LOL @ Collection Agencies
 

I have been helping a friend clean up his credit, the leftovers from his years as a student. Wasn't really enough shit on there to justify getting Lexington involved. One of the few things left is this stack of unpaid phone bills. They are about six months from falling off his report and the amount due is like $600 and some change and they are sending him offers to settle for 10 cents on the dollar. hehe, now why would he do that when they are gonna fall off for free in a couple more months? If they were gonna sue they would have done it long ago, they are just hoping that he'll throw them a bone. Heh, funny how they haven't contacted him at all for about the last five years, now suddenly they wanna talk. What a joke.

Responsibility?

minusonebrain probably doesn't know any responsible people personally . . . just reads about them in books

The guy who posts webmaster's data online for blog traffic knows responsibility?

Minusonebit, your parents are complete and utter failures for how they brought you up, please tell them I said that. I truly hope you are their only child.

I once lived in a neighborhood where I needed zoning permission to change my screen door design. Yet people such as this are allowed to breed freely ......


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Actually the trick is if your friend or say you acting as your friend, talk to or negotiate with them in any way following some very loose and credit friendly guidelines the time limit again resets.

btw fucktard, everytime you contact the creditor, it adds about 7 months.