OnlyFans = Money Laundering
 

OnlyFans isn’t just a content platform — it’s also being exploited as a discreet and effective money laundering tool.

Here’s how it typically works:
1 - A “creator” account is set up (could be fake, or a mid-tier model in on the scheme).
2 - The “donor” uses stolen credit cards, crypto-washed funds, or offshore accounts to spend huge amounts — often via tips, pay-per-view messages, or subscriptions.
3 - OF takes its cut (20%), then pays out the rest as legitimate income to the creator.

Voila: dirty money becomes clean “adult work revenue”.

The Sophie Rain story is a perfect example. She told TMZ her top fan sent her $4.7 million and she’s never met or spoken to him. Be real — no one drops that kind of money for online flirting, especially on someone who's not a top 0.01% name. That’s not simping. That’s laundering.


Why does OF attract this?

- It’s global, digital, and high-volume.
- Transactions look like legal income from adult services.
- Payouts are routed via normal banking rails — Payoneer, SEPA, crypto, etc.
- It’s easy to create and control both ends of the transaction (creator + fan) in-house.

Just like casinos and fake ecom stores, adult platforms are now part of the laundering ecosystem — and OF is the sexiest, least regulated of them all.

In a few years, don’t be surprised when OnlyFans gets dragged into serious criminal investigations — not for porn, but for fraud, laundering, and organized crime connections.

Curious if anyone here has noticed similar suspicious patterns?

Shhhh!

Quit ruining it for everyone!

You could do the same thing with any online 'store' - paysite, crypto, Amazon, anything.

:1orglaugh:1orglaugh:1orglaugh

Wait until you hear about all the other adult companies that aren't OnlyFans :1orglaugh

Did you just wake up from a coma? Yes people dump piles of money on their faves, the webcam industry was built on simps. Only takes one Saudi royal.

No shit Sherlock, we all know that "adult work revenue" is the cleanest form of revenue out of all revenues. Washing "dirty money" through such a clean business as porn is ... that is something the blessed virgin Mary herself would endorse.

:1orglaugh:1orglaugh:1orglaugh

BTW... You could do this scheme with most service based businesses - typically consulting. Except, you wouldn't have to pay the 20% cut to the middleman. :1orglaugh

Thanks for the scandalous disclosure.

What happens in dubai…

Money laundering always includes the middlemen and 20% is not too high of a fee to launder money. Many people do it though fake companies and clean the money by paying tax and other company fees, which is generally higher than 20%. "Art" is another good option. Hard to launder money for less than 10% in general.

Nobody is sending an online woman millions of dollars. Simps are generally men who can't get sex in real life.

A Saudi royal can fuck anyone he wants, including Hollywood celebs, in his own bedroom, he doesn't have to download OF images. :1orglaugh

Wrong.

Yeah, you could move shady money through any online store in theory, but OnlyFans is built for it. It's practically a cheat code.

1. No product, no shipping, no headache
With a regular store, you’ve gotta fake sales, deal with shipping BS, maybe returns. That stuff leaves a trail. One mismatch in tracking or invoice data, and you're done.
On OF? It’s just “content”, nobody’s checking if the buyer ever got anything. There's literally nothing to deliver. No receipts, no disputes, no angry customers.

2. Discretion
OF is private by design. A guy dropping $1,000 for a blurry selfie or a “custom chat”? That’s not even weird there.
Try sending that same amount to an Amazon seller and watch how fast the payment processor wants proof of the order, invoice, delivery address, support history, etc.

3. One-man operation
On OF, you can be both the creator and the top-paying “fan”. Full control.
On Amazon, Shopify, or crypto? You’ve got KYC, platform compliance, third parties, and all kinds of checks that make faking stuff close to impossible.

4. Payout
The best part: once the money hits the OF account, it gets paid out as “creator income”. Legit money. You can bank it, declare it, whatever.
Now try pulling five-figure payouts every month from a dropshipping site with zero traffic and no FB Pixel data to back it up. Good luck explaining that to your bank or the IRS. :1orglaugh


This is why launderers love OnlyFans.
It’s not just easy, it’s designed in a way that makes big, suspicious payments look like typical simp behavior. You can’t get away with that on Shopify or Amazon.

A saudi royal pays bring girls from anywhere in the world to Dubai (and shit on them btw).
He does not have to pay $4.5M to get pics.

If you believe this, you are the one who's been in a coma :1orglaugh:1orglaugh

They also surf flip flops, smash super cars for fun and donate millions online.

The fact that you absolute fucking idiots can be in this industry while not understanding a single fucking thing about it is lol. I wouldn't trust you to make thumbnails much less anything of import.

The entire premise is idiotic as all fuck on top. So to launder money with stolen credit cards the obvious solution is to.... run it through an industry with the highest processing fees and most scrutiny. No way the processors for that industry are more equipped to handle fraud. Then you assume that all these people get charges from the most mainstream porn company around and don't charge back? :1orglaugh

Or is your argument that they do charge back but the razor thin margin OF just lets their content providers keep the money while they eat the losses themselves?

Just dumbfuckistan shit all the way down and a perfect example of how stupid people flocked and even thrived in this industry.

:1orglaugh

My dumb ass is sitting in Louisiana and had simps sending $20,000 a month to random girls from my neighborhood. Who the fuck did I launder that money for you absolute goof?

A simp might blow $50, maybe $100 or even $200 chasing nudes.
But $4.7 million? Come on.

If you actually believe that’s just a guy “in love” with some random 19-year-old on the internet, you’re hopelessly naive.

This isn’t romance. It’s not obsession.
It’s money laundering, plain and simple.

No one with that kind of cash is spending millions for selfies and DMs from a self-entitled college girl in the Midwest. Be serious. Wake up from your coma :1orglaugh

Those are imbeciles...people who have millions are not dumb...and definitely won't send millions for some online pictures, you are so dumb, its hard to comprehend. But you have proven many times that your IQ is below 80.

If the US government (or even someone at the state government level) believed there was money laundering going down, it would be very easy to investigate and enforce.

OF or any other platform that allows these transfers would be required to have a Money Transmitter Licenses.

https://resources.fenergo.com/blogs/...mitter-license

Stupid motherfuckers. I threw away all of my stats a few years back but my nobody ass had single fans pushing $1,000,000 spent over the years. If you absolute retards hadn't made all of the smart people retire one might be here to post some program stats but alas, we're left with a webmaster forum where 2 chucklefucks suggest someone sent 4.7 million to Sophie Rain for her to get 3.7 million clear, take some fee and give it all to the money landerer. And they did it with stolen cards and without her getting booted from the platform for a zillion chargebacks. And OF totally didn't verify the "single fan" sending 4.7 million with thousands of stolen cards who has a history of chargebacks.

You mouth breathing fucking apes figured it out. They chose the dumbest, most inefficient way to launder money because you are too fucking stupid to wrap your head around someone with billions of dollars dumping a few million to their favorite. And whose to say she wasn't visiting Dubai anyhow? :1orglaugh

You are both a fucking joke. Old retired grandmas have been catfished for more. Go find a job.

https://www.reddit.com/r/nottheonion...fe_savings_to/



https://www.vice.com/en/article/elde...tfishing-scam/


Why does GFY let these people larping as industry shit up these forums? They wouldn't be smart enough to manage a TGP in 1999 but they can come in here and call actual businesses money laundering schemes because their peanut brains can't envision someone better than them. :1orglaugh

A creator needs to be verified with ID...

JFC, I'm not talking about earning money from Facebook. :1orglaugh

If you take it in the ass on camera (or have your wife do it) and aren't worth millions you are doing it wrong.

Wouldn't the stolen creditcards be backcharged and the platform blocks the spender/creator.

Of course they would. This is the most scrutinized industry around and processors have far more fraud prevention than the average. These goofs are making false accusations, that OF isn't here to call them out should change nothing about how they are treated.

sophie rain claims 40+ million a year from onlyfans, but only has 26 videos on the platform, do you really think shes making that much from tips and unlocks?

I still maintain there are so many ways to launder money (real estate being a biggie) that it's foolish to accuse OF of merely existing for such a purpose. Especially without proof.

Having said all that, nothing would really surprise me. Would anything really surprise any of you at this point? :1orglaugh

The source of all those claims is her own mouth, right?

Anyhow, I always filter my stolen credit cards through the most scrutinized industry you can take credit cards for. Maybe one day they'll invent some easier way to move large sums of money around where fraudsters can flourish but for now it's touch, a cryptographic puzzle you could say.

isnt also buying crypto from 1 bank account on coinbase, then selling the crypto via paypal, then paypal send to anothere bank account, wouldnt that be considered money laundrying?

Do none of you all actually know any talent?

Were none of you ever hot and in your 20's?

Do none of you know anyone with substantial wealth?

Talent (and hot people in their 20's in general) sometimes receive enormously valuable gifts. That is just a fact of the human condition.

Just because people, who are either (a) not hot or (b) not the right age, can be envious all they want, but that does not make the gifts they receive money-laundering. That is a prudish and silly assertion.

Lastly, content creators are obligated to pay taxes on OF dough obviously.

I'm just an anon guy and I made millions on cam girls, almost all of the promo was clothed. These people were either never in the industry or lucked into something and cannot repeat it. :1orglaugh

how do I get someone to send me 4.5 million of laundered money in exchange for a few nice, animated Banners

People who launder money would love to pay taxes to clean up their dirty money. If you have $5 mil of dirty money at home, you can't do anything with it...you can't even spend most of it, because you would instantly draw attention to you and everything is monitored these days. So most people would love to give 20-40% of that away to have the rest clean and be able to actually spend it.

Depending on the country from which the payment is made, VAT may still arise. The model has a tax on income, then this is already her net money, minus her share, she needs to transfer the money further to the owner of the money, because it is he (his people) who should receive white income in the end. The final percentage here is not clear and the model needs to be controlled well.

in my initial message, i made an error which actually led some people on the wrong path.
Not "stolen credit card".
Rather :
- prepaid cards
- virtual debit cards
- Gift cards
(all previously funded by crypto or other sources).

The idiot caveman-level intelligence in this thread jumped on "stolen credit card" (probably because he can not jump on anything else).

But for the rest, I maintain everything I said here.

https://i.snipboard.io/3t71YQ.jpg

:1orglaugh:1orglaugh:1orglaugh:1orglaugh

I'm the idiot and this fucktard thinks people buy prepaid cards, lose 20% to processing, somehow involve Sophie Rain AND pay taxes so they can take home a cool 30% of their fucking money.

God damn ban these non industry pussies already. :1orglaugh

Oh, noes . . .

Bless your heart.

https://i.imgur.com/2MTN8Vc.png

:1orglaugh

Insane money. only the beginning

:2 cents::2 cents: :1orglaugh

I sent all my money to a cam model to be laundered. What's the next step?