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NETbilling 05-07-2020 01:18 AM

** Important Visa Updates for all merchants
 
Check this out...

https://www.netbilling.com/news/new-visa-trial-subscription-rules-mandnatory-all-merchants/

EddyTheDog 05-07-2020 01:52 AM

Quote:

Originally Posted by NETbilling (Post 22663226)

https://www.netbilling.com/news/new-...all-merchants/

That's going to mess up a few business plans...

sonofsam 05-07-2020 02:32 AM

That shouldn't be an issue unless you're a scumbag void of ethics... like 12clicks

EddyTheDog 05-07-2020 02:46 AM

Quote:

Originally Posted by sonofsam (Post 22663253)
That shouldn't be an issue unless you're a scumbag void of ethics... like 12clicks

lol - That's the name I first thought of when I read it...

CaptainHowdy 05-07-2020 07:14 AM

Tighter and tighter . . .

celandina 05-07-2020 08:08 AM

Quote:

Originally Posted by sonofsam (Post 22663253)
That shouldn't be an issue unless you're a scumbag void of ethics... like 12clicks

:thumbsup

adultchatpay 05-07-2020 08:26 AM

"Effective April 18th 2020: At the time of enrollment, merchants must require the cardholder to expressly consent to entering an ongoing subscription service for recurring payments. This consent should be separate from the cardholder’s consent with any other general terms and conditions."

This is hard for sure

kmanrox 05-07-2020 09:13 AM

Weed some more prix out

celandina 05-08-2020 08:57 AM

Quote:

Originally Posted by kmanrox (Post 22663402)
Weed some more prix out

:thumbsup:thumbsup

Brit in Cambodia 05-10-2020 10:40 AM

Quote:

Originally Posted by adultchatpay (Post 22663365)
"Effective April 18th 2020: At the time of enrollment, merchants must require the cardholder to expressly consent to entering an ongoing subscription service for recurring payments. This consent should be separate from the cardholder’s consent with any other general terms and conditions."

This is hard for sure

Just run a dark pattern, 5 pages where they have to click accept

page 1 tos
page 2 send page of tos
page 3 some benign bullshit
page 4 recurring payment
page 5 more benign bullshit.



Quote:

- Effective April 18th 2020: An electronic reminder notification and a link to online cancellation at least seven days before initiating a recurring transaction should be sent to the cardholder if:
a trial period, introductory offer or promotional period has expired;
or the nature of the recurring agreement has changed.

This communication should include:
an electronic copy of the terms and conditions of the subscription service; confirmation that the cardholder has agreed to a subscription, unless the cardholder cancels;
the start date of the subscription;
details of the goods or services;
ongoing transaction amount;
billing frequency or date;
link or other simple mechanism to enable the cardholder to easily cancel any subsequent transactions online.
Spam their email before and after make the cancellation reminder get lost in a sea of generic emails.

Major (Tom) 05-10-2020 12:36 PM

Quote:

Originally Posted by NETbilling (Post 22663226)
Check this out...

https://www.netbilling.com/news/new-visa-trial-subscription-rules-mandnatory-all-merchants/

Hi Mitch,
Are you going to have to this ready as a gateway feature? Otherwise it’s impossible to implement efficiently and effectively.

Duke

The Porn Nerd 05-10-2020 02:02 PM

Quote:

Originally Posted by DukeSkywalker (Post 22665192)
Hi Mitch,
Are you going to have to this ready as a gateway feature? Otherwise it’s impossible to implement efficiently and effectively.

Duke

Exactly. This should all happen at the gateway level, with the join forms they host, rather than expect webmasters to handle it. This includes CCBill, Epoch et al. If not we are looking at a major clusterfuck here.

EddyTheDog 05-10-2020 04:17 PM

Quote:

Originally Posted by The Porn Nerd (Post 22665250)
Exactly. This should all happen at the gateway level, with the join forms they host, rather than expect webmasters to handle it. This includes CCBill, Epoch et al. If not we are looking at a major clusterfuck here.

CCBill already have the email thing in place as far as I am aware - I'm not sure if it's fully complaint - You use them don't you?..

Natalia_Sh 05-11-2020 05:31 AM

if I'm not mistaken, this also can be done on the CRM side if you use it ... :upsidedow

ZENRA 05-11-2020 12:46 PM

Quote:

Originally Posted by The Porn Nerd (Post 22665250)
Exactly. This should all happen at the gateway level, with the join forms they host, rather than expect webmasters to handle it. This includes CCBill, Epoch et al. If not we are looking at a major clusterfuck here.

You don't want to be using NB's default join form if you want to make sales. Unless they updated their design recently, the forms look older than CCBill's pre-flex forms. That's pretty much the only thing about NB I'm not a fan of. Otherwise, they're great.

The Porn Nerd 05-11-2020 12:52 PM

Quote:

Originally Posted by EddyTheDog (Post 22665338)
CCBill already have the email thing in place as far as I am aware - I'm not sure if it's fully complaint - You use them don't you?..

Yes I use CCBill. Will have to check to see if they have implemented the new Visa regulations language on their forms and/or emails.

Quote:

Originally Posted by ZENRA (Post 22665796)
You don't want to be using NB's default join form if you want to make sales. Unless they updated their design recently, the forms look older than CCBill's pre-flex forms. That's pretty much the only thing about NB I'm not a fan of. Otherwise, they're great.

I do not use NB. I use CCBill and have my own custom responsive forms I designed which bring me a much higher join ratio than standard forms.

NETbilling 05-11-2020 11:37 PM

Quote:

Originally Posted by DukeSkywalker (Post 22665192)
Hi Mitch,
Are you going to have to this ready as a gateway feature? Otherwise it’s impossible to implement efficiently and effectively.

Duke

Hi Duke,

We do not host your tos or agreements. We supply a join form for those memrcjsnfs that still use our hosted forms. Of course, we are open to ideas that you may so feel free to email them to [email protected]. However, I know that 95% of our merchants all use our api and host their own forms.

Thanks, Mitch

NETbilling 05-11-2020 11:40 PM

Quote:

Originally Posted by ZENRA (Post 22665796)
You don't want to be using NB's default join form if you want to make sales. Unless they updated their design recently, the forms look older than CCBill's pre-flex forms. That's pretty much the only thing about NB I'm not a fan of. Otherwise, they're great.

Our general form is simple but typically converts very well and support s css as well. However, you are always welcome to use our API and host your own completely custom form, which is what the majority of our merchants utilize.

fuzebox 05-11-2020 11:41 PM

Quote:

Originally Posted by NETbilling (Post 22666098)
Hi Duke,

We do not host your tos or agreements. We supply a join form for those memrcjsnfs that still use our hosted forms. Of course, we are open to ideas that you may so feel free to email them to [email protected]. However, I know that 95% of our merchants all use our api and host their own forms.

Thanks, Mitch

I think Duke was referring to the *trial descriptor addition...

NETbilling 05-11-2020 11:41 PM

Quote:

Originally Posted by The Porn Nerd (Post 22665798)
Yes I use CCBill. Will have to check to see if they have implemented the new Visa regulations language on their forms and/or emails.



I do not use NB. I use CCBill and have my own custom responsive forms I designed which bring me a much higher join ratio than standard forms.

You should give us a try and save some $$$

Major (Tom) 05-11-2020 11:45 PM

Quote:

Originally Posted by NETbilling (Post 22666098)
Hi Duke,

We do not host your tos or agreements. We supply a join form for those memrcjsnfs that still use our hosted forms. Of course, we are open to ideas that you may so feel free to email them to [email protected]. However, I know that 95% of our merchants all use our api and host their own forms.

Thanks, Mitch

Hi Mitch,
I’ll shoot you an email today.
Best-
Duke

NETbilling 05-11-2020 11:50 PM

Quote:

Originally Posted by fuzebox (Post 22666100)
I think Duke was referring to the *trial descriptor addition...

Yes that will be supported in 2021 as mandated.

Major (Tom) 05-12-2020 07:14 AM

Quote:

Originally Posted by fuzebox (Post 22666100)
I think Duke was referring to the *trial descriptor addition...

That’s just a new var sheet. I’m talking about the confirmed consent and the emails sent a week before rebill.

Duke

fuzebox 05-12-2020 12:17 PM

Quote:

Originally Posted by DukeSkywalker (Post 22666248)
That’s just a new var sheet. I’m talking about the confirmed consent and the emails sent a week before rebill.

Duke

Ah, in that case like Mitch said, most merchants are hosting their own join forms and handling emails through their own member management...

Major (Tom) 05-12-2020 12:28 PM

Quote:

Originally Posted by fuzebox (Post 22666402)
Ah, in that case like Mitch said, most merchants are hosting their own join forms and handling emails through their own member management...

Fuze,
Nats 4 can handle most of this?

D

ZENRA 05-12-2020 01:19 PM

Quote:

Originally Posted by NETbilling (Post 22666099)
Our general form is simple but typically converts very well and support s css as well. However, you are always welcome to use our API and host your own completely custom form, which is what the majority of our merchants utilize.

It's very simple, but the custom API that lets us host our own form is one of the many things I love about you guys. :)

EddyTheDog 05-12-2020 05:11 PM

Quote:

Originally Posted by The Porn Nerd (Post 22665798)
Yes I use CCBill. Will have to check to see if they have implemented the new Visa regulations language on their forms and/or emails.



I do not use NB. I use CCBill and have my own custom responsive forms I designed which bring me a much higher join ratio than standard forms.

It would be interesting to see what dates they implement various parts of the new polices and compare them to your stats to see how much of an effect it has...

NETbilling 05-13-2020 11:56 PM

Quote:

Originally Posted by ZENRA (Post 22666456)
It's very simple, but the custom API that lets us host our own form is one of the many things I love about you guys. :)

Thank you!

The Porn Nerd 05-14-2020 12:56 AM

Quote:

Originally Posted by EddyTheDog (Post 22666619)
It would be interesting to see what dates they implement various parts of the new polices and compare them to your stats to see how much of an effect it has...

Good idea! I keep records of weekly sales/rebills so it should be easy to do. But I would wait 3 months at least to see how this all shakes out. Of course, the stay at home measures due to Covid-19 is definitely skewing traffic and most likely rebills. So need to factor that in.

Actually shitty timing on Visa's part. Or good timing, depending on your perspective (consumer vs. webmaster).


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