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http://illseed.com/did-the-man-use-h...n-populations/ |
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Hopefully you find fascination elsewhere and are obsessed with a subject matter that will help influence people, whomever they may be, in a positive manner. :pimp |
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This, to me, means they are either here illegally (and even then they might be able to get a checking account. In some states you can get a drivers license even if you are illegal) or you have such a terrible banking history that the banks won't give you an account because they know you will just overdraw it. I would like to hear from him exactly why these people don't have access to a checking account. Even if they have a horrible credit history and terrible banking history they should be able to get a savings account which would allow them to deposit money then get money orders/cashiers checks to pay bills or even get a debit card to use to pay for things. The other day I saw Russell Simmons hawking some new debit card that allowed you to direct deposit paychecks into it and accept money with it. It sounds like it worked basically like a paypal account. |
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...worse for black families or other families in poverty / low income situations including Latino, Indigenous (Native Americans) et al |
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The sad part is this kind of dumb spreads cross culture, so as we see dumb rich or better off kids, trying to be "cool" and doing the same stupid shit as the ghetto gangsters.. Meaning over time the self fulfilling dumbing down of the population, progresses faster and faster because it's cool to be ghetto thug with no life goals. I mean really.. if this isn't proof that the dumbing down isn't advancing at the speed of a bullet train I dunno what is.. http://i.huffpost.com/gen/1028461/th...AZZI-570.jpg?5 |
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Blacks do have a issue with deadbeat dads or parents with kid that aren't the same fathers but, whites have the same problems. Black family structures are usually ok and not that indifferent from your average white family. I can't say I have the same first hand experience with hispanics but from what I've seen I can't say that they are in any different situation as a group than blacks or whites. In fact I'd almost go as far to say that both Blacks & hispanics might have closer family structure with their grandparents and so on as they often live together. I think it's stupid to use family structure as reason some groups of people do better than others. IMO I tend to think it's just a simple fact that they don't seem to share the same goals or mentality as people that tend to be successful. This also is seen in whites as myself being a white male I'm not even going to pretend that somehow that makes me any better than anyone else and I've seen more than my fair share of useless white people, it's just that there tends to be a lesser percentage of hispanics & blacks that become what many of us consider "successful". In my opinion, this isn't a race issue but it's a issue of people having the wrong types of goals or simply having the wrong attitude and not understanding how to fix or improve their situation. I know a guy Puerto Rican for example that has a decent blue collar job. He's making enough to not be in poverty, he has 3 kids and is married. He told me he got 5 grand back on his taxes this year so whats he do? Buys some piece of shit car and some other dumb as shit and blows it all. Now this is a guy that works a job, has a so so income and if he would work on getting some credit he could easily buy a modest house and improve his situation. Yet instead of doing that he just wastes his money. This is a problem with lower income families. It's not just a Black or a Hispanic thing but it is very prevalent in their cultures with-in the US. Now days this is also becoming more prevalent among White families as well, so unless we start really spending money on education in this country we are going to be having worse problems 50 years from now and it's not going to be a race thing, but a uneducated/unmotivated thing. |
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So often you see people get any kind of extra money and blow it when they could use it to better their lives. I have a friend that is always broke. He makes an average salary, but he has so much debt and credit he spends every cent he makes. If he were to get a raise and start bringing in $200 more per month he would go out and buy something that cost him $200 per month. I have harped on him non stop telling him that it is okay if he actually has a couple of dollars in his savings account, but he doesn't seem to care. The worst I ever saw was my brother's brother in law. He and his wife (they have two kids as well) were so far behind their house was about to be foreclosed on and their car was about to get repo'd. They went to his mom and asked to borrow $5,000. She gave them the money knowing full well they would never pay her back (they never do pay them back). Instead of paying things down and getting caught up they paid just enough on the house and car to stop the legal action and then took a vacation to Hawaii. Fucking ridiculous. Like you say, so many people also get a big tax return and just blow it. I worked in retail many years ago and tax time rocked because people would come in and buy big ticket items. That is the perfect type of money to use on savings and investments because it has already been taken out of your check. You have lived the full year without it so you don't miss it. Get it back and immediately put it something that can make you more money. But people don't do that. The allure of the big screen or the trip or the car or whatever is more important. Another thing I have noticed is that it seems like many poor people have the best fucking cell phones. They have nothing, but they do have an IPhone which you know they are likely paying around $100 per month for. Not to mention many of them smoke and drink regularly. |
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============== Carolla's who thing, which i agree with 100% is that politicians are not about "fixing problems", though they are more than happy to tell you about the problems, discuss the magnitude of the problems and point fingers at others for causing those "problems", no one is going to say the hard to hear things or take the tough actions to start to right the ship and actually fix those problems. So when you say "50% of blacks and latino's have no access to checking accounts" as a direct, feel good response to defend their inability to save money for a rainy day - it sounds wonderful to blacks and latinos as their out renting 24" spinners and paying for their Cricket phones and are ultimately going to vote for him - but when it comes down to "ok, we all agree there's a problem so - 1) why does this problem exist and 2) what are we going to do to fix it" - suddenly everyone goes full retard and just talks in circles as if English is their 3rd language, try to avoid offending their own voters. As he said, the single greatest problem with politicians is that they aren't in politics to do anything much beyond getting re-elected. "I want everyone to plan. Look down the road six months," said Carolla. "Yes they foreclosed on your home. That's why you need to have a network, a community, friends, family members, money put away. Don't have the kids." "Think about it, Adam," challenged Newsom. "Half of African Americans in the state of California, and roughly half of Latino families, have no access to a checking account or an ATM.".... |
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BTW mr genius, using 'but' in a sentence negates every statement before the insertion of 'but' :thumbsup and I'm still not obsessed with black people or red people, or brown people or even white people though I have studied the migration of cultures across geographic boundaries due to commerce, war and natural disasters because people don't really take on a large migrations with out negative motivation. |
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You and _Richard_ get are the Gay Canadian equivalents of Baddog. Belt out a few obvious 1 liners, ask a few safe rhetorical questions, act real pompous and then strut around for most of the day, patting yourself on the back for being so clever. It makes great sense for you guys though. After all, why go through all the trouble of actually making a point and defending with with well reasoned discourse, when using more than a few words, when it means being risking being exposed for being a complete moron? I can understand why you wouldn't want to risk that. Thats also the brilliance of being you three. You have so little to work with intellectually, but you've figured out how to milk every little bit of value out of it. |
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This is why I say it's really not a "race" issue or a "lazy" issue. It is usually a higher percentage with-in the Latino & Black groups but whites are just as bad. It really is just an issue of irresponsibility, lack of planning and education. |
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A Jewish family is not constantly sending the message to their kids "hey man, a big gold grill and rented wheels is success". A typical Asian family is not telling their kids "hey man, why you be tryin' to be smart readin' books n' shit?". They are involved. They demand a lot. And when a lot is demanded of someone... surprise! They rise up to meet those expectations. At the end of the day, cultures that place a high emphasis on family, education and success tend to be more successful. Go into any hood and all you see is a bunch of kids modeling themselves after a horrible rap artist. Where else do you see that?. The black community was the first to lose any sense of values - family, being a good parent, emphasizing education, doing the right thing, being a good citizen, bettering yourself etc. All ethnic groups have problems, but theirs run far and deep and people shouldn't be worried about being labeled a racist to talk about the problems and to talk about solutions to the problems. It can't be denied that on the whole, black families are broken and a hugely disproportionate number of black males are in prison. I think the issues in all cultures are different. Latinos clearly place a much bigger emphasis on family and hard work... but almost zero emphasis on success and building a financial future. Every Mexican i ever lived with or worked around was VERY hard working. In fact, they usually measured their worth as human beings by how many hours a week they worked. How much of that money went into the bank? How much went to a new house and car? How much went to an education and building a better future? None. I don't think that's an atypical experience. What amazed me about that interview was that a politician says point blank "blacks and latinos do not have access to checking accounts" as if that somehow made sense... and the guy who asks "why is that?" gets labeled the racist in the media. And at the same time, the only questions that matter "why is that" and "what are we going to do to fix it" never get answered. All that said, i can't imagine how that's possibly true that certain ethnic groups (or specifically blacks and latinos) can't get a checking account or "don't have access...". That in itself, is ironically, a wildly racist thing to say. |
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Yes, I was raised in The Bahamas (Caribbean) and found out that I did have a different outlook regarding my potential for success than most of my Black American counterparts that I attended US university with. A vast majority of my Bahamian friends from high school who attended US universities are still in the US and are doing very well for themselves. Assimilation was effortless and none of them have the typical hangups about race or the perception of the opportunities that the US provides for anyone who is willing to sacrifice and work for their success. I still maintain that social conditioning plays an important role in what is happening in American black culture. What's even more interesting is that as of late there has been a noticeable rise in crime and other instances of social dysfunction in the islands as folks begin to adopt and copycat the nuances of American black culture that trickle into island society. My generation caught the beginning of it, so we also were influenced by hip hop and gangster rap culture, but the difference is that we had Caribbean parents who didn't hesitate to put a foot up our asses if we began to act that stuff out publicly. The line between what was entertainment and what was deemed proper for potential success was clearly defined. Black American culture overall needs a reboot. Self responsibility and accountability for one's actions need to be instilled in upcoming generations across the board. Unfortunately, self esteem within the black populous in the US still remains at a low level, so it's no wonder fingers get pointed at others (in particular whites). It's far easier to blame someone else for your mistakes than to deal with the fact that one has the ability to steer their path into some semblance of stability. There are pockets within US Black communities who are turning the tide and making sensible lives for themselves, but no one is paying attention to them. Only the negative gets highlighted and is given all of the attention. At the same time, those negative segments of the Black community are the ones having all of the children and passing the trend onto upcoming generations. Some are trying to make their way out of the mess, but if all that one hears is that they are fuck-ups, eventually that's what they subscribe to (self-fulfilling prophecy of sorts). |
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My mother's neighbor is from Trinidad and when coming to the US he saw it as opportunity. He sold furniture in New York city, did very well for himself and retired early down in FL. This guy is a very smart man and has an excellent grasp of the English language, so I can tell why he did good at selling. Meanwhile his son whom was born here has obviously suffered from the "bling, bling" generation and seems to be more worried about pimping out his car than anything else. Even though his dad is pretty strict with him you can still see the peer pressure has made it's dominating mark.. The kid could go to college and make a pretty good future for himself as he certainly has the backing from his parents, but he's just working some shitty job and hanging out with his friends, wasting the opportunity he was born into. |
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he said you need family and discipline and education.
absurd. this dudes clearly racist and this topic is uncomfortable. Stuff like this should remain in your head and not spoken out loud |
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