To those of you who invest in the market
 

I keep telling people to be careful what you invest in. Make sure there is a return. Most people dont realize that the vast majority of the stocks they buy the only return is the upside.

So if it goes down below what you paid, you have no profit.

Some stocks and also, REITs and ETFs still return you a Dividend regardless of above or below the price you paid.

Here are a few REITs to look at.

Spirit Realty Capital (SRC), National Retail Properties (NNN), Macerich (MAC), Weingarten Realty (WRI), American Campus Communities (ACC), and Brixmor Property Group (BRX).

Personally I like MAC and also BRX. adding these to my watch list for now.

DO YOUR RESEARCH!

Yes sir it does.

Thanks for the post PG.

I've been researching investing on and off for years now but I'm really just scratching the surface, to be honest. I always wondered why people don't seem to talk more about dividend stocks in general. It always seemed to make the most sense for long term growth for me. I get it that it doesn't sell books as well talking about long term gains but the goal is still growth isn't it?

the 'sexy' stocks always seemed more like a trap more than anything else.

I feel the same about the sexy stocks and the risk is freaking huge.

Here is an example of that. I think the reason this was in the news is just to raise the price per share.

https://finance.yahoo.com/m/399c2e37...fied-etfs.html

Note to read the article you need to click to investopedia..

But the do list both ETFs right there.

The Title:
Can Just 2 Diversified ETFs Provide All the Equity Diversification You Need?

The ETF's
VTI trading at 204.19 when I looked. Last dividends per share were:
Mar 25, 2021 0.672 Dividend
Dec 24, 2020 0.782 Dividend
Sep 25, 2020 0.674 Dividend

To me this is NOT looking so good.

Maybe its hype for their shares.

The second ETF is:
VXUS trading at 62.44 per share. Last Dividends are
Mar 22, 2021 0.155 Dividend
Dec 21, 2020 0.59 Dividend
Sep 21, 2020 0.339 Dividend

While this buy in is not that great its not overly bad.

Or you can look at something like
NLY Trading at 8.91 per share last dividends are
Dec 30, 2020 0.22 Dividend
Sep 29, 2020 0.22 Dividend
Jun 29, 2020 0.22 Dividend

See where I am going with this.

The first one in the 200$ range gets you .67 cents per share.
How many shares can you afford?

Second in the 60$ range gets you well lets average at .30 they are jumping around a bit.

And the third. cost less than 10$ per and gets your .22

Just do the math on the number of shares you can get. Then on the dividends.

If you set your account to Drip the dividends that goes up and up over time.

They ask the question if these are all the diversification you need. I dont see a YES in that. I see that no they dont return enough for the cost.

Over the last 5 years VTI has only gone up in price.
In the same time VXUS had a big dip but has only gone up overall.
While NLY is down 3$ or so from its high in the last 5 years

Remember you dont have to stay in any purchase. you can sell. Best to wait 1 year though to avoid the higher tax bracket


Remember to do your research and dont spend more than you can lose.

To me the idea is for the long haul not the pump and dump type thing.

Its why I never bought Gamestop and some of the others. I try to buy low with a return and then if I get the option to sell high as well thats great. I do have some stocks that do NOT pay dividends and they are a buy low sell high idea.

I have all three major cruise lines
2 EV companies
2 battery companies.

And shares of stocks/etf/reit's

These last are for the growth. in other words I get some cash in and let the dividends buy me more shares. Eventually I can take the ( investment ) cash back out and keep growing anyway.

Here are some Dividend shares to look at. Im not thrilled with any of them because buy in cost is to high for what they return.

PEP Cost 141.03
Mar 04, 2021 1.023 Dividend
Dec 03, 2020 1.023 Dividend
Sep 03, 2020 1.023 Dividend
Jun 04, 2020 1.023 Dividend


CVS Cost 75.41
Jan 21, 2021 0.5 Dividend
Oct 21, 2020 0.5 Dividend
Jul 22, 2020 0.5 Dividend
Apr 22, 2020 0.5 Dividend

PRU Cost 91.62
Feb 12, 2021 1.15 Dividend
Nov 23, 2020 1.1 Dividend
Aug 24, 2020 1.1 Dividend
May 22, 2020 1.1 Dividend

JNJ cost 162.80
Feb 22, 2021 1.01 Dividend
Nov 23, 2020 1.01 Dividend
Aug 24, 2020 1.01 Dividend
May 22, 2020 1.01 Dividend


PG Cost 133.41
Jan 21, 2021 0.791 Dividend
Oct 22, 2020 0.791 Dividend
Jul 23, 2020 0.791 Dividend
Apr 23, 2020 0.791 Dividend


VZ cost 57.97
Jan 07, 2021 0.628 Dividend
Oct 08, 2020 0.628 Dividend
Jul 09, 2020 0.615 Dividend
Apr 09, 2020 0.615 Dividend

IBM cost 134.
Feb 09, 2021 1.63 Dividend
Nov 09, 2020 1.63 Dividend
Aug 07, 2020 1.63 Dividend
May 07, 2020 1.63 Dividend


SLG Cost 72.57
Feb 25, 2021 0.303 Dividend
Jan 28, 2021 0.303 Dividend
Dec 14, 2020 2.059732 Dividend
Nov 27, 2020 0.303811 Dividend
Oct 29, 2020 0.303811 Dividend


T Cost 30.47
Jan 08, 2021 0.52 Dividend
Oct 08, 2020 0.52 Dividend
Jul 09, 2020 0.52 Dividend
Apr 08, 2020 0.52 Dividend


KO Cost 52.29
Mar 12, 2021 0.42 Dividend
Nov 30, 2020 0.41 Dividend
Sep 14, 2020 0.41 Dividend
Jun 12, 2020 0.41 Dividend

ED cost 74.11
Feb 16, 2021 0.775 Dividend
Nov 17, 2020 0.765 Dividend
Aug 18, 2020 0.765 Dividend
May 12, 2020 0.765 Dividend

K Cost 62.76
Mar 01, 2021 0.57 Dividend
Nov 30, 2020 0.57 Dividend
Aug 31, 2020 0.57 Dividend
May 29, 2020 0.57 Dividend

USB cost 55.48
Dec 30, 2020 0.42 Dividend
Sep 29, 2020 0.42 Dividend
Jun 29, 2020 0.42 Dividend
Mar 30, 2020 0.42 Dividend

Great points, keep them coming! Thanks for the post!

Your welcome.

This is a way to grow wealth without working overly hard. But you do need to pay attention to what you are doing.

Buy only what you can afford to lose and do your research.

Just wanted to say thanks for this post. I have so much to learn in this area, and you explain things in a clear and concise way.

None of this is hard. But it takes time and a little effort.

Personally I like the info that Yahoo finance page gives. Finance.yahoo.com

use the search bar to search your companies and then below it give info. Statistics and historical data when its available

I do roughly 50% dividend stocks. I have one fund that consists only of dividend stocks and have designed it around a great lifestyle around retirement age.

The average person doesn't like dividend stocks because they are not sexy so they don't hear any hype and then have no interest. They will never skyrocket. Many of them barely move. Instead, they pay out consistently year after year (assuming you have picked the right ones.)

I love them.

I'm investing in the beer market tonight . . .

Great post!

Jijiji Not as silly as you might think.

Nah, that was the good old days of maybe 2 yrs ago..
moving forward to the 420 myself :)

And that is NOT a good market to be in right now!!! Yeah I know what you meant.

Maybe but either way will be testing the waters soon

Thats great to hear.

I am no pro with this but Sly and I chat from time to time and exchange ideas. So message either one of us.

For anyone interested. Basically what I am talking about is compounded interest.

You can use this site to get an idea.

https://www.investor.gov/financial-t...est-calculator

Basically with a 1000$ investment with nothing else added by you at a 7% which is almost easy to do with the right portfolio

In 20 years, you will have $3,869.68

Does not seem like much. But add more per month and watch what happens

can't wait for another market crash :) that's when its time to buy.

While i like stocks that do pay out dividends, the flip side is that it is very restrictive on companies how they operate always having to payout shareholders. Companies like Apple, tesla reinvest their profits and look what they've been able to do...

Yup. Dividends are like shiny objects. Seems very nice (as you get an income) but growth stocks can be beasts that return much higher TOTAL GAINS than mature companies that pay large dividends.

Most companies eventually mature and start paying out large dividends.

I recommend reading this about dividends, especially if you are new to stock investing:
https://www.optimizedportfolio.com/dividends/

Companies that pay dividends are typically companies that have surpassed the massive growth stages of their lifecycle. AT&T is not going to find massive growth anytime soon.

Paying out dividends is not preventing a company from growing. If that was the case, they need a different CEO and then they have completely different problems.

Not only that. But it means that the shares you a buying is actually helping the company to have more capital for R&D. Not true for Gamestop etc. Those are privately held shares that are being traded.

Trust me I also have a lot of shares that don't pay dividends because of the upside that is on the way.

Think Cruise Lines
Airlines
Hotel chains
Vacation companies. Personally staying away from Air BNB but that's by choice.

This is the ultimate way to get them.

I got all the cruise lines near the bottom in May of 2020. Same with the airlines.

For instance I got RCL for 26$ it bottomed out at I think it was 22.90 right now trading in the mid 80$ range and should shoot to over 120 by the end of the year I think.

My real point behind the Dividends is this.

Despite the bravado here on this board the majority of the people here do not have the money to really invest a ton. Im talking 10k 20K or 100K. those are the amounts that make a difference.

If you buy 3 shares of American Airlines today then in a year or less maybe you will double your money. Even in 10 to 15 years unless one of the airlines makes a change to revolutionize travel they wont go much beyond that.

But if you put in 100K then its a lot. Most don't have it.

So buying into something that pays dividends then drips or reinvests it builds over time even though the share price does not double or triple.

New ETF just hit the market.

Ticker is ARKX. do you research. This one most likely will make you money both in the growth aspect if you get in now and in dividends

we should keep this channel going. Lots of good info in here guys. much appreciated.

Invest wisely... I don't own stocks any more.. I have sold all during the last year and i have earned from all of them.. I putmy money only in medicine and banks so i made profits from all of them

Medical is always volatile because of the processes to get things approved. Im sure some are amazing.

Post them so we can take a look.

Build your dreams .....

More like your future.

There are a lot of guys here that are young enough and making enough to retire with some of these ideas in about 20 years and Im talking never working again.