I can't take anyone serious that bitches over $500.
If you have to complain about $500 a year you are in the wrong business.

Can I have 500 dollars please? The reason being is I would like to go to this really cool restaurant in DC and it costs $500.

I could go for less but then I cant drink :(

It's the principle of the fucking matter, God, are some of you dumb?!? As I stated earlier here, ZERO chargebacks this year. I am the epitome of low risk. Fuck, since I have been online since 2000, I have had UNDER 50 chargebacks. If I am proven "high risk", fine. THEN, I shouldn't be running a business because I have no clue about what people want in a members area.

BUT

I have no fucking chargebacks really, going on 13 years. People love the sites, the sites are highly reviewed, my models are hot as fuck, etc., so what the fuck! Totally missing the point and just wanting to throw your dicks around like "aww yeah, if you don't make that much, fuck you". Really, douchebags. Really? Save your ego's for the shows. Every site I own, has had more thought put into it than 80 percent of what you fucks attempt to create... I don't even have to post my conversion ratios every week for my paysites, they are that good. And chances are if your pimping foot fetish, pantyhose, lesbian or ALT, I am blowing you out of the fucking water with conversions. True fact. But the purpose of this is not mine or your fucking ego. What are you, like 2 years old? I can pay a speeding ticket, but that does not mean that I am not in the right. I think it should be some sort of merit system, imho. THAT is the Goddamn point!

I wish they'd do something where, like, clients who've been with them for longer than five years don't have to pay the fee or something. Just seems like there's a better way around this. Like digitaldivas, I've been with CCBill for over ten years and my charge-back rate has always been incredibly low. Blah.

who said it was because of chargebacks in the adult industry

You guys should put this in perspective, the local corner stores here in Australia pay $750 to both Visa and Mastercard for use of a machine each year unless they are given a discount by their banks.

It's a cost of doing business and should be tax deductible, just harden the fuck up and deal with it.

I'm not complaining about the extra $1000 in fees over both CCBill and Epoch, but if you REALLY wanted perspective then also point out that your local corner stores pay between 1.5 and 2.5% per transaction as opposed to the whooping 14-17% being paid to the aforementioned 3rd party billers. Your perspective doesn't look so rosy now ...

Is MC realy worth keeping?

Most people I know only have a Visa card.

Most people have more than 1 credit card too so if you do not have MC on your site, chances are most will have a Visa card.

Best thing to do is just drop MC. I bet the drop in sales will be very small. I bet for most sites $500 is just not worth it for the odd few MC cards.

Visa is the king.

I dont have a visa. I have mastercards. Its already been said, they make up a significant amount of the market.

I dont use credit tho. all my shits debit

I have both Visa & Mastercard. Many people I know have MC also.

I'd say MC still respresents a significant percentage of card holders.

If you have a backup biller like ccbill+epoch you pay the fee twice, this looks a little strange, isn't it still your company? Like, could it pay $500 once to MasterCard and use it for both ccbill and epoch, that would be smart.

I bitched about Epoch and got the same responses ("If you can't afford it you're a loser...") but it IS the principle of the thing that upsets me most. I said CCBill would follow and look, they did, Where's my cookie for being so smart?

I should be King, as I said in another thread.

But the doomsayers in here saying this will do more harm than good are overreacting. Some will say fuck it and drop processers while others will eat it, some may even raise their prices (as I will do). Whatever.

But when that $500 becomes $750, then $1000, then $2000, then $5000 I don't want any of you "bros" or bro-wannabe's in here saying SHIT. Blowing $500 on nothing? Fuck man, you do that in one night with a few whores and an eightball. But 5G's and that may cut into your Ferrari lease or your Malibu rental and we can't have THAT.

STFU people who calmly accept this MC bullshit.

You really have had no chargebacks for 13 years? Most of chargebacks are made not by pissed customers but by the ones that had their cards stolen etc.
There is one anti-piracy person in EU who gets charged frequently for access to porn sites and she charges it all back.

I agree with your basic point that it sucks. I also don't think it is an area where we can do much about it.

If it irritates you that some people insist on putting their dicks on the table with "who can't afford $500?" nonsense, when that is not the point, please don't start putting your dick on the table too.

YOLO :pimp

Hi,

Sorry for the delay. If you have your own merchant account you only pay the fees one time.
If you are using third party billers, you have to pay for each of those that you use.

Mitch

Ok, so what you are essentially saying is if I had my own merchant account, I would just pay the fee once with any number of payment gateways that I used. However, if I decided to use 3rd party billers, like Epoch and CCBill, in conjunction with my other payment gateways, I would be required to pay this fee to each 3rd party biller right?

If I already had a merchant account, I could plug into netbilling and other payment gateways like netbilling and only pay this fee once?

exactly!
I fucking hate the fact I have virtually no CB's every year, am careful, spot fraudulent sign ups that the processors miss and STILL have to pay this fee as I am "such a risk" - I'd rather use the $500 towards hiring a model than fucking MC, the thieving cunts.

But I'll pay, what choice do i have?

Was gonna hold off upping my site membership but maybe $1 per month will offset this as I also use other processors, that's a lot of cash for nothing if I have to pay 2 or 3 times :(

Eh we got merchant + 5 alternative billers farm :)

Im surprised it did not happen sooner.

Hi,

You are 100% correct. We have many banks to set you up with a merchant account as well. Please contact our sales department for more information and feel free to post questions here as well.

Mitch

the problem is not only $500,
if you use CCBILL and Epoch need to pay $1000 for Mastercard and $1000 for Visa