Quote:
Originally Posted by xxweekxx
(Post 17179823)
ok so there this family friend, shes starting a new business(she kinda has money), so she calls me and said she's run out of money and she needed a big loan and will pay me back in a week.. so i wired her $10k.. now she doesnt even mention anything about it.. its been almost 3 weeks now.. how do i nicely ask her for the money without alienating her since we are very good friends..
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I would be upset because she said 1 week and the loan was not repaid. I would have been even more upset that she didn't have the common courtesy to call me after 7 days and make up some BS excuse or at least make a partial payment.
Your fault for not calling on day 7 and asking for the money. People like her have the mentality like this.... They know you have money obviously just sitting around you don't need. They need it. You think nothing of sending it to them with no contract, loan terms, or anything. They tell you 1 week. It's been 3 weeks and you still haven't called to ask about it. They are convinced that the money is no big deal to you, you gave it away and not even checking up on it. So why are they going to sweat paying you back when they are in a bind and you don't need it or don't care about it.
When you make a big deal about loaning it, put interest rates on it. Say that you need this back, blah blah, you can only do this for 1 week because you need it for something else, etc... then you check with them on day 7, they will think a lot differently and you are much more likely to get paid.
What you can do now. Call up, tell them something came up you need the money back, its been 2 weeks over due, why haven't they called you. When they say they dont have it tell them you need 1/2, 1/4 something. and set up a payment schedule. because i think there is 0% chance you getting the money back in one lump sum any time soon.
Quote:
Originally Posted by xxweekxx
(Post 17179854)
yeah i know.. shes a cool chic but i need that $10k
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Then you don't loan it, say you loaned it to someone else, or that you had some big expenses come up and you can't tie it up.
Quote:
Originally Posted by xxweekxx
(Post 17179989)
dude fuck that not getting it back shit.. if i dont get my money back im suing her for it and filing wire fraud charges.. fuck that..
but ya id like to NOT lose this friend. we are really cool.. i mean she trusts me with her place,car, etc and shed do anything for me
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Sue her??? on what grounds? What proof do you have. You "GAVE" her money. Did you set up a contract, loan repayments, interest etc? If you just handed it over, you have no case. And even if it did, it will cost you more than 10K to sue her, go to court, win, file judgments against her and try to collect. And if she is borrowing money from you that probably means she is losing everything else so what would she have of value for you to lien ?
Seriously you are fucked. But it is your own fault. No contract, no terms, hand money away, person says 1 week and its 3 weeks later and you haven't even called them yet? so fucked.
Quote:
Originally Posted by xxweekxx
(Post 17180076)
she said she ran out of money and she'd be closing a bunch of deals so she'll be able to pay me back asap... i said ok.. come to think of it she didnt even say thanks when the money came.. now im just thinking of putting my foot down and saying this,
"hey i wired u the money from my biz acct, i kinda need it to run my day to day stuff and i dont wanna dip into my savings.. when do u think u'll be able to send it back"
How does that sound?
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The " i will be closing some deals soon" then sounds like you don't need to borrow money, because you will be closing a deal in the next week and will have money from that. The "deals" always fall through. And when they do there is no way to repay you.
See a few of my replies up. Demand the money, and then be willing to accept something even 1K from her, any money you can get is better than nothing, then you put her ass on a payment plan and HOUND HER till you get it all but it might take you a year or longer if you stay very persistent. People like her will hope you give up and go away after a couple payments.
