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alexg 11-06-2005 02:37 PM

How much does health insurance cost in the US?
 
I'm really just wondering... I understand that in the US the gov doesn't provide health insurance and people have to get it from private hands (am I correct?)... most people always say that it's a bad thing, so I'm interested to know what price range (per year?) can get you a health insurance that would cover basically most major injuries, surgerys or whatever you would need in case of emergency, because I believe in most countries where the government subsidizes health insurance it still costs a relatively small fee for every citizen.

Sly 11-06-2005 02:44 PM

A single healthy person can get health insurance for as little as $80-150 a month. Lots of factors. I have noticed that many people in the "free insurance" countries seem to also carry additional private insurance, which makes me wonder why they think free insurance is such a great thing. Oh, and don't forget the difference in taxes.

pornguy 11-06-2005 02:47 PM

If you want good health ins in the us, it will cost a lot more thna 80-150 a month. closer to 500+ a month, unless your job offers ins.

alexg 11-06-2005 02:52 PM

Quote:

Originally Posted by pornguy
If you want good health ins in the us, it will cost a lot more thna 80-150 a month. closer to 500+ a month, unless your job offers ins.

what's the minimal salary in the US for hired workers? is there such a term in law? does it vary from one state to another?

Young 11-06-2005 02:57 PM

Boston has a minimum wage of $6.75. So minimal full time salary here would be $13,000.00. After taxes, Social security, medicare you'll probaly retain about 80% of that.

All jobs that are full time are required by law MA state law to offer some kind of full medical insurance coverage. Which usually amounts to about $60-$100 a month for a single person and $150-300 for a family.

If you get medical insurance without having a job...COBRA i think its called...you're looking at $400-$500 a month.

Sly 11-06-2005 03:00 PM

Quote:

Originally Posted by alexg
what's the minimal salary in the US for hired workers? is there such a term in law? does it vary from one state to another?

Its different in every State. I think the federal minimum wage is $5.75 or $6.75, but like I said, every State is different.


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