If you have $10,000 sitting in a bank account you are making 1-2% at best, which you still have to pay taxes on, all while inflation is typically around 3-5%. If you have a $10,000 credit card debt, auto loan, whatever it may be... odds are your rate is anywhere between 5-20% depending on what it is. In this case, let's say it's 6% for an auto loan. You are losing money by doing this, not making money, not creating leverage, you are losing money.

Now if you take that $10,000 and invest it in something that you absolutely know will make you a higher percentage return than your auto loan PLUS cover the taxes, then it makes more sense to borrow. Borrowing money for luxury items at a high rate (yes, even 6% is high compared to cash) all while you have the cash sitting around does not make financial sense. Period.

You are taking 'in the bank' too literally chief (i.e. assuming no investment).

:2 cents:

Sly...you should no better than speak logically to certain people here. :1orglaugh

only poor people with a profoundly poor understanding of money, investing and finance, make the argument that they have great reasons to borrow money to buy dumb shit they don't need and that it makes sense.

this why we are going through a recession right now. because most of the nation is up to their eyeballs in debt, buying dumb shit they don't need and can't afford and the economy is forced to finally adjust to the mathematical consequences of such behavior on a massive scale.

I see while I was out running errands it seems someone who pointed out something shady you do was banned.

That's fucking lame seeing that you called someone a Pedo and didn't take your banning...but was crying to be let back almost immediately.

Yes,you specifically said "in the bank."

This was covered a week ago.

Try and stay up to date with your trolling ok champ?

I am not even going to get into it with you. I already clarified in the bank/investment.

Just get a fan club membership.
:2 cents:

That's because everything he says is a 100% certified bullshit. He's broke as a joke.

otherwise he wouldnt be starting 10 spam threads per day on every webmaster board imaginable, and bumping them 50 times

REMINDER : If you actually have to use the words "troll" and "hater"...
 

then its generally because you've officially been exposed for the idiot you are... and you have nothing left.

that is all.

:2 cents:

My question is why the fuck does it matter if a guy makes a thread, and bumps it 30 times? Does it seriously hurt you, financially, that he does that? Maybe you should rethink your financial status if someone posting on GFY affects that. :2 cents:

I'll worry about my business. You worry about yours.... making happy meals.
:pimp

So now Sly is a troll and hater because he questioned your exact words that you then changed once he questioned them?

This guy is a douchebag hypocrite. This is par for the course for these types.

You summed it up quite well, but forgot mentioning the effects of media/marketing and banks. Media makes you think you need all those unnecessary shit, it makes you want 10 time mor than you can afford. Banks are giving loans to everyone, for all the luxury stuff... I am not blaming any of the three participants in this, as all are "guilty" in it, however basicly the economy should be boosted by the people who want more than they can afford -> it makes them more productive, but obviously there's a border/limit, what if you exceed you won't be able to pay back and you'll realize too late and you can lose your house and everything you already reached. Its a bit like with drugs: never blame the drugs. Blame the stupid user behind them.

Back to the topic: maybe I live under a rock, but I just can't figure out why so many ppl hate and fuck with Barefootsies. He works, he does not scam no one. You can like or dislike his niche/content/etc but fucking with him all the time: why?

Did I say that? Nope.

Wow. No wonder you guys are confused.

:2 cents:

He came to the board selling unlicensed content that he has no ownership of or the rights to sell.

He's also been banned for calling someone a pedo without warrant. But was let back after crying to the mods...like he does when someone calls him out or "trolls" him as he likes to put it.

Look in the mirror champ.

I'd think twice before throwing stones from my glass house if I were you.

:2 cents:

You know I never thought I would be called a troll by clarifying a financial strategy. You learn something new everyday...

Meh, I don't care to call him names or anything else.

But, it does to me seem a bit odd that you would have a discussion, then explain your reasoning during the discussion, then when you are questioned as to your reasoning you call someone champ and chief and tell them to buy a troll membership.

Calling Sly a troll and hater because he questioned you with an honest reply, and not addressing him on it just shows someone is talking out of their ass and making it up as they go along.

I get no beef with foot dude or whatever, but good lord anyone who questions anything he says is a troll or hater, that's a bit bit bit tooo much...

Vast over simplification, and selective facts.

Something you are good at.

You also learned you do not know how to take sarcasm.

:1orglaugh:1orglaugh

So what fan club are you speaking about then? Any other time you have spoken about a fan club you referred to the ones that all the haters and trolls are part of.

So, if you never said it, which fan club should Sly join then?

So you never called anyone here a pedo and were banned for it and you didn't try selling content you have no license or right to sell?

I'll just stop there. Because anyone who's posted here even the slightest in the past few weeks/months know you did both and I'm not over simplifying anything.

You might have been a joke to some before that celeb content thread, but that thread solidified it for everyone else. :1orglaugh

I did not call Sly a troll. It's called sarcasm.

I clarified that 'in the bank' was a figure of speech. As if it was not enough to include i.e. investments in original post. He typed a detailed reply, and I inferred he took my post to literal with the break down in interest rates for having money just sitting in a bank account, and not in an investment.

That was all.

Ah glass house tootsie.

Tell us some more about your $1400 submission service.....
:pimp

No, you told him to join the fan club. He was just trying to have a discussion with you, and instead of making a reply to what you originally posted you would rather call him "champ" which is a mild tough guy insult, and then tell him to join your fan club.

Then, once questioned upon that it gets filed under sarcasm which "we" do not get.

Everything you say seems to change and have a new explanation once it's questioned to you.

:Oh crap Anyway, as far as I see he is not hurting the interest/feelings of anyone, so I still don't understand this constant hate. From your words I understand he had these issues in the past, but these things happened not in 2009 or 2008... Don't misunderstand me: I have no business with him, I am not here to protect anyone, but the level of hate on this boards is simply to high for me nowadays. I know this is not a serious biz board, but this is a must to follow/read for ppl in the industry and so much hate destroys having funtime on booze or pot :)

I haven't offered services to webmasters in years. But when I did I had a few regulars who stayed on for a couple of years.

You fail though at trying to deflect this back my way. No one cares about me. I'm not here trying to drum up new business or sell the farm. So even if you had something to toss back my way, I'd likely not even care or feel any sort of effect.

You're a joke for trying to sell unlicensed content you have no rights to be selling here on GFY. Enjoy the shit sandwich you made for yourself. :winkwink:

I had initial typed out a reply to Sly on his remarks, but opted to delete it.

Simply not the thread, or time, to get into it.

If you are insulted by toots, champ, chief, whatever. Then that is your own issue. Sorry. I use those terms all the time, and anyone reading my posts has come to accept them now as sarcasm.

How you take insult, is take liberties on a one sentence reply simply is not my problem. You asked for clarification, I gave it to you. Then you are not happy with that either. So it's a lose-lose.

These past issues were from just a few weeks ago. They're not old. They are most certainly recent.

I'm high on the weed right now. Having fun too.

Nice one.

No one cares. Neither do I. So repeat it 100 times more for the rest of the year, and next.

I did not care last month, last week, and here's a tip. I will not care tomorrow either, nor does it stop people from doing business with me. So you keep going chief. It doesn't bother me.

Keep showing the board how 'successful' you and the crew are by trolling me endlessly daily. Because that is what successful people who buy SeaDoos, plural, cash do. :1orglaugh:1orglaugh

Carry on.

:pimp

No, it appears that anything you say when questioned on it the person becomes a troll, a hater and needs to join the fan club. Instead of actually putting a reply to them, you brush them off, call them a hater, tell them to join the fan club and then call them champ or whatever.

And um, I never really saw you using champ or chief or whatever, and don't take it as sarcasm. If someone called me champ like that to my face I'd slap them, not punch but slap because using that sort of term the person would deserve to be slapped like a sissy.

And thinking that the entire community knows you, how you post and act is letting your head get a little toooo big don't you think??

So when I mention that I have a SeaDoo I'm bragging, but when you do it...it's cool.

It's raining here, so I can't go out on the lake. I would if I could, but I can't. So instead I'll keep helping pile some more shit on your lap :winkwink:

You're a hypocritcal doucebag. Someone needs to pop that balloon head of yours.

its odd that i never really paid attention to how much this guy is exactly like Stickyfingerz... almost in every detail of his replies, defenses, delusions, attention seeking behavior etc.

i mean... he started standing out with non-stop threads "Ok, here is what i need" which is basically "Ok, everyone look at me".. but i never really paid attention to the details.

funny stuff.

That thread is the one with only 18, he's got ones 30 and higher.

financing anything but an investment make you hood rich.

I am hoping he changes his name to stickytoesies...

Don't forget they shared drinks at a show, so that made them both fully stand up and trust worthy

I used them all the time. Sorry you have missed it in other posts. I do the same in person.

Sorry bud. I am endlessly attacked for years by DJ. Then more recently by the same 12 people almost on a daily basis. Because I blow them off has nothing to do with me and a big head. I have never claimed to be anymore than a niche player. Everything else is shit people have said, and say, about me.

When you are attacked daily by the same people, repeating the same shit, over and over. You come let me know how you deal with it. I have heard it all before, so it does not require me typing out the same replies over and over on a daily basis to people just because someone missed another post, but wants to jump on the bandwagon.

I talk to same to everyone. The fact you do not perceive it the way inferred is not my problem. I would talk to you the same in person as on here. I guess ducking your swing.

:Oh crap

**yawn**