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TDF 01-02-2007 11:08 AM

thankfully my bank posts everything the same day..even on saturdays

baddog 01-02-2007 11:26 AM

Quote:

Originally Posted by Peaches (Post 11638466)
First of all, it's just plain crazy to put a check or ANY deposit into an ATM, IMO.

Now you are sounding like my parents.

Peaches 01-02-2007 11:40 AM

Quote:

Originally Posted by baddog (Post 11638624)
Now you are sounding like my parents.

OMG, lol. :1orglaugh :1orglaugh :1orglaugh :1orglaugh :1orglaugh

Hey, I want PROOF I put money in one of those things. Asking sponsors to sift through their canceled checks if the bank says there wasn't a check just doesn't seem like fun to me. If I were writing myself a check from one account to another, perhaps, but when dealing with a big business check, I'd just feel better getting a real receipt from a real person :)

And I know people who deposit CASH into ATMs. I kinda do the same thing when I play the slots though. :Oh crap

WebcamCash Anita 01-02-2007 11:43 AM

i really don't think the postal service put up much of a fight over this decision either...

ArkansasDave 01-02-2007 11:50 AM

damn no checks!

ArkansasDave 01-02-2007 11:51 AM

no bills tho either ...:)

minusonebit 01-02-2007 12:39 PM

Quote:

Originally Posted by Peaches (Post 11638466)
First of all, it's just plain crazy to put a check or ANY deposit into an ATM, IMO. But what's happening is your bank is giving you a "float" based on your past business there. Obviously if you're putting it into an ATM and taking the money right out, the check hasn't been processed. Hell, a real human hasn't even seen it!!

Which is why most banks now limit the amount of your deposit that goes into available funds. People got smart and started making large "deposits" that were really just empty envelopes and then they'd use their debit card or ATM card to take all the money out, leaving the bank holding the bag.

I would always avoid putting a deposit in an ATM, esp. a cash deposit. What stops the teller from putting the cash in their pocket the next morning and saying "Opps, we never got your deposit". If I had to do it in an emergency, I would probably show the camera in the ATM each bill and then show me putting it into the enevelope, sealing it and shoving it into the little slot.

BigCashCrew 01-02-2007 01:31 PM

Quote:

Originally Posted by edgeprod (Post 11617985)
You're absolutely right. It had everything to do with the fact that he was a Republican, and that he "wasn't even elected." If he'd been a Democrat who won by a landslide, the mail would surely flow freely! King Bush the Evil strikes AGAIN! Oh noes! Woe is me, woe is you, woe is my left toe!

Read about Ford's Presidency, how much he gave up personally to hold the country together and avoid a lengthy Nixon trial. You'll be surprised .. or maybe you won't be, from what I've seen in the past.

I agree with you 100%. I'm amazed at how ignorant people are. They know nothing about anything yet complain about everything. Some people need to read some history and also learn how this country works before they complain about shit. Nice reply :thumbsup

baddog 01-02-2007 01:36 PM

Quote:

Originally Posted by Peaches (Post 11638684)
OMG, lol. :1orglaugh :1orglaugh :1orglaugh :1orglaugh :1orglaugh

Hey, I want PROOF I put money in one of those things. Asking sponsors to sift through their canceled checks if the bank says there wasn't a check just doesn't seem like fun to me. If I were writing myself a check from one account to another, perhaps, but when dealing with a big business check, I'd just feel better getting a real receipt from a real person :)

And I know people who deposit CASH into ATMs. I kinda do the same thing when I play the slots though. :Oh crap

Okay, I won't deposit cash into an ATM, but I have never had a problem with a missing check being deposited.

I did have them short me $20 when I made a cash withdrawl, but a visit the next morning resolved that issue.

baddog 01-02-2007 01:38 PM

Quote:

Originally Posted by minusonebit (Post 11639005)
Which is why most banks now limit the amount of your deposit that goes into available funds. People got smart and started making large "deposits" that were really just empty envelopes and then they'd use their debit card or ATM card to take all the money out, leaving the bank holding the bag.

I would always avoid putting a deposit in an ATM, esp. a cash deposit. What stops the teller from putting the cash in their pocket the next morning and saying "Opps, we never got your deposit". If I had to do it in an emergency, I would probably show the camera in the ATM each bill and then show me putting it into the enevelope, sealing it and shoving it into the little slot.

Your ignorance is overwhelming.

bizman2960 01-02-2007 01:47 PM

Quote:

Originally Posted by Spunky (Post 11618047)
One day wont kill you

What he said.

Peaches 01-02-2007 01:55 PM

Quote:

Originally Posted by baddog (Post 11639377)
Your ignorance is overwhelming.

Unfortunately it's true. I used to do a lot of work with a consumer group and we had at least a complaint a day about ATM cash deposits coming up "short" the next day. Granted, some of those could be stupidity or theft on the part of the customer, but many times it WAS tracked down to those who emptied the ATM.

I ALWAYS screw up the math on my deposit slip and back when I used to put them in the night deposit, I'd get a letter with the correction, but it would have been just as easy for them to pocket whatever I thought I didn't deposit.

Now the nice lady tells me in person at the window that I've done my math wrong :)


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