ccbill fucks an industry
 

i've been getting results from a/b tests
between ccbill and several other billers
over the last 30-45 days

ccbill has the highest decline rate
of any biller in the industry.

ccbill helped build the porn business
but it looks like they are single-handedly
helping to dismantle it !

dont take my word for it of course

i recommend all programs
that are reliant on ccbill billing
to try some a/b testing with others

let me know if i'm wrong.

everytime this is posted i ask myself what CCBill would gain from not processing a signup...

Ive heard declines are up 300 to 400% across all processors and that its mostly the banks declining the transaction not the processor. Is it possible that ccbill is on the banks shit list?

ron gets carbon offsets for his private jet for every decline.

Getting more chargebacks and going out of business like soooo many other billers.
Its just scrubbing, if a card has done 1-2 CB in the past ccbill will decline them, and rightlully so imo

Why make you look worse to visa if you know a client "surfer" has a track record of charge backs?

Staying in business is good business

Taking a seat here...

less cb & less pressure from their bank because of lower production in unstable economic times.

the tests dont lie.
their scrub rate is definitely higher lately.

The rate of declines has gone IN-FUCKING-SANE!

Descriptors get blacklisted by banks regularly and quickly i might add. I know wells fargo keeps a list of adult related descriptors and won't process a charge unless you call them and tell them to. As an account owner, I would be pissed if my bank was deciding what i could and couldn't buy.

Does not seem to make sense that a biller would want to make less money, unless getting that money short term would cost much more in the long term?

:thumbsup

i should have added that it was a rethoric question... :winkwink:

at least i prefer a processor that is still there in 10 or 20 years to be honest. and when credit card companies are busy cutting limits then you know where a big part of the problem comes from

what other billers did you AB test with

It is all about the cb. The banks are part of it but the gateway is the key. What requirements are now being placed on the info gathered for the transaction. It is a trickle down effect from the other pressure the banks are feeling in different sectors. In turn they are requiring the gateways to scrub the transactions to a greater extent.

Captain Obvious right there.

of course CCbill is the worst fucking biller when it comes to CC declines.

once a card was used to chargeback, ccbill doesnt allow it to purchase another ccbill membership. i think it's a smart. could it be adding to the high decline rate?

hmm yea cb % (<2%) is a lot lower than the current increase in decline %

im wondering if they're doing the same thing with past declines?

The decline rate goes up with the CB/refund rate. Lots of scrubbing and frankly I would rather be scrubbed than have to deal with CBs later.

You're WRONG......I got five fucking chargebacks yesterday.....All from the same person.....

Why?.......Because CCBill allowed their card to be charged 5 SEPERATE times within a minute and a half.....And on top of that, the name on the card was female...

WHAT IN THE FUCK is up with that shit???

Conclusion......CCbill isn't scrubbing JACK SHIT!!

Very true,some people look at the short term gain and not the long term pain if the biller goes tits up due to shady practices.:2 cents:

It is CCBills business practices that make it one of the stable billers, who's still going to be around years from now:thumbsup

:1orglaugh

i looked at over 1000 joins

but good feedback with your 1 fraud lol

at the sacrifice of the publishers they push out of the biz during this recession..

i do remember getting fucked by ibill tho. had to use prepH for 6 months lol

CCbill has the highest decline rate? I see. Well, at least they helped build the industry.

yea, who is the other biller, and what was the difference in sales?

Sucks to be a short term thinker eh!!!

i ate 2 bagels toasted

Happen to break down the decline reasons, across each processor?

Did you a/b test every join form template and custom templates within ccbill?

Different join templates increase/decrease the submits and they can increase/decrease errors in the form, which can be decline reasons.

Happen to notice that CCbill almost always has a lower cb and refund ratios and retention averages are higher, along with rebill decline percentages when you removed NSF declines?

See references
Ibill Fiasco
Paymond Fiasco
Myvirtualcard Fiasco. Please feel free to add your own.

Why didn't you post numbers? As how much did you send to each processor, how were the sales, denials, rebills, refunds, etc.

SOLUTION: cascading billing.

Done.

ccbill is the last in the list who fucks this industry

declines to ccbill are like grape drink to the ghetto.

2 toasted bagels? Nice.

Any toppings?

Wow, nice attitude.

There are at least a dozen billing companies who would love to have your business. No one is forcing you to use CC Bill. Use whoever makes you the most money and quit your bitching.

i hope after your findings you switched companies

Word :1orglaugh

Previous chargeback on a card is just one of MANY reasons they decline cards.

i always wonder
why idiots tend to post
like this
like they are writing
poetry
then I found out that
macs format things different than
pc's. and it was
the macs fault in the
end, but it still
made the
user look like an
idiot

Plsureking, I will put CCBills decline rates up against any processor. I run the fraud department and have for about 5 years now. While never taking an eye off of what is important with regard to bank rules, chargeback/refund rates, etc, we have consistently worked on decreasing our decline rates throughout my entire tenure in this department.

We have done a number of changes, after much testing, that decreased our clients decline rates, increasing throughput, while maintaining consistent chargeback rates. Without going into more detail, we work very hard to make sure our clients process all the sales they are able to.

Approvals create revenue for our clients as well as revenue for ourselves, while denials create costs for us.

If anyone wants to discuss this, which I will be more than happy to, I can be reached at 45471840 or [email protected]

great thread title

Same thing not taking personal checks. Less bounces, chargebacks, insufficient funds, etc. They're just negative gearing to protect THEIR bank relations and investments, not yours.

If you want to accept shittier traffic, you need to setup your own merchant relations - I don't know too many billers willing to pull down their pants at the prospect of an extra few bucks a day.

:1orglaugh:1orglaugh:1orglaugh

now that ive said my peace about the thread, i see that you have your sites in your signature, ill make sure that the ccbill fraud guys look at your decline rate and so forth and get in communication with you about it, if your seeing numbers that are higher than other processors you are suing, that’s a concern for us and well certainly check it out and get back to you

and a new diamond stud in his million dollar watch?


:1orglaugh:1orglaugh:1orglaugh:1orglaugh

Straying from the topic a bit, but does it irk anyone else that he keeps hitting return after each sentence?

I think it's weird.
It's kinda odd.
I haven't seen many people do it.
Dial is right
it looks like poetry.

I investigated just about every major cc processor in the biz before I launched my network and chose CCBill. CCBill are THE best company out there, and Mark: your gracious attitude in spite of this thread's title is impressive. A-B testing aside (which ALSO has it's drawbacks if not done properly which can lead to semi-false data at worst and misleading info at best), CCBill has ALWAYS been 100% helpful and HONEST in my (daily) dealings with them.

Besides, some of their customer support girls sound HOT! :) :) :)

Keep up the great work Mark - it's TOTALLY appreciated on my end!!

you using ccbill on your sites now moran

i actually lol'd. :thumbsup

If you think long-term think ccbill. Simple as that.

ccbill rocks