50 pics of pics inside pics... pic-ception

LOL :thumbsup

please post your pic here

Aye, I always thought they were Canadian. Nothing against Romanians but I trust Canadian laws a little more.

Canadian at it's best!

In situations like these I take time to remember that having a paxum account is a privilege. It is their product, not mine. So if they want something and I enjoy their service I go ahead and give it to them.

http://www.wired.com/magazine/2011/0...ville_romania/

Wired magazine article about how Romania has become hacker central.

!
 

So sending them a high resolution scan of your driver's license = Ok no problem
Sending them a picture of you holding the same ID... OMGWTFFUCKTHEM?!@$?!?@$

:1orglaugh:1orglaugh:1orglaugh:1orglaugh:1orglaugh :1orglaugh

His funds are frozen? :helpme

Ruth, can you please settle this for us?

Is Paxum a company that must follow Canadian, or Romanian laws?

Where is this Romanian stuff coming from? Please explain in detail.

when someone closes their account is there info still available or do you digitally erase it?

Paxum is a Canadian incorporated company. Our offices are based out of Montreal in the province of Quebec.

Our MasterCards are provided by the Choice Bank of Belize, and governed according to the laws of Belize.

^ Post some utility bills to prove it.

They keep funds in a Romanian bank (or at least used to), but of course Ruth forgot to mention that detail, even though you specifically asked what relationship with Romania they have... :helpme

Maybe your name was flagged in some scam data base file.

Yes, RIB is one of the banks we have a relationship with. Anyone who uses our service and sends wires to us will already be aware of this information...

It is not possible for me to explain why other people post the things that they post on GFY, and I am not about to start speculating about their motives.

I think AK knows his shit, so I find it hard to believe he'd pull Romania out of thin air for no reason.

Because they are doing business in many different countries, some of you may have more protection through local laws, but then again, good luck at collecting. Anyone running more than a few hundred a year through these people should have a sit down with a lawyer or speak to their governments banking agency - that is unless you have something to hide...

Why would a Canadian company so concerned about identity etc not keep money in Canadian or banks in the USA? Who the hell would use a bank in Belize for a bank card?

My promise is to post "I told you so" every 5 or so posts in the thread when this house or cards falls.

Omission of facts after a direct question of said fact is deception. You are too smart for it to be an omission through error.

Deception by Banker = (?)

1. Because when incidents like this https://gfy.com/showthread.php?t=1110227 happen those countries actually require certain procedures and might even fine Paxum for each occurrence. They would definitely be required to disclose it to members as opposed to knowingly calling the people reporting it liars and then ignoring any mention of it while taking no responsibility. Such behaviour would likely get them fined or even shut down.

2. Because with funds in an American or Canadian institution you can't pull an epassporte without doing hard time. All the owners would go to jail and you would be getting your money back from the sale of their personal assets.

3. Because to be an institution in those countries with financials kept there they have certain requirements and procedures in place to protect the account holder. Paxum for instance would not be allowed to suddenly declare that after three years you now have to send in a photo of yourself holding an ID or you won't get your money. There would be clearly defined procedures meant to protect you and if Paxum did not follow them they would be fined and the government would work on your behalf to make sure Paxum followed the rules. In short you would have more recourse besides bitching about it on GFY and hoping that the shills won't drown you out.

And btw if you think FINTRAC protects you call them up the next time you have a dispute with Paxum and see what they say. Or better yet call them and ask them about this https://gfy.com/showthread.php?t=1110227 Paxum was being slick when they proudly proclaimed that they were regulated under FINTRAC. But it's only for terrorism and money laundering. It has nothing to do with protecting YOU.

:1orglaugh:1orglaugh:1orglaugh:1orglaugh

I believe it's gonna end up with Bitcoin.

Here's the info for FINTRAC which Paxum has claimed to be regulated under:

http://www.fintrac-canafe.gc.ca/cont...ctez/1-eng.asp

Call them up and see how far you get.

Here's some messages where Paxum people seem to try to make it seem as if they are a fully regulated institution by being very vague about what FINTRAC really checks:

https://gfy.com/showpost.php?p=19411713&postcount=17

Here Ruth seems to present Fintrac in a way such that it is like they are actually protecting account holders. Look at the previous message she is replying to.

https://gfy.com/showpost.php?p=18825264&postcount=76

https://gfy.com/showpost.php?p=18959225&postcount=65

And many more...

Romanian? wow, I thought they were Canadian? :helpme

Chris, Ruth, etc..

:1orglaugh With a full res photo of the owners face holding it.

:helpme

You all should call 1-866-346-8722 and ask lots of questions. Lots.

What if high res photos of your face can be used with 3d printers go make a mask to perform identity theft or commit crimes?

...Better yet, those scans can be used to make a virtual version of you for Skype style communications stealing your identity.

These far fetched proposals are not using technology that is 10 years away either.

...Canada...Romania...The Fucking MOON...
As long as I get my money, which I have...I don't give a fuck if it goes through KRYPTON and Superman delivers it personally, as long as I get it....which I have...
I'd MUCH rather do it through somewhere other than my personal NON adult PP account, for business I do selling content.

Then God help all of the models whose 2257 docs are out there...which the gov't forces us to disseminate to so-called "Secondary Producers" since 2005...rather than what we did before...
But, that's another argument....

Inna is from Romania, I love her

I imagine with the amount of money they manage they'd need to keep money in various countries in order to effectively do business in certain parts of the world. It probably makes little sense for a company to keep all their banking in a single country.

As a very simple example, how would a Canadian company open an account in GBP or even Euros at a bank in Canada? They offer US and Canadian denominated accounts only. So to accept these currencies they'd have to convert every time, lose 3%, then convert back and lose another 3%? They couldn't do that and stay in business.

So I'd say it's likely impossible for them to do all of their banking here.

Great video

Sueshe ,
How many more years will you say we are going under? I would think 3 years you would think we are sorta serious about being here for the long run.



As for the original poster - he is in touch with ruth.

I am in talks with a few banks on krypton in adding their local currency.

It's all about the questions you ask, some critical thinking can help you draw your own conclusions.

Here's some examples of questions people could ask Paxum.

1. Is Paxum a searchable federal corporation under Canadian Corporation law ?

2. Where are privacy sensitive documents stored, handled or otherwise dealt with ?

3. Are identification documents available to persons outside of the jurisdiction of Canada.

4. Does Paxum comply with all recommendations of the Privacy Commisioner ? http://www.priv.gc.ca/index_e.asp

5. Who is the beneficial owner of Paxum and does the beneficial owner of Paxum reside outside of the jurisdiction of Canada ?

People need to realise that Ruth and Chris have the job of promoting Paxum and holding Paxum in the best possible light. They are not in the business of being open and transparent to you, they are in the business of furthering the interests of Paxum. Which is fine, but some people in this thread don't seem to understand that.

I am not saying Paxum is a bad product, in fact I use it myself, however it is a little disingenuous for Paxum to present itself as wholly under the jurisdiction of Canada when there are clear signs that account holders documentation and funds are dealt with outside of the protections and jurisdiction of Canadian authorities.

Maybe Paxum can post some their utility bill to ensure they are really located in Canada not just the customer. The customers itself needs to know where is the company located and a picture of their office maybe?

One week trying to get things back to normal, one week without access to my frozen funds. How much longer would it take for all of this to go away? and besides getting copy/paste answers from support and tons of excuses I'm just hitting a dead end here. I asked if this is the only option to get the account unfrozen then to please close my account and mail me a check to my home address and also no response. Who can we contact besides the useless offshore support?

According to Chris you are in touch with Ruth.

i kunt a4d a paxum acunt...

You know you are right. 3 years is enough to know that a company will never up and run away like Ibill, Epassporte and Enron.

:1orglaugh

hope it gets resolved quickly

And ePass didn't have a solid operation for 3 years?

Hey...at least you're getting a paycheck, for now.

The account was limited due to an apparent infringement of the TOS. Ruth is discussing it with him, as there is some contradictory information in our possession, so we are looking forward to shedding light on this particular situation. It is normal for us to limit the account until we do so.

Either way, we are not one to steal money, and so far everyone has been granted the right to withdraw their funds, even when the account was terminated by us.

So far?

Why not "you will always be able to withdraw your funds"?

Seriously?

Oh come on now, if we'd said what you suggest we should have said, then you would have asked us how we can guarantee that, right?

So we only stated what is definitive to date to avoid that kinda crap.

You don't have to quibble everything we say just for quibbling's sake... :2 cents:

The modifier in that statement is very telling.

Obviously if you fail or if some government agency shuts you down you can't pay out.

Other than outright illegal loading of stolen funds, government seizure or you not having funds anymore, what other possible legitimate reason could you (if you were still in operation) not pay out what someone has in their account?

As for the suggestion of some sort of third party identification suggestion I made to you folks, imagine how much less grief people using your system would have.

No way would I allow anyone other than the government have photos of me holding my Id's and I wouldn't even like it then.

Good knows if you had a data breach what would be out there. It would be a hackers goldmine and anyone with half a brain knows it.

By the way....do you get those Id's in a secure environment at both ends of said upload?

the best handjob with baby oil I have ever had was from a Romanian

so if Paxum is indeed under Canadian law and everything, then why would you use a bank in Romania, what is the logic behind that? Why not using a Canadian bank and keep everything under 1 jurisdiction?