Originally Posted by Sly (Post 18393325)

One of my cards is $30 a year, 1% cashback. It more or less pays me to use it.

That's why you get a credit card with a yearly fee.

Originally Posted by bossku69 (Post 18393290)

You think that's high? few years ago I got an "invite" for their centurion "black" card. I was spending over $100k/mo on it and almost wet myself when I found out. But there is a $5,000 year membership fee and a $2,500 "setup" fee. $7,500 out of pocket was to much but really wish sometimes I would of had it... not when the $5k a year fee is due :1orglaugh



This is a CHARGE card, not a credit card. Meaning the balance is due in full each month. Think of it like writing a bunch of checks that are all cashed at the end of the month lol.

Seriously tho, there are a lot of horror stories with the card. My friends got fucked big time by them and here's how. They usually give you "no preset spending" limit but carefully monitor what you buy. If you buy a bunch of stupid shit and drinks/food they will cut your limit back.

They regularly check your credit and income so if there is a drop, don't be surprised if your card gets blocked and you have to send in a bunch of paperwork. This happened to me about 3 months in. I was traveling for the holidays and got into the hotel when they told me the card was declined. I called Amex and they said they sent out paperwork for me to call and reply to, since I was gone for a month I never got it and responded so they put my card on hold. I needed to send in financial information and taxes to show I made the income I did.

My friends lied to get theirs and same thing happened, but they put like $15k on their cards then the account was closed and they had to pay it back immediately.

Anyway, I used to travel a lot so the benefits are great. Upgrades on Hertz, you get into almost any airline travel lounge FREE, $200/year on airline purchases in flight (food, booze, etc), plus a lot of other things.

It seems cool to have, but if you don't plan on using it for that, I would ask for the Gold with the promo. A guy I worked with got double points for life and racks in TONS of points each year... I'm a bit jealous

Originally Posted by jimmy-3-way (Post 18392776)

I posted a pic of mine, let's see yours balla.

Originally Posted by howard (Post 18393357)

ANUAL FEE---$450; For up to 3 Additional Platinum Cards, the annual fee is $175. Each Additional Platinum Card, after the first 3 Cards, is $175.

http://www304.americanexpress.com/ge.../Platinum-Card

Originally Posted by TidalWave (Post 18392760)

I love my black amex card.

I guarantee no one else in this thread has one. If you do, prove it.

Originally Posted by troncarver (Post 18396442)

if you really had one you would be referring to it as your centurion card

Originally Posted by TidalWave (Post 18397625)

i call it my black card as thats what everyone knows it as.
its a black american express, when you look at it you notice 3 things -- #1. its black, #2. its an american express. #3. its heavier than a normal card as its made from titanium.
no one fucking knows that its a "Centurion".

i already have pictures waiting, im just waiting on some more non-believers, im using this thread as a dick swinging thread :pimp:1orglaugh

Originally Posted by wdsguy (Post 18398285)

Your epenis must be huge. Before amex changed their policy earlier this year you can just call in once you hit your 250k spend annually on your plat and get the centurion card. 250k for business is not hard to hit :-) Unless you travel extensively and can really take advantage of the benefits its pointless paying 2500 a year.