I just chatted with a representative over at Zombaio and was told that using them as a secondary processer would be perfectly fine and that the rate would stay at 4.9%. I am going to contact them again and speak with a different representative (just to make sure) since that seems to conflict with what some are saying here.

According to their merchant FAQ, Zombaio pays this fee for you.

We herby inform you about the following new clause, effective immediately.

§21) Cascading Terms
The given transaction fee requires Zombaio to have a good rate of successful transactions. If the merchant is using several credit card processors in lead (the first processors declines is sent to the second, and so on) (aka. billing cascade) Zombaio requires being the first processor in your cascade to be able to maintain your given transaction fee.

Failure to comply with this term will lead to a processing fee at 9% without notice. The fee will be restored once Zombaio is first in the cascade again. Several failures may lead to account termination.

Join form set-ups where the cardholder/member can choose which processor to use is not affected by this clause.


Best Regards
Zombaio Accounting Department

http://www.gfy.com/16612853-post1.html

Hi Guys!
From what I can see there are 2 major questions here:
1. Do we eat the Visa fee?
2. Is cascading allowed.

Ok..

1. Yes and No, we eat it for non-relocated US Merchants. For re-located and non-us merchants there are no visa fee.

2. It is ok to use us as backup and keep the 4.9% if we are not in an automatic billing cascade. If the end user can choose what biller to use, there are no terms violations. But if we are in place 2+ in a cascade we enforce the 9% rate.

Happy new year to you all!

Will be hitting you up in the next week or so Tom to discuss getting setup with you.

Thanks for the info. A quick question, can a paysite have the word teen in the domain and process with Zombaio?

As will I once im ready to have everything set up.

I was looking into several processors a couple months back.

I am not 100% sure that when I was attempting to sign up an $850 fee was pre-checked on the screen. I can't login because I never proceeded with the account activation and I do not have a current account.

I don't understand your reply #1... Do you charge the visa fee to someone living in NJ? Or are you saying there are no Visa fees for non-US residents? Are you saying US Fees are eaten by your company? The end result being that any webmaster or program using Zombaio does not pay CC fees?

Also, this may sound strange, but is there a difference between a program owner wanting to use you as billing and a merchant?

Also, Can you post your fees?

Apparently $30 to send a check. A fee for chargebacks...

In lamens terms...

I don't understand that. In simple English, what does that mean if you are non-relocated?

If you're in the US, Zombaio pays the fee. If you're not in the US there is no fee. A Merchant is a webmaster that sets up credit card processing for his or her site.

Wires are $10 and often arrive a day or 2 early.

Zombaio is awesome

CCBILL is awesome

kieshalittle.com will be our first primarily Zombaio site so if you are not signed up as a Zombaio affiliate nows the tiime

launching thursday

A couple of questions for Tom,

#1. Since I already have a CCBill account and have paid the Visa fee, do I need to pay the Visa fee again if I am processing through your company as an alternative for subscribers to sign up? Since the Visa fee is not a processer fee but rather a Visa fee, I would think that paying the Visa fee once would be sufficient but I am not positive about this.

#2. Regarding the word "teen" being used in a domain....is it permissible to have this word as part of the url in promotional galleries? The word does not appear anywhere in my domain name itself but the word is used in several of my promotional gallery urls. Of course, when I mention the word teen, I am referring to girls that are 18 and 19 years of age.

Anyone using their affiliate back end? I want to test it out.

Ya, I hope they respond with all the answers...I want to get all this straightened out before i use them

Why don't you contact them directly if you're serious about using them..:2 cents: They sound like a good processor to me, as is CCBill.

Yes, if it's in combination with "legal" or "18" etc... it's not our rule, it's Visa Europe... and applies to all new sites added to the platform.

#1 No, the fee is per sponsored merchant (each merchant under an IPSP merchant account) so if you have several billers, you have to pay the fee several times. But we are offering a very simple re-location service.

#2 Yes it is. The rules only complies to the domain name, not the entire URL. So ie. www.domain.com/teen/xxx.xxx is OK. But best practice would be www.domain.com/teen18/xxx.xxx

by relocation you mean, if im in the US, you will help relocate my business to the EU so that i dont have to pay the visa fee?

bump for today...

Zombaio pays. :2 cents:

Well, we do not relocate your entire business, it's a relocation by a shared partnership, very simple setup - and no costs for you. However if you do not want to relocate, and are a US business, you can still use a US merchant account.

thanks for answering my last question, thats great news!

im very interested in opening up an account then, can you send me more information on the relocation by shared partnership to [email protected]? or post the information here

Also, can you have a sales rep contact me as well at the same email address so that i can get help signing up if i need to please

thanks

I like the customer service so far :)

bump for an answer or email :)

yup..bump for him

I've been using them for a few months now and I'm more then happy with the service... wires on time etc... :thumbsup

Can someone from Zombaio contact me by ICQ?
569287683

sounds more and more interesting

when will the CFT project be available?

I've heard that affiliates don't get clicks to track in their stats, just sales, is this something thats going to stay the same or something thats going to change?

this is a great feature, please tell us more about this

Great point!!!