Any payment agent can become unstable, or worse, fold like ePassporte just did. The problem for us is that we may have large amounts of funds that we have 'loaded' with such a payment agent for the purpose of paying ALL affiliates and that money (our payment monies for your Rev-Share) is at risk, thousands of Dollars or Euros.

So, we seek security. Paxum is a new company ? that in itself is not really a bad thing.

I am investigating Paxum now. From the ATM card point of view, both Paxum and Payoneer are using offshore banks in Belize. So in essence, from the affiliate point of view, the risk is about the same.

However, we do understand our affiliates need to aggregate their affiliate pay-outs (from multiple sponsors) so in light of this ? a payment card solution is currently being sought out with its probable security, its world-wide availability and that withdrawals may be made by an ATM card being the necessary criteria.

One thing that I do like about Paxum are the comments that I have read here by their representatives ? the $2,500 ATM withdrawal limit and their prompting to take your money out. The problem that I have in this is that they believe that they can comfortably exist within their current fee structures.

Maybe, with the volume and some interest that they would receive from their banks ? I'll be blunt, if any money transfer agent would be willing to bond our payout "loads" with a $25,000 bond naming us as the beneficiary of any loss, they would most likely get our business. I would consider helping them to raise the 10% bond fee for a bond from an accredited surety company.