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-   -   Zombaio - CC Processing rate at 4.9% (https://gfy.com/showthread.php?t=875993)

JD 12-17-2008 12:01 AM

50 credit cards

Iron Fist 12-17-2008 01:07 AM

This thread has to be one of the best threads for biz I have ever seen... not a line of bullshit the whole way from beginning... what the hell is going on here!

Grats on your first year :)

cwd 12-17-2008 07:34 AM

So, the quick answer would be no then?

It's not possible to transfert the billing data unless both compagnies ( the old and the new billing compagny) are willing to work together to get it done?

Thanks

Quote:

Originally Posted by Zombaio_Tomas (Post 15206632)
Well, this is actually a very good question.

All processors are since 2006 required following the PCI DSS requirements which make it strictly forbidden to transfer billing data to a non-PCI entity, such as the merchant. But it is allowed to send billing data to another PCI entity if encrypted.

The problem here is that the process between the processors needs to be seamless, and if it was, it would be very easy to change processor. And that is of course not in every processors best interest.


Zombaio_Tomas 12-17-2008 08:39 AM

Quote:

Originally Posted by cwd (Post 15207813)
So, the quick answer would be no then?

It's not possible to transfert the billing data unless both compagnies ( the old and the new billing compagny) are willing to work together to get it done?

Thanks


That is correct, it is possible technical but I doubt you will see that happend if they are not merged. But we are open for discussion if any other billing company want to setup a seamless transfer solution.

Zombaio_Tomas 12-17-2008 08:40 AM

Quote:

Originally Posted by sharphead (Post 15207034)
...
Grats on your first year :)

Thank you Sharphead!

Ditosta 12-17-2008 11:30 AM

Looking good~4.9%

genoveze 12-17-2008 12:08 PM

any Big players that you process for? the fees are good, but we need examples of big players that worked with you since the begining and had no problems, because if we start processing with you yeah we migh save a few percentages but that's not worth it if problems appear

Zombaio_Tomas 12-17-2008 12:14 PM

Quote:

Originally Posted by genoveze (Post 15209193)
any Big players that you process for? the fees are good, but we need examples of big players that worked with you since the begining and had no problems, because if we start processing with you yeah we migh save a few percentages but that's not worth it if problems appear

Hello genoveze. Please see page 1 for more information about that.

a few percentages ;)

I will also contact a few that has used us from the beginning and see if we can get a comment from them.

MaDalton 12-17-2008 12:20 PM

Quote:

Originally Posted by Zombaio_Tomas (Post 15206603)
No, we are unfortunatley not. Just adult online content membership sites / webcam sites / credit purchase sites (prepaid).

hmm... too bad :disgust

Zombaio_Tomas 12-17-2008 12:31 PM

Quote:

Originally Posted by MaDalton (Post 15209250)
hmm... too bad :disgust

Hit me up on ICQ, I might have another solution for you depending on your volume.

BSleazy 12-17-2008 12:48 PM

This sounds great. I mine as well start a paysite now.

count of monte cristo 12-17-2008 12:56 PM

posted this thread http://www.gofuckyourself.com/showthread.php?t=876172

but ill repost the question here:

Quote:

Originally Posted by count of monte cristo (Post 15209221)
i dont think there have been any processors that have acccepted US adult accounts and are still in biz. globill, pswbilling, egs pay, probilling are examples where people trusted them and lost a lot of $$$

so 2 questions, do you accept US customers and what us bank are you using that can take these while others cant without the $750 fee.

want to make sure you are charging 4.9% and not 100% after 4 months :)


Zombaio_Tomas 12-17-2008 12:56 PM

I have had several ppl messing me on ICQ about our policy to tube sites. So I post our stands here as well:

We do not accept ANY site, tube or not that are violating copyrights. If we find videos or pics that are watermarked with a domain name / site name that is not under the same merchant account we will suspend the billing services. (previews or clips are mostly ok)

genoveze 12-17-2008 01:38 PM

I have read the entire thread, including page 1, but those are just a few names, and the comment you got from one of them , was using you for backup, why backup if the fees are better, I am not trying to be negative here

genoveze 12-17-2008 01:42 PM

how much did you pay for this GFY advertising campaign?
roughly

Zombaio_Tomas 12-17-2008 01:53 PM

Quote:

Originally Posted by genoveze (Post 15209722)
...why backup if the fees are better, I am not trying to be negative here

I think that is a good way to start with a new billing partner. I everything works fine after some time then the cascade can be changed.

Zombaio_Tomas 12-17-2008 01:56 PM

Quote:

Originally Posted by genoveze (Post 15209745)
how much did you pay for this GFY advertising campaign?
roughly

This year roughly $60.000 I think, only on GFY.... Our total advertising budget this year was 200.000

NaughtyRob 12-17-2008 02:00 PM

You are very open but just a note, you don't need to tell us EVERYTHING, like how much you spend on advertising. Its none of our business.

Ditosta 12-17-2008 02:05 PM

Quote:

Originally Posted by Zombaio_Tomas (Post 15209797)
This year roughly $60.000 I think, only on GFY.... Our total advertising budget this year was 200.000

I can't believe you answered this! I guess you are really trying to be transparent :thumbsup

Zombaio_Tomas 12-17-2008 02:17 PM

Quote:

Originally Posted by Ditosta (Post 15209832)
I can't believe you answered this! I guess you are really trying to be transparent :thumbsup

We have to in our position.

ZenOne 12-17-2008 02:48 PM

Quote:

Originally Posted by Zombaio_Tomas (Post 15209882)
We have to in our position.


:thumbsup Wish you good luck on your second year.

tranza 12-17-2008 02:55 PM

Looks very nice...

:)

alias 12-17-2008 03:06 PM

Awesome info, Zombaio_Tomas!

The Duck 12-17-2008 03:20 PM

Do you accept adult content stores selling nontangible digital products?

ladida 12-17-2008 03:28 PM

Seems like you're doing alot better job then the previous guys :)

Zombaio_Tomas 12-17-2008 03:37 PM

Quote:

Originally Posted by kandah (Post 15210213)
Do you accept adult content stores selling nontangible digital products?

No, we are unfortunatley not. Just adult online content membership sites / webcam sites / credit purchase sites (prepaid).

SordidMedia 12-17-2008 05:11 PM

Quote:

Originally Posted by Zombaio_Tomas (Post 15209797)
This year roughly $60.000 I think, only on GFY.... Our total advertising budget this year was 200.000

So many providers would not have answered such a question. Massive thumbs-up for being so open and direct. :)

Biggy 12-17-2008 06:16 PM

Good to see a new company come in the game with a super-competitive rate and mix things up. Truth is, I think people will find it shocking what the base rates are at some of these banks, obviously it doesn't include the critical add-on features like customer support - but there are alternatives out there, and with those priced in, its still much lower than start-off rates at many of the existing 3rd parties.

I've always found it interesting that theres only 2 or 3 market players, and they all start their rates at 15%.

globofun 12-17-2008 08:02 PM

Can I have two different program under one account?

Looking good! :)

Tjeezers 12-17-2008 09:42 PM

good thread, reads away like ice in my mouth.
I keep this in eye for a new project I wish to start

Good Luck with your business....

pornask 12-17-2008 09:49 PM

Quote:

Originally Posted by Biggy (Post 15210846)
Truth is, I think people will find it shocking what the base rates are at some of these banks, obviously it doesn't include the critical add-on features like customer support - but there are alternatives out there, and with those priced in, its still much lower than start-off rates at many of the existing 3rd parties.

Are you saying Zombaio doesn't offer customer support?

NinjaSteve 12-18-2008 12:30 AM

Quote:

Originally Posted by pornask (Post 15211470)
Are you saying Zombaio doesn't offer customer support?

I think he's saying that banks can directly offer really low rates but the low bank rates usually don't come with extra things like customer support which the 3rd party companies offer (Zombaio, CCBill, Paycom, etc).

The starting 15% processing fees from the major players are pretty high.

DamageX 12-18-2008 01:19 AM

Quote:

Originally Posted by NinjaSteve (Post 15211970)
I think he's saying that banks can directly offer really low rates but the low bank rates usually don't come with extra things like customer support which the 3rd party companies offer (Zombaio, CCBill, Paycom, etc).

The starting 15% processing fees from the major players are pretty high.

The funny thing is that it takes a new player to appear in the market, in order for people to realize that. :)

NickDavis 12-18-2008 01:31 AM

Quote:

Originally Posted by DamageX (Post 15212048)
The funny thing is that it takes a new player to appear in the market, in order for people to realize that. :)

No kidding hey! 15% is excessive... 10% with a 5% reserve wouldnt be so bad, but 15% with a 5% reserve is rough... especially if youre paying affiliates.

Snake Doctor 12-18-2008 01:44 AM

I'm waiting for KimmyKim on this one.

She'll ask the questions none of us would think to ask.

bellybuttonlint 12-18-2008 01:54 AM

huh? wtf?

doesnt this seem like a well scripted dance of questions and answers ?

2 things come to mind;

1. if it sounds too good to be true, then its bullshit
2. if it aint broke, dont fix it.

with all due respect to your offer, it smells fishy.

its becoming a standard that just about every year around this time, webmasters and affiliates get fucked.....and im tired of getting fucked without getting kissed....and my fucking asshole is already stretched out that it constantly leaks.

i rather pay a few extra bucks to ccbill for a better piece of mind.

ccbill, im stayin!
Zombala, KEEP THE CHANGE YA FILTHY ANIMAL....and a happy newyear!
good luck!

ccbill:thumbsup

KillerK 12-18-2008 02:32 AM

Quote:

Originally Posted by NickDavis (Post 15212057)
No kidding hey! 15% is excessive... 10% with a 5% reserve wouldnt be so bad, but 15% with a 5% reserve is rough... especially if youre paying affiliates.

why do you think the guy has a damn jet

Zombaio_Tomas 12-18-2008 04:46 AM

Quote:

Originally Posted by globofun (Post 15211165)
Can I have two different program under one account?

Looking good! :)

Yes, you can add several programs to one account.

SeniorX 12-18-2008 05:03 AM

Looks like a great deal. The only problem I see is that there's no support on Sunday in the website chat. Pimpin' is 24/7, if you want to be serious business for adult, You need to be accessible 7 days a week by web chat, icq, msn, skype, aim, e-mail, etc... this mon-fri work-hours shows a mainstream mentallity. But... I'll give Zombaio a chance, definitely looks better than ccbill and epoch! Paying 15% + reserve to a processor is just bad business when there's a better alternative!

Zombaio_Tomas 12-18-2008 05:07 AM

Quote:

Originally Posted by NickDavis (Post 15212057)
No kidding hey! 15% is excessive... 10% with a 5% reserve wouldnt be so bad, but 15% with a 5% reserve is rough... especially if youre paying affiliates.

Quote:

Originally Posted by DamageX (Post 15212048)
The funny thing is that it takes a new player to appear in the market, in order for people to realize that. :)

It?s actually not very strange. There have been some companies out there that has tried to compete with the bigger players in this industry but failed due to lack of credibility. I don?t think all of them were scammers but they probably not played by the HR IPSP rules and was probably sending the transactions un-coded which were fatal for them. And that?s why the prices can still be keept at this crazy level.

For you ppl that are saying this looks too good to be true; take a look at all other industries, there is no industry that pays over 5% for a high risk transaction. As many of you know we are also processing gaming transactions which is really high risk, but at rates below 3%.

With all respect for CCBill and Epoch , if you are happy with them, stay with them but if you are a business man/woman, grab your calculator?

cwd 12-18-2008 07:34 AM

Quote:

Originally Posted by Zombaio_Tomas (Post 15212399)
As many of you know we are also processing gaming transactions which is really high risk, but at rates below 3%.

On your rates page (https://www.zombaio.com/rates.asp), we can read: "Please note that our service is for adult entertainment content sites only!".

Zombaio is processing under another name for the gaming industry?

Thanks

Zombaio_Tomas 12-18-2008 08:07 AM

Quote:

Originally Posted by cwd (Post 15212756)
On your rates page (https://www.zombaio.com/rates.asp), we can read: "Please note that our service is for adult entertainment content sites only!".

Zombaio is processing under another name for the gaming industry?

Thanks

Yes, of course. We are backend processors with ITOT, iocharge.com among others... but with separate staff. Lets keep this thread focused on Adult billing and Zombaio and if you guys need more info abut gaming, hit me up on ICQ... :thumbsup

DanSolo 12-18-2008 08:15 AM

Hi to all,

I migrated over from CCBill to Zombaio over a year ago (recurring membership sites and an affiliate program).

I've been in the web business for 13 years now and in the adult portion for about 4 years. CC processing has always been touchy in the adult part, especially for us Canadians.

CCBill was/is good and reliable, they are however not evolving, nor have they been for a long time (well, a year ago they wern't) ... Zombaio on the other hand is dynamic in their approach; they bring a fresh and well appreciated attitude to the industry. I decided to take a chance with them a year ago. A good choice it turned out to be! I am satisfied at all levels with their services; rates, web interface/tools and customer support.

I have nothing negative to say about them and I considered myself completely unbiased here.

Feel free to ask me questions if you want, it will be my pleasure to share this experience with you all.

DanSolo

cherrylula 12-18-2008 08:26 AM

nice! looking good! :)

congrats on new biz.

Zombaio_Tomas 12-18-2008 08:33 AM

Quote:

Originally Posted by DanSolo (Post 15212889)
...Zombaio on the other hand is dynamic in their approach; they bring a fresh and well appreciated attitude to the industry. I decided to take a chance with them a year ago. A good choice it turned out to be! I am satisfied at all levels with their services; rates, web interface/tools and customer support.

Thank you very much DanSolo!

Sid70 12-18-2008 09:30 AM

what made you have the name like Zombaio?

eroticsexxx 12-18-2008 09:42 AM

nice stuff :thumbsup

Kimmykim 12-18-2008 11:48 AM

Quote:

Originally Posted by Snake Doctor (Post 15212083)
I'm waiting for KimmyKim on this one.

She'll ask the questions none of us would think to ask.

Same list as before and always. And the answers don't add up so far.

1. Citibank?
2. First Data US?
Maybe you sent a wire through one of them, but processing? Anyone that wants to know how First Data feels about adult these days should look at the old iBill history.

2. No registration fees? If you're paying these and charging 4.9%, you're certainly not going to make the money up on volume. Just my .02, it takes a long time to make $750 profit from a small account, especially with the situation that's occurring with cross sales.

3. Canadians. I love me some Canadians, for sure, but the rules are still the rules. Either get a US company, get an EU company, or use a Canadian bank for processing. You cannot process transactions outside the region where they are authorized, and the principal signatory on the account must be a resident of that country. Same applies to EU, US, Latin America and Mars.

4. You are also processing for gaming?

I'm not picking on you here, Tomas, I just can't seem to get my head around your claims and sort out how they could actually work in a compliant manner.

Bex 12-18-2008 11:54 AM

We use Executive Stats for our affiliate software. Would it be possible to integrate you into this system, or do you strictly work with NATS?

Zombaio_Tomas 12-18-2008 11:59 AM

Quote:

Originally Posted by Kimmykim (Post 15213690)
I'm not picking on you here, Tomas, I just can't seem to get my head around your claims and sort out how they could actually work in a compliant manner.

With all respect Kimmy, please hit me up on ICQ then we can have a discussion there, after you can post your thoughts here. Of course we are compliant in all manners!


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