I dont normally do this, much rather post pics of my cars , but here you go :Graucho
100033 *****
Available Balance: $1,312,237.99* Posted Balance: $1,312,608.93**
Use this page to view Check Card holds associated with this account. Note: Purchases made on a Saturday, Sunday, or Holiday will have the date of the next business day. For more information on Check Card Holds see the Frequently Asked Questions below.
Check Card Holds:
* The Available Balance is the Posted Balance plus any transactions that have been authorized but not yet posted. See help for more details.
** The Posted Balance is the actual amount in your account and includes transactions that have cleared your checking account as of the close of the previous business day. See help for more details.
Frequently Asked Questions:
What is a Check Card hold?
Why is my hold amount different from my actual purchase amount?
When will the actual purchase amount replace the hold amount and be deducted from my account?
I made a Check Card purchase yesterday. Why is the hold not displayed?
Why was the hold removed when the transaction did not post?
Why are there multiple holds for the same purchase?
What if I do not recognize a Check Card hold on my account?
Why is the date displayed different from the date I made the purchase?
What is a Check Card hold?
When you use your Check Card for a purchase and sign the receipt, the merchant will send your card number and purchase amount to the bank for an approval or authorization. This authorization generally confirms that an account is open and the purchase amount is available. The funds for the purchase are then placed on "hold", until the actual transaction is received by the bank or until three business days (Monday-Friday excluding holidays) have passed and the hold expires. Note: If you use your Check Card for a purchase and enter your Personal Identification number (PIN) the transaction, once authorized, will appear on the "All Transaction" screen.
Why is my hold amount different from my actual purchase amount?
A hold may vary from the final purchase amount in situations where there is an estimated authorization amount or a tip is involved.
Ex: A number of restaurant merchants use terminals that automatically increase the authorization amount by up to 20% to include a tip; thus your purchase and hold amount may vary slightly.
When will the actual purchase amount replace the hold amount and be deducted from my account?
It may take several business days for the actual purchase transaction to replace the authorized transaction on your account. Generally, the final purchase is deducted from your account within three business days (Monday-Friday excluding holidays).
I made a Check Card purchase yesterday. Why is the hold not displayed?
Wachovia does not place a hold on the following types of purchases:
Pay at the Pump Gas Purchases (When Credit option is selected)
Travel Services (such as Airlines, Hotels/Resorts, Cruise Lines, Real Estate Agencies/Rentals, and transportation services)
Rentals (such as car, truck, motor home, and recreational vehicles)
Note: The authorization timing and amount can vary by merchant with online, phone and mail orders. Some merchants authorize the purchase upon receipt of the order while others authorize the purchase when the order is shipped. The purchase amount may also vary depending on the items ordered, what's available in stock and shipped, and any additional shipping cost and tax included.
:1orglaugh :1orglaugh
|
