Originally Posted by Hornydog4cooter

Just got back from 2 diffrent banks and was told it will take 7 days for my sponsor's out of state checks to clear. These checks were from 4 diffrent sponsors. Both banks told me some new law with the patitrot act is being fully infoced now. So if you make a out of state deposit the check will be held for 7 days. So if you are looking foward to having your money the next day it will not be there. Just a heads up for you guys :thumbsup

Originally Posted by SykkBoy2

I bank with a credit union and have never had to wait for funds on an out of state check....or if I don't feel like driving across town to the credit union to cash a single check, I'll hit one of those cheesy check cashing places, pay the $4-5 and save on gas, traffic headaches and bullshit ;-)

Originally Posted by simple simon

nothing to do with the patriot act, I think their blowing smoke up your ass. My bank has had a 7 day policy for 10 years I been with them. Any out of state checks :1orglaugh

Originally Posted by mardigras

Are you in the bank enough for that teller to recognize you? I always go to the same branch drive-through and 99% of the time it's the same lady. The account is only used for my sponsor checks, so they are always out of state. As soon as I deposit one I can go around to the ATM and check my balance and it's been added.

Originally Posted by V_RocKs

Here is a tip: Make more money. Lots more money. Then the wire transfer fees seem like a joke.

BTW, anyone know if the wire transfer fees are tax deductable?

Originally Posted by Hornydog4cooter

Just got back from 2 diffrent banks and was told it will take 7 days for my sponsor's out of state checks to clear. These checks were from 4 diffrent sponsors. Both banks told me some new law with the patitrot act is being fully infoced now. So if you make a out of state deposit the check will be held for 7 days. So if you are looking foward to having your money the next day it will not be there. Just a heads up for you guys :thumbsup