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-   -   Can color of a car affect price of damage liability? (https://gfy.com/showthread.php?t=653899)

soukee 09-10-2006 04:12 AM

Can color of a car affect price of damage liability?
 
I've heard that in USA is it common that an owner of a yellow car should pay more in comparison with the others.

Is it joke?

Thanks...

flashbang 09-10-2006 04:43 AM

yes, yellow = taxi drivers

Sammy4u 09-10-2006 04:55 AM

Pay for for insurance because they have a yellow car? not true. My last car was yellow and it made no difference in what I paid for insurance.

Some cars have premium paint jobs though that would cost more to paint then a regular car. You can bet if you damage a Porsche you are going to pay more to paint it then if you damage a Honda Civic.

Doctor Dre 09-10-2006 04:58 AM

I think red and yellow are more expensive so I heard... not sure thought. Might just be rumors.

soukee 09-10-2006 07:25 AM

Quote:

Originally Posted by Doctor Dre
I think red and yellow are more expensive so I heard... not sure thought. Might just be rumors.

Hmm... interesting.

soukee 09-10-2006 07:27 AM

Quote:

Originally Posted by flashbang
yes, yellow = taxi drivers

:)
... 8chars

soukee 09-10-2006 07:29 AM

Quote:

Originally Posted by Sammy4u
Pay for for insurance because they have a yellow car? not true. My last car was yellow and it made no difference in what I paid for insurance.

Some cars have premium paint jobs though that would cost more to paint then a regular car. You can bet if you damage a Porsche you are going to pay more to paint it then if you damage a Honda Civic.

And are you from USA?

Help me Americans:helpme

MaLayLaH 09-10-2006 07:40 AM

I would think it would only differ if you did modifications to your car, not the colour.:thumbsup

pimpma$ter 09-10-2006 08:27 AM

there is a chameleon color, for example, which is 3-4 times more expencieve then all the others...
so my answer is - yes :)

ServerGenius 09-10-2006 08:36 AM

it has nothing todo with the price of a car. As the insurance price is based on
the brand, model, type and 10's of other factors. Here in Holland you get a
cheaper insurance if you have a silver metallic color car. The reason for it is
that research have showed that Metallic is the best visible color for a car
under any condition. Silver Metallic coloured cars are substianely less involved
in accidents because of its visibillity. Besides just silvermetallic they have a
ranking based on this for all colors

:2 cents:

soukee 09-10-2006 10:56 AM

Quote:

Originally Posted by ServerGenius
it has nothing todo with the price of a car. As the insurance price is based on
the brand, model, type and 10's of other factors. Here in Holland you get a
cheaper insurance if you have a silver metallic color car. The reason for it is
that research have showed that Metallic is the best visible color for a car
under any condition. Silver Metallic coloured cars are substianely less involved
in accidents because of its visibillity. Besides just silvermetallic they have a
ranking based on this for all colors

:2 cents:

Thanks for your post.:thumbsup

But I am interested in the USA. I think that it's bullshit that owners of yellow cars should pay more. But I am interested because of a bet :)

Project-Shadow 09-10-2006 11:25 AM

I cant give you info on the US I'm afraid but I know in the U.K black cars are more expensive to insure than white/yellow cars. Something to do with visability and/or likelyhood of theft.

soukee 09-10-2006 01:35 PM

Quote:

Originally Posted by Project-Shadow
I cant give you info on the US I'm afraid but I know in the U.K black cars are more expensive to insure than white/yellow cars. Something to do with visability and/or likelyhood of theft.

Thank you anyway :winkwink:

MaLayLaH 09-10-2006 06:13 PM

Quote:

Originally Posted by ServerGenius
it has nothing todo with the price of a car. As the insurance price is based on
the brand, model, type and 10's of other factors. Here in Holland you get a
cheaper insurance if you have a silver metallic color car. The reason for it is
that research have showed that Metallic is the best visible color for a car
under any condition. Silver Metallic coloured cars are substianely less involved
in accidents because of its visibillity. Besides just silvermetallic they have a
ranking based on this for all colors

:2 cents:


Tell that to the old lady who smashed into the front end of my silver mercedes 3 weeks ago. :Oh crap

Matt 26z 09-10-2006 06:21 PM

They covered this on Myths, Lies and Just Plain Stupidity. There is no difference in insurance costs between various colors. In fact they said that the percentage of red cars involved in car accidents was less than that of any other color.

shake 09-10-2006 08:00 PM

I would think yellow and red show up better, therefore are less likely to be in accidents and insurance should be cheaper. Why are firetrucks always Red or Yellow if they didn't show up better that way?

Sammy4u 09-11-2006 12:05 AM

Quote:

Originally Posted by soukee
And are you from USA?

Help me Americans:helpme

Yes, was in Florida, USA.


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