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-   -   Canadians - What is your favorite bank? (https://gfy.com/showthread.php?t=841258)

magnatique 07-14-2008 08:54 AM

Canadians - What is your favorite bank?
 
I'm getting a little tired of RBC... now with 3 accounts and a 4th one on the way for all my different companies, I need a bank I can just send emails to and get shit done, fax in wire requests and all that... I want a solution where I can do most of the stuff without going there and if need be, that it goes pretty fast.


Who do you use and who do you recommend?

I am with Royal Bank Right now. Positives : they don't freeze any amounts, even US is available the second I deposit it. moneris was easy to setup... online is good... but lack of services and cumbersome steps when needing to update accounts and the like.

webgurl 07-14-2008 08:57 AM

I used like all the major ones before best by far imo TD Canada Trust

Quotealex 07-14-2008 08:58 AM

I use ING Direct because they charge no fees but their services are limited.

WiredGuy 07-14-2008 09:08 AM

I use RBC as well and my account manager does everything for me via email. If I need increased credit, investments, etc, all by email. I haven't spoken to her in years, everything is done by email with her. Get in touch with your manager and see why they can't do the services you need by email?
WG

JohnnyPearl 07-14-2008 09:19 AM

Same here Royal Bank all the way. I haven't seen a person in years.

dready 07-14-2008 09:23 AM

I've been with CIBC for years and recently set up some accounts at RBC for use with Moneris. I found RBC has quite a few better systems in place. So far they seem easier for some things.

Easton 07-14-2008 09:24 AM

hi Phil, i just sent you an email on another topic... too bad we missed each other in vegas!

Domain Diva 07-14-2008 09:25 AM

I use Scotia Bank as l find them very friendly and more than willing to help with any situation :thumbsup

example: I spoke to the manager and he agreed to instanly cash any usa $ checks up to $3000 per check,that was cool as my account was only 2 weeks old :)


TD Canada Trust is my personal account no reason other than they seem ok

BradM 07-14-2008 09:48 AM

I love TD myself. CIBC is a piece of fucking shit, Scotia is good if you like to travel (branches all over). HSBC is the same in that regard.

But TD is open late, never charges me fees, local branches are super friendly in every city I have been in. Wish I had them in the US.

GrouchyAdmin 07-14-2008 11:06 AM

I'm not Canadian, but I liked Scotia Bank.

Isradude 07-14-2008 11:08 AM

i use TD ........ but i hate all banks : )

:2 cents::2 cents::2 cents::2 cents::2 cents:

payd2purv 07-14-2008 11:34 AM

I'd say TD has got to be the favorite...

I use CIBC but I don't do any banking just spending. :)

Tickler 07-14-2008 11:46 AM

Quote:

Originally Posted by Quotealex (Post 14458064)
I use ING Direct because they charge no fees but their services are limited.

You may want to keep an eye on them. They have been giving some hassles to European WMs.

Financial services group ING has cancelled the accounts of a number of corporate clients who run pornography websites, the Telegraaf reports on Thursday.

The paper says the bank is worried about the damage to its reputation.

http://www.dutchnews.nl/news/archive...irm_bank_a.php

I use Nova Scotia, but, they can be a bit of a pain trying to do company banking at other branches.

SteveVVS 07-14-2008 11:55 AM

Quote:

Originally Posted by webgurl (Post 14458061)
I used like all the major ones before best by far imo TD Canada Trust

x2 I have never had better service than @ TD , they are awesome!:thumbsup

Phoenix 07-14-2008 11:57 AM

they are all bullshit

td is the least bullshit of them though

Quagmire 07-14-2008 12:02 PM

I've had a TD account since 1974 that my parents started for me when I was born. I have never had a problem with them or their service. I've had piddly little accounts with Royal and CIBC, but quickly closed them down because of the stupid service fees. TD has never charged me a dime in service fees on my accounts.

donkevlar 07-14-2008 12:07 PM

I don't have an account there, but I hear VanCity (if you're in vancity) is the best bank (credit union) in BC, according to one of those "best of the city" polls in the paper.

Heidi Rabbit 07-14-2008 12:08 PM

La Caissse Populaire Desjardins all the way. Especially if you are in the teachers credit union. No fees for anything, even int'l wires!

pornguy 07-14-2008 12:18 PM

Quote:

Originally Posted by GrouchyAdmin (Post 14458562)
I'm not Canadian, but I liked Scotia Bank.

I use them as well, here in Mexico. Best rates for exchange in general, as well as the best services.

Fucksakes 07-14-2008 12:20 PM

TD for sure.. I hate Scotia by far.. I can talk forever about how fucking sad they are.

I walk into TD and they already got my account open and ready to help me anyway possible. of coarse its a smaller bank and they know me by name, address and phone number lol.

_Richard_ 07-14-2008 12:28 PM

Quote:

Originally Posted by donkevlar (Post 14458917)
I don't have an account there, but I hear VanCity (if you're in vancity) is the best bank (credit union) in BC, according to one of those "best of the city" polls in the paper.

never had any problems with them..

Quotealex 07-14-2008 12:30 PM

Quote:

Originally Posted by Heidi Rabbit (Post 14458922)
La Caissse Populaire Desjardins all the way. Especially if you are in the teachers credit union. No fees for anything, even int'l wires!

The Caisse has the worst service of all the financial institutions.

Socks 07-14-2008 12:38 PM

I have accounts with RBC, TD, CIBC and Wachovia.

I do my business through CIBC Private Banking, but you need quite a large minimum amount to get in there. I fax everything I need done.

RBC are a bunch of fucking idiots, they never, ever help me when I need something. Ever. I'm getting out of there as fast as I can and moving all my personal stuff to TD, who help me with anything I need, and most importantly are open late.

magnatique 07-14-2008 03:46 PM

Quote:

Originally Posted by WiredGuy (Post 14458088)
I use RBC as well and my account manager does everything for me via email. If I need increased credit, investments, etc, all by email. I haven't spoken to her in years, everything is done by email with her. Get in touch with your manager and see why they can't do the services you need by email?
WG

I asked, and was told we can't get a personal rep... then she saw my different account and got confused, so she said I might be better off with the special rep for larger accounts or something heh, haven't had a chance to do it yet but looking around still.

magnatique 07-14-2008 03:48 PM

Quote:

Originally Posted by Easton (Post 14458147)
hi Phil, i just sent you an email on another topic... too bad we missed each other in vegas!

just replied a few minutes ago :)

sorry for the delays, we had to temporarily move the office to my house for a couple days, we had the floors sanded and varnished in the office above ours and the fumes would give us headaches, so I decided to get the guys to work from home for a couple days heh

Spunky 07-14-2008 03:50 PM

TD Canada Trust and ING direct

magnatique 07-14-2008 03:51 PM

so TD it seems heh? ;)

Tempest 07-14-2008 04:17 PM

Bank of Montreal... Years back I was with BMO but they pissed me off and so I switched to CIBC.. I hated the non-personal service of CIBC (I was going to try RBC but they were as bad as CIBC) so switched back to BMO and am happy I did.. They break some of their own rules for me... I also use Scotia-Bank and they've been decent as well. So for everyday banking I continue to use BMO. But for simple "storage" of money, I use all banks available.

pawsregd 07-14-2008 04:29 PM

BMO has always been good to me

jact 07-14-2008 04:29 PM

RBC is the best of the worst I've found. They're all bad, RBC is just the least bad in my experience.

VeriSexy 07-14-2008 04:41 PM

TD Canada Trust

starpimps 07-14-2008 04:47 PM

td canada trust ftw...open long, no bullshit questions from tellers (i used to get grilled by the tellers at scotia bank for some reason), and direct online use of td waterhouse is cool beans

WiredGuy 07-14-2008 04:57 PM

Quote:

Originally Posted by magnatique (Post 14459681)
I asked, and was told we can't get a personal rep... then she saw my different account and got confused, so she said I might be better off with the special rep for larger accounts or something heh, haven't had a chance to do it yet but looking around still.

Odd, I never had a problem getting a manager assigned to my account from day 1, so it shouldn't be any different.
WG


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