Why let a "middle man" get their hands on your money - Solution for non US affiliates!
 

Why don't more companies do what Clickcash is doing? ClickCash has their own ATM/Debt card that they give to their affiliates FREE!

Why are sponsors taking another epass type risk and not doing this themselves?

For affiliates looking for a quick, easy, inexpensive and SAFE way to get paid for cam sales, clickcash can get it done for you.





If you want to sign up and want a little help contact me and I will shoot you a referral link.

They also offer direct deposit and check.

They are not their own bank. There are similar risk with any of these services. Though I agree this solution is better than paper checks and it will work very well for small time affiliates, small studios and individual models it is far from ideal for larger companies and large studio owners.

they are using a middle men too, just a different one

it's not 1999 anymore?

so you'll get dozens of different prepaid cards? Inconvenient if you ask me.. I'd rather get a wire or a check!

Isn't this the same thing as Payoneer? :uhoh

They load your money on to your card. The only other person involved is Visa. Correct me if I am wrong but the only bank they deal with is their own where they transfer the money from to your card?

What I was saying with this post is that affiliate programs using 3rd party companies like epass have to load their account then make the payments to affiliates. Look at just happened there, some companies loaded up thousands and thousands of dollars just to have it suspended in their wallet and they can't get their money back to pay their affiliates. The risk of the middle man.

ClickCash took out the middle man, loads the money directly onto the affiliates card. Seems like a much better solution to me.

who visa ?

ya you wrong as usual/

Indeed, a different debit card for each sponsor would be a great solution for non US affiliates.

err what do you think ePassporte do ?

Visa probably caused this whole problem.

Doesn't matter how things go or are set-up. Visa likes to fuck people over from what I have seen the last year or so.

they at least GET their money. So some people have 2 cards, some have 20. You rather 20 checks or 20 cards, or do you rather pay for 20 wire transfers?

The point of this thread which some of you seem to miss, is that companies have a way to do this themselves. They don't need to send tens of thousands of dollars to a middle man, to trust with the money to then send out to several affiliates. They can simply issue cards for their affiliates themselves, load up the money on the card. No useless 3rd party getting their hands on the money and being a link in the chain that could cause problems.

So here is the question, do you prefer the convenience of 1 card and have the potential of an epass situation happen where you will not get paid for months or at all or do you prefer taking the extra risk out of the equation and god forbid some people have multiple cards.

I would think a solution like this would be even more desirable for the companies themselves. How many companies sent money to epass and didn't get to pass it on to their affiliates and that money is still frozen in their wallets.

this isn't a solution for p2p sending, just a safe easy way for an affiliate to get paid DIRECTLY from the company.

Right..... No "middle man"...

Good lord some people are stupid.

yeah Visa shakes the magic 8ball or rolls some dice every day to decide who they want to fuck with. If you don't think epass did something to cause this, then you crazy. Epass and some of these other companies offer p2p wallet payments, prepaid cards etc... that leads to the potential of money laundering and lots of other illegal activities.

If a sponsor set up something like this they wouldn't have the same issues, it would be 1 way, 1 type transactions, payments for affiliate sales made. They wouldn't have the potential to run into some problems because of the nature of how it was set up.

This sounds like a whitelabel name of a bank providing the service. Kind of like epassporte and the bank in St-Kitts. Seems almost the same scenario to me.
WG

is WebPowerFX not a 3rd party?

btw their faq says they allow card-to-card transfers, but rates are not mentioned anywhere

Homer says D'oh

I dont know... it sounds like another epass to me

You're forgetting an important aspect. P2P transfers.

Affiliates need to pay for hosting, web design, software development, marketing, traffic, and so on too. Sure, they can get money out of an ATM, but how are they going to get it to everyone they need to pay?

But it would be clickcash and st kits, not clickcash -> epass -> st kits. Besides, a bank in a 3rd world country... why not a US bank that is insured ? or a bank local you can deal with.... that is a whole nother thread.

Here is my understanding, if I am wrong I am wrong.

from their website " The WebPowerfx® Prepaid Visa® card is issued by West Suburban Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. "

I will have them clarify but it sounds like to me that they transfer the money to the bank, which then the funds go on to the cards. Opposed to sending the money to a company like epass and having them send the money to THEIR bank whch then puts the money on the cards. Seems less riskier to me for the sponsors to do it themselves vs sending to a middle man company that is not a bank.

If i am wrong, im wrong, fucking shoot me.

The way I read it, by sponsors doing something like this themselves it takes some risk out of the equation. Its one way transaction, not a huge company that has lots of p2p and other type transactions that could cause everyone's accounts to be suspended from one or a couple bad apples (what happen with webmaster checks???). I'm just looking for the least risky solution and sending money to some company to have them send to their bank... obviously that has flaws as we can see.

That is what I mean by cutting out the middle man. However a lot of people on here avoid risk by putting their hands over their eyes. So what ever, I tried to put out what I think would be a better solution JUST to SEND money from Sponsor to affiliate. This has nothing to do with p2p transactions, etc. If you need that then go with a company that provides it and take a risk with your balance there.

please remember some webpowerfx card actually comes with the visa logo, for those who want to make online payments with it, mine is actually an ATM card but ive never used it i prefer the wire transfer solution wich comes either next day or same day. webpowerfx does allow p2p transfer but only within their network. So i guess you guys would be safe using it, but sounds like most people here dont like the Ifriends network, whatever the reason is this is not another E-currency solution, as will76 is saying, programs should just have a similar inhouse solution.

I didn't know they allowed p2p, is it just from affiliates to other affiliates that have the card? Good point, the ones that are visa people could use them to pay for hosting, etc. with it.

Here is the image of the card from their site:

http://images.ifriends.net/if_v2/Web...HomePgCard.jpg

btw i just checked again and i was wrong theres no p2p, sorry about that, but yes it definetly a great card =)

Will I would really love you to be right about something so I could agree with you and end this obsession you have with thinking I am trolling you but I am afraid you are wrong on this one. (as you were about me once asking you for help with my site which if you re-read the thread in question I NEVER did).

This is no different whatsoever to something like Payoneer (that is also FDIC insured). I will give you that its potentially one step up the food chain from epassporte, but that said so are one or two of the other similar "middlemen" who have cards issued by FDIC banks.

On the plus side, I must commend you on posting this without your clickcash affiliate link.

Didn't read every post in the thread.
You want us to have 100s of credit cards for each affiliate program?
No thanks...

So, what? It is the "St. Kitts" step that the money got frozen. The exact same thing could happen with Clickcash.

too much cards for every sponsor to use diferent

I don't think you have a card or even use this service, but if you do flip the card around and post the name of the bank here. I'm curious who they are using for this.

Edit: I found the bank they use. It's a small local bank in Illinois. I really doubt this is the bank they use for their main corporate account. http://www.westsuburbanbank.com/

Yep looks like webpowerfx is owned by clickcash,so it's not middleman involved.
http://goliath.ecnext.com/coms2/prod...8733-page.html
But there is still problem of 100 cards of 100 programs,and that could be resolved only if cost of card would be free.(no activation fee,no monthly fee,no yearly fee and all that crap)

The exact same thing that happened with ePassporte could happen with Clickcash.

But we dont know what exactly happened with epassporte.

I already have a growing distrust in Nats because so many sponsors are going out of business or cheat their affiliates out of their money. Having a debit card for every sponsor would be even worse.

Yes, we do. We just do not know why.

actually wasn't it the epass part, that they did something to cause the money to be frozen ?

Of course, but ClickCash could do the same thing.

They just took a company like ePass out of the equation and they took on that role. Of course they use a regular bank to issue the cards and transactions. It's pretty obvious by now it was ePass that screwed the pooch and with this method you're taking the "middle man" out of the equation.

And for everyone bitching that the funds could be frozen? Just take it out of the ATM when it gets deposited to your card. Or if you need to purchase something use the card, just dont leave a large balance. High fees are usually associated with cards like that but its a convenient way to go.

A middle man with Virtual Visa (for online use) and P2P transfers is necessary for non US webmasters. Period.

Regardless of how much one hates middle man or epassporte, this doesn't change the truth.

Or the bank could fail, something more likely in the US with the number of banks that have gone under in the last few years.

Good point. There would be, at the very least, some kind of FDIC insurance, but I think that only would apply for the entire account the card issuer has and not how much each individual card holder has.

:thumbsup:thumbsup

if ccbill had a card that would be cool. dont know about anyone else.

"If an agent pools the deposits of several owners into one account and the disclosure rules are satisfied, the deposits of each owner will be insured as that owner's deposits."

ref: http://www.fdic.gov/deposit/deposits...html#fiduciary

fees: http://www.webpowerfx.com/ifpage.dll...FX/FeeSchedule

Whatever you do there will always be a "middle man" unless your sponsor pay you cash face2face :)

I bet anyone that has been around long enough to know their program history is having a decent chuckle right now...

I can just imagine how sus it would look feeding in one card after the other at the ATM... not to mention the per-withdraw fees... and what happens when you have a hosting bill for $200 but each of your 20 cards has a max of $40 each on them?

god your solutions suck stop polluting the internet.