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and even then it's extremely difficult for a diabetic to maintain ideal management routinely over long periods of time. like this guy, he is very very irresponsible re: his diabetes management but he is certainly not unique. |
Here's an update from Luis Lang's GoFundMe, which is @ $17k now:
UPDATE 3 "sorry one last thing I have to hand it to the liberal side you sure do know how to get the word out when you dislike something. I say shame on the conservative bloggers for resting on there laurels." UPDATE 2 "First of all I would like to thank ALL of the wonderful people that have donated to help me in my time of need. And I do mean everybody. When I started this I never meant it to became a political war. I am a honest person and I have to give a big thumbs up to the liberal side. Even though you have crucified me in your comments but you spoke with your heart with the donations. I respect everybody opinion whether I agree with you or not. That is why we live in the U.S.A. home of the free and free speech. As far as the conservative side I wish they would step up to the plate and do there part. Again thank you all and i will be posting updates with my condition." I guess my conservative side outways my liberal side on this issue. |
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You have some choice in buying healthcare insurance pay the price or pay a fine on your taxes -- you can't be charged with a crime and jailed :2 cents: Quote:
As an aside: How many years ago was your insurance $500/3 and is your coverage the same -- out of pocket and deductibles for $1000/3 now? In the past years prior to Obamacare the medical cost inflation was out of sync totally with the overall economy. It less out of sync today but still bad -- the costs of lowered Medicare payments are being pushed on to the insured and the self payers. Your rates (and mine) are higher because women have a mandated pregnancy/childbirth benefit but men get women pregnant don't they? They should bear some cost in their rates too ... |
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His cost of healthcare is his responsibility for the primary cost of insurance. If as a society we should help our fellow man when he can no longer help himself that is OK and an equitable use of our tax money -- we may be the ones that need the help one day too:2 cents: But I do have a problem with a man of means relying on the public coffers for his unwise decisions. That is just hypocrisy and being dependent on the very system that you despise. ( A nice way to say: He's full of shit!) |
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"As far as the conservative side I wish they would step up to the plate and do there part." The irony that he has his hand out begging, then has the nerve to post to the world for people of a certain political persuasion to give him more? I don't relate to his mentality at all. To the Republicans here: What is he talking about when he references Republicans doing their part and donating to him? |
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I first got that policy in 2002. At that time it was a little over $400 So in 7 years it had went up a hundred bucks for FOUR people. In 2011 one of the people is no longer on my insurance. So now it's just 3 of us. Same exact policy, same deductible. And now (starting in 2015) it is $1020 for THREE of us. It's jumped every year since ObamaCare started. At first I hoped it was just the insurance companies trying to squeeze out what they could before Obama Care stopped them. But since neither I nor apparently ANYONE has ever read that monstrosity of a law...it turns out I was wrong. I fully expect it to go above $1,100 by 2016 and to just keep on rising. I went online and looked at the "Exchange" for ObamaCare insurance. For a policy that was similar to mine but with a $5000 deductible (mine is $3,000) the cost was $970 a month. So I would have to pay an extra $2000 a year to ever reach the point where the insurance would even kick in if I changed insurance and went to the exchange. That means that in 2009 when ObamaCare went into effect I was paying just over $6,000 a year for health insurance for four people. The President promised that my bill would drop $2,500 from that number. So I expected to be paying $3,500 a year for insurance. (not HEALTHCARE, just insurance) Instead I am now (as of 2015) paying $12,240 a year...just for insurance. For 3 healthy people. So yeah, I'm a little disillusioned and feeling like I have been screwed by the govt. holding hands with the insurance, medical, and pharma companies. And I'm not alone. I have read a lot of people on here talk about how much better this is for them and the people they know. Well...we must run in different circles and have different incomes. Neither myself nor any of my associates or friends get any kind of govt. subsidies. We are the people PAYING for all of the people getting subsidized. And it doesn't feel good to know that and to know that the insurance companies are making so much money now that we are all forced to play the game. |
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My medical insurance with $3,900 in total deductibles is $526.00/ mo for 1 person -- me at age 59 -- that is the ''circle'' I am in ... In 2014 I paid $626 a month with a lower deductible ($1,850) policy. A little above the national average. These are national statistics there may be some variation state by state. I live in a middle to high cost state. As I recall, Nevada is one of the higher cost states. Obamacare was enacted March 2010 and States received grants for interim Obamacare funded policies the following year. For some reason you were paying one half the national average in 2009. And in 2014 you paid at about half the national average. Why is that? You may have jumped an age bracket (45?) and there was 25% -30% inflation in insurance cost rates during the same period as outlined above. 2009 to today 5+ years. I had to get a new gold crown for a tooth 2 years ago it was $700 I started a gold crown this week for another tooth it will cost $900. That is almost 30% inflation in two years! Incorporate (if you are not) and start a HRA benefits program -- the healthcare expenses it pays (reimburses) are 100% deductible or even on a Schedule C they are a direct 100% deduction now. Since you are in a top tax bracket that alone is a 39% tax subsidy. Most of the costs for all healthcare insurance is either tax sheltered expense or a taxable pass through;
There is your subsidy :P |
My Blue Cross/ Blue Shield policy was originally bought (and still paid to) Blue Cross/Blue Shield in South Carolina. So I don't think that Nevada rates would have any effect on me even though I now live in Las Vegas.
I've been a corporation since 1996. But since the corporation consists of me and Claudia Marie, I have never been advised by any accountant that we should do anything other than buy our insurance as a family. |
So lemme get this straight here.
1. His wife could get a job to help pay for his medical problems, but won't. 2. They have a large $300,000 home they could sell, but won't. 3. They saved money every month by not ever buying insurance, but didn't actually save any of it. 4. They missed deadlines. 5. They voted for and elected politicians to vote on their behalf, who voted for things that screwed them over. 6. They ignored all warning signs due to his diabetes. 7. They expect a single doctor to bail them out, so that he can pay instead of them. I'm sure I'm missing a few things here... |
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just like i've told you both many times that i am not a republitard, i'm not gay either. |
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Remember that one time in bandcamp... |
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A lot of the loudest protesters of the Obamacare law, who refuse to buy healthcare insurance, rely on the perceived safety net of -- not being refused medical treatment (Federal regulation mandated to healthcare facilities receiving Medicare payments). What they don't realize is that the medical facilities (hospitals) are only required to offer life saving treatment until the patient is ambulatory (able to walk out of the building). Blind men can walk out with a white cane! Going blind is not life threatening trauma. It is lifestyle threatening trauma -- granted a terrible thing to happen to anyone. Get admitted to a hospital with no insurance in a trauma situation = minimal treatment (catch and release -- or take out a 2nd mortgage). Get admitted to a hospital with Medicaid = get minimal cost mandated treatment. Get admitted to a hospital with Medicare = get reasonable allowed treatment. Get admitted to a hospital with private 3rd party payer insurance = I got a private room, in a private hospital, and top class surgeons 3 times and was an outpatient a couple of times in the past 4 years. |
Holy crap this guy has raised almost $20k so far....
Looked at some other fund raisers - funeral expenses seems to be popular. How many people take advantage of gofundme? |
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Ironically, if I remember correctly, there terms state that GoFundMe is only for people you know like friends, family and relatives. Not asking strangers for money. |
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GoFundMe
Need help to save my eye sight1.1k $21,905 RAISED BY 1,160 PEOPLE IN 1 MONTH $30k DonateShare Donate Now Share on Facebook TWEET EMAIL FORT MILL, SC MEDICAL Created on April 18, 2015 Luis Lang 3768 Facebook Friends UPDATE #4 18 HOURS AGO 2323 people like this update I went to the doctor today and will be posting his notes on here tomorrow. Some things that were said in the media were not true. I will fill in the details tomorrow after I find out all of the facts then I will post it. In the mean while I would again like to thank all of the wonderful and big hearted liberals that have donated to me in my time of need. It does not matter the size of the donations because I know that it comes from the heart and some of the comments that have been made I deserve. But not all of them. :1orglaugh:1orglaugh:1orglaugh |
So, some beat him with the idiot stick then donated a few hundred dollars -- I guess there is some moral here ...
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Need help to save my eye sight1.2k $24,495 RAISED BY 1,267 PEOPLE IN 1 MONTH Goal of $30k DonateShare Donate Now Share on Facebook TWEET EMAIL FORT MILL, SC MEDICAL Created on April 18, 2015 Luis Lang 3768 Facebook Friends UPDATE #5 17 HOURS AGO 2929 people like this update I would like for all of my wonderful supporters to go to this link Lifelong Republican Turns On His Party, Embraces Obamacare | ThinkProgress this has been the first reporter that has told my side correctly. Now to put things straight I never said that I did not like or blamed president Obama for what has happened. In fact both me and my wife have very close friends that are gay. And they are upset by some of the comments by people who have never met us and passing judgment on us. Also like I said in the interview I would like to rip up my voters registration on tv. I have reach out to msnbc and abc in new york and waiting for them to call me back. In the mean while if you would call them and demand that they put it on national tv it might help. Either way as soon as I know when it will happen I will post it here to let you know. Please go to the link so what I am saying will make sense to all. |
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Anyway, when you are the crash test dummy you change your tune ... and I guess if there is a moral in this -- that's it ... |
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Amazing when people are forced to face the facts and when they have to take the time to understand something, how quickly they tend to change their minds. Specially when it's a political topic.. This guy fell for the right wing's bullshit in regards to Obamacare, but then when he suddenly found himself in need of the very insurance he rallied against.. Suddenly it becomes a logical solution due to him wanting to continue on with his eyesight.. He's lucky it was something so dramatic which forced him to the table, rather than something he could have ignored for 4 or 5 years while it did it's damage.. |
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It's called Karma, Luis. Sucks to be you but :1orglaugh:1orglaugh:1orglaugh
I know people who have history with this guy and BOA. The story forgot to mention he's handy at helping himself to people's personal property. Never let anyone tell you karma is not real. Luis is living proof. Quote:
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I am sure that jagoff will be celebrating with BBQ and a gallon of carolina sweet tea.
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It's just a shame that the Federal govt. first made going to the doctor and getting medication so expensive that people can't afford to pay out of pocket anymore. They did that over the last 35 years or so starting with "HMO's" which was when I started watching the costs at hospitals and doctors go up.
Then they made sure that Big Pharma can charge us more than any other country on Earth for the same exact medicines. They even started busting people driving across the border to Canada to fill their prescriptions. And of course...allowing Hospitals to bill you pretty much whatever they choose. You have to ask for a detailed bill from a hospital. $50 for a paper dixie cup of water to take your $10 tylenol pill. No other industries in the United States are allowed to do these kinds of things EXCEPT medical. Some of this price gouging would be get other industries thrown in prison and out of business. Which is why this guy has no CHOICE but to play this stupid game of health insurance for EVERYTHING. Every prescription, every doctor visit, etc. And do you think the insurance companies actually pay out the over-inflated prices to drug stores and hospitals? No, they do not. This guy foolishly thinking he could pay his own way isn't the problem. The rip-off health care system is what's fucked up. |
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What really made a big part of the difference in cost was the advent of the third party payer. Unions negotiated healthcare benefits paid by union contract employers (employer self insurance) for union workers. Non-Union employers need to compete with these benefits to be able to offer competitive benefits to their workers. The Non-Union employers could not risk employer self insurance for their workers and transferred the risk to the private insurers for a premium payment -- and a monster was born. The patient does not negotiate the bill because he does not pay it -- the third party insurer does. The Healthcare ''industrial complex'' took advantage of this ... and here we are ... |
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