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-   -   Have porn buyers significantly switched to pre-paid cards? (https://gfy.com/showthread.php?t=1154488)

InfoGuy 11-26-2014 12:24 AM

50 prepaid porn trials

faxxaff 11-29-2014 05:15 AM

Quote:

Originally Posted by pompousjohn (Post 20291948)
I don't think anyone has a problem accepting prepaid cards, money is money. It all adds up. It's paying PPS commission on trial joins made with prepaids that is a pain in the ass. Especially when there are indications the affiliate is encouraging the use of prepaid cards or providing them outright.

Why offer PPS if programs can't afford to pay their marketeers? I think PPS programs need to do their homework rather than blame affiliates for their own failures. Prepaids are one payment option and they are getting more and more popular (some are gift cards, too).

iSpyCams 11-29-2014 10:42 AM

Quote:

Originally Posted by faxxaff (Post 20305871)
Why offer PPS if programs can't afford to pay their marketeers? I think PPS programs need to do their homework rather than blame affiliates for their own failures. Prepaids are one payment option and they are getting more and more popular (some are gift cards, too).

Affiliate programs can afford to pay marketers. It's scammers acting like marketers that are the problem. People who don't get, or don't care, that the money used to pay them comes from the customers they refer. Parasites that just want to spam as many low quality joins in a short period as possible, take the commission and move on to the next trusting sponsor.

Consumers have always used prepaid cards, it's nothing new, and there's nothing odd about that. What is odd is that when 2 affiliates push the same site, one on rev share and one on PPS, the PPS affiliate has 3-5 times as many prepaid joins as the revshare one.

faxxaff 11-30-2014 12:46 AM

Quote:

Originally Posted by pompousjohn (Post 20306110)
Affiliate programs can afford to pay marketers. It's scammers acting like marketers that are the problem. People who don't get, or don't care, that the money used to pay them comes from the customers they refer. Parasites that just want to spam as many low quality joins in a short period as possible, take the commission and move on to the next trusting sponsor.

Consumers have always used prepaid cards, it's nothing new, and there's nothing odd about that. What is odd is that when 2 affiliates push the same site, one on rev share and one on PPS, the PPS affiliate has 3-5 times as many prepaid joins as the revshare one.

I see your point. But that fact is a given and needs to be part of risk management. On the contrary some programs get customers spending 10k on cams for the cost of a 3 Dollar free signup payment to an affiliate. I guess we agree that prepaids are not the issue, but poor risk management in some companies.

disinfected 11-30-2014 01:05 AM

^^ pre-paid, for me, stopped when I increased trial to over $5.

One thing for certain, pre paid cards are used big time to ensure no rebill.

iSpyCams 11-30-2014 12:27 PM

Quote:

Originally Posted by faxxaff (Post 20306717)
I see your point. But that fact is a given and needs to be part of risk management. On the contrary some programs get customers spending 10k on cams for the cost of a 3 Dollar free signup payment to an affiliate. I guess we agree that prepaids are not the issue, but poor risk management in some companies.

The problem is fraud. Not "poor risk management" You get paid $3 for a customer who spends thousands on cams, because you also got paid for hundreds of others who never spent a dime. That's risk management.

Programs calculate their PPS based on the amount of customers they know will spend money, and the amount they know they will spend. And they have years of history and 100's of thousands of joins to get stats and averages from. Until you own your own camsite you don't know anything about it and you aren't supposed to, it's none of your business.

But if you intentionally send customers you know aren't going to spend, then you are committing fraud. Whatever the underlying reasons or circumstances may be, the most effective way to deal with fraud is still to eliminate the affiliates who send it.

Now, regarding prepaid cards, there is a reason credit card joins are valuable, and worth paying for, and most of those reasons go away when prepaids are factored in.

In a PPS program, 2/3rds of the customers who join are a loss and it's up to the other 3rd to make the program profitable. 99% of prepaid card users are in the first 2/3rds.

People use prepaids because either they don't want to spend money, (No program wants to spend money on customers who don't want to spend money) or, they don't have a credit card - People who don't have credit cards have bad credit. People with bad credit have no money. People with no money are not good customer material.

carpocratian 12-01-2014 12:43 AM

Quote:

Originally Posted by chloelewis (Post 20302197)
Instead of blocking prepaid cards, why not work on your product to give them a reason to buy again the month after?

You guys talk about credit cards and stuff. They are CUSTOMERS. Work on your product and make them happy and they will buy again the next month.

You want your customers to be with you longterm because they forget to cancel or because your product is so good that they stick around?

If your business model is to rely on people forgetting to cancel... your problem is poor business fundamentals, not pre-paid cards. :2 cents:

Bingo.

There are far too few discussions on adult webmaster boards about how to deliver a better product, maintain good customer service practices, and do things that will result in happy long-term customers.

In addition, it's fallacious to think that banning prepaid cards is going to result in those customers giving out a regular credit card number instead. They'll just go to one of the thousands of other porn websites out there that will take prepaid cards. Banning them will only result in lost sales, and it will add up over time.

I used prepaid cards for all subscription-model purchases, including magazines, research websites, etc. If I was still subscribing to porn websites I would use them there, as well. Automatic rebills of subscriptions (without asking the customer if it is okay) is a scummy business practice, and it's very common in this industry. The industry already has a very bad reputation among many users because of the prevalence of ridiculous business practices and scams from years past. It's no wonder that more people are switching to prepaid cards that allow them to curb it.

disinfected 12-01-2014 01:08 AM

Quote:

Originally Posted by carpocratian (Post 20307526)
Bingo.

There are far too few discussions on adult webmaster boards about how to deliver a better product, maintain good customer service practices, and do things that will result in happy long-term customers.

In addition, it's fallacious to think that banning prepaid cards is going to result in those customers giving out a regular credit card number instead. They'll just go to one of the thousands of other porn websites out there that will take prepaid cards. Banning them will only result in lost sales, and it will add up over time.

I used prepaid cards for all subscription-model purchases, including magazines, research websites, etc. If I was still subscribing to porn websites I would use them there, as well. Automatic rebills of subscriptions (without asking the customer if it is okay) is a scummy business practice, and it's very common in this industry. The industry already has a very bad reputation among many users because of the prevalence of ridiculous business practices and scams from years past. It's no wonder that more people are switching to prepaid cards that allow them to curb it.

Hi, Did you read this thread or just inject personal diarrhea?

Focus 12-01-2014 01:48 AM

Quote:

Originally Posted by chloelewis (Post 20302305)
haha my french accent don't lie!

Je t'aime :pimp

InfoGuy 12-02-2014 02:27 AM

Besides preventing rebills, prepaid gift cards also have the benefit of anonymity. A guy can walk into a grocery store, buy a prepaid gift card with cash and use it to buy porn without having to worry about his wife or girlfriend seeing the purchase on a credit card bill.

slapass 12-02-2014 06:11 AM

Quote:

Originally Posted by pompousjohn (Post 20307142)
The problem is fraud. Not "poor risk management" You get paid $3 for a customer who spends thousands on cams, because you also got paid for hundreds of others who never spent a dime. That's risk management.

Programs calculate their PPS based on the amount of customers they know will spend money, and the amount they know they will spend. And they have years of history and 100's of thousands of joins to get stats and averages from. Until you own your own camsite you don't know anything about it and you aren't supposed to, it's none of your business.

But if you intentionally send customers you know aren't going to spend, then you are committing fraud. Whatever the underlying reasons or circumstances may be, the most effective way to deal with fraud is still to eliminate the affiliates who send it.

Now, regarding prepaid cards, there is a reason credit card joins are valuable, and worth paying for, and most of those reasons go away when prepaids are factored in.

In a PPS program, 2/3rds of the customers who join are a loss and it's up to the other 3rd to make the program profitable. 99% of prepaid card users are in the first 2/3rds.

People use prepaids because either they don't want to spend money, (No program wants to spend money on customers who don't want to spend money) or, they don't have a credit card - People who don't have credit cards have bad credit. People with bad credit have no money. People with no money are not good customer material.

Maybe you could make it risk management.

What if you revshare the pre-paid cards and raise your PPS. Scammers would be taken out automatically and your best affiliates would be rewarded for their clean traffic. When you tell the affiliates, you could mention that they are going to make only slightly more and here is why etc. In the long run, it would save you time and headache over this.

MaxxNoTax 12-02-2014 07:50 AM

The good ol' days of da big cash is over! 75 cent trial, pre-paid....wtf????


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