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This discussion about MAGI vs NET is all irrelevant now in terms of your health care situation. You said insurance is for people who are bad at math. So it does not matter whether or not insurance coverage is based on MAGI or NET, you prefer not to use health insurance either way. The bottom line is you prefer to pay cash for your quality health care. So by all means, please continue to do so. Your access to quality health care has not changed one bit. The only thing that has changed is your access to your previous doctor, and that was because he decided to stop accepting your cash payments to remain as a client. |
if you took the over 3 on my over/under,
you're the big winner! http://www.gsalehouse.com/blog/wp-co...80_poster.jpeg |
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The issue is access to healthcare for everyone. For most professional webmasters (which is probably the job of most people posting here), if they need help, ACA does not offer them help. For any business which employs more than one person or has any other significant expenses, such as paying out out 50% to affiliates, the difference between gross and net is a big deal. Quantitatively speaking, the largest disregard for MAGI, per the gov doc you linked, is 17%. How many businesses have a profit margin of more than 83%? Even a self-employed musician or actor will have to pay out more than 17% to managers, agents, etc. If the difference between your MAGI and net was negligible, and ACA helped you significantly, that means you have no real expenses or your business grosses very little and you probably were qualified for Medi-Cal already, but had simply not applied. Either that or ACA is not actually helping you, unless you had a pre-existing condition. ACA does help some people with pre-existing conditions. As you seem to wish to make the issue discussion excessively personal, did you previously qualify for Medi-Cal or have a pre-existing condition? |
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The issue I am discussing with you is your personal alleged problems accessing quality health care. Why? because you specifically asked me how it is possible for you to access quality health care. So I just want to get one thing straight. Since you said you prefer to pay cash for your health care, you personally have no issues with getting quality health care. You have paid cash for your access to healthcare before Obamacare, and after Obamacare. Do you dispute that? |
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You know, most people, when they hear that someone else has had to deal with a hardship, they feel sympathy. They don't get all angry and attack-y. You keep changing the subject to be more personal and more of an attack and that is really unnecessary, especially when you refuse to share any of the types of personal info others have shared in this thread. I do have difficulty getting quality healthcare now and I've stated and explained this over and over again. How exactly do you think I will get healthcare with cash now? Should I just wander outside handing dollar bills to strangers until someone tells me they went to medical school? I have asked you over and over what you think the mechanism would be, but you obviously have no empathy for other humans. I've also pointed out that ACA does not work for anyone with a business because it is calculated based on gross and not net. You suggested that I was mistaken and I took the time to read the documents you said would prove your point. When I brought up the math seeming to require a business to have an 83% or better profit margin, you went back to making more personal attacks. Do you believe ACA helps you? Did you previously qualify for Medi-Cal or have a pre-existing condition? Were you insured before ACA? |
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Why do you think I am "attacking" you? I am not. I am just very confused with your statements...like this one: "How exactly do you think I will get healthcare with cash now? Should I just wander outside handing dollar bills to strangers until someone tells me they went to medical school? I have asked you over and over what you think the mechanism would be, but you obviously have no empathy for other humans." Do you really need someone to answer this for you? Are you serious? Have you never ever used a phone book or an internet search to find a doctor that will help you? Do you know where hospitals are located in Los Angeles? Every single hospital in Los Angeles is ready to accept your cash payments. Just do a quick Google search, pick up a phone book, walk into a hospital...you will get yout access to health care if you do any of thos things. I am surprised you are even asking such a question. |
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I want to know if you are being serious or just trolling. Your above statement is totally confusing to me. If your are being 100% serious in your above statement, how do you function in other parts of your life: How do you know where to buy food? Do you just "just wander outside handing dollar bills to strangers until someone tells me" they have food to sell? How do you know where to buy a car? Do you just "just wander outside handing dollar bills to strangers until someone tells me" they have a car to sell? How do you know were to rent an apartment or buy a house? Do you just "just wander outside handing dollar bills to strangers until someone tells me" they have a house to sell? etc etc etc |
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Yes, you are coming across shockingly indifferent to the pain of others, but, okay, I'll try to accept that you actually may not comprehend the issue of access to healthcare. Do you believe ACA helps you? Did you previously qualify for Medi-Cal or have a pre-existing condition? Were you insured before ACA? What do you do when you need healthcare? Not an emergency like a heart attack, but something which requires medical expertise. What is your process? Do you seriously just go to the closest hospital or google +doctor +"my city"? |
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Do you know why I have not revealed my specific health care situation to you in detail? It is because I have never asked for health care help here. I have never said Obamacare is better for everyone here. Do you know why I am focusing on your specific health care access issues? It is because you specifically asked me how it is possible for you to access health care. And yes, when I was looking for a doctor, I went to my local hospital. They had a list of general practioner doctors as well as different specialists. It included their bio and education history. I picked from the list. I then also searched the California medical board website to see if the doctor I had chosen had any malpractice problems. It is very easy for anyone to do this either in person at the hospital, or doing a Google search. Doing a Google search is even better because it includes personal reviews from other patients. Is this concept foreign to you? |
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Ok, if finding quality health care is really a problem for you, I suggest this: 1. Go to the Cedar Sinai medical center website here: http://mdfind.csmc.edu/ Ceder Sinai is considered one of the best, if not the best, hospital in LA 2 Do a search for a doctor that specializes in your particular health problem. 3 Make an appointment. 4 Pay the doctor/hospital directly in cash. I hope this steps will help solve your problem with finding quality health care in Los Angeles. |
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You have made a lot of assertions about how you believe ACA is not worse for other people, despite hearing specific people's personal experience. You seem to be expressing that you think ACA is good or at least you do not care who it might be hurting. Is that a mistaken impression in any way? Is ACA an improvement on your situation? If so, how so? |
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Revamped Cedar Sinai site looks useful though. Thanks for the link. |
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If you could quote where I said or even implied, that Obamacare is not worse for other people, please quote it. Hell, I will even say it straight out rightnow, Obamacare is in fact financially worse for some other people. No one has ever argued that Obamacare is financially better for every single person in this country. And like I said before, if you are having problems with access to quality health care, I simply suggest you follow these steps: 1. Go to the Cedar Sinai medical center website here: http://mdfind.csmc.edu/ Ceder Sinai is considered one of the best, if not the best, hospital in LA 2 Do a search for a doctor that specializes in your particular health problem. 3 Make an appointment. 4 Pay the doctor/hospital directly in cash. I hope this steps will help solve your problem with finding quality health care in Los Angeles. Please let us know how it goes. Thanks. |
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