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-   -   What are you paying for Health Insurance? (https://gfy.com/showthread.php?t=314185)

ADL_Christy 06-18-2004 10:09 AM

Health insurance is such a crock! I will just pay my $250 once a years doctors visit and cross my fingers that I don't fall down and break something!

fris 06-18-2004 10:11 AM

100% free i love canada.

gregtx 06-18-2004 10:13 AM

Quote:

Originally posted by ADL_Christy
Health insurance is such a crock! I will just pay my $250 once a years doctors visit and cross my fingers that I don't fall down and break something!
thats great.. until some jackass talking on a cell phone slams into you walking down the street... who has no auto insuarance.. and is broke ...

or worse

ya get a lump in your breast or cervical cancer... then good luck on anyone wanting to cover you.. once its been diagnosed.... if you already have insurance. they cannot deny you. but if you do not ahve it.. they can deny you coverage.... :2 cents:

gregtx 06-18-2004 10:14 AM

Quote:

Originally posted by fris
100% free i love canada.

nothign is free.. except maybe the love..

check your taxes :winkwink:


I really cannot believe so many people are blind to the fact that they think they get "free" health care... its not free.. its just subsidized... two totally different words

Tom_PMs 06-18-2004 10:18 AM

At least in Canada you get tangible results from your tax money ;)

I live in NY too Juicy, and yes NY is an extreme rip off in every sense, every sector, every facet of our lives.

I've been pricing homes and in many cases, the property taxes work out to almost as much as the mortgage payment. And I'm not talking about high-end homes or areas either. Damn rip off.
I even came across a 69k house while surfing and the taxes were 3700. Is that fucked or what?

gregtx 06-18-2004 10:20 AM

what are the tangibles???

my tangibles are the $15k in my pocket!!! :)

ADL_Christy 06-18-2004 10:21 AM

Quote:

Originally posted by gregtx
thats great.. until some jackass talking on a cell phone slams into you walking down the street... who has no auto insuarance.. and is broke ...

or worse

ya get a lump in your breast or cervical cancer... then good luck on anyone wanting to cover you.. once its been diagnosed.... if you already have insurance. they cannot deny you. but if you do not ahve it.. they can deny you coverage.... :2 cents:

I know...I know. You sound like my mother! I will get it eventually!:)

Tom_PMs 06-18-2004 10:25 AM

Well I was referring to being able to walk into any health care facility and getting any procedure done and knowing your taxes helped pay for it.

I paid darn near 50% of my income last year to taxes, and I still dont have health care and now I'll have to pay more for the procedures I need done.
My roads are still potholed, my county fell so far short of money that they raised property taxes almost 40% in some areas, closed the 2 county run DMV offices, and raised the county sales tax by another .5%.

I'm just in a bad way :winkwink:

<edit> I forgot, they also closed 2 county parks and swimming pools because they cant afford to keep them open. </edit>

mary34d 06-18-2004 10:29 AM

i'm not, mom pays for it

dougeetx 06-18-2004 10:38 AM

Quote:

Originally posted by gregtx
funny.. i'm looking at our Canadian office expenses

and we pay for "extended health benefits"... why??? b/c we want our staff to have better coverage than what is loosely referred to as "free"... ever check how much is taken from your paycheck... i'll have 35% vs your 46% any day bro...

oh.. and we do have free health care in the states.. they are called county hospitals.. the one here in Dallas delivers like 75 babies a day or some horrific number like that.. all on our state and local dollar...

so before you think you have it better... think about it after you pay your yearly taxes :winkwink:


Hey Greg,

Are you talking about Presby??? My wife works for Countrywide Mortgage and our insurance is like $750/month but that's with the 2 of us and 6 kids.

Peaches 06-18-2004 10:50 AM

It amazes me the number of people in America who say they can't afford health insurance, but they drive nice cars, go out to eat, buy their Xboxes and games, etc. A recent survey showed that more than half the "uninsured" in America makes more than $50K a year. You can get a catastrophic policy for less than $100 a month. If you can't afford that, get a second job. Those of us with insurance are tired of paying higher rates to compensate for those who don't. :mad:

Like Greg pointed out, if you truly CAN'T afford medical care, the government pays for it.

And I'll keep my taxes like they are and pay for my OWN insurance and see the doctors I want to see when I want to see them, thankyouverymuch!

Anyone who thinks the government should take over health insurance in the US obviously isn't paying attention to the fact they've screwed up every other thing they've stuck their paws into :(

thumbsUP 06-18-2004 10:51 AM

Where I work at we got the best damn coverage around I dont pay shit for coverage hardly.

Peaches 06-18-2004 10:52 AM

Quote:

Originally posted by Tom_PM
At least in Canada you get tangible results from your tax money ;)

I live in NY too Juicy, and yes NY is an extreme rip off in every sense, every sector, every facet of our lives.

I've been pricing homes and in many cases, the property taxes work out to almost as much as the mortgage payment. And I'm not talking about high-end homes or areas either. Damn rip off.
I even came across a 69k house while surfing and the taxes were 3700. Is that fucked or what?

I dated a guy in Northern NJ - on a $285K condo (and it was crappy, IMHO), he was paying $16K a year in taxes. Absolutely bizarre. But the schools were excellent, lol! :)

ADL_Christy 06-18-2004 11:09 AM

Quote:

Originally posted by Peaches
It amazes me the number of people in America who say they can't afford health insurance, but they drive nice cars, go out to eat, buy their Xboxes and games, etc. A recent survey showed that more than half the "uninsured" in America makes more than $50K a year. You can get a catastrophic policy for less than $100 a month. If you can't afford that, get a second job. Those of us with insurance are tired of paying higher rates to compensate for those who don't. :mad:

Like Greg pointed out, if you truly CAN'T afford medical care, the government pays for it.

And I'll keep my taxes like they are and pay for my OWN insurance and see the doctors I want to see when I want to see them, thankyouverymuch!

Anyone who thinks the government should take over health insurance in the US obviously isn't paying attention to the fact they've screwed up every other thing they've stuck their paws into :(

I agree with ya Peaches. I can afford it, at this time I just choose not to. I had that catastrophic policy thing for a while but it just seems like such a waste. (I know, only a waste until I need it) I live a pretty boring life...work at home and don't go out and party much. I am taking a chance and I realize it. I will keep my fingers crossed that nothing bad happens. I understand the other points as well. Its all a vicious cycle and it sucks!

Brad Mitchell 06-18-2004 11:31 AM

BCBS MI with 50% coverage on prescriptions... getting ass-raped, I'm paying $900/mo for my family.

Brad

gregtx 06-18-2004 11:53 AM

Quote:

Originally posted by dougeetx
Hey Greg,

Are you talking about Presby??? My wife works for Countrywide Mortgage and our insurance is like $750/month but that's with the 2 of us and 6 kids.

$94 a person is pretty darn good...

nope Presby is a "private" hospital..

Parkland in downtown Dallas is a county hospital... but believe me.. you don't ever want that staff working on you.. under paid overworked and most scary.. under educated.. as most are fresh out of med school doing their internship.. the beauty of goverment funded health care...

some great doctors come from Canada.. down to the states.. b/c they can get paid for being great doctors ;)


and Tom if you truley paid 50% in income taxes.. (not sales tax or.. state/local tax)... you need to get a tax advisor or cpa...b/c you are not filing something correctly ;)

Brad actually pays our health insurance.. but I pay for my wife and kid.. actually just went up to about $645/month.. so i'm going to start shopping it around.. kid is the cheap one at $165/month.. wife just went up b/c she just turned 30... but it sure is nice to have the piece of mind that if anything happened... we are covered.

Tom_PMs 06-18-2004 12:02 PM

Yeah, I respect your opinion, Peaches. Just in a bad way at the moment is all.

greg, you're right. I just checked my papers (still sitting in my printer bin) and it wasnt 50%, it was closer to 25% to 30%. And I actually got a check back since I overestimated a penalty so they gave back like $500 or so.

One thing I got going is ZERO, and I mean ZERO debt. I live very frugally. I only just got cable TV service since they offered me over 100 channels for $29.95 a month with 2 free months. I deserved it after using my trusty antennas since the early 90's.
My cable internet is for business so I deduct it of course :)

It is amazing though, check out century21.com for example and check out some properties in NY state and look at the taxes, lol. Your eyes will bug out.
:eyecrazy

gregtx 06-18-2004 12:59 PM

gotcha...

but that is a tangible.. b/c they cannot make anymore land in NY... and by having high property taxes.. they can hire better teachers.. higher pay.. makes for more competitive job markets..

you don't want the lowest paid person educating your kids...nor do you want the shittiest doctor removing a tumor from your colon...

its all relative..

if you are a work at home webmaster.. why not move to another local.. and buy more for your money??? and use your left over to visit?


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