cc processor recommendations
 

After 2+ years in the biz, doing free sites, gallery submitting, AVS and working for a sponsor, I am ready to start my own paysite! I've been doing alot of research on GFY the last couple of days looking for a good CC processor. I came up with deciding between CCBill, Ibill, Epoch/Paycom, and Jettis.

Here are my thoughts on each of them:
CCBill - most small individual paysites use them, scrubs REALLY hard
Ibill - less sites use them than CCBill, stats suck, bashed a lot on GFY; since they got sold, unsure about their future
Epoch/Paycom - pretty good rep
Jettis - less processing fees than the rest (unsure if this is still true)

BTW, I promote a dozen Ibill sites and a dozen CCBill sites over the years. By far I'm getting more sales through IBill.
It seems that most partnership programs use CCBill and Ibill and most PPS use Epoch and Jettis. Is there a reason why more small sites with partnerships don't use Epoch?

Also, I am in the US so that should expand my list of available processors. I will probably be promoting it myself and maybe allow a few webmasters to as well. Eventually I will get software for a real affiliate program and open it up to more webmasters. At least that is the plan!

I know the optimal solution is to get a merchant account and use a gateway like Epoch or NetBilling, but I'm not quite there yet.

Any recommendations? And please, no one word answers! I would love some input from paysite owners. Thanks!

Hey :)

Why have only one? Multiple is the way to go buuud. If you need to talk to someone, I have good contacts over at CCbill and IBill.

BTW: Take a look around, some of your old buds are peaking in, LOL :winkwink:

Ray

Ray:

Sound advice these days!:thumbsup

:winkwink:

since you plan to mostly use the sites with your own traffic,in your position i would get a merchant account.

Just another thought - If you do decide to stay with third party billing companies, use all the main one's and have some backup processors...

Also... I think the general foremost thought is not to let any one processor hold your business - ie .. the recurring biz. If need be have rotating sign up pages to balance the risk :-)

He might have a hard time getting one unless he is doing over $100,000 a month. I've heard about some new options for the smaller guy coming soon. But your pretty limited on merchant account options if your from the US unless your well established. Just my :2 cents:

Because currently I'm on a budget. I want to do cascading later on. For now one will be fine.

I mentioned to you about the high scrubbing CCBill does. I thought you recommended Epoch for me.. LOL

I don't think I'll qualify for a merchant account for some time. :1orglaugh

i didnt know the limit is that high


thanks icedemon

Guys,

Thanks for all the replies. I'm looking for only one processor initially. I will eventually have backups but don't need them at this time. Just want to get things started. What I'm interested in is what everyone's view of epoch and jettis is? I think those are what I'm leaning toward to.

I agree with the cascading situation for CC processors. Epoch and Jettis are both awesome companies, as is CCBill.

And if I might add, I know of an EXCELLENT check processing company! (see sig :thumbsup )

:)

bump :)

don't count out Verotel as your sole processing option rayzor... but also, do *not* use their freebie "Ticketclub" option, use their "PRO" service or not at all.

they have been kicking ass for sales when many other processors have displayed bad numbers in recent months, and haven't ever missed a wire for us. they are also based in europe so they are inherently more shielded from possible amerikan crackdowns in the future.

Hi,

While you may not have enough volume to justify your own merchant account yet, We can certainly process checks for you and save you money. We charge only 2.25% and 40¢ per transaction with no setup fee.

Toll Free within the US: (888)357-8166
Outside the US: (661)252-2456

Thank you, Mitch Farber

I provide adult merchant account, but we are currently only taking on those who process $100K a month or more, have low CB's, and have been in the business for a while (2 years).

While you are building the biz to meet these stats, 3rd party is the way to go. I have strong ties with Jettis and would highly recommend them.

Call Terry Crane @ Jettis 818-597-6302

Let him know Steve from Humboldt Merchant Services sent you....they will work with you and get you going...

Steve Kimberling, AVP
Humboldt Merchant Services
877-635-3339

Rayzor,

We can offer you a third party solution. Hit me up for further details:

jungar-at-myvirtualcard.com

Best,

Joshua Ungar
myVirtualCard
www.myvirtualcard.com

Cool. I will contact you once I get a cc processor setup and ready to put in alternate billing methods.

This doesn't seem ideal for a main cc processing solution. Maybe as a alternate billing solution later on.

Can anyone answer me this question: Why do most individual webmasters (1 or 2 paysites) opt for CCBill or IBill whereas most large programs with multiple sites use Epoch or Jettis? Is the reason that it's easier to set up a revshare program with CCBill/IBill?

bump.

Comments about Epoch and Jettis, other than they are solid, seems to be few and far between on GFY. It is because most guys here have small programs and are using CCBill? Is there reason why more small guys don't use Epoch/Jettis?

Comments?

It must be because it's the first nice, HOT day on the East Coast and no one's on GFY to answer my questions. :1orglaugh

ccbill rocks

The built in affiliate program solutions that Epoch and Jettis offer are very basic with very few reporting functions.
This is why larger programs with their own affiliate software will use them but small sites stick with ccbill or ibill that offer alot more functions in their affiliate software.

Thanks maxsweet for the useful answer :) I'll probably be promoting myself until I can roll out a real affiliate program so I won't need CCBill or IBill's affiliate features. Now the choice is between Epoch or Jettis. Guess I'll give them a call. Thanks everyone!

I would call all 3 of the larger ones, ccbill, epoch and ibill. You do not have to use their affiliate programs. you can use your own with any of them. Large companies are with epoch because of the opt out cross sell... keeps the transaction count high and the chargeback percentage low. CCbill/iBill is the way to go now-a-days