

For payments of interrupted, ongoing services, the maximum time limit is 540 days after the Central Site Business Date - chargebacks911.com
https://chargebacks911.com/chargeback-time-limit/

The worst I saw was a CB and refund at ccbill. Happened to my paysites twice years ago. so not only did they get their money back but they took money from me. CCBill says it happens but it's rare and wouldn't do anything about it.

i have seen one after 6 months i guess.

its called high risk for a reason.

Sign of the dimes ...

Damn that must have been a fun day!
I think that happened to me once too but I blocked the memory it pissed me off so much. LOL

Happened to me, too, but as an affiliate. Apparently, for merchant/client's they'll void one so you don't go out of pocket, but not for affiliates.

Oddly, I have not seen a single CCBill sale since I made a stink over it. hmmm :disgust