CCBill or Paycom, any major differances?
 

At a cursory glance they both seem to offer the same set of options, what draws paystie operators to choose one over the other?

IMO - Paycom has no reserves (kinda), and CCBill does. So CCBill has 5% of your money rotating. Both are solid companies. If you want a ez to setup affiliate program go with CCBill. If that doesn't matter to you, see if either are running specials (IE -no $750 visa fee). No one knows for sure if it's true, but CCBill is 'suppose' to have a harder scrub, so you may get more sales through Paycom, but if you run a tight ship you shouldn't run into chargebacks issures (going over 1%).

Thanks Tat, I've wondered about CCBill's possible scrub being harder than Paycom's, wish we had definitive proof one way or the other.

Now that I've got NATS I can easily switch out the first biller in my cascade. I want to do some tests, but I'm holding off right now. We're busy opening some new sites, and want all our money now, so we're sticking with Paycom as #1 since they don't keep that 5%. In a month or so when I get the site up I'll have time to look at the numbers and stuff, so I'll switch over to CCBill and first. It will be nice to see what pans out. It will be even nicer to not have all my eggs in one basket.

I think CCbill rejects more transaction.

I always get much better conversion rations on Paycom sites.

thats the consensus. you rarely if ever hear it being the other way around.

i heard ccbill is anytime better and is widely used in many adult programs...

CCBill do have fucking awesome support. If you want somehting done give it 5 minutes with CCBill and it is there for you!

If you don't have something like NATS, MPA3, ES etc.. ccbill has some nice options - for webmasters aswell!
They might scrub a little harder though.
Another advantage is that CCBill is also placed in EU, so if you're from EU that will probably suit you better.

5c

true, their tech support people at TOP notch.

and they have never been late or missed a payment to me in about 7 years.

but i think they scrub hard nowadays, so have alternative e-commerce on your join pages.

(and don't use their checking)

they really have great support :thumbsup

You mention checking specifically, what's wrong with it out of curiostiy? No good?

Epoch is going to make you more money.

Fact: 90% of all Epoch sponsors payout $25 - $35 per signup. 90% of all CCBILL customers do not and usually only give revshare and even then, at lower percentages than Epoch.

Why? Because Epoch has a lower scrub. You will get more rebills than with CCBILL. You will make more money than with CCBILL. I think the fact that Epoch sponsors can afford to payout more per signup is quite telling.

a lot of truth in this.

you will get more signups with paycom, and shotty retention.
ccbill you will get less signups, and better retention.

if you want to test ccbills scrub factor its easy, just use your own cc to join. plus, ccbill join pages suck cock.

good posts, deserves a bump

well things might be different now.

but 18 months ago we averaged 30-40% fraud on ccbill check signups, so we took it off join pages, and now use netbilling for checking.

and now have almost zero fraud, and nice recurring.

i wonder if ccbill has improved, but netbilling is so good for checking there is no reason to change.

don't know why netbilling can do something ccbill cannot.

You are a smart man. We use Netbilling exclusively now for credit cards and checks. We control our own level of crubbing through their system and pay a hell of alot less than 13%. I know they work with NATS, MPA, Exec and others too even though we have our own custom affiliate program.
This post was just here if you want a lillte more feedback on them.

http://www.gofuckyourself.com/showthread.php?t=464562



Z

We use Netbilling as well and have been happy for a long time with them.

Very interesting thread indeed!

As for me, I noticed that CCBill's scrub becomes stronger after chargebacks come to the system. IMHO if current CB rate is high CCBill switches on the scrub, if it's low they can even decrease their scrub.

Easier is not always better. we have been with ccbill since 2000, and have never looked back. As for the 13%, the more you make, the lower you can get that rate. Dont get me wrong, there are things that CCBill does, that I dont like, but so far they have been the rock of the industry.

Funny that no one has come on to pimp Paycom yet, I thought we'd see more of that in this thread as they've gotten so popular lately.

everyone notices that. and if you ask them point blank about this, they deny it. as if we can't figure it out. :eyecrazy

you'd think by what some of them say, they almost deny having ANY system in place but only a fool wouldn't know otherwise

The real question is of the surfers who force a CB, how many intend to do so at the very start, and manipulate the system, versus those who feel that the content legitimately didn't live up to their expectations and they had no recourse. Being a cynic, that percentage is probably 85% manipulation, 15% actual disappointment in a site's member's area.

I personally like being able to contraol my own scrub levels through Netbilling. Our sales have only gone up since we switched from third party and our chargebacks are not any higher.

both good companies.

i use ccbill

wow, i cant believe this is the first real business thread i've seen on this board in umteens weeks

What sponsors use them ?

Paycom and CCbill have kick ass support for us.

I do not know all of their webmasters but I know that Mensniche, Fetishcash, Mac&Bumble, Whitehouse, Yankscash, Bondage.com, Fetish.com, Wasteland use them because we send traffic to most of those guys. Great conversions all the way around.

ive used both and like them both

the only thing is if there is a slip-up you will be fined into extinction. correct me if i am wrong.

What do you mean by a slip up? The chargeback rules are the same for 3rd party or having your own merchant account.

exactly.......and if you exceed 1%? what happens if you have a bad string of luck and some dickheads CB for mutliple months and you exceed your 1%? what are the fines?

Anyone got a link to netbillings site?

How is that any different than 3rd party? You can be fined either way.

How is that any different than 3rd party? You can be fined either way.

James White / Anyone got a link to netbillings site? - Netbilling.com
Karen is our sales rep and she is really awesome.

Good thread, Mako!

I'll talk to you sometime tomorrow!

:winkwink: