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-   -   how I live on 9 bucks/hr (https://gfy.com/showthread.php?t=803268)

hateman 01-28-2008 03:52 PM
how I live on 9 bucks/hr
 
nevermind.

:1orglaugh

mrwilson 01-28-2008 03:55 PM
Who would work for that?..lol
I'm guessing you are talking $'s

GrouchyAdmin 01-28-2008 03:55 PM
I had no idea that there was a dyslexia that flipped numbers upside down.

hateman 01-28-2008 03:57 PM
Quote:
Originally Posted by GrouchyAdmin (Post 13709627)
I had no idea that there was a dyslexia that flipped numbers upside down.
Pssst... Dude, your sig got owned.

GrouchyAdmin 01-28-2008 03:58 PM
Quote:
Originally Posted by hateman (Post 13709630)
Pssst... Dude, your sig got owned.
It's called a Public Service Announcement.

DirtyProfits 01-28-2008 03:59 PM
Quote:
Originally Posted by hateman (Post 13709630)
Pssst... Dude, your sig got owned.
Maybe that is meant to be his sig :winkwink:
Last year I had a signature "Last edited by... 2008" I guess nobody recognized the 08 instead of 07 :)

V_RocKs 01-28-2008 05:32 PM
The last time I made $9 an hour was back in 1990 or so...

farkedup 01-28-2008 05:35 PM
LOL my fiance makes $30/hr and works 70 hrs/wk trying to save up money... I told her If she wants to have anything other than a vegas wedding SHE had to pay for it cause I wouldn;t

shermo 01-28-2008 05:39 PM
Quote:
Originally Posted by farkedup (Post 13710126)
LOL my fiance makes $30/hr and works 70 hrs/wk trying to save up money... I told her If she wants to have anything other than a vegas wedding SHE had to pay for it cause I wouldn;t
My Vegas Wedding was around $35k... You must mean a Vegas Drive-in wedding. :1orglaugh

D 01-28-2008 05:43 PM
Quote:
Originally Posted by farkedup (Post 13710126)
LOL my fiance makes $30/hr and works 70 hrs/wk trying to save up money... I told her If she wants to have anything other than a vegas wedding SHE had to pay for it cause I wouldn;t
psst... "fiance" = boy. "fiancee" = girl. :2 cents:

Semantic, maybe, but worth pointing out, imho. :winkwink:

And, yeah - weddings can get expensive. We're in the process of saving, too, and it looks like we're gonna have to take a loan to make it happen.

I guess someone _could_ live on $9 per hour... even in L.A.... but it wouldn't be pretty.

PornMogul 01-28-2008 06:02 PM
imagine living in 5/hr lol

96ukssob 01-28-2008 06:40 PM
Quote:
Originally Posted by PornMogul (Post 13710291)
imagine living in 5/hr lol
i dont see how it would work unless you are 15 living in your parents house. $5/hour at a 40 hour week is $10,400 a year

My :2 cents: mid/low end living costs in the US:

Rent: $600
Car: $300
Food: $250
Gas: $100
Insurance: $100
Other stuff: $150

Total $1500
(i know you can live on less, but im assuming this is the average)

that means you have to make $2142 BEFORE taxes (assuming the IRS takes 30% of your check)... which is $12.36 hour

math = ((2142*12)/52)/40=12.36

NosMo 01-28-2008 06:50 PM
Quote:
Originally Posted by farkedup (Post 13710126)
LOL my fiance makes $30/hr and works 70 hrs/wk trying to save up money... I told her If she wants to have anything other than a vegas wedding SHE had to pay for it cause I wouldn;t
HEY! what is wrong with a Vegas wedding? I think the idea of Elvis asking do I take this women to be my hunka hunka burning love? Is the fucking bomb. I mean when your about to flush your life down the toilet you might as well as have some fun.....

NosMo

LeRoy 01-28-2008 06:52 PM
Quote:
Originally Posted by farkedup (Post 13710126)
LOL my fiance makes $30/hr and works 70 hrs/wk trying to save up money... I told her If she wants to have anything other than a vegas wedding SHE had to pay for it cause I wouldn;t
Nice one :thumbsup

GatorB 01-28-2008 06:53 PM
Quote:
Originally Posted by mrwilson (Post 13709623)
Who would work for that?..lol
I'm guessing you are talking $'s
Most people where I live make less than that.

farkedup 01-28-2008 07:00 PM
Quote:
Originally Posted by sherm (Post 13710145)
My Vegas Wedding was around $35k... You must mean a Vegas Drive-in wedding. :1orglaugh
Your standard "vegas wedding" is like spending a total of $1500-$2k including flying both of you in and staying in a 3-4 star "average" hotel

A quick and easy drive-in type wedding is the point, if I want a destination type wedding it sure as hell wouldn't be vegas. It would be the bahamas or florida so the kids can hit disney world again.

Phil 01-28-2008 07:17 PM
Quote:
Originally Posted by bossku69 (Post 13710470)
i dont see how it would work unless you are 15 living in your parents house. $5/hour at a 40 hour week is $10,400 a year

My :2 cents: mid/low end living costs in the US:

Rent: $600
Car: $300
Food: $250
Gas: $100
Insurance: $100
Other stuff: $150

Total $1500
jesus... I spend that much on booze

minddust 01-28-2008 07:19 PM
9*24*30*365

I wouldn't mind making $2,365,200 a year.

Fap 01-28-2008 07:26 PM
I dont see it being possible.. unless you are living on the streets

GatorB 01-28-2008 07:28 PM
Quote:
Originally Posted by bossku69 (Post 13710470)
i dont see how it would work unless you are 15 living in your parents house. $5/hour at a 40 hour week is $10,400 a year

My :2 cents: mid/low end living costs in the US:

Rent: $600
Car: $300
Food: $250
Gas: $100
Insurance: $100
Other stuff: $150

Total $1500
(i know you can live on less, but im assuming this is the average)

that means you have to make $2142 BEFORE taxes (assuming the IRS takes 30% of your check)... which is $12.36 hour

math = ((2142*12)/52)/40=12.36
First of all minimum wage is $5.85 an hour not $5 and it's goes up to $6.55 this July and up to $7.25 in July 2009. Secondly the IRS wouldn't take 30% of your taxes if you made that little. In fact even if you made $100K a year the IRS wouldn't take 30% of your money even if you include FICA taxes. People WAY overestimate how much the IRS can actually take from you. If I win $100 MILLION in the powerball lottery the most I'd pay is 35%

Say you made $10 an hour that's about $21,000 a year. Now say you're single and have no dependants other than yourself and no fancy deductions. In other words this is the WORST tax situation to be in. FICA taxes would be about $1600 a year. As for income taxes.

for 2007

Gross income $21,000
-$5350 for standard deduction
-$3400 for dependant( yourself )
taxble income $12,250

The first $7850 of taxble income is taxed at 10% for single people. The remaining $4400 is taxed at 15% for a total of ~$1400

So FICA tax $1600
Income tax $1400
TOTAL $3000

After tax income 18,000. Monthly average $1500

So you can clear $1500 a month by making about $10 an hour not $12.36

polish_aristocrat 01-28-2008 07:29 PM
Quote:
Originally Posted by minddust (Post 13710619)
9*24*30*365

I wouldn't mind making $2,365,200 a year.
http://i165.photobucket.com/albums/u...lown1/fail.jpg

96ukssob 01-28-2008 08:11 PM
Quote:
Originally Posted by GatorB (Post 13710660)
First of all minimum wage is $5.85 an hour not $5 and it's goes up to $6.55 this July and up to $7.25 in July 2009. Secondly the IRS wouldn't take 30% of your taxes if you made that little. In fact even if you made $100K a year the IRS wouldn't take 30% of your money even if you include FICA taxes. People WAY overestimate how much the IRS can actually take from you. If I win $100 MILLION in the powerball lottery the most I'd pay is 35%

Say you made $10 an hour that's about $21,000 a year. Now say you're single and have no dependants other than yourself and no fancy deductions. In other words this is the WORST tax situation to be in. FICA taxes would be about $1600 a year. As for income taxes.

for 2007

Gross income $21,000
-$5350 for standard deduction
-$3400 for dependant( yourself )
taxble income $12,250

The first $7850 of taxble income is taxed at 10% for single people. The remaining $4400 is taxed at 15% for a total of ~$1400

So FICA tax $1600
Income tax $1400
TOTAL $3000

After tax income 18,000. Monthly average $1500

So you can clear $1500 a month by making about $10 an hour not $12.36
my last job 3 years ago (wow, cant believe its 2008 already) i made $72,000 a year and I had over 35% of my money taken out. however, i did get a lot back at the end of the year, but that is pretty much the norm. As well, my ex made $38,500 a year and it was about the same (2 selections on the w4 or whatever the IRS form was).

im basing those numbers from California because thats the only place ive really ever worked and made more than $6 an hour. when i was in college i made $5.85 working at the school library and i do remember hardly any taxes taken out but i thought that was because of it being a state funded school.

IllTestYourGirls 01-28-2008 08:15 PM
where the hell are you getting rent for 600? then turn around and spend 300 on a car? :error

but you are right it takes at least 1500 a month if you are single to live.

Quote:
Originally Posted by bossku69 (Post 13710470)
i dont see how it would work unless you are 15 living in your parents house. $5/hour at a 40 hour week is $10,400 a year

My :2 cents: mid/low end living costs in the US:

Rent: $600
Car: $300
Food: $250
Gas: $100
Insurance: $100
Other stuff: $150

Total $1500
(i know you can live on less, but im assuming this is the average)

that means you have to make $2142 BEFORE taxes (assuming the IRS takes 30% of your check)... which is $12.36 hour

math = ((2142*12)/52)/40=12.36

96ukssob 01-28-2008 08:20 PM
Quote:
Originally Posted by IllTestYourGirls (Post 13710858)
where the hell are you getting rent for 600? then turn around and spend 300 on a car? :error

but you are right it takes at least 1500 a month if you are single to live.
I just guessed. If you lease then its about $200 a month i suppose, but my friend bought a civic and he pays around $300 a month

but $600 a month for rent i pulled out of my ass. i wish i paid that much, but ive seen 1 bedroom apts going for about that outside of LA and NY

LilBro 01-28-2008 08:49 PM
Quote:
Originally Posted by bossku69 (Post 13710877)
I just guessed. If you lease then its about $200 a month i suppose, but my friend bought a civic and he pays around $300 a month

but $600 a month for rent i pulled out of my ass. i wish i paid that much, but ive seen 1 bedroom apts going for about that outside of LA and NY

1br outside NY as in buffalo or did you actually mean manhattan??? if you know of a $600 apartment outside of manhattan, i may check it out lol

2012 01-28-2008 08:54 PM
it aint easy man ... Jack from circle K stole my chair see, can you lend me yours ?

GatorB 01-28-2008 08:57 PM
Quote:
Originally Posted by bossku69 (Post 13710828)
my last job 3 years ago (wow, cant believe its 2008 already) i made $72,000 a year and I had over 35% of my money taken out. however, i did get a lot back at the end of the year,
If you get money back then you don't get 35% taken out at the end of the day. And if you did get 35% taken out of your paycheck it's YOUR fault. If you file your w-4 form correctly you shouldn't get anymore taken out than you should be paying in. So when you file your taxes you wouldn't get a refund but you wouldn't have to pay either.

So no I'm not going to say someone making $12.36 an hour is going to get 35% taken out when he clearly won't if he knows how to file a w-4 correctly.

96ukssob 01-28-2008 08:57 PM
Quote:
Originally Posted by LilBro (Post 13710985)
1br outside NY as in buffalo or did you actually mean manhattan??? if you know of a $600 apartment outside of manhattan, i may check it out lol
I have no clue, i just know nyc is more than most parts of LA. same goes for boston too. i know a lot of other areas u can get a decent place for $600 a month, but ur not near anything that great, such as central PA or the entire state of Iowa

GatorB 01-28-2008 09:02 PM
Quote:
Originally Posted by bossku69 (Post 13710877)
I just guessed. If you lease then its about $200 a month i suppose, but my friend bought a civic and he pays around $300 a month

but $600 a month for rent i pulled out of my ass. i wish i paid that much, but ive seen 1 bedroom apts going for about that outside of LA and NY
Where I live now $600 a month would be very pricey. You get a nice house for that. Where I lived in Sarasota $600 would get you a studio apartment in the ghetto. it's all relative.

BIGTYMER 01-28-2008 09:17 PM
$9/hour is pritty good for you since you work at McDonalds. :D

stev0 01-28-2008 09:33 PM
Quote:
Originally Posted by mrwilson (Post 13709623)
Who would work for that?..lol
I'm guessing you are talking $'s
You'd be surprised.

I worked at walmart for $7/hr right out of high school, lol... rented a house with 5 friends and still somehow managed to have enough money to party every night. Looking back, it's pretty crazy. I make more in a day now than I did in a month back then, but at the time 7 bucks seemed like a pretty good deal.

96ukssob 01-28-2008 10:12 PM
Quote:
Originally Posted by GatorB (Post 13711015)
If you get money back then you don't get 35% taken out at the end of the day. And if you did get 35% taken out of your paycheck it's YOUR fault. If you file your w-4 form correctly you shouldn't get anymore taken out than you should be paying in. So when you file your taxes you wouldn't get a refund but you wouldn't have to pay either.

So no I'm not going to say someone making $12.36 an hour is going to get 35% taken out when he clearly won't if he knows how to file a w-4 correctly.
no, your right. i had whatever the number is marked as a 2. if it was a 3 i would of gotten more money at the end of the day and less for the return.

woj 01-28-2008 10:19 PM
Quote:
Originally Posted by GatorB (Post 13711033)
Where I live now $600 a month would be very pricey. You get a nice house for that. Where I lived in Sarasota $600 would get you a studio apartment in the ghetto. it's all relative.
Damn, where do you get a "nice house" for $600/month?

96ukssob 01-28-2008 10:21 PM
Quote:
Originally Posted by woj (Post 13711267)
Damn, where do you get a "nice house" for $600/month?
no shit. maybe outside the US or in some of the midwest states. ive found it hard to find a decent apartment were im at for less than $2k a month

NosMo 01-28-2008 10:30 PM
Shit man, I live in a nice house that I rent here in Vegas for $1000.00 a month. 9 miles from the strip.

NosMo

scottybuzz 01-28-2008 10:30 PM
Quote:
Originally Posted by polish_aristocrat (Post 13710668)
I remember you failing the very same test when talking about someone elses income. :1orglaugh :1orglaugh

rowan 01-28-2008 10:36 PM
Quote:
Originally Posted by minddust (Post 13710619)
9*24*30*365

I wouldn't mind making $2,365,200 a year.
You forgot to multiply it by 7 days in a week as well :1orglaugh

scottybuzz 01-28-2008 10:41 PM
Quote:
Originally Posted by rowan (Post 13711311)
You forgot to multiply it by 7 days in a week as well :1orglaugh
nobody works 7 days a week.. dont be silly now


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