Cash X
 

Does anybody heard something about cashx.com ? Who tried them ?
Anticipate thanks :)

I did. Just sign up for an account and u see how easy it is and how functional equivalent to epass too. Their card is free, reasonable fees (and even cheaper than others in most cases), have free p2p, etc.

Best of all it is FDIC and CDIC protected so even if it goes bust your money is insured.

Check out this threads...

https://gfy.com/showthread.php?t=991539

try it and it's free so you have nothing to loose.

hey pxn. whats the big difference between cashx and paxum? i have a paxum account now haven't tried cashx nor other options. yet, not sure which is has the bes features etc..

thanks.
I`m waiting for more answers.

Unfortunately it's not free, otherwise I would order card from CashX long time ago.
Their prepaid card fees:
https://www.cashx.com/prepaidCards

is that true that the maximum you can load by month is 2,500?

I think it's the maximum money you can have in your prepaid card account.
If you withdraw/spend some money then you can load your card from your CashX account again, up to $2500 without monthly limit.

excellent then tnx chosen

Support is awesome!

I still can't get answer from CashX in how much time do they send the card with regular shipping ... Ticket answer is so slow. I applied 3 weeks ago and i still did not got the card yet.

support is bad

my only concern is the ties with MoneyBookers

This really depends on where you are situated and your postal service. Please allow a little more time.

You can e-mail me, [email protected] with your account and details and I will follow it up for you.

2bet, what is your concern?

CashX has a contract and agreements in place with MoneyBookers.

Probably same what was mine-does it break tos of moneybookers.Support said how there is contract with them and how you can call them to verify it,but i am just toolazy to call them :D

BOSBucks is paying out with CashX!

I attempted to use my credit card to make a deposit and was called my credit card company with in 2 minutes of the transaction. The credit card company stated that they denied the transaction due to high volumns of fradualant activity thru the company attempting to process the payment. I dont know if they were blaming Moneybookers or Cash X. I have had many issues with Moneybookers over the years and wrote them off a long time ago, so as soon as i saw that it was tryng to process thru moneybookers, that thru up flag #1 for me, and the denied transaction and call from support kind of made my initial concern that much stronger.

I feel Cash X has the potential to be very usefull for this industry and was excited to get the first deposit live in my account, but if i have to deal with Moneybookers in regards to my credit card transactions, I have had enough experience on a personal level that turns me off to the whole idea of using that as a method of deposit/withdraw.

Its more of a personal concern, this was not intended to scare anyone away from either CashX or Monebookers, but at the same time, its my only downfall to using the service.


With that being the case, if i have issues in regards to anything that has to do with my credit card on file, does Cash X handle the situation, or is it transfered over to Moneybookers to deal with giving they are the ones handling the transaction?

I signed up , got verifed and the card came 48 hrs later via regular shipping ...pretty impressive speed.

Couple things raise my hesitation at using this service... I am curious who World Cash Transfers is and what affiliation they have with the CashX/Moneybookers team. Also when I do some searches I find out that Moneybookers is allowing gambling transactions... wonder how long that will last? What happens to my money when moneybookers gets shut down for this gambling thing? They're not imune. And finally, the fees for using and having a mastercard thru CashX are fairly steep... I really don't think $1.25 per signature purchase using the mastercard is worth it, on top of the $3/month account maintenance fee, $2500 card balance limit, and $2.50 per customer service call fee...

Also, why does my personal pro account say its verified, but wants me to add a bank account AND verify my address? Address was already verified when I uploaded my License, was it not?

Hi there... WCT is our sister company that we have that looks after our Remittance business through it's worldwide Agent network. Soon, you will be able to send funds directly from your CashX eWallet account to an Agent location throughout the world. Great if you want to send money to a family member or friend.

We use Moneybookers to process our eWallet credit card transactions as they are one of the best in the world for fraud detection. They are also an option for eBay for processing payments, so hey, whats good for eBay is good for CashX!

Your account will say verified when you upload your Photo ID for the CashX Prepaid card, but if you want to use your bank account, you need to verify that with the mini deposits that we send. We also send out an Address verification letter in the US to comply with the BSA act. Taking your address off a Drivers License is not good enough for the gov.

What is the fee for deposits via ukash?

No disrespect intended but I feel like your answer beat around the bush for every question I asked aside from the address verification and account verified portions of my last post.

That's pretty much shooting themselves in the foot (in re: to not being good enough for the gov), isn't it? They issue IDs based on your identity and address information, you can walk into any US bank and get an account with your ID and social, but yet your ID isn't good enough for the gov when it comes to an online account thru a company who doesn't ask for your social security number, but yet wants 2 forms of address verification?

Again, what happens if Moneybookers folds or gets shut down by the gov due to its affiliation with online gambling sites? If they're your mastercard processor and they're the ones who handle the funds on the mastercard side of things, is my card yet another broke POS like epass card is? I see all this blah blah blah about money laundering when I go to the moneybookers site, but if another user already reported an issue while trying to load their cashx account thru their credit card, who's to say that more issues won't arise in the future?

And finally, again, what about these steep fees? I know a lot of people are going to be turned off simply by the fees. We knwo how companies like this make a majority of their money, can we cut back on the sharking for a second to provide a potentially large group of users with more cost-friendly payment solutions?

Next thing, in the Moneybookers Terms of Service, this is an excerpt. If they allow no transactions related to pornography, which is what our business is based on, then what happens as soon as they decide to throw a hissy fit and cut us off?

If you have a paxum card that's good, but it always best to diversify because when one go bust you can use the other. In pre-era of epass we learn a few things and tired to fine something that is SAFER. That's the key word. Card and service convenience, fee, etc are seconary issues. At first, I was impress with paxum as well but when I dig deeper, I found something better. No matter what I do here, their trolling rep will also follow and try to ditch me. But I strongly advise you to search paxum on this board and then read about them and see why it scaring me and others away. Honestly if they just shut the fuck up a little it might have made them look better.

Although no card services is ever guarantee, just compare the services and see which one is safer. Here are some differences between cashx and paxum:

- Cashx operates from several countries and issue cards from well known bank. The most important is they are FDIC/CDIC/or the like insured (If you don't know what FDIC/CDIC is it like a gov't insurance that guarantee your funds even if cashx go broke. Just like some bank in the US during the recession they went broke but the funds however have been protected by the gov't.)

- Because they use several bank they can issue card in almost all countries. It also a diversify strategies that if one bank go down, they can issue another card from another bank. Paxum use one tiny offshore bank to issue it card.

- They have been in business for years, paxum just pop up recently when epass went broke.

- They have real offices for years and you can come and visit them. Paxum start off as a P.O. Box and then when this was an issue to people they just open one office last week.

- They function very much like epass, with more ways to deposit money like ukcash, moneybooker, etc.

- Their services are free don't listen to Chosen, eitheir he have issue with me (which I have no idea why as he can put me on ignore) or he's working for Paxum. The fees is here: https://www.cashx.com/fees. The owner of cashX already clarify it in another thread: https://gfy.com/showthread.php?t=991174 (see second page).

- Fees are reasonable, https://www.cashx.com/fees and nothing out of ordinary. Even if they do have fees, just take a look at my explaination to Chosen why they are still cheaper than paxum anyway: https://gfy.com/showthread.php?t=991174. Some of their fees are even cheaper, like free p2p and wire cost just $20 instead of $50 in paxum.

- Sponsor finally take notice of their features, fee and business registration and FDIC/CDIC status and slowly adding them. Some are listed here: https://gfy.com/showthread.php?t=991578&highlight=cashx . Im more than sure this is not a complete list.

- Paxum trolling reps acts like kids and sound very desperate, show lack of professionalism and bitch their competitor whenever they can. Professional people are suppose to have thick skin, clearly none of Paxum reps and Chosen do. Do a search paxum and then do a search cashx and you'll see how the paxum rep response to issue vs. how cashx response to issue.

-Paxum owner/president operate another adult related drug business. I don't like what I'm hearing from people on this board, do a search and you can make your own decision. I have no comment on this.

- They are registered as a money service business in Canada: http://www10.fintrac-canafe.gc.ca/ms...earch-eng.html (search cashx ) offer another piece of mind.


- Sigup is smooth and easy as 1,2,3 and You get your card in about a week.

These are the reason why I like cashx better and why I'm willing to send in my IDs. With Paxum they are too new, their reps scare me away from even wanting to send in my IDs. Beside their are others alternative that IMHO is better and safer than paxum like alertpay (which have most of the benefits I have explained above).

You have nothing to loose, just sign up for their account and it free. Just take a look around with their interface and I'm sure you'll be impress. If you feel good about it then verify and you'll get your free card. Easy as that and you have nothing to loose.

So search the board and read throughly each threads and make your decision. I think mine was very clear. I rather be safe than sorry (when I say that I'm not speaking about the card or loosing money, I'm talking about sending in my IDs, which I think is more valuable).

You can always called MoneyBooker to verify as CashX have said in the other threads if you are still have doubt.

PXN, I want to make sure you're aware that although CashX has little/no fees as far as just having an account and p2p transfers goes, you're looking at steep fees for using the Card. So please make sure you note that when you mention fees in the big post like you just did.

$500/day withdrawal limit is bullshit.

I am not comfortable with that clause even EXISTING because that's one beautiful loophole that Moneybookers can use to cut CashX off from adult transactions and any account related to those transactions just like Paypal can. Text on a forum outside of the official Terms of Service means absolutely nothing to me when it comes to my money, and I am sure others can agree.

Could be worse... you could be stuck at $320 a day :P

If CashX didn't use Moneybookers for the card portion of the transactions etc, it wouldnt be any sort of an issue at all but the fact that Moneybookers hasn't really existed in the adult industry from what I've seen and heard just today alone, plus the fact that they process online gambling stuff and have that beautiful loophole available for them any time they please is enough for me to say forget it.

Beat around the bush? I have explained to you exactly what takes place with our processes.

As to your Address verification, I did not say is it is NOT good enough, but as we are not dealing with you face to face like you would with your bank, and also that people do move around, all we ask is for a current mailing address, and we do this by sending out a letter to you to verify. If you deal with other payment processors, they will ask you to scan and upload a document to verify your address and that is matches your DL. The only difference here is that we mail you a letter.

Moneybookers is used to process credit card payments and has nothing to do with the loading of funds onto your CashX Prepaid card.

Steep fees? As you can see from our services fees page, it is FREE to send or receive funds using CashX! You can do a withdrawal to your bank for $2 so if your Affiliate Program pays you through CashX, all it has cost you is Two Bucks!

Ya I can understand if that's an issue for you, but I can afford the fee. It not as bad as my own bank debit card which charge a little over a buck per withdraw, and they make up for it by compensating you elsewhere like no p2p fee.

based on this response, im still curious as to if we deal with Cash X or Moneybookers in the event that something goes wrong with the credit card processing.

We ONLY use Moneybookers to process credit card payments to the CashX eWallet and that is it. If there were to be a problem with processing credit cards, we do have backups that we have already in place, so we can continue to provide this service to our members.

Wow. Steep fees, here we go. I haven't seen a processor yet that charges to do a signed point of sale transaction thru a visa/mastercard. You charge $1.25. You limit us to $2500 balance on the card. You limit us to $500 per ATM withdrawal, in which you charge us almost $4 for each one. I never said, just to have an account, the fees are high, I said for the card usage!

I make 50 to 75 card purchases per month, so you're telling me that I should have to pay an additional $62 - $100 just to use your card, on top of the monthly fee, on top of all the others?

And as you can see from the Card fees page:

Thank you for that answer. So basically Moneybookers is the one who sends the charge to our Credit Card companies to get the money that is eventually placed into our CashX accoutn Wallet. So, if Moneybookers decides to stop loading funds from our cards to the Wallet you have, what's the other solution that will still allow us to load money on to our card using a Credit Card?

Sorry, for the delay in responding to your question and the problem you had processing your transaction. I did not want to make a quick post like this one but I will.

I believe the problem you had with your bank is that Moneybookers is known for processing gaming payments and has been added to a "Don't Clear" list at some USA banks. What these banks do not know is that Moneybookers blocks all USA transactions if they are gaming related in any form. Secondly, most of these banks do not know that Moneybookers processes eBay credit card payments as well, and I believe if they knew this, they would not block the transaction.

Currently we are adding another credit card processor to handle transactions from within the USA so in the future, you will not have to deal with Moneybookers at all.

Ok i just sent email, Thanks !

No worries on the delay and thanks for responding. Just called the office and left a voicemail, look forward to hearing back from you all.

Where was he beating around the bush?
1 verification for the card and account
And another one to verify your bank account and address...
The fact that you seem to have a problem with this yet spend time here writing about it is kinda odd.
Its their terms, live with it or dont

You are also asking about high fees, i dont see them.....example?
Even if they are slightly higher why would you even care if cashx ends up being one of maybe 3 solutions that can help your business.

All of you people should stop asking yourselves how much this is going to cost you.
Start asking yourself how mych a system like this will help and profit your business, THEN factor in the cost and see where that nets out.

Thank you and I will call you back once I get to the office. It is a holiday as well here in Canada today.

I found it crazy to use moneybookers to process credit cards,first it's indirect breach of their tos and i am sure one day they could close account beacuse of that,and second their 11% fee is crazy.It's better to get your own merchant account.Or maybe use mainstream ccbill where they charge 5% only.

It is a breach of their TOS unless the merchant is under contract with them like CashX is! We have been processing with them for over a year and a half now without any problems.

Not sure where you see 11% fee? Our credit card processing fee is 5.5% and that is clearly stated on our fees page.

Dude it just asking for Shipping & Handling 95$ for International!

I mean u just put the card in fucking envelope and send it!

What do u do with this 95$

95$$$$

Sure., Jump into something that nobody knows anything about and take that kind of risk without asking questions? I think not.

good question!!! Ask FedEx???

We don't set the rates and I guess the envelope has to buy a ticket on the plane as well!!!

I am not saying that at all, questions should be asked i just dont get the fees questions that a lot of people ask every processor.
If one does not like the fees just dont use them, but all processore have fees that are pretty much the same one way or another...sure the price points change on different services, but overall they are near the same.
Or do you really expect them to change this?

Personally i call the companies and have had every concern addressed fast and to the point.

fee isn't my primary concern anyway. Knowing my money and ID is safe is more important.

CashX sucks