Ladies, Gents,

Thank you for a warm welcome. Your sceptical approach is expected and appreciated! I?m hearing you loud and clear... However, I?m still here and happy to answer any questions you might have in relation to our product offering.

If I may, I would like to ask you a question ?what?, ?what? does not ?seem legit??

You clearly believe that this proposal is not genuine, please care to explain or it?s just a nee jerk reaction. We have chosen this platform because we continue to believe that participants of the adult industry can make significant savings by joining the Association. Once again, should you have any questions with regards to the Electronic Payments Association, please feel free to ask.

As much as I appreciate ?creativity? in the rest of your comments, these are and will be ignored.

Regards,
Mike

I'd ask Eric for the money back for the banner and go and try gambling. You're fucked in adult now.

Your efforts to play down our value proposition are impressive. As much I would like to take your authoritative response at a face value I still can't find any reasons to do so.

More impressive than the English on your site.

It's OK, you can waste more time here if you like. But really, you don't understand this industry, your site doesn't work, it has dreadful English on it, and you thought you could ingratiate yourself by spunking some money on an ad.

What you *should* have done is hire someone who understands the industry, paid for them to go to Phoenix, Quebec, Amsterdam shows. Given him a budget for entertainment. Got him to get together his contacts and explain why your proposal is better than Paxum, Payoneer etc and had a large programme start using you.

However, it's too late for all that now, so I am suggesting you just give up and try other markets. But when you do, spend some time researching them before you spunk more money up the wall.

Lots of love

Damian

Damian,

Please do not get me wrong, I do value your input and appreciate your advice. We understand payments industry very well and have delivered a very competitive card programme and a payments processing platform that is second to none. I do personally invite you to join us, at least then your decisions can be more evaluated and not be purely based on subjective issues such as language style on our website.

The key difference between Paxum, Payoneer and us is that we preferred safeguards of European Electronic Money regulations to off-shore regulations. The reason for this is obvious. We believe that building a payments platform based on well developed and thought through regulations creates a more sustainable and robust structure that will have multiple benefits for our clients. These benefits include: a very secure and low cost card programme, unprecedented protection of personal data and a peace of mind for corporate as well as individual clients when it comes to keeping their funds secure. We went even further and arranged a comprehensive insurance cover to protect our members funds.

Damian, given time any industry whether adult, gambling or mainstream will recognise the value we carry into this business. Trust me our marketing budget is balanced and sufficient to undertake this challenge.

I find this dialog productive and would like to keep it open.

Regards,
Mike

what floor are you on in palladium house?


https://www.epayments.com/contacts

Fixed that for you...

That mailing box is on the 8th floor.

The ePayments Prepaid Remote Transaction Account MasterCard is issued by Wave Crest Holdings Limited pursuant to a license from MasterCard International Incorporated. MasterCard® is a registered trademark of MasterCard International Incorporated. Wave Crest Holdings Limited is a licensed electronic money institution by the Gibraltar Financial Services Commission.

Mr M. Rymanov appointed 27 Jan 2012
also director of:
ELECTRONIC PAYMENTS ASSOCIATION LIMITED 07637944
FIBEG LTD. 07561445
SWIFTCOM NETWORKS LIMITED 07613051

:upsidedow

To be fair most banks/finacial businesses have offices and do biz there. If a biz extends its operations overseas its expected they would do it from Gib or one of the Channel Islands.

well, but if your selling point is that you are in Europe, not some off shore island .. then why use gibraltar?

everybody knows gibraltar is used for shady stuff :2 cents:

only on gfy, people who barely make a dime in adult claiming people failed in adult LOL

Once again, I appreciate your interest.

Wave Crest Holdings is authorised by the Financial Services Commission of Gibraltar. As the EMI based in Gibraltar Wave Crest must comply with the European Electronic Money Directive. This directive states that all e-money funds have to be segregated and ring-fenced. However, we went even further and arranged a comprehensive insurance policy that further protects our members' funds.

Like any other organisation must have a bank account, for the Association based in the United Kingdom it is natural to bank with a UK bank. In our case it's NatWest and HSBC.

You got a tough sell here man, people have been burned too many times already:2 cents:

Please pay specific attention to:http://www.deloitte.gi/finance.html

Wave Crest Holdings is an authorised E-Money institution in Gibraltar http://www.fsc.gi/fsclists/Details.aspx?EntityID=13271

and has successfully passported its issuing rights to the UK.

Incorporation Date 18/08/2009


:error:1orglaugh:upsidedow


I think you just leave this board and stop wasting your energy .. people are not going to fall for this , even if you are legit and not planning on scamming everybody

your company or the company you work for have no history for credibility ... your company is only couple of months old .. the company that backs you is two years old


seriously ... get off this board .. wasting your time here :2 cents::thumbsup

Would major organisations such as O2 mobile operator which is a part of Telefonica Group partner with a company they believed could not deliver? If you still doubtful, here is their press release - http://news.o2.co.uk/Press-Releases/...tners-307.aspx

Clearly you've done zero research. Do you have any idea how many times we've been burned by such companies?

That's super.

I didn't suggest otherwise. I'm sure in the last 3 years you've been trading you've learned loads.

My point was you know nothing about the adult industry.


I don't think you realise how important correct English is on a site. Especially a financial one. There is no way on earth I would trust you with my money if you can't pay someone to proof read your site and translate it with a native speaker.


I doubt you'll be posting here in 4 weeks.

Pay someone with a clue to speak on your behalf then. Seriously, you have no idea of the problems and history this industry has had with companies like yours. It will take a lot of time, a lot of meeting people face to face and a lot of money to win the trust of this very skeptical industry.

[/QUOTE]

Pay me then. :)

EPA Membership Fees:

$34.95 – annual membership
$124.95 – annual membership with Express Delivery of your
ePayments Prepaid MasterCard®

ePayments Prepaid MasterCard® Fees:

$20.00 – Card Issue (included in the Membership Fee)
No charge – Card Activation
No charge – Point-of-sale (POS) transactions
$1.50 – ATMs, per transaction
No charge – Active Account fee, per month
No charge – Inactive Account fee, per month
$10.00 – Abandoned Account fee, per month (after 6 months of no use)
$5.00 – Account Closure
$35.00 – Lost/Stolen Card Replacement

ePayments Prepaid MasterCard® Limits:

$10.00 – Initial Minimum Load
$3,000.00 – Maximum Daily Cash Access at ATMs or Bank Tellers
$10,000.00 – Maximum Amount per Load
$20,000.00 – Maximum Load Amount per day

Fees r ok ..but all we need is secure funds.

I would have thought that if operating out of and "headquartered" in the UK, then epayments.com should be registered with and regulated by the UK Financial Services Commission........as Moneybookers are.

The Gibraltar FSC registration is for GIBRALTAR based companies, in this case, the card issuer Wave Crest Holdings

Correct me if I am wrong, but I am pretty sure that being a "partner" (ie a customer) of a Gibraltar FSC regulated card issuing company doesn't make epayments.com a regulated company, and as such THAT is where the risk is.

It is not helped by the fact that you seem to be claiming credibility based on Wave Crest Holdings' credibility.......

I am sure that Wave Crest Holdings would be very interested to see this thread.

Cant be any worse than keeping your money in a pseudo bank in Belize

I, for one, Welcome our new friend from Fly-by-night Incorporated. And can't wait to line up to give him all my money.

Dear All,

I realise now that this thread is more challenging than I anticipated. People have made some good points ? and I?d like to answer them generally, because there are some common themes to the comments.

First of all, you are all correct - I?m not an expert on the adult industry ? but then I?m not an expert on lots of different online businesses. And that?s the beauty of the internet, almost everything is a business opportunity. What I do know about the adult industry, is that it has always been at the forefront of marketing and technology ? and that?s why I posted here, because I hoped people would see a good, interesting opportunity.

Second, some people make a lot of money online, but I?m sure you?ll all agree that most people don?t make millions. The money they do make is further reduced by high costs from money transfers. And, in some countries, it is especially difficult accessing funds earned globally.

Of course, some of you are happy with the payment partners you use ? and that?s fine. If they work for you, and they are cheap and reliable then that?s perfect. It hasn?t always been my experience though. And that?s why I started the EPA. The EPA is a true membership organisation designed to challenge existing client-business relationships. Creating a real association of individuals and businesses driven by common goals offers a range of benefits for online professionals.

Let?s talk about things that worry some people. Yes, we are a young business ? but because we were only recently incorporated doesn?t mean that is the extent of our experience. We?ve actually been working to set this up for a couple of years.

Also, our partnership with Wave Crest gives this concept a flexible and reliable payments structure with global issuing capabilities that is designed to satisfy our Associates? payment needs to the fullest extent, regardless the country of their residence. (Which is a major benefit for many online business people.) Wave Crest does this at cost levels that are much more favourable compared to current payment processors.

Yes - EPA being a Wave Crest marketing partner allows us to offer their payments solutions to our members without being authorised by the Financial Services Authorities in the UK. It is however regulated by the Financial Services Commission in Gibraltar, and Gibraltar is regarded as one of the best regulated finance centres in the world. It does also offer good tax incentives for businesses ? so this is not an attempt to be ?shady? just good business sense.

Anyone who is sceptical of Wave Crest should visit their website ? we have no doubts about their capabilities. (And neither do their clients.) They are run by some of the payment processing industry?s most experienced people. (And MasterCard doesn?t licence just anyone.)

Finally, with regard to the risk factor, EPA members funds are segregated, ring-fenced and are kept in a NatWest bank account operated by Wave Crest. This is a requirement of the regulators. Furthermore it is also required for Wave Crest as well as the EPA to have complex insurance in place to protect our members? funds against management and staff mistakes, fraudulent activity and crime.

I know a lot of people have been ?burned? by online businesses. I?ve also read the comments about ePassporte and there is no comparison ? unlike Chris Mallick we have no control over our Associate?s funds. Like I said they are ring-fenced for the individual?s protection, and we also carry additional insurance.

So it?s up to you to decide. If you think we are a scam then nothing I can say will really change your mind, if you join us, then that?s great. I hope some of you will join ? and I hope you will see that we deliver on everything we promise.

Whether you?re for us, or against us ? thanks for your comments ? it?s been educational, and I see that I do still have a lot to learn.

Regards,
Mike Rymanov

P.S. Damian - in relation to the English language, may I ask you to be more specific and we will amend any mistakes. As to your proposal to work for the Association, we?re happy to consider your candidacy, just submit your CV to [email protected]?

Good Luck sir Rymanov :thumbsup

get adult sponsors paying with this method otherwise you dead in the water

Umm .. I beg to differ. eNumbered.com is a legally incorporated business in British Columbia, Canada. We are a registered gold dealer. You obviously do not understand how our business model works. We are growing fast and hope to become a competitor to Paypal. Unlike Paypal, eNumbered accounts never freeze up - PERIOD. And unlike Payoneer, you don't have to submit documentation to prove your identity. Furthermore, our fees are much less than either Paypal or Payoneer, and we have an affiliate program where clients earn money on fees we collect from referrals .. as far as I know, neither Paypal or Payoneer or Paxum offer such perks. Good luck with your epayments.com .. but please don't insult our business, as you know nothing about us, and as far as I know you are not a client.

Oh, and your claim that 'E-Money business is highly regulated for the simple reason to protect people's funds.' is absolute and utter hogwash. Do you think paypal is protecting people's funds by freezing them indefinitely for no reason? The e-Money business is regulated to insure compliance with the Patriot Act and other absurd AML regulations in the United States. Any company like Paypal which complies with these regulations seems otherwise free to rob their clients ...

Our goal in creating eNumbered is to protect client funds from seizure .. by government, bank, etc. And to protect the anonymity of our clients, whom we believe have the right to bank and utilize e-cash anonymously. If you use Paypal or Payoneer or Paxum, you are at the absolute mercy of both the site operator and Big Brother. Good luck!

zing!!!!!!!

how does this work with all the worldwide money laundering laws and Visas "know your customer" policy?

You should have hired me to do your board posting :)

you aren't fooling anyone eddie.

Dear eNumbered,

As a legally Incorporated business in British Columbia and a registered gold dealer, may I ask you to provide the following details about your business, that I could not find on your website:

Legal Name of your company:
Company Number:
Date of Incorporation:
Registered Office Address:
Records Office Address:
Name of the Director(s):

Each B.C. company must have an official legal address, called the registered office. Any legal documents can be sent to this address. For example, if someone is suing a company, court documents delivered to the registered office are deemed legally served.

Each B.C. company must also have a records office. The company must keep certain records there, such as:
- the incorporation certificate
- memorandum and articles
- lists of shareholders and directors
- directors' and shareholders' resolutions

The company must keep its records office open to the public at least two consecutive normal business hours each day (except weekends) to allow for possible inspection.

Here is an interesting report:
http://www.tfmetalsreport.com/forum/...old-supposedly

Furthermore, this law firm Dye & Durham came highly recommended to do a simple due diligence check, in case anyone considers investing into gold with eNumbered.

All the best,
Mike

And you guys only accept passport? LOL how about driver's license?

We accept most of government issued IDs, including driver's license.

What is your email Mike?

Once registered you can either attached your documents in the Settings section of our website, alternatively you can send a copy to [email protected]