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SomeCreep 01-10-2009 03:26 PM

cuz you gotta fight........... for your right..............

to paaaaaaaaaaaaaaaaaaarrrrrrrrrrrrrrrrrtttttttttttyy yyyyyyyyyyyyyyyyy

JaneB 01-10-2009 03:41 PM

Quote:

Originally Posted by Darkland (Post 15309164)
That is a big problem for sure. We live in an over-medicated world, but you know what the REAL problems is?

They only treat the SYMPTOMS instead of the CONDITION. Why? So you become a repeat customer. There is no money in treating/curing a condition.

:2 cents:

Another big problem I have is that I rarely go to the doctor. The last time I went was in 2002 or 2003. But on the few times I DO go and have to have some test run ohave to go into the hospital for somethin, without fail the insurance company doesn't want to pay out for whatever reason. I mean, what was the point of giving you all that money over the years, THAT I NEVER USED, which could have paid 10 times over the charges they are disputing. It is a scam, just like auto insurance.


Very good posting and 100 percent true. :thumbsup

onwebcam 01-10-2009 03:52 PM

Quote:

Originally Posted by Ethersync (Post 15309044)
The Fed prints less than what most internet conspiracy films portray.

Do you understand how treasury department is involved in the process?

Here's the deal. The Federal Reserve is a Private corporation owned by other private corporations. They make money off of loaning us money they don't have and never had. Our government issues government bonds to the Federal Reserve. The federal reserve sells those bonds and creates the bonds value in actual currency. They then write checks for 10x the reserve/bond amount to pay for various government services. Those checks are then deposited into another form of the same system (all based on fractional reserve/MT banking.) Those banks then put that money into their reserves and write as much as 10x those amounts. And the process continues. You are correct that they aren't creating actual "money." They are creating "credits" to peoples accounts mostly. Taxes are nothing but the profit to the said bankers. Every tax dollar is gone to them before ONE CENT is spent on public services. Even your local and state governments have two sets of books. One that they show us and one where a large portion of money goes back to the bankers system.


There is actually only somewhere in the neighborhood of $900 billion to 1 trillion of actually dollars floating around. This is why we have 100s of trillions in CDS floating around around the world as a whole. They just keep taking all of the inflationary BS that goes along with the bloated system off to the side basicly and calling it someones debt. This isn't a US problem only. It's a WORLD problem since most of the world is setup the same way. The people who set this system up set it up to make money from nothing, that's it. They never imagined the world we have today where money is transferred around the world shifting economies daily. Macroeconomians and the Keynesian's are way out of date as well. The world economy is BROKE. The problem we now face is those who rule by the current system don't want to give it up because if they do then they are broke.

halfpint 01-10-2009 04:06 PM

Dont know where you get "heath care is free" from as it is not free over here in the UK

Employed people have it deducted from thier wages every week or month and self employed people are responsible for paying it themselves, we also pay for prescriptions and dental care on top of what is deducted from wages

Kard63 01-10-2009 04:16 PM

Quote:

Originally Posted by Ethersync (Post 15308812)
A lot of people, especially Europeans, feel that everyone is entitled to free health care simply because they are alive. Why? Are we all entitled to free food as well? Maybe a free place to live too?

Where do you draw the line and why?

Logically speaking I think an argument can be made that free food makes more sense than free health care.

I'm actually really interested someone explaining this...

This liberal sense of self entitlement is part of the psychological development routine people are in. Some people would argue its part of the evolution of human psychology but I certainly would not. The United states is on the same routine as Europe but 25 years behind. Most people are just sheep. Thats where they are at now. When looked at on a macro level people are as predicable as software.

mikesouth 01-10-2009 04:16 PM

The real problem is that the government has gooten so big and bloated because people have been laying their freedom at the feet of the imperial federal government for a hundred years now, hoping to get security in exchange for those sacrificed freedoms.

So now when eople are faced with adversity, be it from a hurricane, a healthcare crisis or whatever they expect government to fix it because they are no longer self reliant but depend on government to manage every aspect of their lives.

The result being that the very act thing they did that was to make them more secure (giving up their own freedom and responsibility) is now the reason they are no longer free or secure.

femdomdestiny 01-10-2009 04:23 PM

Norway?
 
Quote:

Originally Posted by Michael O (Post 15309092)
I live in a society where no one have to go to sleep hungry, everyone can get the health care they need, everyone can get the education they want if they are smart enough/study hard enough, no one have to be homeless.

We have a very high tax rate one of the highest in the world but in my opinion its worth every cent, I am proud that no one in my country have to beg on the street, freeze in the streets because they are homeless (unless its by choice), die because they can afford medical care or the smartest kid in school can't get the best education because they can not afford it.
I feel privileged to live here and I am happy that I never have to worry about these things no matter what happens and thats why I happily (well mostly) pay my taxes.

I understand that people that do well for themselves have problems with having to pay for others but try asking the people that have worked hard all their lives and lose their home despite having insurance because they get sick how they feel?

Are you from Norway?

femdomdestiny 01-10-2009 04:25 PM

Quote:

Originally Posted by PXN (Post 15309309)
It really depends on how you view life. Should we simply let people die because they cannot afford care? How about those that are born with a disability and it is not their fault? Should their life be consider less valuable than those who can afford it?

I see health care as a right, because it is a moral thing to do and ones should not be discrimiated based on their social economic status or disability.

Yes, me to...some guys from Sparta don't think same, probably because they didn't had life in different society.

2012 01-10-2009 05:02 PM

I don't know ... wait until your grandmother or girlfriend ( someone you care about or you) gets paralyzed from the waist down after getting the shaft for years from crap hmo's ...

you might have a whole different outlook

chodadog 01-10-2009 05:05 PM

Quote:

Originally Posted by Barefootsies (Post 15308924)
Because they are delusional.

Same as they think there should not be a 'class system' in healthcare, where, if you can afford it. You get better service, and cut in the front of the line.

:2 cents:

That's a generalisation. I live in Australia and we have public healthcare. I pay for private, though. But at the end of the day, no matter how down and out you are, if you fall over and break your leg you can have it seen to. Or do you think the poor should just suffer and spend years paying off hospital bills?

At the end of the day, most people in Australia are fairly well off. We pay higher taxes than you guys, but we have more social programs designed to help the needy. And yet people still manage to be wealthy and there are plenty of super rich people around. Funny how that works.

BFT3K 01-10-2009 05:06 PM

Quote:

Originally Posted by dav3 (Post 15308967)
I would rather my taxes fund health care than 2 wars and bailouts for corporations.

Exactly!

BFT3K 01-10-2009 05:10 PM

Quote:

Originally Posted by sortie (Post 15309232)
In a nutshell.

Some people believe in humanity.

Other people only believe in their personal greed and have a false belief that they actually work harder than others and thus resent that someone may get something they didn't "earn".

Another good point!

chodadog 01-10-2009 05:12 PM

Quote:

Originally Posted by DaddyHalbucks (Post 15309276)
Choose only ONE of the following.

A. Welfare, entitlements, socialism, poverty, high taxes, corruption, big government

B. Freedom, vibrant economy, low taxes, individual rights, small government

They are not compatible.

Are you trying to suggest the US falls under B?

Yeah. No poverty in the US. No government corruption. And I've never seen a government so lean and efficient. :1orglaugh

TheDoc 01-10-2009 05:13 PM

Health care isn't ever really free..

Our insurance costs range as much as our food costs. And no insurance, no drugs, equals death... Kinda like food. Difference is, if you are hungry you can hit a shelter, a family members house, ect.. But month after month people having to come up with $300-$1000 for just medicine, when they have insurance, is really f'ed up.

Why 01-10-2009 05:14 PM

Quote:

Originally Posted by Michael O (Post 15309092)
I live in a society where no one have to go to sleep hungry, everyone can get the health care they need, everyone can get the education they want if they are smart enough/study hard enough, no one have to be homeless.

We have a very high tax rate one of the highest in the world but in my opinion its worth every cent, I am proud that no one in my country have to beg on the street, freeze in the streets because they are homeless (unless its by choice), die because they can afford medical care or the smartest kid in school can't get the best education because they can not afford it.
I feel privileged to live here and I am happy that I never have to worry about these things no matter what happens and thats why I happily (well mostly) pay my taxes.

I understand that people that do well for themselves have problems with having to pay for others but try asking the people that have worked hard all their lives and lose their home despite having insurance because they get sick how they feel?

quoted for truth.

if you dont think that healthcare is a public concern.... in addition to getting your head checked, you should do a little thinking, does the term "black plague" do anything for you? SARS, madcow, foot in mouth, the list goes on... now if each country and individual was left to fight these things alone... we wouldn't fair to well. need we forget HIV/AIDS on this list?

here is a little information for you, America ranks 43rd, which is lower then the EU average for infant mortality rates. in fact we rank lower than Cuba and a number of ex-soviet states you so happily ripped on above(Czech Republic, Slovakia, Slovenia and more). these statistics are from the CIA, the UN ranks us just about the same too, so two different bodies agree. now i don't know the exact number but id bet that at least 80% of those ranking above us... have public health care. do you want your baby to die at birth due to inadequate health care? i don't, and i don't want anyone else born inside my countries borders to either! if you do, i think you are a very callus person, to put it lightly.

next up... life expectancy. the united states, well they don't rank very highly on that scale either. see, i dunno about you guys, but i want to live to a ripe old age, and id like to know my children, friends, family and wife will live to be gray haired and happy as well.

so go spend a few minutes learning about the subject instead of trying to be so cold hearted and selfish. cause id hate to see you have to eat your words when your health care provider wont cover something you direly need, or worse yet... your mother, daughter or brother. dont worry, some of us would still help you!

insurance is one of the biggest industries in America. would you let go of your golden egg or spread public distrust and false facts about an alternate and apparently quite a bit more effective system, that would send you to the poor house? don't answer, its rhetorical.

lack of care for your fellow humans is a sick statement about yourself!

TheDoc 01-10-2009 05:24 PM

Quote:

Originally Posted by DaddyHalbucks (Post 15309276)
Choose only ONE of the following.

A. Welfare, entitlements, socialism, poverty, high taxes, corruption, big government

B. Freedom, vibrant economy, low taxes, individual rights, small government

They are not compatible.

How about logic? Every Country that is decent, has welfare, poverty, taxes (some higher than others) every country in the world has corruption, big and small. Every country ranges, in every way.. some are good and some suck.. Your logic always sucks.

Our Gov spends, gives other countries billions, rebuilds schools and roads for others, gives billions in food to others when we have starving kids, moms dieing of cancer bankrupting the entire family, people freezing int he streets....and we turn around and give billionaires that lost billions more billions..

That must be plan C....

Ethersync 01-10-2009 05:31 PM

Quote:

Originally Posted by fartfly (Post 15309551)
I don't know ... wait until your grandmother or girlfriend ( someone you care about or you) gets paralyzed from the waist down after getting the shaft for years from crap hmo's ...

you might have a whole different outlook

How about father and paralyzed from the chest down? He's got a crap HMO. Around 20+ family members and several friends chip in to help him with cash as needed. Some as little as $25 or so and those of more sufficient means considerably more. He has never not gotten a treatment he needed and not one of us has complained that the government should be paying for all of it :2 cents:

BlackCrayon 01-10-2009 06:01 PM

Quote:

Originally Posted by Ethersync (Post 15308812)
A lot of people, especially Europeans, feel that everyone is entitled to free health care simply because they are alive. Why? Are we all entitled to free food as well? Maybe a free place to live too?

Where do you draw the line and why?

Logically speaking I think an argument can be made that free food makes more sense than free health care.

I'm actually really interested someone explaining this...

food can be free, as well as housing/shelter. its called the salvation army, shelters, public housing, ect. as for health care, i think thats different but do think that the care of a persons health should not be based on how much they make.

Ethersync 01-10-2009 06:23 PM

Your facts are not all right.

Quote:

Originally Posted by Why (Post 15309581)
America ranks 43rd, which is lower then the EU average for infant mortality rates. in fact we rank lower than Cuba and a number of ex-soviet states you so happily ripped on above(Czech Republic, Slovakia, Slovenia and more).

Yes the US has a very high infant mortality rate. We rank around 29th in the world with 6.3 deaths/1,000 live births. Worse than Czech and Slovenia, but not worse than Slovakia and most other ex-Soviet states. Slightly worse than Cuba.

Slovakia 6.98 deaths/1,000 live births

Hungary 8.03 deaths/1,000 live births

Estonia 7.45 deaths/1,000 live births

Latvia 8.96 deaths/1,000 live births

Lithuania 6.57 deaths/1,000 live births

Romania 23.73 deaths/1,000 live births

The US is worse than most of the EU. What is interesting is that in 1960 we ranked 12th. What happened? Some believe it's related to the huge increase in cesarean sections performed in the US, but there doesn't seem to be enough data to prove that.

It's a problem, but not as huge of one as you make it out to be.

Quote:

Originally Posted by Why (Post 15309581)
next up... life expectancy. the united states, well they don't rank very highly on that scale either. see, i dunno about you guys, but i want to live to a ripe old age, and id like to know my children, friends, family and wife will live to be gray haired and happy as well.


Life expectancy in America is 78.14.

Michael lives in Denmark I believe. Life expectancy there is 78.13 years.

The rate of the EU is 78.7 years. Not all that much different than the US. It's true that many European countries have a life expectancy a year or more than the US, but I would argue that is probably more due to DIET than health care.

BTW, Cuba is 77.27 years.

So living in the EU gets you an extra 6 months. Live in Cuba and you lose almost a year.

Those are the facts.

Barefootsies 01-10-2009 08:54 PM

Quote:

Originally Posted by chodadog (Post 15309558)
That's a generalisation. I live in Australia and we have public healthcare. I pay for private, though. But at the end of the day, no matter how down and out you are, if you fall over and break your leg you can have it seen to. Or do you think the poor should just suffer and spend years paying off hospital bills?

At the end of the day, most people in Australia are fairly well off. We pay higher taxes than you guys, but we have more social programs designed to help the needy. And yet people still manage to be wealthy and there are plenty of super rich people around. Funny how that works.

You missed the point completely toots.

People, according to the media, want universal healthcare where everyone gets the same premiere coverage for free from the government. Not two tier healthcares where the working poor, homeless, kids get some degree of healthcare, and those more well off can afford better, including preventive and opt to pay for a better service.

See Canada. :2 cents:

tony286 01-10-2009 08:56 PM

Quote:

Originally Posted by Michael O (Post 15309092)
I live in a society where no one have to go to sleep hungry, everyone can get the health care they need, everyone can get the education they want if they are smart enough/study hard enough, no one have to be homeless.

We have a very high tax rate one of the highest in the world but in my opinion its worth every cent, I am proud that no one in my country have to beg on the street, freeze in the streets because they are homeless (unless its by choice), die because they can afford medical care or the smartest kid in school can't get the best education because they can not afford it.
I feel privileged to live here and I am happy that I never have to worry about these things no matter what happens and thats why I happily (well mostly) pay my taxes.

I understand that people that do well for themselves have problems with having to pay for others but try asking the people that have worked hard all their lives and lose their home despite having insurance because they get sick how they feel?

great points:thumbsup

tony286 01-10-2009 08:59 PM

Quote:

Originally Posted by Barefootsies (Post 15310109)
You missed the point completely toots.

People, according to the media, want universal healthcare where everyone gets the same premiere coverage for free from the government. Not two tier healthcares where the working poor, homeless, kids get some degree of healthcare, and those more well off can afford better, including preventive and opt to pay for a better service.

See Canada. :2 cents:

I got to tell you those who have insurance the flood gates of service dont open I watched it with my dad. If my mother wasnt darth vader with these people his care would of sucked. Very few can pay out of pocket for the costs if they got really sick. I dont think people want super duper care they want to be able to go to the doc or if they are in a hospital they dont want it to bankrupt them.

pocketkangaroo 01-10-2009 09:02 PM

Quote:

Originally Posted by Ethersync (Post 15308812)
A lot of people, especially Europeans, feel that everyone is entitled to free health care simply because they are alive. Why? Are we all entitled to free food as well? Maybe a free place to live too?

Where do you draw the line and why?

Logically speaking I think an argument can be made that free food makes more sense than free health care.

I'm actually really interested someone explaining this...

It's what the people of the country want. Of the people, by the people. Some would say we don't have a right to roads, police, or schools. These are all things that our government provides. It is based on the wants and desires of the people. I don't think this has anything to do with rights, but services we want our government to provide.

pocketkangaroo 01-10-2009 09:06 PM

Quote:

Originally Posted by Ethersync (Post 15309729)
Yes the US has a very high infant mortality rate. We rank around 29th in the world with 6.3 deaths/1,000 live births. Worse than Czech and Slovenia, but not worse than Slovakia and most other ex-Soviet states. Slightly worse than Cuba.

If our idea of success is being better than Slovakia, we're in trouble. It's the United States, supposed superpower, wealthiest nation on the planet. Should we really be happy to be barely beating Slovakia?

I don't know if this has anything to do with universal health care. All I know is that it is embarrasing for our country to be that poor. We should investigate why and find ways to fix it.

I have heard that we have poor numbers primarily because many other countries have abortions at higher rates, especially with at-risk pregnancies.

pocketkangaroo 01-10-2009 09:08 PM

My opinion is that it isn't a right, there are few rights. But I do believe the true sign of greatness of a country is how well they treat their sick and poor.

pocketkangaroo 01-10-2009 09:12 PM

Quote:

Originally Posted by DaddyHalbucks (Post 15309276)
Choose only ONE of the following.

A. Welfare, entitlements, socialism, poverty, high taxes, corruption, big government

B. Freedom, vibrant economy, low taxes, individual rights, small government

They are not compatible.

The smallest governments with the lowest taxes can be found in Africa. I'll let you figure out how vibrant their economy is and how free their people truly are.

Barefootsies 01-10-2009 09:12 PM

Quote:

Originally Posted by tony404 (Post 15310114)
I got to tell you those who have insurance the flood gates of service dont open I watched it with my dad. If my mother wasnt darth vader with these people his care would of sucked. Very few can pay out of pocket for the costs if they got really sick. I dont think people want super duper care they want to be able to go to the doc or if they are in a hospital they dont want it to bankrupt them.

I hear what you are saying.

I agree that the U.S. should, or could, provide some measure of ... the term escapes me... major medical to those who seriously can't afford it. Homeless, under $20k a year, working poor, whatever. These people should be able to die on a bed like anyone else.

I do not think everyone should get free or subsidized coverage. Myself included. I can afford it if I want it.

I opted out of health care this year because the past couple of years, I spent more in premiums then I would have gotten back in coverage. For example, my doctor visits were not covered. I paid 50% or more on most of the tests and xrays I would receive. About the only thing I had gotten a decent discount on was medicine. But I am rarely sick as I am 36. This is with Blue Cross Blue Shield mind you.

I did shop around some for other carriers before dropping them completely. However, I love this shit, most insurance companies now will not insure you if you are over a target weight for your height. (new insurance)

So in my case, I think I the cut off for someone 6' is 220 lbs. I weight more than that by 30. So they would not cover me until I hit their max out weight and height limit.

This past year, I was at the doctors office all of one time. Early in the year. That is only because they would not give me a script without going in there. Although it is a recurring problem.

So 2008 medical bill. $71.00 plus a $15 prescription.
:disgust

Why 01-10-2009 09:13 PM

its all relative to whose numbers you are using and which year you are looking at. im not going to argue the numbers, my only point was that for Americas social and economic standing in the world(course that's rapidly declining these days also), we rank quite poorly. every person is entitled, yes entitled, to health care, and that's my opinion on the matter. regardless of your agreement on the matter, you cant argue that the American health care system doesn't need a massive overhaul, and our standings across the board reflect that.

oh and by the way... they do C sections world wide, so that's a moot point, sorry.

just answer one question for us.... do you or do you not think that a person should be left to die simply because they can not afford health insurance? because if you think so, frankly, i think that classify as being a sociopath. ;)

Barefootsies 01-10-2009 09:17 PM

Quote:

Originally Posted by Why (Post 15310139)
its all relative to whose numbers you are using and which year you are looking at. im not going to argue the numbers, my only point was that for Americas social and economic standing in the world(course that's rapidly declining these days also), we rank quite poorly. every person is entitled, yes entitled, to health care, and that's my opinion on the matter. regardless of your agreement on the matter, you cant argue that the American health care system doesn't need a massive overhaul, and our standings across the board reflect that.

oh and by the way... they do C sections world wide, so that's a moot point, sorry.

just answer one question for us.... do you or do you not think that a person should be left to die simply because they can not afford health insurance? because if you think so, frankly, i think that classify as being a sociopath. ;)


"the world is a village"... is just a slogan. I am not my brother's keeper.

Not real life. Time to wake up from the Utopian dream.
:2 cents:

pocketkangaroo 01-10-2009 09:28 PM

Quote:

Originally Posted by Barefootsies (Post 15310138)
I hear what you are saying.

I agree that the U.S. should, or could, provide some measure of ... the term escapes me... major medical to those who seriously can't afford it. Homeless, under $20k a year, working poor, whatever. These people should be able to die on a bed like anyone else.

I do not think everyone should get free or subsidized coverage. Myself included. I can afford it if I want it.

I opted out of health care this year because the past couple of years, I spent more in premiums then I would have gotten back in coverage. For example, my doctor visits were not covered. I paid 50% or more on most of the tests and xrays I would receive. About the only thing I had gotten a decent discount on was medicine. But I am rarely sick as I am 36. This is with Blue Cross Blue Shield mind you.

I did shop around some for other carriers before dropping them completely. However, I love this shit, most insurance companies now will not insure you if you are over a target weight for your height. (new insurance)

So in my case, I think I the cut off for someone 6' is 220 lbs. I weight more than that by 30. So they would not cover me until I hit their max out weight and height limit.

This past year, I was at the doctors office all of one time. Early in the year. That is only because they would not give me a script without going in there. Although it is a recurring problem.

So 2008 medical bill. $71.00 plus a $15 prescription.
:disgust

But if you come down with serious cancer tomorrow, you're looking at upwards of a million dollars in medical bills. While that might not be a lot to you, that is a lot to most Americans.

I think one of the big issues people are missing here is that the problem isn't just about not getting health insurance, it's the rules in place that fuck people like us. Health insurance companies can bend rules and basically fuck you out of anything they want. They can cancel you when you get sick and can simply refuse to pay the bills you have. They can determine that their medical diagnosis is better than your doctors and refuse to pay for specific procedures.

At the same time, pharmaceutical companies bend the rules too. They pay for vacations for doctors so they prescribe their more expensive drugs that are not needed. They lobby for rules so that patients can't get their drugs from other countries at a discount.

Then you have doctors who will milk good insurance companies. They'll overbills, run unnecessary tests, and prescribe unnecessary treatments.

In the end you have a circle jerk of those 3 fucking over the patient. Put some rules in place and actually punish the criminals and you reduce health insurance dramatically. Right now our government represents doctors, big pharma and the insurance companies, not the people.

Why 01-10-2009 09:33 PM

Quote:

Originally Posted by Barefootsies (Post 15310146)
"the world is a village"... is just a slogan. I am not my brother's keeper.

Not real life. Time to wake up from the Utopian dream.
:2 cents:

the world can be changed, don't give up on it! we will get out what we put in.

you dont have to keep your brother, thats not the point nor the question.... would you let him die, simply because he is not as well off as you?

i really dont believe you people are this cold, i just think your talking shit for shock value online. ;)

Barefootsies 01-10-2009 09:33 PM

Quote:

Originally Posted by pocketkangaroo (Post 15310170)
But if you come down with serious cancer tomorrow, you're looking at upwards of a million dollars in medical bills. While that might not be a lot to you, that is a lot to most Americans.

I think one of the big issues people are missing here is that the problem isn't just about not getting health insurance, it's the rules in place that fuck people like us. Health insurance companies can bend rules and basically fuck you out of anything they want. They can cancel you when you get sick and can simply refuse to pay the bills you have. They can determine that their medical diagnosis is better than your doctors and refuse to pay for specific procedures.

At the same time, pharmaceutical companies bend the rules too. They pay for vacations for doctors so they prescribe their more expensive drugs that are not needed. They lobby for rules so that patients can't get their drugs from other countries at a discount.

Then you have doctors who will milk good insurance companies. They'll overbills, run unnecessary tests, and prescribe unnecessary treatments.

In the end you have a circle jerk of those 3 fucking over the patient. Put some rules in place and actually punish the criminals and you reduce health insurance dramatically. Right now our government represents doctors, big pharma and the insurance companies, not the people.

To address your first point, if I had cancer, I would reapply for Blue Cross Blue Shield and in 6 months they would be back to picking up the tab for a pre-existing condition. I would pay the same rate I did before for my age, as that is what it is based on, regardless of my condition. They take everyone, and are the only company out there (to my knowledge, and the insurance agent) who will. So for 6 months I would have to foot the bill, second mortgage, whatever. Then I would be covered again with major medical for that shit.

On to your second point, I completely agree with you. There is a lot of corruption and greed in the healthcare system. It was started back in the Reagan era when he allowed HMO's to switch from the non-profit model, to what we have today. Starting this thing rolling into for profit healthcare.

tony286 01-10-2009 09:33 PM

Quote:

Originally Posted by pocketkangaroo (Post 15310170)
But if you come down with serious cancer tomorrow, you're looking at upwards of a million dollars in medical bills. While that might not be a lot to you, that is a lot to most Americans.

I think one of the big issues people are missing here is that the problem isn't just about not getting health insurance, it's the rules in place that fuck people like us. Health insurance companies can bend rules and basically fuck you out of anything they want. They can cancel you when you get sick and can simply refuse to pay the bills you have. They can determine that their medical diagnosis is better than your doctors and refuse to pay for specific procedures.

At the same time, pharmaceutical companies bend the rules too. They pay for vacations for doctors so they prescribe their more expensive drugs that are not needed. They lobby for rules so that patients can't get their drugs from other countries at a discount.

Then you have doctors who will milk good insurance companies. They'll overbills, run unnecessary tests, and prescribe unnecessary treatments.

In the end you have a circle jerk of those 3 fucking over the patient. Put some rules in place and actually punish the criminals and you reduce health insurance dramatically. Right now our government represents doctors, big pharma and the insurance companies, not the people.

I watched this thing on pbs and they showed 3 people had a accident. One had insurance one had medicare and one had nothing. The person who got fucked the hardest was the one with insurance.

Barefootsies 01-10-2009 09:36 PM

Quote:

Originally Posted by Why (Post 15310179)
the world can be changed, don't give up on it! we will get out what we put in.

you dont have to keep your brother, thats not the point nor the question.... would you let him die, simply because he is not as well off as you?

i really dont believe you people are this cold, i just think your talking shit for shock value online. ;)

Yes I am this cold.

Just like I do not agree with US giving free healthcare, or benefits, to non-citizens of this country. I have to pay taxes into the system. I get next to nothing in return from them compared to those who rape the system.

I believe that CITIZENS of this country who are homeless, poor, working poor, and kids should have some kind of major medical so they die in a bed like anyone else. That is my humanity.

For the rest, pay like everyone else. The solution to the problem is reforming healthcare in the United State from the top down. Not bottom up.

Barefootsies 01-10-2009 09:39 PM

Quote:

Originally Posted by tony404 (Post 15310182)
I watched this thing on pbs and they showed 3 people had a accident. One had insurance one had medicare and one had nothing. The person who got fucked the hardest was the one with insurance.

Oh yeah. That is the truth too.

After I left telco, and my first year starting this business, I did not have insurance. I was coming off a decade of drinking, and having some serious heart issues where my heart would go into arrhythmia after a bender, and I would have to be cardioverted to get back on track. I went through that shit 13 times. However, the last time, I did not have insurance.

Long story short, a half day's stay in hospital and to be cardioverted was like $4000.00 or something. There were some couple of hundred things here and there, but it was in that ball park.

I dug out some of my old insurance records from the previous time(s). It was closer to $10k, for the same or less time doing the exact same procedure.
:disgust

Ethersync 01-10-2009 09:46 PM

Quote:

Originally Posted by pocketkangaroo (Post 15310126)
If our idea of success is being better than Slovakia, we're in trouble. It's the United States, supposed superpower, wealthiest nation on the planet. Should we really be happy to be barely beating Slovakia?

I only mentioned Slovakia because the person I was responding to did first.

Libertine 01-10-2009 10:01 PM

Quote:

Originally Posted by Barefootsies (Post 15310138)
I hear what you are saying.

I agree that the U.S. should, or could, provide some measure of ... the term escapes me... major medical to those who seriously can't afford it. Homeless, under $20k a year, working poor, whatever. These people should be able to die on a bed like anyone else.

I do not think everyone should get free or subsidized coverage. Myself included. I can afford it if I want it.

I opted out of health care this year because the past couple of years, I spent more in premiums then I would have gotten back in coverage. For example, my doctor visits were not covered. I paid 50% or more on most of the tests and xrays I would receive. About the only thing I had gotten a decent discount on was medicine. But I am rarely sick as I am 36. This is with Blue Cross Blue Shield mind you.

I did shop around some for other carriers before dropping them completely. However, I love this shit, most insurance companies now will not insure you if you are over a target weight for your height. (new insurance)

So in my case, I think I the cut off for someone 6' is 220 lbs. I weight more than that by 30. So they would not cover me until I hit their max out weight and height limit.

This past year, I was at the doctors office all of one time. Early in the year. That is only because they would not give me a script without going in there. Although it is a recurring problem.

So 2008 medical bill. $71.00 plus a $15 prescription.
:disgust

From an economic standpoint, covering only the big things doesn't make sense. Mainly because in many cases, starting treatment of an illness at an early phase ends up being far cheaper than only providing it when there is no other choice. Give people the possibility to visit their GP as soon as they notice there's something wrong, and you actually end up saving money down the line. Even more so because early treatment can often prevent functional disability.

So offering anything short of full coverage does not actually save money.

In fact, the only thing that really is cheaper than offering full coverage of all essentials (including GP visits and treatment for conditions that aren't life-threatening) is withholding essential treatment from those who can not pay for it. In that case, though, you will have numerous people dying from trivial illnesses. Some of which, of course, will prove to be infectious ones which will spread to others.

The US system is a great example of the above, actually. It spends around 50% more on health care per capita than other western countries of similar relative wealth do, spends just as much tax money as other western countries on health care, fails to provide universal coverage, and fails to provide a higher standard of care than other countries which spend far less and cover everyone.

It's a ridiculous system :2 cents:

As for not getting health insurance... the true point of getting insurance is not to make yearly net gains. It's to have a safeguard for exceptional situations which would be impossible to deal with otherwise. A bit of bad luck can leave you with hundreds of thousands of dollars in medical bills. Insurance serves to spread that risk between a large number of people, so they end up with manageable monthly costs rather than crippling once-in-a-lifetime ones.

Why 01-10-2009 10:15 PM

Quote:

Originally Posted by Barefootsies (Post 15310186)
For the rest, pay like everyone else. The solution to the problem is reforming healthcare in the United State from the top down. Not bottom up.

i agree, it needs fixing and anyone arguing that is just not being realistic. the fact that hard working individuals, citizens, can not afford proper health care is a tragedy and just shameful to put it lightly. if it requires the government to step all the way in and run it itself, so be it. whatever it takes, so everyone can go to the doctor and get treated fairly and not refused service.

onwebcam 01-10-2009 10:16 PM

Quote:

Originally Posted by Barefootsies (Post 15310180)
To address your first point, if I had cancer, I would reapply for Blue Cross Blue Shield and in 6 months they would be back to picking up the tab for a pre-existing condition. I would pay the same rate I did before for my age, as that is what it is based on, regardless of my condition. They take everyone, and are the only company out there (to my knowledge, and the insurance agent) who will. So for 6 months I would have to foot the bill, second mortgage, whatever. Then I would be covered again with major medical for that shit.

Good luck on that one. If you're diagnosed with cancer you're not getting insurance from anyone but the government. That's like saying you'll buy a warranty for my car when the engine goes out. You're every doctor visit and your condition is cataloged for this very reason. The insurance company is a for profit company. They damn sure aren't going to sign you up on their policy when you'll cost them a million bucks minimum and you're paying a few hundred a month.

My dad worked for a 100+ year old company. Just before his minimum retirement point (15 years) they sent out a notice they were no longer paying for health insurance. Not long after the said no more retirement benefits. He will get the minimum retirement payments (if they still exist then) because he made it to that point everyone who hadn't was screwed. He worked for this company because of their history thinking he could retire from there and be done. Whereas he could have made much better money working for a smaller company without the security blanket. Once they took away the security blanket he quit.

He went on cobra insurance and 5 months down the road he was diagnosed with cancer. After the 6 months you have to pay full premium for you policy via cobra which was a month after he was diagnosed. His premium shot up to near $1000 a month and he couldn't work. He did keep paying with the money he had saved over the years. Just before his first surgery they did a check on his insurance and there was a glitch somehow where they told the hospital he didn't have any. They canceled his surgery and said he would have to go elsewhere they couldn't do the surgery. He eventually worked it out but if he wouldn't have he would be dead. Stage 3 cancer and months into it he's blown through everything he owned and can no longer afford medical. Medical bills mounted up to way past 1 million more than he's probably ever made in his life insurance was gone. Luckily and only because he was stage 3 he got government coverage and disability.

onwebcam 01-10-2009 10:25 PM

To top things off the million plus in bills amounted to maybe 10 full days in the hospital with surgeries and at most 50 doctor visits. Some of his medication which wasn;t covered cost $350 a pill which had to be taken daily.


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