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-   -   $160,000 bill for having our baby (pics) (https://gfy.com/showthread.php?t=942962)

PersianKitty 12-11-2009 11:29 PM

Makes me wonder what the $48K (in 1987) it cost for myself and my youngest son would be if it were now. I was in for 17 days (c section and then 10 days later an abdominal surgery to find and repair a spot in my intestine that got clipped during the C-section). My son was in for 21 days total. At 7 days of age he developed spinal meningitis and had a staph hominis in his spinal column. Between he and I, if we'd have gone home on time one or the other of us would have ended up dead. I would have thought I was just feeling bad from the c-section and that he just had a bit of a fever.

SuckOnThis 12-12-2009 12:00 AM

Quote:

Originally Posted by dyna mo (Post 16636747)
no thanks, not my style to argue on a message board, it's retarded. i simply stated the quality of health care received is the best. i never stated it was SUPERIOR or available to all or the system is best.

You're defending a system that charges someone 160k to have a baby? Stupid fucks like you are the reason this shit happens to begin with.

HandballJim 12-12-2009 12:35 AM

What happens if you decide you don't want to pay?

I realize you picked one of the best hospitals, but many health insurance plans I would have thought would cover all costs. At my job we just switched HMO's after 20 years...my boss said that they raised the fees $100 more a month per employee, so we are switching. Funny how healthcare is going up due to Obama's BS. :(

Grisey 12-12-2009 12:44 AM

Quote:

Originally Posted by dyna mo (Post 16636551)
the system may be fucked up but the actual medical care received is the best available.

I doubt that alot, our daughter was born 6 weeks early and she had to spend 2 weeks in SCBU ( Special Care Baby Unit ) as she had trouble breathing on her own.

We only lived 3 minutes away from the hospital but they gave us a room ( like a self contained flat ) so we could stay over at the hospital when ever we wanted. They always had 1 nurse per baby 24 hours a day watching over her and the machines she was hooked up to.

Now she is 14 months old and full of energy

Total cost = £20 box of chocolates ( they aren't allowed flowers because its a sterlie ward)

Grisey 12-12-2009 12:46 AM

Ohh by the way man congrats

SykkBoy 12-12-2009 01:15 AM

Congrats on the baby, you can never really put a price on that :)


As mentioned, you can definitely get that price knocked down...
I have 5 kids and I don't think mine cost that much combined...whew, I would have had a heart attack...

sexybabe 12-12-2009 02:18 AM

she is cute.

fatfoo 12-12-2009 02:26 AM

So, what you are saying, lumenos, is that you are fucking rich. I love that. Congratulations.

FilthyRob 12-12-2009 02:32 AM

Congrats! We are 9 days away from one too.

Very exciting

AsianDivaGirlsWebDude 12-12-2009 03:05 AM

Quote:

Originally Posted by SmokeyTheBear (Post 16636802)
healthcare in canada is not free. Not sure why that myth perpetuates. There is one insurance coverage for everyone , your fee is based on your net income. Coverage is probably free for welfare people like it is in usa.

I am currently uninsured.

I tried to apply for a $650 a month policy, but was denied for a variety of reasons, including that I had a pre-existing condition (I have a non-lethal skin condition - Psoriasis, which was fully covered when I was working for a large corporation).

Since I am self-employed (and made over $300,000 last year), I am apparently not worthy of insurance, even though I am totally willing to pay in a year, more than I have ever received in treatment in my entire life.

Another reason I was denied was because I visited a hospital within the last year to ensure that a minor puncture wound to my hand was not infected.

They cleaned my wound in 30 minutes (most of that time spent filling out paperwork and waiting for attention), and declared it not infected, but even though I have never spent a night in a hospital for anything in my life, they declared that they could not insure me, simply due to going in once to ensure that I did not have a hand infection, which I did not.

BS like this has to change... :mad:

As I understand it, a socialized medical system ensures to some extent that costs are contained and everyone is covered (not necessarily for free), rather than arbitrarily being denied coverage (even if you are able/willing to pay for it).

ADG

ADG

Oracle Porn 12-12-2009 03:09 AM

Wow that's crazy....totally crazy....in Israel it costs $0 to have a baby no matter what. fucking nuts.

congrats on the baby though :)

quiet 12-12-2009 03:10 AM

in Canada, you pay via taxes and some small heathcare fees (very small). but whatever you need, you get. i can go to the hospital right now, and not shell out anything. in fact, i was just there today because of a problem with my foot. no issues at all.

Hank_Heartland 12-12-2009 06:19 AM

I'm just going to say congrats and leave it at that:thumbsup

Alky 12-12-2009 07:04 AM

would have thought nicu would have been covered under your health insurance.... not maternity

dyna mo 12-12-2009 07:50 AM

Quote:

Originally Posted by tiger (Post 16638060)
" Infant mortality rate (IMR) is the number of newborns dying under a year of age divided by the number of live births during the year times 1000. The infant mortality rate is also called the infant death rate. It is the number of deaths that occur in the first year of life for 1000 live births. "

http://en.wikipedia.org/wiki/Infant_mortality

Infant mortality has a lot to do with health care.

i didn't say it didn't have anything to do with health care, i said it has more to do with the level of health of a nation.

from the link you provided-

IMR is also a useful indicator of a country's level of health or development, and is a component of the physical quality of life index.


more from wiki, since you are referencing them-

The infant mortality rate (IMR) is often used as an indicator of the level of health in a country.

Quote:

Originally Posted by tiger (Post 16638089)
120k is reasonable to you?

it was a tongue-in-cheek comment.



Quote:

Originally Posted by tiger (Post 16638089)
No it's not and there is not a single "fact" that you can find anywhere that will prove that point. Obviously health care here is better then many places but calling it the best in any way is pretty absurd especially when you consider that we pay more then any other nation.

again, i didn't say it is SUPERIOR, i said it is the best and that is true. i will explain. there are, what, ~200 countries? the quality of care provided in the u.s. is comparable to 5 or so other countries, that makes the quality of care provided in the top 2%, certainly you can admit being in the top 2 percentile is the best.



Quote:

Originally Posted by SuckOnThis (Post 16638507)
You're defending a system that charges someone 160k to have a baby? Stupid fucks like you are the reason this shit happens to begin with.

please reread the comment, i said that "while the system is fucked, the level of care provided is the best." my saying the system is fucked is not defending the system, certainly someone so quick to call others stupid fucks can see that.

Les Grossman 12-12-2009 08:25 AM

160k - LOL WTF!

160k to do what we were put here to do naturally. Incredible. Greed at its finest.

Congrats on your new born.

raven1083 12-12-2009 08:30 AM

congrats with that! Thanks!

VikingMan 12-12-2009 08:32 AM

Quote:

Originally Posted by Les Grossman (Post 16639154)
160k - LOL WTF!

160k to do what we were put here to do naturally. Incredible. Greed at its finest.

Congrats on your new born.

Thanks Les, I enjoy your posts LOL

VikingMan 12-12-2009 08:35 AM

Quote:

Originally Posted by FilthyRob (Post 16638656)
Congrats! We are 9 days away from one too.

Very exciting

Cool Rob, best of luck!!! Boy or girl?

LoveSandra 12-12-2009 08:44 AM

congrats

Young 12-12-2009 09:45 AM

Congratulations!

Note: Dyna Mo is a fucking moron.

dyna mo 12-12-2009 09:48 AM

i not concerned in the slightest with what *young* thinks about *dyna mo* at a message board called go fuck yourself.

if i were, i'd list my businesses, resume, education level, home and condo, vehicles in my sig.

you name calling reveals more about you than me.

xmas13 12-12-2009 12:20 PM

Congratulations but why Cedars?????

Theo 12-12-2009 02:27 PM

Quote:

Originally Posted by HandballJim (Post 16638566)
What happens if you decide you don't want to pay?

they take back the child

Matyko 12-12-2009 02:31 PM

Quote:

Originally Posted by AsianDivaGirlsWebDude (Post 16636518)
Beautiful baby...congratulations! :thumbsup

Also, I feel that the hospital bill is outrageous and disgraceful. :mad:

Anyway, I wish you and your wife all of the joys of parenthood.

ADG

Exactly same thoughts here.

Congratulations, and enjoy every little moment you can. :)
:thumbsup:thumbsup:thumbsup

Huggles 12-12-2009 02:56 PM

160k?


what a fucking joke!

broke 12-12-2009 04:01 PM

Congrats - she's beautiful.

It brings me back a few years. Thankfully, we weren't under insured when our twins spent two weeks in the NICU three years ago. Good luck getting the bill reduced.

More importantly enjoy the time with your new daughter.

Hentaikid 12-12-2009 05:23 PM

Congratulations on the baby.

As for the money, common sense dictates the costs can't possibly justify the pricetag, even if the doctor made several million a year in salary and the surgical instruments were made of platinum. It's logical to think that you're being billed for the quality of care and if you weren't paying this amount your baby would've been treated badly but the fact is, what you are being billed for is the litigation costs of all the lawsuits since birth liability is the biggest source of lawsuit damages.

halfpint 12-12-2009 06:20 PM

Congrats on on the new born, your lives have changed for ever and you are gonna love every minute of her (well until they become teenagers anyway:winkwink:)

JayDeeZee 12-12-2009 06:58 PM

I can relate to the feeling. My daughter was in the NICU for 3 days after she was born. You must have been scared.

I can't relate to the horrible bill tough. In Canada we pay our healthcare in the form of taxes.

Matt 26z 12-12-2009 07:33 PM

The $160,000 bill was the insurance bill. They want to see if you've got someone covering you who'll pay it.

I have heard of uninsured people protesting it and getting a rediculous amount of money knocked off the bill. In other words, being given the real bill.

xmas13 12-12-2009 11:52 PM

http://articles.latimes.com/2005/nov...h/he-premies21
Quote:

Survival, at a cost
Prematurity exacts a staggering medical and financial toll. With the number of early births at an all-time high, scientists are struggling to find solutions.
More than 12% of all births occur at or before 37 weeks gestation, or at least three weeks before full gestational age, almost all of them requiring extra, often intensive, medical care.
Hospital costs alone for preemies totaled $18.1 billion in 2003, according to the March of Dimes.
:2 cents::2 cents::2 cents:

HandballJim 12-13-2009 12:16 AM

Quote:

Originally Posted by AsianDivaGirlsWebDude (Post 16638730)
I am currently uninsured.

I tried to apply for a $650 a month policy, but was denied for a variety of reasons, including that I had a pre-existing condition (I have a non-lethal skin condition - Psoriasis, which was fully covered when I was working for a large corporation).

Since I am self-employed (and made over $300,000 last year), I am apparently not worthy of insurance, even though I am totally willing to pay in a year, more than I have ever received in treatment in my entire life.

Another reason I was denied was because I visited a hospital within the last year to ensure that a minor puncture wound to my hand was not infected.

They cleaned my wound in 30 minutes (most of that time spent filling out paperwork and waiting for attention), and declared it not infected, but even though I have never spent a night in a hospital for anything in my life, they declared that they could not insure me, simply due to going in once to ensure that I did not have a hand infection, which I did not.

BS like this has to change... :mad:

As I understand it, a socialized medical system ensures to some extent that costs are contained and everyone is covered (not necessarily for free), rather than arbitrarily being denied coverage (even if you are able/willing to pay for it).

ADG

ADG

You must have connections, have some company or start your own...and put you down as an employee. Then you should be able to get on an HMO. The system is fucked up so you need to learn the system.

I learned the hard way too, my wife who at the time was my girl friend had an operation up in Greenwich, CT expensive hospital....no health insurance....cost $30,000 make a long story short...here mom filed some papers in Japan since she is a citizen of Japan and they covered almost half...I covered the other half. My boss told me next time we can put her on the company plan and I just pay the fees...this way she would not have had to pay anything....maybe a co-pay. Now she is an RN at Columbia Prespertarian so she has great health insurance...I am also going on her plan as a back up.

Chosen 12-13-2009 12:31 AM

Congrats :thumbsup

xmas13 12-13-2009 01:43 AM

Quote:

Originally Posted by HandballJim (Post 16640772)
Now she is an RN at Columbia Prespertarian so she has great health insurance...I am also going on her plan as a back up.

Yeah, whatever. Is she busty? :1orglaugh

RE: http://www.gofuckyourself.com/showthread.php?t=942682

magpan 12-13-2009 02:05 AM

Absolutely awesome, both the new addition to your family and your attitude! Congrats! :)

Hentaikid 12-13-2009 05:18 AM

I'm curious...

What is it you think would've happened in a "socialized medicine" setting?

Also, you seem to be well off enough that the 160k bill is manageable. What do you think happens to people with normal salaries in this situation?

Vexes 12-13-2009 07:44 AM

Negotiate directly with the hospital, explain that you are paying cash thus you want a cash price. The routinely overcharge insurance companies, it is part of the game. Then when you get it negotiated down to a cash price ( I would target 30% of bill) then ask to set up a pay plan.

They may harass you early, but they should come around. if you are uncomfortable negotiating, there are people you can hire as consultants who can help.

Congratulations on baby, glad everyone is doing well.

dyna mo 12-13-2009 08:15 AM

Quote:

Originally Posted by xmas13 (Post 16640755)

excellent article, thanks for posting the link.

a point to note from that-

Quote:

Prematurity is difficult to prevent because the causes are so complex and varied. It can be caused by abnormalities in the uterus or cervix, for example, or by preexisting health problems in the mother, such as diabetes, hypertension or obesity. Blood clotting disorders are increasingly viewed as a major contributor to preterm birth. And as many as 30% of cases may be due to infections such as sexually transmitted diseases, urinary tract infections, even gum disease. Infections and inflammation appear to trigger a cascade of physiological changes resulting in labor.

Some women may carry genes that make them vulnerable to preterm birth, Green says. Lifestyle and societal factors are also to blame, including smoking and drug use during pregnancy, poverty and the lack of prenatal care. According to a recent national survey, 20% of women who have been pregnant said they did not visit their doctors within the first three months of pregnancy.
premature babies are a contributing portion of the overall infant mortality rate whilst perinatal, neonatal, and postneonatal quality of care PROVIDED are not significant contributing factors to infant mortality.

i.e. imr is an indicator of the overall health of a country, not the care provided.

DiF0r 12-13-2009 08:56 AM

Congrats on the baby :)

You three are a cute family


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