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-   -   Whats your credit score???? Also anybody have clue as to... (https://gfy.com/showthread.php?t=774248)

Juicy D. Links 10-04-2007 06:30 PM

Whats your credit score???? Also anybody have clue as to...
 
Why with transunion and equifax the numbers are close but experian is different?

HighRoller 10-04-2007 06:33 PM

3 different companies, with 3 different amounts of info, and they calculate in 3 different ways.

Casa Nova 10-04-2007 06:34 PM

NO idea, why the numbers would be different, but i believe Equifax is the most accurate because when I rented the house I'm moving into this month the broker told me to check my credit on that site.

Juicy D. Links 10-04-2007 06:39 PM

Quote:

Originally Posted by Casa Nova (Post 13189070)
NO idea, why the numbers would be different, but i believe Equifax is the most accurate because when I rented the house I'm moving into this month the broker told me to check my credit on that site.

i think diff places prefer a certain bureau as there place like they prefer one as the one they use so it could be any one

woj 10-04-2007 06:40 PM

Quote:

Originally Posted by HighRoller (Post 13189064)
3 different companies, with 3 different amounts of info, and they calculate in 3 different ways.

:thumbsup:thumbsup

Juicy D. Links 10-04-2007 06:41 PM

also i guess business cards report to duns and bradstreet evn thought they use your SS# initially to get em...hmmm

RP Fade 10-04-2007 06:49 PM

the credit system sucks..i spent a whole year working on mine but finally got it over 710 across the board.

MrKinkade 10-04-2007 07:00 PM

the three credit companies use their own formula's to figure your score ... but It is wise to check all three because one said I had a certain amount of debt on it and when I checked the other there was a discrepancy and there was more charges... if you go by one only and try to get something in credit it might bite you in the ass you may think your score is like 715 and when you get to a car dealer and they use another it might be 595 and your intrest will be higher... just food for thought I went through it


p.s. to give you an idea i an so far behind that if I did a contest to wither catch up with you in posts if you just stop posting and me clearing my credit.. it would be a tie LOL

Forest 10-04-2007 07:04 PM

my transunion and equifax numbers are within 10 points of each other

my experian is 60 points lower then my high

:helpme

High Plains Drifter 10-04-2007 07:06 PM

One of the benefits of spending like a drunk indian is I have a credit score around 820 right now.

tony286 10-04-2007 07:06 PM

The problem is they carry so much weight and they have no regulation.

riddler 10-04-2007 07:10 PM

just get your standard FICO score, mines like 700 i believe.

MikeVega 10-04-2007 08:28 PM

mine was 780 the last time i checked ( about a year ago) it should still be the same if not better .

Barefootsies 10-04-2007 08:34 PM

Quote:

Originally Posted by HighRoller (Post 13189064)
3 different companies, with 3 different amounts of info, and they calculate in 3 different ways.

Exactly.

Barefootsies 10-04-2007 08:35 PM

Quote:

Originally Posted by RP Fade (Post 13189142)
the credit system sucks..i spent a whole year working on mine but finally got it over 710 across the board.

Same here. :disgust


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