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Learned my lesson with globill, ibill, and epassport.
Have stuck solely with epoch and ccbill since those days. |
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fail more than it has. It great that they paid you, but question for you? Did you authorize a loan to them for 200k? Using money that isn't yours, whether you pay it back or not is illegal and just fucking shady. Why couldn't they pay you , did they ever answer that question? I don't have well wishes for people that abuse my trust, but if you do..great �� |
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Any allegation that they stole the money, used it for their own interest, even if true can't be backed up with facts. I can say they stole my money. It's important if i can prove it. Right? I can't and nobody can. All we have is words. And if we are not right, those words is hurting them more. I've been told their bank settlements were delayed. I won't even go down deeper. Since i don't have any proof stating otherwise. Of course you may go legal. Time and more funds spent on lawyers, and you don't even have the certainty you will get to the bottom of it. But, they sat down with me, we've discussed the issues and got to an agreement that proved to be fructuous, and i got all my funds. There was alot of communication between payouts with both David and Jesper. Heck i even managed to talk to them on holidays. Again, i don't want to be misinterpreted. I'm not saying the delays and Zombaio not paying on time is ok and that's how it should be. Absolutely not. I consider each payout should be sent right on time, everytime. What i was merely stating, is that they really try hard to make that business work and make it good. And that i personally feel all these problems were out of their hands. But of course you can call them thieves if that makes you feel better. I never called them thieves once. Not even when i was short of $200k. |
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And i don't have a merchant account because i wanted so many times to get out of adult and sell the network, so i didn't bothered to open up the merchant account. I have recently been talking with the nice folks at Payze and they assisted me with everything about getting own merchant account, but i got stuck in other offline business and i've been neglecting lp for quite a while now. |
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If someone owed me 200k and took 5 months to pay me that's called a loan..but hey to each their own. You got your money...good deal. |
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I take issue with my money not being on time, but I honestly take bigger issue with being lied to.. It would be much easier to believe that they have good intentions... IF.. it wasn't impossible to believe them since 99% of the time they've told me something.. its been a lie (and I say that as a Zombaio "cheerleader") |
waiting for the end of the month they have promised to pay.
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And having to wait another month for even the chance of seeing it.. is just ridiculous. |
I dropped Zombaio from my cascade in February 2014 because they were consistently a month or more late on payouts 3 months in a row. I could see the writing on the wall that this was not going to get better. But, I let our rebills continue and they have paid us out about a month late since February. Our rebills were dropping off each month by 50% anyway, so the amount they were going to owe us could only grow by so much.
Every month I contemplate the benefit of canceling all the rebills and redirecting them to my other biller. My conclusion is that I would rather have a chance of collecting on these rebills than, loosing 90% of them in the process of canceling them. So, I've knowingly taken on the risk they may not payout on time, if at all. I've managed my business finances as if they are not going pay us at all and if they do, well we have a little more money that month. As I said, we were receiving payouts every month, a month late but a payout were coming. However, in the August payout that would typically show up (a month late) in September got pushed to early October and then nothing else in October. So we are now 2 months behind. They are saying that old payouts will start going out sometime later this month and new payouts will be on time from now on. The old payouts total over $4000 at this point and we are still rebilling about $1000 a month. I have two issues with their strategy. One, they are just borrowing from Peter to pay Paul and we all know how that ends. Two, they are requiring clients to make them primary biller or they are going to increase your rate and if you don't send them new sales in a given month they will make you inactive. I've been patient with them for almost 2 years and this is how they try to regain my business. By threatening me? For me, if they don't make this months payout on-time and at least one old payout during the month of November, I will be forced to pull the plug. So, it's too early to tell if the NEW Zombio is looking good or not. You're a little premature in giving them the green light. Just my 2 cents. Tom |
Can't wait for you to retract your retracted retraction that was retracted when they update their page! Maybe when they add a cool car to their page you can retract previous retractions!!!
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so who wants to bet end of Nov will change to Early next year?
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I'm gonna take a rail road spike and shove the tip into Michael's ass and then take a big hammer and strike it as hard as I can. But it will never be as hard as the way Michael of Zombaio FUCKS HIS OWN MOTHER.
STOP FUCKING YOUR MOTHER MICHAEL AND MAKE THE FUCKING PAYOUTS. |
nobody wants to read this everybody want to read teencat :wincat: go home! winwincat! :)
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^^^you forgot 100 overdue payments :)
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If your site is earning you any money there is no risk in getting a merchant account and laying down 1k for cc fees, you'll more than cover that cost over the course of the year even if your processing volume as a new site is low. While there are lots of companies that offer adult merchant accounts and gateways I suggested Payze because as a new webmaster the process can be a bit overwhelming. It was for me anyways. I've been really impressed by the time and effort that Payze expends in working with merchants and they offer rates that are better than a lot of the current options out there. I don't work for the company or have anything to gain in recommending them, rather it's that based on your posts here it sounds like Payze would be a good fit for you Just my :2 cents: worth less than that, good luck with whatever you choose going forward more generally, I wanted to mention something about unsettled payment discrepancies in the reserve report section. In my case the seemingly missing payout wasn't actually missing. It turns out that in the reserve report the reserves to be released are now calculated separately from the unsettled payments (whereas before the amount to be sent out included both the current payment and reserves to be released). I'm not actually missing a payment, it was just a coincidence that the reserves to be released ended up being the same amount as one of my two unsettled payments. I redid the math in light of that information and it does all add up correctly. I'm definitely not a fan of the new system, the way it's designed makes it very difficult to parse the overdue totals available there. For webmasters who are missing $$$$ due to admin recording errors/bugs the new design makes it really difficult to ascertain what exactly is missing. I guess the options are screenshots taken before the admin redesign or lacking those going through past transactions one by one adding them up to figure out exactly what's owed. Not fun. Y'all who are dealing with that have my sympathies Quote:
why not channel that rage into something productive and go for a long hard run- you'll feel better and you won't end up getting banned from the board for personal attacks. Win-win. The sage continues I guess. While I hope Zombaio survives this mess I'm really grateful to the gfy community for giving me a kick in the azz to pursue other processing options a few months back. At that time I was still being paid in full and on time by Z but seeing how many webmasters weren't being paid made me really concerned about the future of the company. By the time my payments turned to a trickle I had other options because of the forewarning I received here. If it wasn't for gfy I'd be flipping the fuck out right now so for real, thanks y'all. wishing everyone the best of luck in getting paid. |
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"Dear Client, The transfer of the business to our new owners as previously announced happened as planned on November 1st. A couple of small reporting bugs were identified and have been resolved but other than that there were no major issues and most importantly no disruption in service. If anybody has noticed anything else in the new control panel that doesn''t seem right, or hasn''t been explained elsewhere, please open a support ticket. Immediately upon taking control, the first priority of the new ownership was to clear our outstanding Acquirer fines and penalties and restore the company''s good standing which has already been completed. This was essential in ensuring that we receive future settlements on time and without deduction and can in turn pay merchants on time. Most merchants have no idea of the huge fines and penalties that can be levied on processors due to mistakes or illegal content on websites they process for and it is fair to say that we as a business have received more than our fair share of these in recent times, eating into our reserves and ultimately causing the cash flow issues that led to where we are now. The first payment for current transactions will be sent out shortly after we receive it into our bank on the 24th November. This will be in respect of the 3 day first processing week 1st to 3rd November with settlement weeks thereafter running from Tuesday to Monday. For this first period, the payout information will not appear in ZOA until the day the settlement is actually created, however this will soon be changed so that the settlement is created and can be found in ZOA the day after the settlement period closes to make it clearer and create less confusion. As we have previously mentioned, and is customary when purchasing a business, Paynet will be releasing funds to clear outstanding balances to us in accordance with an agreed schedule and we will be using those funds to settle amounts owed in batches starting next week. Although we would like to be able to clear everybody at the same time, that is simply not possible the way the deal is structured but I re-iterate that it is our intention to resolve all accounts as soon as we can and ask for just a little more patience while we work through this. Again, as mentioned previously, a number of factors will be looked at when determining the order in which these settlements are made. These will include but not be limited to whether the amounts owed are new sales, re-bills or a mix, whether the merchant is actively sending new sales, whether the account is in good standing generally and whether all websites are free from compliance issues. Unfortunately, one of the things that original Zombaio did wrong with hindsight is that we set the barrier to working with us too low which created a lot of small merchants, with a lot of small payments, and in truth managing these accounts has quite often not been profitable. This is one of a few things that we will be looking at as we try to strengthen the business going forward. Paynet have already told us that they plan to be more selective about merchants and sites accepted going forward and have started a merchant evaluation exercise and compliance checking process as the first part of this. This does not mean that low volume, low value businesses will automatically be blanket removed, but it may mean that in some cases there will need to be changes made to certain aspects of the relationship but if necessary, these will be discussed on an individual basis and any account that needs to be renegotiated or is marked for closure will be allowed a reasonable time to make alternative arrangements. There is still a lot of work to do, but this will be a lot easier with our new stronger foundations, and I just want to give a huge THANKS to all merchant that have been understanding and supportive throughout what was a very difficult time. It really is appreciated. I cannot say this enough. Best regards, Tomas Anderson CEO"
So what does everyone think? |
I think they're about to use bogus violations and risk tolerance as a way to terminate accounts and steal webmaster money.
I was hopeful but after seeing that message I'm convinced Tomas Anderson (if that's his real name) set up PayNet (Who is PayNet's CEO? Articles of Incorporation?) under the guise of different ownership, to steal money and to try and salvage what's left. Until those settlements are paid out, don't process another dime with them. |
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I'm "back up your messages with actions" mode.. where wif they dont' pay out then yea all this "new company, new terms, things will be better now" is bullshit, but I mean they're saying in what 2 weeks payments will be on time. I can give them 2 more weeks, I've been waiting all year for my payouts to be on time. But I sorta feel like with someone of you if Tomas, Michael, David and Jesper showed up at your door tomorrow with a bag full of cash covering all your back payments -- you'd claim its a conspiracy to get you to start processing with them again so they could steal your money. |
They could have done it months ago - however they would have gone out of business if they stole everyone's money in one go.
What they instead can do is make more money by terminating larger accounts-owed, continuing to take on smaller merchants, and using the funds they're withholding from users to pay out, creating the illusion they're still a reputable business. |
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Also what doesn't make sense, you buy a company and leave the same management team that fucked everything up in place. You also have all merchant agree to forfeiting liability against Zombaio in the event of bankruptcy. This just sounds like some thought out b.s.to salvage the Ponzi scheme they had going and the hole they dug for themselves. Again..the story is things are getting better, please wait to get paid , oh by the way we spent your reserves...lol |
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So it turns out that it was Zombaio setting the bar too low for merchants to use them that caused all of this?
Weird...seemed like all the trouble started for them when they started RedPass and used people's money for the start up. Things have steadily went downhill ever since. But what do I know? |
Guys, you need to be a little patient you know.
While you wait for your hard-earned money, can I recommend a warm pizza? (You already paid for it, so it's for free) :winkwink: If Zombaio's problems have made you lose your hair, don't worry, there is a solution. These sweet ladies can help you get it back. (For free. Just ask for Veronica or Alexandra Patricia) Let's all thank the philanthropic CAVEBRING HOLDING AB for their generosity and warm hearts. :thumbsup Tack så mycket gubbar! |
Just a quick reminder:
Cawen Financial Group AB (Zombaio) is owned by Cavebring Holding AB in Sweden.
Cavebring Holding AB consists of the married couple:
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Cavebring Holding AB consists of the married couple:
Tip: Click on "Visa tidigare bolagsengagemang (beta)" to see historical data. |
And let's not forget John Cavebring's other company Samport Payment Services AB which he is a founder of. :winkwink:
People in Samport Payment Services AB Corporate addresses for Samport |
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Here we go again.
It is easy to pick holes in that communication if that is what you want to do, but it is equally easy to read it as a further step forward if your mind is more open or if you actually want them to pull through this. Personally, for the little that my opinion is worth, I found it to be pretty honest and a lot more serious than previous communications which to me is a good thing. As a merchant that has done nothing to be considered anything other than in good standing, it pleases me that they look to be taking steps to ensure that the actions of others will have less of an impact on settlements due to me in the future than it seems that they may have had in the past. That said, I don't understand why the guy who posted that here found it necessary to post it here but then again, I also don't understand why people (those of you that are actually merchants) don't keep your discussions about your account and your overdue payouts out of the public domain and in the appropriate channel. I know that many of you hide your sites and think that you are posting anonymously, but it really isn't the right way to go about things. When I have a question, I ask Zombaio. If they don't give me a good enough answer, I ask it again and again until they do. As I have said before even if I lose all that they owe me, I will not be here whining about it. Nobody here cares just as nobody here would ask for me or anybody else to be paid before them. There is no camaraderie here. Get that in your heads. How quickly you will be paid depends upon you and your account, not on whether Showme69 or other people owed money agree with you or give your critical post a pathetic little :thumbsup or :pimp Showme69 doesn't want you to get paid and so looking at him as anything other than a fool will not help you. What will help in my opinion is looking at the example set by Livepimpin, who posted a few days ago. Seems that this guy was owed a lot more than most of us combined, and yet the first we hear of it, is that he has been paid in full after agreeing a schedule with them that they honored. This is a proper business man and this is how proper business people go about resolving issues. If anybody in this thread deserves a :thumbsup it should be him. |
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You are what's wrong with this industry, you cheerlead and champion a business that has been less than transparent with its merchant and has been repeatedly dishonest with numerous merchants ( I guess this should just be ignored as long as you get paid). I have no doubt that Zombaio will try to pay the majority, but what about those they dont get paid and those that lost money due to Zombaio's mis-management of their business. You see I bet Tomas hasn't missed a paycheck during this 3 year situation. I guess in your world it is too much to expect , transparency, honesty, timely payouts...what every merchant should exhibit is an absurd amount of restraint and delusion from the truth of the situation. Zombaio has been declining for 3 years, how much patience and disregard to business norms is enough. Of course I want people to get paid and I also want them to get with a different processor where they dont have wait and beg for their money, because overall Zombaio has shown it is and was a losing business proposition. Just because you like to eat a mouth full of shit and pretend its steak, most people realize its shit. :pimp |
Interesting how the business is supposedly sold but the emails come from the same CEO who mis-managed the company. PONZI and shell game.
People get your money from this cancerous company and move on to Epoch, Verotel , CCBill, Vendo,etc....... This company has been making excuses for 8 years, do a search here if you dont believe me. And come on you know they spent your money on developing Redpass...lol |
Instead of asking webmasters to be little more patient, why cant they themselves be patient and wait for incoming funds rather than living off other people's money?
And yet, this is the only industry in which people claiming to be adult webmasters and affiliates have the guts to stand for such thugs. If everyone cancels all rebills and wipes zombaio off their sites, this misery can fixed quickly |
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