jesus christ you are hot sometimes

MEOW!

What do you mean, SOMETIMES ??:Graucho

will be checking it out.. we do need an alternative to epass...

im confussed

this is an adult webmaster sollution?
Wich sponsor will start with paying their affiliates on this system?

i myself use as a sub sollution for epass Payoneer.com. AWE started with them and offers their webmasters a card.

That is what it means for webmasters, when you offer a lookalike like epass, we are used to hear this thru one of our top sponsors introducing it as a extra payout option. So how will this all be started?

I admire the concept btw, best of luck with it.

wow this is good news :)

yup, good news

Looks awesome chio, who is handling your support?

Bump for KimmyKims questions... especially the Corporate location / regional question...
(I sincerely hope this is half of what we've all been waiting for.... [crossing fingers])

I heart kimmykim

I also have a question for Chio.

I'm not here to stir up shit, you know I like you, but I'm sure you expected some close scrutiny and are prepared for it.

The last AVS system that used their banking/processing relationships to become an IPSP was adult check, and they failed miserably and all of the paysite owners who chose to use them were left holding the bag.

What have you learned from observing that experience and what have you done differently to ensure that you'll be around long term?

Bump again for good news. Would be nice to see ePassporte come in here and try to give people reasons why not to switch. Myself, I cannot think of a single one.

I told you guys there was some huge news coming. :)

i just signed up ;]

chio this is just lovely.

I'd really like to hear a response to KimmyKim and Lenny's questions. Openness is something we've never had from ePass.

detonated = denoted

http://www.verifiedcharge.com/cgi-bi....cgi?Account=P

detonated = denoted

http://www.verifiedcharge.com/cgi-bi....cgi?Account=P

If you've lost thousands to a processor closing or holding funds and then dropping off the face of the earth I'm sure you'd be asking some important questions to an up and coming service that affects your money.

bump for sexy time

Currently our accounts are with BOA and we are in the process of setting up the ability to do sub accounts (insured FDIC 100,000.00 per account)

Merchants will be required to send address verification, photo id, telephone numbers will be verified electronically bank and card verification. For ACH we require the above in addition to a signed Credit/debit authorization form.

By PCS do you mean PCI? If so, yes we have met all the requirements for PCI, and thus CISP and we are currently in the process of validating our status with a Visa approved QSA. We already have ACH authorization and our main focus right now is p2p payments (without card funding) until we can get the website completed the server migrated and the CISP designation.

Thanks for the questions, I would love to talk with you personally as you have always seemed very helpful and knowledgeable in respect to matters such as this. You can reach me via ICQ (in location)

I've got a lot of follow up posting to do before I head off for the evening. I'll check back in the AM.

damn, I love it when you talk dirty.... :winkwink:

Heya Lenny. I guess you mean powercharge? As far as I know it never launched (even in beta) I never heard one way or the other.

To answer you question we will keep a very close watch on our merchants, affiliates, and customers and try as best we can to detect abusive patterns etc. We will very tight screening of new accounts and excellent fraud controls for all three types of users.

I certainly know we will do everything we can to stay in business and not do anything to jeopardize our clients money.

HAHA Yeah acronym galore. I'll be on ICQ a bit longer this evening if anyone has any questions.

Heee Choi, How are you going to solve all service issues? Can we wait hours on the phone some how :1orglaugh like with Epass, or is it all going to be handled 24/7 by Email :) with a fast response ;)

Actually it was called AC Pay. It didn't last very long :(

They never told us what happened, but my best guess is that they weren't prepared for the level of fraud involved in processing for other people's sites (rather than just their own), and got into chargeback trouble and had to close up shop.

Feature Request
 

I realize it's still being built but here's a feature request to consider. Your XMLPay interface allows you to do raw transactions, but requires that the username/password for the account be passed in xml.

To increase security what about generating a random security key (A Guid would work fine) for each account and passing that instead. Users could reset their security key whenever they wanted.

This way if the data sent was ever captured, the "hacker" would wind up with an API key, and the only damage they could do with it is bill their own credit card account basically. They couldn't log into a user's account and withdraw money.

Also, it would allow you to give the key to a 3rd party shopping cart provider to perform transactions on your behalf, without worrying about them logging into your account and stealing your shit.

Other question.

Can you actually start collecting live Credit Card payments using the API?

one reason = Mike

quoting cause it might have been overlooked...

q:

In what region are you registred? I am asking this because right now we use CCBILL EU and paycomeEU. We can not use a CC processor in another region for the same site. You said you had a bank in US/UK and soon in Netherlands. But what is the region we can choose(or which region 'are' you)

I remember ACPay very well:winkwink:

Bump for Chio

can you please hit me up on icq#: 53667259. looks like i made a mistake during account creation process...

Great question, and add to that what are you doing to insure, that in the event of failure, what will you do to make sure people get their money.

congratulation!
looks nice!

very nice chio and some good questions from peeps too

all the best! I will use it for sure!

all that matters is whether or not you can trust and believe in the person you are doing business with and whether or not you have faith in his/her ability to get the job done, do what they say and run the business.

NO ONE has ever accused this guy of being incompetent or anything but a stand up guy. from my conversations with him on the phone, he seems to be very grounded and intelligent.

there are no "guarantees". what are your guarantees with Epass that your accounts won't be frozen for arbitrary reasons? what are your guarantees that you will get a card on time when one expires? what are your guarantees that the federal government won't jump all over their ass and freeze everything, including your money for years, being that they are the number one choice for facilitating illegal gambling transactions?

the only question you really need to ask is whether or not you think Chio is capable of pulling this off.

i have NEVER seen ANY evidence to suggest that he isn't... and its not like there are great alternatives that you can rely on.

As much as I like Chio I have to disagree with you on this.
I'm sure everyone thought Chris Mallick was extremely competent when it came to running Epass, and while they're still around they've had, and continue to have, a large number of problems.

When you're talking about possibly processing 6 figures a month through an IPSP or trusting your affiliate payments to a company, you're going to need more assurances than "he's a stand up guy". :2 cents:

i dont dissagree with what you are saying.. but the fact remains is that "trust" is based on past performance. whether or not someone can be trusted depends entirely on how they conduct their business... in other words, if someone hasn't fucked up in the last 2 months, its reasonable to assume they won't fuck up in the coming 2 months.

NO ONE should be looking at things in terms of "what can you guarantee me"... thats just bad business and bad planning and extremely poor risk management.

of course its reasonable to ask questions if you are considering a 6 figure risk... however, what does it change? everyone that has ever started any service like this or IPSP has said all the right things, had the bro club weigh in constantly... then disappeared before anyone knew it was over. at the end of the day, you risk as much as you can afford to lose and see what happens... watch for warning signs and pay heed when you see people having issues, having support issues, having issues joining, having issues with phone support, having issues with cards/accounts being frozen etc and more as IS CONSTANTLY THE CASE WITH EPASSPORTE and have the sense to walk away rather than being like most people in this biz who ignore all these warning signs because the WANT to believe a bad risk is a good risk because it offers convienence to them.