Maybe somebody else can make sense of this for me...

Quote:
Originally Posted by ShowMe69 View Post
Can't pay you if your money is being used to pay someone else....eventually they might get to you, this is how robbing Peter to pay Paul works, or as it is better know "Ponzi payment"
Oh I have no doubt that thats the situation. I got paid last week, I just got paid again, but they owed me around 3K.... they paid me, about 1K so far so its not like I'm even close to caught up. And the fact that they pay me 3 or 4 payouts at once, convinces me that its not a matter of "delay due to processing" its that they like you said are robbing 1 account to pay the other... next week, they'll rob me (and thats why I won't get any of my payments from May that are due) to pay random people they owe from last month.

I have NO faith in Zombaio, and eventually the ponzi scheme will totally collapse but I was just letting people know they are still kinda paying out so you never know maybe you'll get a payment or two soon.
https://gfy.com/showpost.php?p=20079589&postcount=169

I can say I was about... 16 payments behind around May or whenever they sent out the email about changing terms of service. I'm about 6 or 7 behind now. They still aren't reliable enough for me to ever use them as a primary biller again. But I'm still pretty confident that I'll get my money, just not on a reliable or consistent enough basis for run a business that relies on them. As for the chat, I talked to David by chat last week, and he said Jesper was out of town until the end of the month. My guess is that's the reason it was so hard to get anyone by chat and the answers to support was delayed.

You guys gotta do what you gotta do, I don't really have any strong feelings about Zombaio one way or the other but personally I'm till using them for rebills, and don't plan on canceling mine becuase they're still paying out.. its late, but I think everyone, at least for now, will still end up getting their money.
https://gfy.com/showpost.php?p=20176124&postcount=392

^^ owed 3K and getting paid 1K way back (not using them just collecting rebills)... turned into owed 9K and collecting 3K today? How does that work exactly... growing rebills when you don't use them?

I am glad I was not the only one trying to make sense of what he was saying . I thought maybe it was just me because he was asking me a bunch of questions when I said I had not been paid my reserves , Making it sound like I am the only person Zombaio has not paid their money .Their are certain people on this board that when they say they were paid I have no problem taking their word, then some others not so much .:2 cents:

he would of had to have 100% rebills not cancel, and not get paid since july to post those numbers. The likelyhood of that is about the chances of winning the lottery, he is a post bot for zombaio. His very first post was regarding a zombaio thread. I'm no sherlock but it does seem very suspicious.

Because its not a matter of "growing rebills" Zombaio processes through re-bills probably around 4K a month, the last payment I got from them before today was about a month and a half ago. As of the.. i believe 28th was my last settlement date under the old system.. I was missing roughly about 9 payouts or around 9K.

As for the difference between average payouts, back in March and April Zombaio settled daily (or well whenever you had more than $100, or whatever you settled it on so there were times I was getting 3, 4, 5 payouts a week), this summer a payout = weekly or bi-weekly (I originally had it weekly, but switched to biweekly when I realized I was just paying extra processing fee for no reason since they weren't coming weekly anyway)

Back in July when you're asking about the exact numbers, I have no clue but apparently: "I can say I was about... 16 payments behind around May or whenever they sent out the email about changing terms of service. I'm about 6 or 7 behind now.", so between May and July, I went from 16 payments behind to 6 or 7 behind. And from July 30th - October 28th, I got paid sometimes, sometimes I didn't get paid, and by October 28th I was about 9, maybe 10 payouts behind, or about 9K behind. Today they sent me about 1/3rd of that. I said I don't use them as a primary processor because I don't trust them, but I've also said dozens of times, I don't want them to go out of business for the sole fact that they're still processing a solid chunk of money for me and since they have continued to payout, late, but still paid out, I have no plans on canceling rebills.

Again you taking my word or not taking my word has zero impact on me. I gain nothing by lieing you're the one not getting your money, as I've told you before I'd either be going after my money pro-actively, or simply stopped caring about it... yet instead you've chosen to spend your time on message boards talking about a processor you don't use. While researching my old posts from 6 months ago, to try to convince yourself that your sad situation is reflective of the rest of us, and that everyone else is just part of some huge conspiracy to live large on your missing Zombaio money.

It's childish, but hey to each their own, you people put way more effort into trashing Zombaio (and now anyone who actually says anything positive about them) that any Zombaio "defenders" do in defending them.

I have no clue when you were last a merchant, but a payout in March and April for example was anytime I had more than $100 owed, a payout in.. October, was 2 weeks worth of processing. That's why, 15 or 16 missing payouts could have been.a month of processing, where as 9 missing payouts right now is about 2 months.... So stop making accusations based on your own ignorance.

Christlord, more than even the guy who had been owed 6 figures? Sorry to hear regardless.

I agree about diversifying how you're getting your money. They aren't even THAT behind for me so if they can get current and keep up with on time payouts going forward as they have stated explicitly to me, then I wouldn't mind doing business with them.

But the whole "Oh are payouts will be good from here on out, and you'll get those old ones when you get em" message they are sending sounds awful, especially since they aren't elaborating on when that will be at all.

I don't think that jdubs1982 is a "postbot for Zombaio". To me it sounds like he is being honest.

All he said was that Zombaio was 2k behind with his payments in July 2014, and now they are 6k in arrears. In other words, Zombaio's unsettled debt to him grows at a rate of approximately 1k a month.

Let's not be too harsh on him. He just wants to get paid - just like everyone else. :)

The problem I have is he keeps trying to make it sound like I am alone in not receiving my reserves , when camdough stated that they were owed approx. $10,000 that was never paid to them . This is serious money this company has stolen and people coming to the forums need to know this .

Keep posting so Zombaio doesn't get a free pass and people know about their shady ass practices. :thumbsup

Very unlikely they were truly sold, more like a shell game :Oh crap

I am processing solely with Zombaio. I am just starting out and only have a few subscribers so far. I have no affiliates. I am just testing the sales funnel and conversion rates right now. I have a 1:194 conversion rate from organic traffic right now, which I think is pretty good for adult traffic? 0% charge backs, 0% refunds, 0% cancellations, but as I said, I am just starting out, so I am sure that my nice 0% rates are just due to low amount of customers.

I have signed up with CCBill, but they are not able to handle multiple subscriptions with the same price. My site has four different subscription options for the same price, but different content. At first I thought I could just change the subscription price so that they are one cent apart, but then they told me that they do not allow new merchants to have multiple subscriptions with the explanation, "as it would be very easy to create a situation where they are being accidentally double or triple billed for their subscription."

My system will not accidentally bill anyone! However, having multiple subscriptions is the focus of my business. I mean, I want users to get one subscription and then purchase another. I want users to be able to add even more content to their account.

I called them up and talked to them and it seems the limitation is that I need to introduce sub-accounts to my account and have that value passed to the system. So, not really an issue with the new merchant status.

This is when I stopped investigating CCBill. I just felt it was strange that an established processor would have such a random limitation. They did respond and tried to offer a work-around, but I do not want to create a work-around. I was still hoping that Zombaio would catch up, but I am concerned when I see that people have still not been paid.

I have set my account to pay me once I hit 5k and I am still just at 1k...

Maybe I should revisit switching to CCBill or at least introduce them as an option? The reason I did not go with CCBill was not the percentage, but the setup issues. I also do not like the annual fee to process with credit cards. Zombaio does not charge that annual fee, so that is why I started with them, thinking I could start using CCBill once I have more funds coming in.

I just sent off an email to the developer of my Content Management System and hopefully they can add this functionality.

For those of you who have switched away from Zombaio or introduced another option, who are you using? Did you always have multiple options? Do you pay the annual processing fee for credit cards to each payment processor?!

They are holding all of your money for a further 30 days then paying weekly from end of November.

If they were "bought out" like they say, they would have had sufficient funds to pay out their clients on time. How can they try to start again - with payment delays LOL

Use Epoch, pay the extra % and sleep well

Never said you were alone, I said I've been paid, paid late, but paid. What I also said is I don't think it does anyone any good for Zombaio to go out of business, and that personally I don't see the point in crying on every comment section about them.

Either take real action legally to get your money back or consider it a loss, at least that's my personal opinion. At some point you're like some girls ex boyfriend who shows up at all her dates saying how she cheated on him. You may be 100% right, and she may be a bitch but honestly you're start to make yourself look foolish after a while.

Anyone who has read anything about zombaio knows about their late payment issues, but that doesn't mean that every thread about them needs to be a pity party for you and your payout issue, which apparently isn't important enough to you to even pursue. Did you contact cowen group? Who knows if they are still the owners, but they without a doubt were when your money went missing. Zypher or whatever his name is seems to really love doing research about them. You have email, contact information for john cavebringer or whatever his name is. Have you contacted him.

I don't know you, don't know your situation. But as I said, I've been missing money from Zombaio since I created my account on this site (which I created to try to figure out if anyone was actually getting paid by them) sometimes I get paid, other times I don't, on Monday I got about a 1/3rd of my back payouts. that's just a fact, you don't have to believe me, doesn't really matter. What I don't get is your point?

Why put more energy into "protecting people" (who if they are here easily can see that Zombaio has a real issue with paying out) than you put into actually getting your money? To me THAT sounds alot stranger than the dozens of people here who have said "Zombaio is x payments behind.. but they do still payout".


Let me tell you a story..

I do traffic generation and monitization for a bunch fo sites, adult, non adult, ect.. about three years ago. There were a group of people doing vacation home rental type things, basically it was a group of homes on the Florida Alabama (florbama) coastline, basically I ran the back end and marketing for a site which functioned as sorta registration handler for the group, at the time we were using wepay.com to handle payments. They, pre-approved, everything, screened the site and business model, and agreed it was fine. About a year in, no chargebacks no issues, nothing froze funds, claimed rentals were too high risk even though they had approved of everything ahead of time. Refusing to process fine, that's their company they can do what they want BUT you don't freeze my money. I had the money released within a day, so this whole "Zombaio stole from me but instead of spending my energy getting my money I'm going to cry about it online" is just something I don't get. I don't think I ever posted anything negative about wepay, cause I don't really care about them. I care about my money. I don't care about Zombaio I care about my money, so its not that I don't believe you, its just that I don't understand the whole personal obsession you people have with trashing them and how posting 100000 posts about them is more important to you than actually fighting to get your money. i'd be on everyone who works there, everyone who has ever had any involvement with them until I had my questions answered unless i'd already decided that it was a lost cause and if that was the case.. I wouldn't think about Zombaio, let alone jump in ever conversation about them trying to throw a pity party about my missing funds. That's all I mean when I'm critical of you, i don't know anything about your account, dont' really care, just confused with how you go about things and don't understand the personal obsession some of you seem to have about zombaio.

I asked you once before.. what are you going to do if Zombaio gets current with everyone else? You guys have this personal obsession with them, that I don't get. I think the vast majority of us don't really.. care... where their HQ is, who owns them or any of that really. Simply process my payments, and send me my money -- but you have this whole "fight the good fight" mentality against a low rate porn processor. It seems kinda silly to me. Like what is your end game? If they start paying out on time and the threads around here dry up (because let be honest if people were current and getting paid on time, nobody ouside of you and a couple of your like minded ranters would click on or care one bit about Zombaio or talking about them) about them are you going to start "zombaiosucks.com" to continue your rantings or what?

And after a long rant, a short ine - their 4th promise to release payment on coming Monday was yet another BS

Ive had no problems with Verotel if you're looking for avoiding VC/MC fees, if you have a processing history they, at least when I signed up waived the fee (as a US merchant there were a few hoops to jump through, like mailing physical notarized copies if IDs and passports and stuff, but it wasn't that big of a deal). Now i know some people have complained about restrictions they have on things like affiliates and who knows what else so you'd probably want to ivestigate them on your own, but at least in my experience they're solid and pretty easy to work with. Someone from there, I thin Jason or something like that used to post around here but either way you can take a look at them. Zombaio may get their shit together, they may go down in a mess. Who knows, as I've said my experience is I may have gotten 1 payout in all of 2014 "on time" but I can say they've consistently sent something. So in my opinion you'll probably get your money from them, but I wouldn't put all my eggs (or even most of my eggs) in Zombaio's basket because you simply can't trust a payment processor who doesn't payout when they say.

I was going to suggest just setting up subaccounts with CCBill, but I guess they already suggested that. If what the user gets is different, then a different subaccount is the way to go. Otherwise people might be confused by multiple charges which look identical but are not.

I think we all just want to have processing done, and not have to worry about payouts. You make it sound like "late payouts" is the only problem with this company. There are numerous more serious legal problems with Zombaio than only the late payments.

Let's say that we for a moment don't focus on all the little details (who owns it, the manipulation of records, the tax evasions and all those other small things).
Let's say that we only care about the actual payments.

jdubs1982 there are two things I don't understand with your case:
1) You decided to try Zombaio out, just to test if they were really as bad as everyone is saying
2) Zombaio's (unpaid) debt to you grows with 1000 USD every month. Does it not concern you that in beginning of July Zombaio owed you 2000 USD, in August 3000 USD in September 4000 USD, in October 5000 USD, and now in beginning of November they owe you 6000 USD.
Next month they will be 7000 USD behind with payments to you.
I really don't understand that you are acting so calm in this situation when Zombaio's debt to you grows by 1000 USD every month.

Are you simply this generous person that you give them 1000 USD of your money every month? Most other people in a situation like your own would also become "obsessed" when the debt keeps growing.

I showed to Michael O, into zombaio chat, that my zombaio balance is empty,
while I should have 120 usd,

he told me, no money into your account,

I showed to him my last transactions....and no payout list.....

and he noted that I'm saying the truth

his final answer? "THERE IS A BUG"

fantastic

I removed all active members from zombaio
waiting for last late payout......

good luck

Quick Reply
 

DO NOT USE ZAMBAIO, trust me.

I just sent an email asking all of my rebills to cancel and switch to our other processor. I dont see many of them doing it but I had enough.

Today was the last straw when I was told "Old payments" wont start going out until the end of the month, at the earliest, so they can start sending "new" payments. Which of course will also take 3 weeks!

I have had no issues with Verotel once approved. As was said, you have to jump through a few hoops to get approved but its worth it.

Great rates and paid on time. If you are worried about the fees or have any other questions, look for Jason on here. He is very helpful.

I am in the process of doing the same. Hoping I can get some members to switch over to my other biller first...

Wow great story . Since Zombaio is holding your money try that on the mr. Bigshot !! The reason you don't is because you know it won't work on them .
Yea who has your money now ?

If you don't care what Zombaio does, then why worry what I do?
You don't need to understand my end game, I don't understand your reluctance to
pay visa/mc fees to get paid on time. Are you running a business or is this a hobby?

The vast majority dont care because they process with reputable processors.
If you want to understand my issue with Zombaio read my past posts, while you are at it read the issues others have had too for the past 3 years, then maybe you will get it:thumbsup

Even if they don't, that money is not going in your pocket anyways.:mad:

Retraction...Retraction "Read all about it HERE." https://gfy.com/showthread.php?t=1138696&page=15

They can your account like showme69?

have you considered a company like Payze?

a merchant account offers you a lot more control than an IPSP like CCBill et al., and while you pay the same VISA/MC fees your processing rates will be much lower than anything Zombaio or any IPSP can offer.

Payze is run by the former VP of sales and the CFO of CCBill and the company really takes the time to work one on one with merchants. Might be worth checking into? The site is Payze.com if you're interested

Your mileage may vary, but, in my experience, Verotel do not pay.

And Verotel have the least good customer service of any biller I have utilized as either a sponsor or affiliate.

Verotel in my 12 year experience always pays:thumbsup

oh wow. I really feel for those who have significant sums held by Z.

Count me in among those who actually hope Zombaio does manage to survive this, at this point though I can't fathom how they will. they have absolutely shattered their reputation and with webmasters still waiting on their funds I don't see that rep being redeemed any time soon :/

tbh when I read your first post in this thread I had assumed you were being sarcastic.

To go from huge red letter text screaming insults at Zombaio employees to a 180 degree turn-around and then right back to the huge red letters and insults when the new ownership doesn't magically solve Zombaio's chronic payout issues in 5 days seems sort of...odd?

If you were serious why would you assume a change of ownership would automatically right the ship? no sarcasm or disrespect intended, I'm genuinely curious.

i have seen and read many of your post-- and this will be the first i reply too- DONT YOU DARE PISS ON Verotel Chicky---They have saved my ass for years since i decided to add them to my payment option when zombaio had issues back in 2010 -- They(Verotel)have always paid- Like clock work- No setup fee and the new upgrades to the admin is great-- the fee is a little high but again pending my own merchant account they work for me-- i am a long time Zombaio merchant and i wait and watch because thats all you can do at this point... The money they (zombaio) have saved me over 6 years is worth a lil patience... no im not fool and they are on hold from sending them new biz but they have my rebills and patience for the moment- Maybe they will turn around and maybe they will not ( its favored they will with the $0 set up fee and low rates). --- What certain every negative post hurts any biller. SOO i appreciate your input on your Experience with verotel, BUTTT to make a firm statement like "Verotel do not pay" :/ lololololol - I think it was more of an issue with you at the time -- :pimp:2 cents::2 cents::2 cents:

Fucking Damn Right :pimp :thumbsup :2 cents::2 cents::2 cents::2 cents::2 cents::2 cents::2 cents::2 cents::2 cents::2 cents::2 cents::2 cents::2 cents:

I got a response from my content management system and turns out that their system can handle sub accounts, so I could use CCBill! Has anyone had any experience getting CCBill to waive the annual credit card cost?!? That would seal the deal for me.

I did look at epoch, but they charge more than CCBill. 15% to start with and CCBill charges 14.5%, so I do not see the value. The added advantage of CCBill is their extensive affiliates network. I hope that I can get that to work with my system and then I would be an extremely happy camper.

I have tried buying from Verotel and I like their user interface. I will see. I think I will continue investigating CCBill first.

That sounds like a great solution! I would love not to have to pay that annual fee. I am just barely breaking even and if I don't get that money from Zombaio, I am still in the red. It took me a while to get enough subscribers to break even, so I do not look forward to restarting that whole process. *sigh*

I agree. I always wanted to have at least one other solution. My idea was to use Zombaio as the default (better rates) and then have CCBill as the backup in case someone really wants to pay with them. I think they are the best known payment processor, although I am not sure porn users really care. I mean, do you find that your conversion rates go up when you start using CCBill instead of others? Are more consumers willing to use CCBill than other vendors?

I will look up payze. Sounds interesting, thanks!

If I thought they'd stolen my money I would, but as I said, I believe they're poorly run but they've consistently paid me out. Late, but they've paid out. So I've adjusted my processing because they can't be relied on, while at the same time continue to collect (not on time, but still continued to collect) payments from Zombaio

And again, it has nothing to do with being a big shot, I'm not a big shot at all. I just.. live in the real world, while many of you seem to try to be "online cool". You can rant and rave online, but are you actually accomplishing anything?

I don't care what Zombaio does with regards to you...I very much care what they do with regards to me. But I don't care about them personally, if that makes sense. I'm not pro or anti Zombaio, I'm.. simply someone who has used them and they owe money to, who fully expects to get paid.

I honestly just don't get the overly emotional responses about this issue.

And its a business for me, but I have clients in adult. I don't own the sites, don't deal with content, I do traffic generation and monitization and its a part of my business which covers probably a dozen industries. Zombaio was used as part of a cross sale promotion that started the first week of 2014, just used them because it was cheap, simple to set up, etc... but the second they started paying late (which was basically my 2nd payout from them), I started migrating away from them.

So maybe its not as "big" for me as it is for you, I just don't get the point of online message board ranting about them. Or the personally obession it doesn't seem like it.. accomplishes anything. It's business, if they owe you money.. find a way to get your money (or move on). This doesn't do that. It doesn't do anything in fact

But I don't think we'll ever see eye to eye on it so, whatever... hopefully one day you wake up and Zombaio has paid you whatever they owe you.

I think you should take a look at Paxum. We're not a credit card processor, we are an ewallet in use by the majority of the adult industry.

• You can send and receive instant payments with Paxum
• It's always free to receive money to your Paxum account from others
• We have Pay Now buttons and a functional API/IPN
• You can gain instant access to your account funds through the Paxum card (at ATMs and through POS purchases)
• Most adult companies (paysites, cams, etc) pay out with Paxum
• Most adult traffic brokers pay out and accept payment via Paxum
• Epoch and Segpay (payment processors) offer instant payouts via Paxum
• It's free to sign up
• There are no monthly fees
• There is no minimum balance required

As stated, we are not a credit card processor, but if you deal mostly in traffic, then you may be able to use our services to your advantage and save yourself some money in the process.

I'd be happy to discuss Paxum with you in more depth if you have any interest. My info is in my sig :thumbsup

Yes I am keeping the word out there that they are not paying . So yes I and others who have stated they did not receive their money are saving future webmasters the headache of not getting paid . Like you said they started paying you late on your second payout , so If I can prevent even 1 person from signing up with them then I feel I have helped someone . If you don't understand that fine .I don't think many of us are being "online cool" I think there is just a lot of us that have been doing this for more than a year .

Well .. i'm not trying to be devil's advocate here, but when i see some people fighting over who's gonna be the first bashing Zombaio harder and taking rounds at it, it makes me sick.
I used to work with Zombaio and they have been great until they stopped paying me on time. And not paying me on time meant i couldn't pay my associates and all the other stuff i had to pay. So i had a pretty hard time, spending all my savings and borrowing money from people just to get over it until i came up2date on payouts with Verotel (thank you Jason)
They were about 5 months late to me with almost $200k. They slowly came back and we managed to set a schedule which they respected in full. I got all my money. Now i'm only behind with the reserves which are almost all going to get in "For Release" mode. And i've been told that as soon as all reserves will be for release i will get them in a single payout. And i am sure i will get it when they say i will. Just because ! Despite the obvious problems they have, David has been a pleasure to work with. If i were to believe each golem bashing Zombaio around here, then my only solution would have been an exit from this industry. So yeah, i personally fully believe that Zombaio is doing their best to be good business. But sometimes life's a bitch and it may throw shit back at you, while you try to make your business work. But most of you think only about ponzi schemes and such. I say get a life. Let them try to come back and do the things they need to do without so much negativity pointed against them..
And for the nay sayers asking me why i'm not working with them right now if they are so good as i say, it is because that was the agreement i had with them when i set up the funds return schedule; that i won't be adding Zombaio back until i get each and every penny i have in my account (including reserve). But i'm looking forward waiting for the day they'll release the reserves so i can start using them again.

Just my :2 cents:.