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thanks! i seen you are having some processor issues also. i hope that gets worked out for you. the more people i talk to the more i am hearing at the recent headaches. i think alot of peoples business are going to have to pay for the mis management of alot of processing companies.
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Just for the fun of it........ MoreMagic
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Sup chief?
From the sounds of it, you need someone solid who knows merchant/processing in and out. I would recommend you hit up Mike at ICQ: 27701318. He can go over all the different options available to you in processing and get you set up with what's best for your needs. Good luck. |
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it's late here so if anyone isnt hearing from me tomorrow im looking things over. |
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if you can process it than how is it for fun? my partner has extensive experience in mobile but not for billing. id have to talk to him how viable the solution would be. |
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He is one of the more knowledgeable people I have found in the industry when it comes to processing. He used to work for Verotel (hired as U.S. rep), and someone else. But for a number of years now, he has worked for himself. I would have to find the name of his company(ies) and post it later. I have his official business card around here somewhere. But whether you need off shore, or several accounts for your charge backs/rebills and all that other complicated bullshit. He's da man. :thumbsup |
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we kind of planned for this. we know the economic environment right now. we are at the point where we do not believe anyone has any answers at this point in time. so we may put things on the back burner until visa and MC cool off. |
Found it.
Michael Maisonet FSME Consulting High Risk Processing and Merchant Account Specialist I'm not going to post up the 800/cell number and email publicly in forum. You can contact me privately if you want those. Otherwise, hit him up on ICQ and he can give em to you directly. :pimp |
I learned from first-hand experience that you've gotta be careful about the numbers you put on your MA app ... the daily volume, highest ticket price, etc. If you deviate too far from what you say you will, they red flag your ass.
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Plus, that rep may have changed some numbers on that application to get you approved. A lot of the MA sales guys just want to hit numbers. Meaning someone could have put in $3 million a month in processing and he turned around and entered it into the computer as $30,000. I had a guy do that to me once when we made it all the way to printing out the contract. After discovering that the contract did not specify the numbers I did on the app, he said "oh, the numbers I put work better." OOOOOOK then. That's fine and dandy until you find yourself in your situation. |
ok, so 50 posts into the thread and no mention of what kind of product is pushing those kind of dollars across a MA. Even at 10k/day, you should be able to attract some major banks attention for a MA unless its gambling, adult, or pharmacy related.
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If you are still looking for an account hit me up and i will find one for you that will keep going.. mickey.thomsen at at at gmail.com |
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may as well tell people my product when i have no need for affiliates. makes total sense! hey everyone here is my idea so you can copy it. especially since getting merchant accounts from banks are so easy! it is along the same mid to high risk as gambling, adult, or pharm. thus why i am on an adult message board posting about it. but hey it is not like Visa and Mastercard this past month arent slapping down even the most legitimate sites with years of history. Because hey processing large amounts is just easy. you walk into a bank and boom your done! |
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MetaMan, I maybe way off the radar here but is someone like 2CO not suitable being that you mentioned that the product is mainstream?
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So, you are still looking for someone? I may have someone for you.
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we are not going to bother just jumping in with just anyone again. we can tell within 5min of talking to people whether or not they know the deal. we need to talk to people that are willing to guide us through the step by step process. most people we have talked to go off about applications etc. this has nothing to do with managing risk. no point in applying if i already know the people who are handling our account do not have answers. if nothing comes of this we are not going to bother. i dont mind taking a 40%+ pay cut if it involves getting things done properly. that is what our backup plan involves. less risk from our end. |
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i wasnt implying your help or the people you know would waste my time. was just talking about my situation in general. :) frustrating is all. :winkwink: |
Metaman,
I am sure we can help you. We specialize in merchant account processing, no IPSP and the system we have been building for the past 11 years will give you the tools to succeed. Please contact us. |
Is it possible that your current processor was flooded with customer service calls when people saw charges they didn't realize would be there because you told them about the charges on a different page with a TOS link?
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and yes we did of course had TOS setup. our process is clearly stated in multiple areas other then the fine print which they must also agree to. we just talked to a rep today and she said the reason it was locked is that our account read "$5000 limit per month". even though our rep (that all of a sudden no longer works there anymore) told us it is unlimited. we have copies of these emails also. we were admittedly naive for trusting them and now we are currently paying the price. so is business. also you would think that when you hit say even $5000 in one day when it is the month total allowed. that they would lock the account then. or at least inform you that your cap is reached. but yet they continue to accept charges 10x that amount. things that make you go hmmm. |
why not just spread it out across a bunch of accounts at once?
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today we are in limbo so we are still debating if processing is right for us atm. Quote:
if we cannot find a solution so is life. we are installing backup plans atm. it is a tough lesson learned but one i will not make again. |
If any of your traffic is European, we have some solutions that could benefit you along side your CC processing, since most EU surfers don't even have a CC. Let me know. :pimp
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please grow my penis 6 inches in a week
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we are on hold and in limbo with the merchant now. i appreciate all your responses and contacts. i will do my best to keep everyone updated on the situation. we currently have not decided our next plan of action. we want to see how the merchant is going to handle the situation and move from there. |
Just an FYI: I did not forget about you, but they are closed today as it is a bank holiday. I will follow up tomorrow.
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we finally got through to the merchant after 1 week. basically what they said it was because we went over our $5k limit in the month BUT we had proof that we were told that we had unlimited. and even though our process was approved (this was months ago) they said with all the new visa and mastercard regulations they are basically trying to limit risk which is understandable. so they are releasing funds in increments. and managing those increments based on charge backs. so all and all it was not an entire loss. next time we have things set up we are going to make sure all loose ends are tied. if i am not communicative with everyone just yet please understand we are still discussing our future plans as we do not want another headache like this. i appreciate everyone's responses a lot of people have come forward and been extremely helpful. we have got you all written down and eventually we will re establish this same process once we have everything figured out. so we will still be doing follow ups. once again thank you. |
If possible, hit me up tonight or tomorrow since I will be overseas the next few days visiting on of the banks we send business too.
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Well, I hope this time you wait and take 1 week to sort out the ups and downs of each offering on your plate.
You could be passing on $500K doing so, but in the end, 2 years from now you could get back $10,000,000 for the due diligence. Sad shit.. You'd think your current processor would work with you to scale you up. Obviously you both don't want to leave money on the table. But, it appears you are currently working with a reseller of services. So they simply cannot give you what you want because they don't have the ability to. Netbilling can handle you up to the millions. Mitch over there is kickass. The person Baddog is talking about can too. I don't think Richard would chime in unless he had reason to. He doesn't like to fuck around unless there is money to be made. hmm... was just thinking you said a major player is fucking you... Would really love to know who they are. Anyway, much luck to you. And remember the longer you take to pick a good processor the more likely you are to "bank" this unearned money as an investment towards the future. |
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if we get our current sum spread out it is better then having to go through legal hoops to achieve it. i am just glad we found out what their operation is like a few days in rather than a couple months in where it would have spelled catastrophe for us. we are not greedy and these steps are currently necessary. we expanded to quick last time and investing $10k+ in traffic daily is already a big risk. so we are talking baby steps to make sure this will not happen again. i appreciate it. :) |
If you are on the mainstream side of the business i might be able to assist... i have faced many of the same issues for a lot of our mainstream continuity clients the past few months and have some good solutions and ideas on how to also assist in bringing down Chargebacks, Order confirmation calls and verification processes with call center partners.
If you are interested in discussing i might be able to assist as my group has also been in the mainstream business for over 10 years as well. If i can be of assistance to any of these issues please email me. |
Hit me up if you still need solutions MM, I have a merchant account provider that offers no reserve necessary, low fees, and daily wire payouts. They have a strong network of banks both in the US and abroad that they work with so you don't have to worry about any banking fallout.
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Thank you are we are here to help. |
MetaMan,
The problem is your dealing with sales reps at the other processors who need to seek upper approval for this. Contact me directly. I am the CEO of iBill and I will be willing to see if we can work out something. I have done a few deals like this before and came up with some creative ways to get them done. ICQ 565715333 |
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