Western union/MoneyProblems (Potential Drama)
 

OK I am having a real issue... I did some business with a company back at the end of April... we agreed a deal with payments to be spread over several months...

However it's been a real nightmare... the payments have not been made on time and to the agreed terms laid out... they have blamed this on what I can only discribe as the worst run of luck I have ever heard anyone have...

Firstly they said it was a issue with their bank... then it was western union... then it was paypal... then it was moneygram... every option they tried to use make payments with seem to have been problematic... they really must be the unluckiest company in the world !

They are currently trying to get me the last 20% of the agreed deal... and its been a nightmare... every time they try and send me a western union payment or a moneygran payment it gets flagged and returned to them :(

Spookily I spoke to Western Union and MoneyGram who both tell me there is no issue with my name, or the company that is trying to send me the money... Is anyone else having any issues trying to send money via western union or moneygram ???

I am in the UK and they are in the USA... but that shouldnt matter as thats what Western Union and MoneyGram specalise in... transfering money internationaly !

6 months now... patience is running out... causing me all sorts of problems :(

name names!!!!!

Yeah, I can tell by reading your post about what the problem is.

They don't have the cash, therefor transfer can't happen!

Hmmm
 

No I did only say "Potential Drama" I want to believe they might just be that unlucky... some people think they are taking advantage of my nice guy image :1orglaugh

But after 6 months it is becoming hard even for me to bite my lip... With the financial climate the outstanding money would be most welcome :) We're not talking about a fortune, like $5k... but with certain financial issues I am having personally that would be great right about now...

They told me last night $2000 was sent by MoneyGram... but for soem reason it wasnt showing as confirmed and they would message me the details overnight... surprise surprise I woke up in the UK today to no message :(

names ?

In all honesty it does sound like thats true, they dont have the money.

Hmmm...
 

That would be sad, I would prefer if they had just told me that... best example would be last Friday (not Friday just gone) they told me they would get my money out on the following Monday... I told them at the time I had issues with my landlord and needed to pay him on the Wednesday and needed to know the money was 100%... they told me it was...

Monday came and went... Tuesday came and went... Wednesday came and went ! Loads of emails and ICQ's were sent, and ignored... then they responded saying they had tried to send every day but for some reason Western Union had refused it ! Now we're on Saturday and still no money... and a pissed off Landlord who is threatening to kick me out...

4 months in a row now they have promised me money and then let me down... 4 months on a trot I have told my landlord based on what they said the money for his rent was good... and 4 months I have let him down based on what they said :(

You need to assume the worst, that the money is not going to come in from them and stop making promises to your landlord.

Now, go out and secure the money for your rent by whatever means are available to you. Plan as if they are simply not going to pay you and take care of your situation.

If they do pay, then you're ahead, but of they don't you will be taking care of your business.

I've sent to the UK and Moscow of all places with WU and had no problems.

Thing Is...
 

The crazy thing is the original deal was for $35k... they have paid just under $30k to date, even if that as taken 6 months for them to do so... so they only owe $5.4k... it's crazy that they have paid so much and are dragging their heels to pay the remaining money :(

They also seem to think that if they dont pay the rest and cancell the deal they are entitled to their money back !

Hmmm...
 

is that recently ?

Actually no.. it's been a while.

I pay my host, who is in another country, every month by MoneyGram. Never had any issues at all for the last 5 years up to last week when I sent Nov's money.

Sounds like they don't have the money to send or are playing games for some other reason.

airfare in these days might be cheaper than the WU fees depending on where u or they are.

WU can be a serious pain in the ass especially for amounts over 1k dont know about the other providers

Post where they are maybe someone here can simply pick it up and get it to you

WU and MG are expensive, but ok...

Send some pitbulls over.

Funny Enough...
 

Funny Enough I know someone else in the same city... a cool guy I trust... I told them he was willing to pick the money up off them and send me it via wire... especially as he had just sent me a wire with no issues...

However they have ignored this offer, even though I have now suggested it to them three or four times... makes no sense to me :(

Yeah, they are leading you on, don't have any money.

sig spot!

Anyone that opts for Western Union as their best way of paying you is probably a scammer. If they has the cash they would just send a wire.

Well...
 

They did apparerlently try and send via wire originally but had issues with their bank... it was only after that they tried sending via western union...

As I said they have managed to drip feed me $29.6k over the last 6 months... a little longer than I had hoped :( There is only $5.4k remaining to pay, just seems mad the deal doesnt get finalised once and for all !

Weird,i sended wu many times to usa and egypt never without any problem.

well, you are both wrong...

they are wrong for not paying you on time

and

you are wrong by using us (gfy) as leverage against them.

both are pussy things to do :2 cents:


p.s. you are NOT bigpimpcash if your landlord is threatening to kick you out

Yes, that is the thing with banks . . . they won't let you send wires for more than your account balance.

Hmmm...
 

OK fair comment your entitled to your opinion... I am not using you or gfy as leverage... I simply wanted to know if anyone else was having problems sending western union/moneygram... as in with the resession going on and all they had brought in some kind of weird new rules... it appears by the comments on here and other people I spoke to on ICQ that isnt the case...

Secondly I am not a big programme and $5k is money I could use... fuck even if I was a big programme the principle would be enough... anyways thanks for your input :thumbsup

Well
 

They said it had to do with amounts of $10k... forms to fill out and all... I do believe some of the problems have been genuine (that might make me nieve) they even emailed me one of the wire forms they sent out... but had a typo mistaking a G for a 6... :( Which meant the money bounced back to them...

So as I said maybe they are just the unluckiest company in the world for sending money (is that unlucky or lucky !) :1orglaugh

Either way I wanted to know if other people were having issues with Western Union and Money Gram but it seems not... I will push for them to get the money to my mate who lives in the same city, I mean if they have the money then that shouldnt be a issue right ?

sounds like bullshit to me. got anything else for sale by payments ;)

They are jerking you around :2 cents:

thats not true here in Canada, many times I have put money into my personal bank just to send a wire with the full amount that I had with no problems

They are lying to you. You can wire any amount you want. If anything, $10k might be a max, but I have never heard that. With $10k and over there would be additional paprework.

Be that as it may, I have sent and received many wires for less than $10k.

They don't have the money if they are telling you that.

Thanks Guys...
 

it's nice to know that most think I aint the bad guy in this... the thing that is frekkin me out the most is the fact they feel if they pull the deal now (6 months after it was agreed) that I have to find the money they have already paid and give them it back... by law !

I am like WTF... what have I done wrong ? How would I be liable for them defaulting on the deal ??? tehy are ones who have broken the contract in so many ways... the initial payment was suppose to be $15k up front, it took me 3 months to even get that ! Then payments of $4k every month which never came in... instead had the remainign monies drip fed to me... and now we're close to complete the deal, just $5k to go they cant get the money to me...

But still they feel if they pull the deal I have to refund them the money ! :disgust :mad:

Sent to Paraguay today with WU, went right thru.

Lol...
 

Once bitten twice shy comes to mind :Oh crap

I guess you should consider yourself lucky you got as much money as you did.

I am pretty sure you are not going to do business with them again. Give them an extended deadline to settle up all funds or you will name names. something like 30 days, just incase they are having money problems

Yep
 

Pretty sound advice... I have given them several deadlines that they have agreed to and then not delivered... just seems crazy, as you say they already paid so much... but I have not given them the product as such they bought (well part of it, but not all) so they must be motivated to finalise the deal surely ??? Just another $5k and we can put the deal to bed and all move on a lot happier... :(

they dont have the money, case closed!

Yep I Guess...
 

Yeah I guess so... as I said I just wish they had told me that... And yeah the original idea of the thread was to see if anyone else was having western union and moneygram problems... and judging by the responses thats not the case...

Use... www.moneybookers.com

Hmmm...
 

In honesty I am sure what ever vehicle I used it wouldnt matter... I have had a brief chat with them today and hopefully we have a resolution and this wont need to turn into soem DRAMA...

My bank, Wells Fargo, won't allow me to do any transactions thru Western Union, due to the high amount of fraud. Haven't tried Moneygram, but I wouldn't be surprised if that was not allowed either.

If I want to use western union I have to go to a western union location and give them cash.

When I first was declined, I asked Western Union why it was getting declined, and they told me that I need to call my bank and have them unflag the transactions, so I called my bank, and they told me that there is no way they will ever unflag any WU transaction.

Nope...
 

This wasnt them paying western union via their bank, I didnt even know this was possible... it was infact them going into a western union outlet and either paying with cash or credit card...

Westernunion.com you can send payments via CC. My bank won't let me use my CC at the outlet either, has to be cash.

Yep Agree...
 

I guess money speaks :winkwink: definetly the best way to make sure its sent... maybe that was the problem they were mostly trying to send it via Credit Card... but they said money was in bank so if it kept failing surely the logical thing to do is get the money out the bank and pay it lol

you might be getting jerked around here, but I wanted to say that it happened to me once trying to send money by western union and they refused me saying that they had suspicions that it could be money laundering (which it wasn't).... I got really pissed off but the dumbass manager wouldn't budge on it

so it is slightly possible that they are telling you the truth

(I've used Western Union many many times but had that refusal happen once)

Forget Western Union / MoneyGram.

Have the company send you a bank wire for the amount due.

Provide them with your bank account name, SWIFT routing code, bank account number, and bank address. With that info, wiring you the money should be a cinch...

And they'll likely save money over using Western Union - most U.S. banks charge a flat $20 to $40 for outgoing international bank wires regardless of amount.

Western Union (and probably similar for MoneyGram) has a $2900 limit for some countries, plus as many have pointed out already, funding such transfers can be problematic due to fraud screening.

Ron

If they had sent it via W/U you would have a control number from them.
Even if there were limits W/U inform the sender..

Never had a problem with W/U here, they have always worked out well

Hmmm...
 

This was done originally... but they had problems with their bank... then they got a new bank and tried sending it again but no joy... only then did they try the other payment methods...

Sounds like they don't have the money. And yet you mentioned they'd already paid you a large chunk before.

Either they have the worst luck or more likely their financial situation has dramatically changed lately.

Try to have them send you a lesser amount, like $2500 now and the remainder next month or something like that.

On a related topic, if the renig on paying you the reminder, they DON'T automatically get their money back ... so don't even worry about that. Especially, since you indicate that you've provided them with much of the product they paid for already.

And anyways, IMHO, for them to sue you and actually collect, even on a default judgement, since you're in the U.K, would likely cost them more than what they owe you.

Don't sweat it - just keep tossing the ball back into their court - nothing to discuss - they simply need to make the required payments.

Good luck.

Ron

Hey Ron... not sure what you mean by "since you indicate that you've provided them with much of the product they paid for already."

I havent infact gave them much of the product due to how the initial payments went... they wanted the product but I refused due to the inability to get me the money as agreed...

Bottom line I dont see how any court either side of the pond would rule in their favour... every part of the agreement was broken by them... no it wasnt a writen contract, more a gentlemans agreement... one I am trying to get the other gentleman to honour :) I am sure we will wrap this up this week and put it to rest once and for all... fingers crossed :)

If they have paid 29K it definitely seems like they are just dragging their feet until they have the funds. The idea though that the deal can be cancelled because they don't finish paying and get all of their funds back would be a little disturbing to me...

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